Leading rookies in New Jersey in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Allison Frassa (Guaranteed Rate, Inc., NMLS #2364021), Michelle Moore (Affordable Mortgage Advisors, LLC, NMLS #753848), and Joshua Rios (Panorama Mortgage Group, LLC, NMLS #2380804).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Allison Frassa | 2364021 | Guaranteed Rate, Inc. | 2611 | Hamburg, NJ | $12.2M | 44 | $276K |
| #2 | Michelle Moore | 753848 | Affordable Mortgage Advisors, LLC | 139164 | Gibbsboro, NJ | $5.6M | 16 | $349K |
| #2 | Joshua Rios | 2380804 | Panorama Mortgage Group, LLC | 133739 | Parsippany, NJ | $4.1M | 16 | $256K |
| #4 | Islam Elnaggar | 2438927 | AIE Mortgage LLC | 2479724 | Mercerville, NJ | $4.6M | 14 | $331K |
| #5 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.1M | 12 | $90K |
| #5 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $901K | 12 | $75K |
| #7 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $998K | 10 | $100K |
| #8 | Mendy Wertzberger | 2332181 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $6.2M | 9 | $685K |
| #9 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $1.1M | 8 | $133K |
| #9 | Tiana Torres | 1722283 | Discover Bank | 684042 | — | $742K | 8 | $93K |
| #9 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $870K | 8 | $109K |
| #9 | Ari Nat | 64801 | Approved Funding Corp. | 5411 | River Edge, NJ | $4.8M | 8 | $600K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $947K | 8 | $118K |
| #14 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $657K | 7 | $94K |
| #15 | sol meisels | 2101328 | FOUR STAR FUNDING INC. | 41291 | Brooklyn, NY | $3.0M | 6 | $499K |
| #15 | Alexis Alvarez | 2417073 | CrossCountry Mortgage, LLC | 3029 | Staten Island, NY | $2.3M | 6 | $384K |
| #15 | Yolanda Spivey | 2003245 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $1.8M | 6 | $303K |
| #15 | Alma Tapia Lopez | 2485461 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.5M | 6 | $246K |
| #15 | Christiano Coppola | 1205440 | New American Funding, LLC | 6606 | Holmdel, NJ | $2.0M | 6 | $329K |
| #20 | Rachel Suriel | 2249616 | Absolute Home Mortgage Corporation | 176743 | Fairfield, NJ | $1.5M | 5 | $304K |
| #20 | Cesar Alcala-Franco | 2421240 | American Federal Mortgage Corporation | 2756 | Chester, NJ | $2.5M | 5 | $493K |
| #20 | Honey Hill | 2067190 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Plano, TX | $1.2M | 5 | $242K |
| #20 | Joshua Kelley | 2418724 | Renovation Finance LLC | 1802847 | Berwyn, PA | $1.3M | 5 | $264K |
| #20 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $326K | 5 | $65K |
| #20 | Arthur Ferrari | 2260226 | Nation One Mortgage Corporation | 1564450 | Marlton, NJ | $1.1M | 5 | $218K |
| #20 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $478K | 5 | $96K |
| #20 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $1.4M | 5 | $289K |
| #20 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $550K | 5 | $110K |
| #29 | Carl Robinson | 2443662 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $1.3M | 4 | $315K |
| #29 | Cristian Orellana | 2420151 | Standard Mortgage Capital LLC | 1604663 | Plantation, FL | $1.6M | 4 | $399K |
| #29 | David Freiman | 2365763 | Stateline Funding, LLC | 1593699 | Phillipsburg, NJ | $1.5M | 4 | $383K |
| #29 | Christian Bally | 2396873 | MortgagePros, LLC | 1925352 | Troy, MI | $1.2M | 4 | $296K |
| #29 | Francis Dolce | 2104146 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $1.8M | 4 | $443K |
| #29 | Stacy LaSalle | 1822718 | Absolute Home Mortgage Corporation | 176743 | Red Bank, NJ | $1.7M | 4 | $418K |
| #29 | Joy Ellis | 2539831 | PICATINNY FEDERAL CREDIT UNION | 402605 | — | $360K | 4 | $90K |
| #29 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $410K | 4 | $103K |
| #29 | Kathleen Thomer | 2490331 | Sturdy Savings Bank | 410428 | Cape May Court House, NJ | $851K | 4 | $213K |
| #29 | Ryan Barbalios | 2359270 | Acre Mortgage & Financial, Inc. | 13988 | Riviera Beach, FL | $1.1M | 4 | $279K |
| #29 | Jhoany Jimenez | 2416870 | Guaranteed Rate, Inc. | 2611 | Sparta, NJ | $1.3M | 4 | $328K |
| #29 | Samuel Sewonuga | 2160146 | Morty, Inc. | 1429243 | Sugar Land, TX | $1.4M | 4 | $342K |
| #41 | Peter Tlatelpa | 2461418 | Brighton Bank | 892951 | — | $1.1M | 3 | $360K |
| #41 | Kiara Robinson | 2520401 | Capital One, National Association | 453156 | — | $210K | 3 | $70K |
| #41 | Jonathon Aponte | 2314983 | i3 Lending Inc. | 1020884 | Longwood, FL | $790K | 3 | $263K |
| #41 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $210K | 3 | $70K |
| #41 | Nicholas Kaufman | 2470631 | ADVANCED FINANCIAL FEDERAL CREDIT UNION | 780090 | New Providence, NJ | $240K | 3 | $80K |
| #41 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $1.5M | 3 | $504K |
| #41 | Amanda Elsayed | 2407802 | New Dwelling Developments Inc | 1533929 | — | $1.2M | 3 | $409K |
| #41 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $357K | 3 | $119K |
| #41 | Camila Brum | 1395917 | Prime Time Mortgage Corporation | 5463 | Springfield, NJ | $1.2M | 3 | $405K |
| #41 | Nicole Peraino | 2453211 | UMortgage LLC | 1457759 | Philadelphia, PA | $998K | 3 | $333K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2023
Powered by ChatMMI