Leading rookies in Rhode Island in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Cheryl Guillot (Centreville Bank, NMLS #449767), jin zhang (OrangePath Financial Inc., NMLS #1923890), and Ariana Ramirez (Capital One, National Association, NMLS #2462821).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Cheryl Guillot | 449767 | Centreville Bank | 402947 | Putnam, CT | $811K | 6 | $135K |
| #2 | jin zhang | 1923890 | OrangePath Financial Inc. | 2070941 | Flushing, NY | $1.5M | 5 | $298K |
| #3 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $125K | 2 | $63K |
| #3 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $95K | 2 | $48K |
| #3 | Daniel Lott | 2460902 | Citizens Bank, National Association | 433960 | — | $289K | 2 | $144K |
| #3 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $187K | 2 | $94K |
| #3 | Kenneth Tessitore | 2416591 | Mutual of Omaha Mortgage, Inc. | 1025894 | West Warwick, RI | $648K | 2 | $324K |
| #8 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $150K | 1 | $150K |
| #8 | Charles Foley | 19272 | CrossCountry Mortgage, LLC | 3029 | — | $348K | 1 | $348K |
| #8 | Rami Ameer | 2537327 | PBT BANCORP | 257781 | — | $506K | 1 | $506K |
| #8 | Stephanie Turner | 2477300 | Navy Federal Credit Union | 399807 | — | $60K | 1 | $60K |
| #8 | Alexander Smigelsky | 2520388 | Capital One, National Association | 453156 | — | $65K | 1 | $65K |
| #8 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $63K | 1 | $63K |
| #8 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $80K | 1 | $80K |
| #8 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $63K | 1 | $63K |
| #8 | Damien Lear | 2520396 | Coastal Pacific Lending Inc. | 965211 | Gilbert, AZ | $85K | 1 | $85K |
| #8 | Jamieson Marino | 2462824 | Capital One, National Association | 453156 | — | $45K | 1 | $45K |
| #8 | Laurie O'Jea | 2520402 | Discover Bank | 684042 | — | $73K | 1 | $73K |
| #8 | Ryan Clifford | 2520466 | Reliance First Capital, LLC | 58775 | — | $190K | 1 | $190K |
| #8 | Kathleen Ramirez | 2503186 | Capital One, National Association | 453156 | — | $170K | 1 | $170K |
| #8 | Margaret DeJesus | 2106686 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $295K | 1 | $295K |
| #8 | Joseph Rhodes | 2117432 | JPMorgan Chase Bank, National Association | 399798 | Boston, MA | $250K | 1 | $250K |
| #8 | Marissa Morton | 2520404 | Capital One, National Association | 453156 | — | $55K | 1 | $55K |
| #8 | Joseph Sawyer | 2480077 | Sharon & Crescent United Credit Union | 463186 | Sharon, MA | $16K | 1 | $16K |
| #8 | Holly Ware | 2477298 | Navy Federal Credit Union | 399807 | Pensacola, FL | $100K | 1 | $100K |
| #8 | Rebecca Madjoucoff | 2509213 | Rhode Island Credit Union | 509121 | — | $50K | 1 | $50K |
| #8 | Alexandria Jajou | 2366834 | Texana Bank, N.A. | 407536 | — | $385K | 1 | $385K |
| #8 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-rookie-by-units/2023
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