Retention champions in Rhode Island in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Kari Reardon (Peoples Credit Union, NMLS #715427), Andrew Parsons (BANKESB, NMLS #83116), and Leonarda Conti (Navigant Credit Union, NMLS #12060).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kari Reardon | 715427 | Peoples Credit Union | 439939 | Middletown, RI | $4.5M | 1 | 7.7% |
| #2 | Andrew Parsons | 83116 | BANKESB | 405477 | North Attleboro, MA | $2.2M | 10 | 100.0% |
| #3 | Leonarda Conti | 12060 | Navigant Credit Union | 462987 | Smithfield, RI | $2.1M | 4 | 10.8% |
| #4 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $2.0M | 5 | 31.3% |
| #5 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $1.2M | 4 | 33.3% |
| #6 | Matthew Estrela | 485410 | Bristol County Savings Bank | 484626 | Pawtucket, RI | $1.2M | 3 | 30.0% |
| #7 | Stephen Tetzner | 4358 | The Washington Trust Company | 414726 | Warwick, RI | $1.0M | 1 | 4.0% |
| #8 | Debra Beauchamp | 680448 | Navigant Credit Union | 462987 | Smithfield, RI | $990K | 1 | 4.0% |
| #9 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $984K | 3 | 9.7% |
| #10 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $887K | 11 | 45.8% |
| #11 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $788K | 6 | 40.0% |
| #12 | GINA HELM | 574370 | Centreville Bank | 402947 | Warren, RI | $750K | 1 | 5.6% |
| #13 | Anahit Kaian | 22371 | Best Financial Mortgage Services, Inc. | 2485 | Cranston, RI | $568K | 3 | 27.3% |
| #14 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $547K | 2 | 16.7% |
| #15 | Meghan MacAdams | 1182884 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $515K | 1 | 5.9% |
| #16 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $469K | 1 | 8.3% |
| #17 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $466K | 1 | 10.0% |
| #18 | Matthew Kelly | 411250 | Movement Mortgage, LLC | 39179 | Providence, RI | $428K | 1 | 10.0% |
| #19 | Cara Millett | 13529 | SHOREHAM BANK | 478275 | Warwick, RI | $421K | 5 | 45.5% |
| #20 | Johnathon Birs | 4152 | Capital City Financial Corporation | 2934 | Bristol, RI | $362K | 1 | 8.3% |
| #21 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $355K | 8 | 72.7% |
| #22 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $353K | 1 | 4.3% |
| #23 | Diane Sanford | 1009979 | Cranston Municipal Employees Credit Union | 699359 | Cranston, RI | $350K | 7 | 70.0% |
| #24 | Justin Conrad | 4283 | Northpointe Bank | 447490 | Providence, RI | $289K | 1 | 5.3% |
| #25 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $236K | 1 | 10.0% |
| #26 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $222K | 1 | 6.7% |
| #27 | Olga Fino | 680439 | Navigant Credit Union | 462987 | Smithfield, RI | $210K | 1 | 4.8% |
| #28 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $205K | 3 | 30.0% |
| #29 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | Middletown, RI | $175K | 1 | 10.0% |
| #30 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $150K | 1 | 8.3% |
| #31 | David Tetreault | 680395 | Centreville Bank | 402947 | North Kingstown, RI | $100K | 1 | 10.0% |
| #32 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $15K | 1 | 8.3% |
| #33 | George Cooper | 133747 | Eastern Bank | 451827 | South Kingstown, RI | $10K | 1 | 8.3% |
| #34 | ERIC MALUK | 4733 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $10K | 1 | 6.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-volume/2023
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