Leading rookies in New Jersey in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Allison Frassa (Guaranteed Rate, Inc., NMLS #2364021), Michelle Moore (Affordable Mortgage Advisors, LLC, NMLS #753848), and Joshua Rios (Panorama Mortgage Group, LLC, NMLS #2380804).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Allison Frassa | 2364021 | Guaranteed Rate, Inc. | 2611 | Hamburg, NJ | $12.2M | 44 | $276K |
| #2 | Michelle Moore | 753848 | Affordable Mortgage Advisors, LLC | 139164 | Gibbsboro, NJ | $5.6M | 16 | $349K |
| #2 | Joshua Rios | 2380804 | Panorama Mortgage Group, LLC | 133739 | Parsippany, NJ | $4.1M | 16 | $256K |
| #4 | Islam Elnaggar | 2438927 | AIE Mortgage LLC | 2479724 | Mercerville, NJ | $4.6M | 14 | $331K |
| #5 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.1M | 12 | $90K |
| #5 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $901K | 12 | $75K |
| #7 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $998K | 10 | $100K |
| #8 | Mendy Wertzberger | 2332181 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $6.2M | 9 | $685K |
| #9 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $870K | 8 | $109K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $947K | 8 | $118K |
| #9 | Ari Nat | 64801 | Approved Funding Corp. | 5411 | River Edge, NJ | $4.8M | 8 | $600K |
| #9 | Tiana Torres | 1722283 | Discover Bank | 684042 | — | $742K | 8 | $93K |
| #9 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $1.1M | 8 | $133K |
| #9 | Arthur Ferrari | 2260226 | Nation One Mortgage Corporation | 1564450 | Marlton, NJ | $2.1M | 8 | $259K |
| #15 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $657K | 7 | $94K |
| #16 | sol meisels | 2101328 | FOUR STAR FUNDING INC. | 41291 | Brooklyn, NY | $3.0M | 6 | $499K |
| #16 | Yolanda Spivey | 2003245 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $1.8M | 6 | $303K |
| #16 | Christiano Coppola | 1205440 | New American Funding, LLC | 6606 | Holmdel, NJ | $2.0M | 6 | $329K |
| #16 | Alma Tapia Lopez | 2485461 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.5M | 6 | $246K |
| #16 | Kathleen Thomer | 2490331 | Sturdy Savings Bank | 410428 | Cape May Court House, NJ | $1.2M | 6 | $199K |
| #16 | Alexis Alvarez | 2417073 | CrossCountry Mortgage, LLC | 3029 | Staten Island, NY | $2.3M | 6 | $384K |
| #22 | Cesar Alcala-Franco | 2421240 | American Federal Mortgage Corporation | 2756 | Chester, NJ | $2.5M | 5 | $493K |
| #22 | Rachel Suriel | 2249616 | Absolute Home Mortgage Corporation | 176743 | Fairfield, NJ | $1.5M | 5 | $304K |
| #22 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $550K | 5 | $110K |
| #22 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $326K | 5 | $65K |
| #22 | Joshua Kelley | 2418724 | Renovation Finance LLC | 1802847 | Berwyn, PA | $1.3M | 5 | $264K |
| #22 | Honey Hill | 2067190 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Plano, TX | $1.2M | 5 | $242K |
| #22 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $478K | 5 | $96K |
| #22 | Ryan Barbalios | 2359270 | Acre Mortgage & Financial, Inc. | 13988 | Riviera Beach, FL | $1.6M | 5 | $318K |
| #22 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $1.4M | 5 | $289K |
| #22 | Carl Robinson | 2443662 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $1.5M | 5 | $298K |
| #32 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $410K | 4 | $103K |
| #32 | Stacy LaSalle | 1822718 | Absolute Home Mortgage Corporation | 176743 | Red Bank, NJ | $1.7M | 4 | $418K |
| #32 | Francis Dolce | 2104146 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $1.8M | 4 | $443K |
| #32 | Cristian Orellana | 2420151 | Standard Mortgage Capital LLC | 1604663 | Plantation, FL | $1.6M | 4 | $399K |
| #32 | David Freiman | 2365763 | Stateline Funding, LLC | 1593699 | Phillipsburg, NJ | $1.5M | 4 | $383K |
| #32 | Joy Ellis | 2539831 | PICATINNY FEDERAL CREDIT UNION | 402605 | — | $360K | 4 | $90K |
| #32 | Christian Bally | 2396873 | MortgagePros, LLC | 1925352 | Troy, MI | $1.2M | 4 | $296K |
| #32 | Jhoany Jimenez | 2416870 | Guaranteed Rate, Inc. | 2611 | Sparta, NJ | $1.3M | 4 | $328K |
| #32 | Samuel Sewonuga | 2160146 | Morty, Inc. | 1429243 | Sugar Land, TX | $1.4M | 4 | $342K |
| #41 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $210K | 3 | $70K |
| #41 | Kiara Robinson | 2520401 | Capital One, National Association | 453156 | — | $210K | 3 | $70K |
| #41 | Nicole Peraino | 2453211 | UMortgage LLC | 1457759 | Philadelphia, PA | $998K | 3 | $333K |
| #41 | Peter Tlatelpa | 2461418 | Brighton Bank | 892951 | — | $1.1M | 3 | $360K |
| #41 | Nicholas Kaufman | 2470631 | ADVANCED FINANCIAL FEDERAL CREDIT UNION | 780090 | New Providence, NJ | $240K | 3 | $80K |
| #41 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $357K | 3 | $119K |
| #41 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $1.5M | 3 | $504K |
| #41 | Amanda Elsayed | 2407802 | New Dwelling Developments Inc | 1533929 | — | $1.2M | 3 | $409K |
| #41 | Jonathon Aponte | 2314983 | i3 Lending Inc. | 1020884 | Longwood, FL | $790K | 3 | $263K |
| #41 | Camila Brum | 1395917 | Prime Time Mortgage Corp. | 5463 | Springfield, NJ | $1.2M | 3 | $405K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2023
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