Leading rookies in New Jersey in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Allison Frassa (Guaranteed Rate, Inc., NMLS #2364021), Joshua Rios (Panorama Mortgage Group, LLC, NMLS #2380804), and Michelle Moore (Affordable Mortgage Advisors, LLC, NMLS #753848).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Allison Frassa | 2364021 | Guaranteed Rate, Inc. | 2611 | Hamburg, NJ | $12.2M | 44 | $276K |
| #2 | Joshua Rios | 2380804 | Panorama Mortgage Group, LLC | 133739 | Parsippany, NJ | $4.1M | 17 | $241K |
| #3 | Michelle Moore | 753848 | Affordable Mortgage Advisors, LLC | 139164 | Gibbsboro, NJ | $5.6M | 16 | $349K |
| #4 | Islam Elnaggar | 2438927 | AIE Mortgage LLC | 2479724 | Mercerville, NJ | $5.1M | 15 | $343K |
| #5 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.1M | 12 | $90K |
| #5 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $901K | 12 | $75K |
| #7 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $998K | 10 | $100K |
| #8 | Mendy Wertzberger | 2332181 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $6.2M | 9 | $685K |
| #9 | Arthur Ferrari | 2260226 | Nation One Mortgage Corporation | 1564450 | Mount Laurel, NJ | $2.1M | 8 | $259K |
| #9 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $1.1M | 8 | $133K |
| #9 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $870K | 8 | $109K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $947K | 8 | $118K |
| #9 | Ari Nat | 64801 | Approved Funding Corp. | 5411 | River Edge, NJ | $4.8M | 8 | $600K |
| #9 | Tiana Torres | 1722283 | Discover Bank | 684042 | — | $742K | 8 | $93K |
| #15 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $657K | 7 | $94K |
| #16 | sol meisels | 2101328 | FOUR STAR FUNDING INC. | 41291 | Brooklyn, NY | $3.0M | 6 | $499K |
| #16 | Yolanda Spivey | 2003245 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $1.8M | 6 | $303K |
| #16 | Kathleen Thomer | 2490331 | Sturdy Savings Bank | 410428 | Cape May Court House, NJ | $1.2M | 6 | $199K |
| #16 | Christiano Coppola | 1205440 | New American Funding, LLC | 6606 | Holmdel, NJ | $2.0M | 6 | $329K |
| #16 | Alexis Sevilla | 2417073 | CrossCountry Mortgage, LLC | 3029 | Staten Island, NY | $2.3M | 6 | $384K |
| #16 | Alma Tapia Lopez | 2485461 | MY COMMUNITY MORTGAGE LLC | 2408499 | New Orleans, LA | $1.5M | 6 | $246K |
| #22 | Cesar Alcala-Franco | 2421240 | American Federal Mortgage Corporation | 2756 | Chester, NJ | $2.5M | 5 | $493K |
| #22 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $1.4M | 5 | $289K |
| #22 | Joshua Kelley | 2418724 | Renovation Finance LLC | 1802847 | Berwyn, PA | $1.3M | 5 | $264K |
| #22 | Carl Robinson | 2443662 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $1.5M | 5 | $298K |
| #22 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $478K | 5 | $96K |
| #22 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $326K | 5 | $65K |
| #22 | Rachel Suriel | 2249616 | Absolute Home Mortgage Corporation | 176743 | Fairfield, NJ | $1.5M | 5 | $304K |
| #22 | Ryan Barbalios | 2359270 | Acre Mortgage & Financial, Inc. | 13988 | Riviera Beach, FL | $1.6M | 5 | $318K |
| #22 | Honey Hill | 2067190 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Plano, TX | $1.2M | 5 | $242K |
| #22 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $550K | 5 | $110K |
| #32 | David Freiman | 2365763 | Movement Mortgage, LLC | 39179 | Bridgewater, NJ | $1.5M | 4 | $383K |
| #32 | Francis Dolce | 2104146 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $1.8M | 4 | $443K |
| #32 | Cristian Orellana | 2420151 | Standard Mortgage Capital LLC | 1604663 | Plantation, FL | $1.6M | 4 | $399K |
| #32 | Christian Bally | 2396873 | MortgagePros, LLC | 1925352 | Troy, MI | $1.2M | 4 | $296K |
| #32 | Jhoany Jimenez | 2416870 | Guaranteed Rate, Inc. | 2611 | Sparta, NJ | $1.3M | 4 | $328K |
| #32 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $410K | 4 | $103K |
| #32 | Samuel Sewonuga | 2160146 | Morty, Inc. | 1429243 | Sugar Land, TX | $1.4M | 4 | $342K |
| #32 | Joy Ellis | 2539831 | PICATINNY FEDERAL CREDIT UNION | 402605 | — | $360K | 4 | $90K |
| #32 | Stacy LaSalle | 1822718 | Absolute Home Mortgage Corporation | 176743 | Red Bank, NJ | $1.7M | 4 | $418K |
| #41 | Kiara Robinson | 2520401 | Capital One, National Association | 453156 | — | $210K | 3 | $70K |
| #41 | Jonathon Aponte | 2314983 | i3 Lending Inc. | 1020884 | Longwood, FL | $790K | 3 | $263K |
| #41 | Camila Brum | 1395917 | Prime Time Mortgage Corp. | 5463 | Springfield, NJ | $1.2M | 3 | $405K |
| #41 | Nicole Peraino | 2453211 | NEXA Mortgage, LLC | 1660690 | Frenchtown, NJ | $998K | 3 | $333K |
| #41 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $357K | 3 | $119K |
| #41 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $1.5M | 3 | $504K |
| #41 | Peter Tlatelpa | 2461418 | Brighton Bank | 892951 | — | $1.1M | 3 | $360K |
| #41 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $210K | 3 | $70K |
| #41 | Nicholas Kaufman | 2470631 | ADVANCED FINANCIAL FEDERAL CREDIT UNION | 780090 | New Providence, NJ | $240K | 3 | $80K |
| #41 | Amanda Elsayed | 2407802 | New Dwelling Developments Inc | 1533929 | — | $1.2M | 3 | $409K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2023
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