Leading rookies in Rhode Island in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Cheryl Guillot (Centreville Bank, NMLS #449767), jin zhang (OrangePath Financial Inc., NMLS #1923890), and Rena Tilghman (Capital One, National Association, NMLS #2462827).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Cheryl Guillot | 449767 | Centreville Bank | 402947 | Putnam, CT | $811K | 6 | $135K |
| #2 | jin zhang | 1923890 | OrangePath Financial Inc. | 2070941 | Flushing, NY | $1.5M | 5 | $298K |
| #3 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $187K | 2 | $94K |
| #3 | Daniel Lott | 2460902 | Citizens Bank, National Association | 433960 | — | $289K | 2 | $144K |
| #3 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $125K | 2 | $63K |
| #3 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $95K | 2 | $48K |
| #3 | Kenneth Tessitore | 2416591 | Mutual of Omaha Mortgage, Inc. | 1025894 | West Warwick, RI | $648K | 2 | $324K |
| #8 | Marissa Morton | 2520404 | Capital One, National Association | 453156 | — | $55K | 1 | $55K |
| #8 | Joseph Rhodes | 2117432 | JPMorgan Chase Bank, National Association | 399798 | Boston, MA | $250K | 1 | $250K |
| #8 | Kathleen Ramirez | 2503186 | Capital One, National Association | 453156 | — | $170K | 1 | $170K |
| #8 | Alexander Smigelsky | 2520388 | Capital One, National Association | 453156 | — | $65K | 1 | $65K |
| #8 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $63K | 1 | $63K |
| #8 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $150K | 1 | $150K |
| #8 | Charles Foley | 19272 | CrossCountry Mortgage, LLC | 3029 | — | $348K | 1 | $348K |
| #8 | Jamieson Marino | 2462824 | Capital One, National Association | 453156 | — | $45K | 1 | $45K |
| #8 | Ryan Clifford | 2520466 | Reliance First Capital, LLC | 58775 | — | $190K | 1 | $190K |
| #8 | Laurie O'Jea | 2520402 | Discover Bank | 684042 | — | $73K | 1 | $73K |
| #8 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $63K | 1 | $63K |
| #8 | Damien Lear | 2520396 | Coastal Pacific Lending Inc. | 965211 | Gilbert, AZ | $85K | 1 | $85K |
| #8 | Holly Ware | 2477298 | Navy Federal Credit Union | 399807 | Pensacola, FL | $100K | 1 | $100K |
| #8 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $80K | 1 | $80K |
| #8 | Rebecca Madjoucoff | 2509213 | Rhode Island Credit Union | 509121 | — | $50K | 1 | $50K |
| #8 | Margaret DeJesus | 2106686 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $295K | 1 | $295K |
| #8 | Alexandria Jajou | 2366834 | Texana Bank, N.A. | 407536 | — | $385K | 1 | $385K |
| #8 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #8 | Rami Ameer | 2537327 | PBT BANCORP | 257781 | — | $506K | 1 | $506K |
| #8 | Stephanie Turner | 2477300 | Navy Federal Credit Union | 399807 | — | $60K | 1 | $60K |
| #8 | Joseph Sawyer | 2480077 | Sharon & Crescent United Credit Union | 463186 | Sharon, MA | $16K | 1 | $16K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-rookie-by-units/2023
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