Leading rookies in New Jersey in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Allison Frassa (Guaranteed Rate, Inc., NMLS #2364021), Michelle Moore (Affordable Mortgage Advisors, LLC, NMLS #753848), and Joshua Rios (Panorama Mortgage Group, LLC, NMLS #2380804).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Allison Frassa | 2364021 | Guaranteed Rate, Inc. | 2611 | Hamburg, NJ | $12.2M | 44 | $276K |
| #2 | Michelle Moore | 753848 | Affordable Mortgage Advisors, LLC | 139164 | Gibbsboro, NJ | $5.6M | 16 | $349K |
| #2 | Joshua Rios | 2380804 | Panorama Mortgage Group, LLC | 133739 | Parsippany, NJ | $4.1M | 16 | $256K |
| #4 | Islam Elnaggar | 2438927 | AIE Mortgage LLC | 2479724 | Mercerville, NJ | $4.6M | 14 | $331K |
| #5 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $901K | 12 | $75K |
| #5 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.1M | 12 | $90K |
| #7 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $998K | 10 | $100K |
| #8 | Mendy Wertzberger | 2332181 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $6.2M | 9 | $685K |
| #9 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $947K | 8 | $118K |
| #9 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $870K | 8 | $109K |
| #9 | Tiana Torres | 1722283 | Discover Bank | 684042 | — | $742K | 8 | $93K |
| #9 | Ari Nat | 64801 | Approved Funding Corp. | 5411 | River Edge, NJ | $4.8M | 8 | $600K |
| #9 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $1.1M | 8 | $133K |
| #9 | Arthur Ferrari | 2260226 | Nation One Mortgage Corporation | 1564450 | Marlton, NJ | $2.1M | 8 | $259K |
| #15 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $657K | 7 | $94K |
| #16 | Alma Tapia Lopez | 2485461 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.5M | 6 | $246K |
| #16 | Kathleen Thomer | 2490331 | Sturdy Savings Bank | 410428 | Cape May Court House, NJ | $1.2M | 6 | $199K |
| #16 | Christiano Coppola | 1205440 | New American Funding, LLC | 6606 | Holmdel, NJ | $2.0M | 6 | $329K |
| #16 | Yolanda Spivey | 2003245 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $1.8M | 6 | $303K |
| #16 | Alexis Alvarez | 2417073 | CrossCountry Mortgage, LLC | 3029 | Staten Island, NY | $2.3M | 6 | $384K |
| #16 | sol meisels | 2101328 | FOUR STAR FUNDING INC. | 41291 | Brooklyn, NY | $3.0M | 6 | $499K |
| #22 | Honey Hill | 2067190 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Plano, TX | $1.2M | 5 | $242K |
| #22 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $1.4M | 5 | $289K |
| #22 | Carl Robinson | 2443662 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $1.5M | 5 | $298K |
| #22 | Ryan Barbalios | 2359270 | Acre Mortgage & Financial, Inc. | 13988 | Riviera Beach, FL | $1.6M | 5 | $318K |
| #22 | Joshua Kelley | 2418724 | Renovation Finance LLC | 1802847 | Berwyn, PA | $1.3M | 5 | $264K |
| #22 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $550K | 5 | $110K |
| #22 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $478K | 5 | $96K |
| #22 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $326K | 5 | $65K |
| #22 | Rachel Suriel | 2249616 | Absolute Home Mortgage Corporation | 176743 | Fairfield, NJ | $1.5M | 5 | $304K |
| #22 | Cesar Alcala-Franco | 2421240 | American Federal Mortgage Corporation | 2756 | Chester, NJ | $2.5M | 5 | $493K |
| #32 | David Freiman | 2365763 | Stateline Funding, LLC | 1593699 | Phillipsburg, NJ | $1.5M | 4 | $383K |
| #32 | Christian Bally | 2396873 | MortgagePros, LLC | 1925352 | Troy, MI | $1.2M | 4 | $296K |
| #32 | Jhoany Jimenez | 2416870 | Guaranteed Rate, Inc. | 2611 | Sparta, NJ | $1.3M | 4 | $328K |
| #32 | Samuel Sewonuga | 2160146 | Morty, Inc. | 1429243 | Sugar Land, TX | $1.4M | 4 | $342K |
| #32 | Stacy LaSalle | 1822718 | Absolute Home Mortgage Corporation | 176743 | Red Bank, NJ | $1.7M | 4 | $418K |
| #32 | Cristian Orellana | 2420151 | Standard Mortgage Capital LLC | 1604663 | Plantation, FL | $1.6M | 4 | $399K |
| #32 | Joy Ellis | 2539831 | PICATINNY FEDERAL CREDIT UNION | 402605 | — | $360K | 4 | $90K |
| #32 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $410K | 4 | $103K |
| #32 | Francis Dolce | 2104146 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $1.8M | 4 | $443K |
| #41 | Peter Tlatelpa | 2461418 | Brighton Bank | 892951 | — | $1.1M | 3 | $360K |
| #41 | Kiara Robinson | 2520401 | Capital One, National Association | 453156 | — | $210K | 3 | $70K |
| #41 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $357K | 3 | $119K |
| #41 | Amanda Elsayed | 2407802 | New Dwelling Developments Inc | 1533929 | — | $1.2M | 3 | $409K |
| #41 | Jonathon Aponte | 2314983 | i3 Lending Inc. | 1020884 | Longwood, FL | $790K | 3 | $263K |
| #41 | Michael Rivers | 2520406 | Discover Bank | 684042 | — | $210K | 3 | $70K |
| #41 | Camila Brum | 1395917 | Prime Time Mortgage Corp. | 5463 | Springfield, NJ | $1.2M | 3 | $405K |
| #41 | Nicole Peraino | 2453211 | UMortgage LLC | 1457759 | Philadelphia, PA | $998K | 3 | $333K |
| #41 | Nicholas Kaufman | 2470631 | ADVANCED FINANCIAL FEDERAL CREDIT UNION | 780090 | New Providence, NJ | $240K | 3 | $80K |
| #41 | RUPAL GANDECHA | 2449153 | RBG Mortgage LLC | 2630626 | Princeton, NJ | $1.5M | 3 | $504K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Jersey (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-rookie-by-units/2023
Powered by ChatMMI