Retention champions in New Jersey in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Gerard Murphy (Kearny Bank, NMLS #855569), Christopher Gallo (CrossCountry Mortgage, LLC, NMLS #60863), and James Eville (Unity Bank, NMLS #142428).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Gerard Murphy | 855569 | Kearny Bank | 401080 | Oakhurst, NJ | $7.3M | 18 | 75.0% |
| #2 | Christopher Gallo | 60863 | CrossCountry Mortgage, LLC | 3029 | — | $6.2M | 10 | 22.2% |
| #3 | James Eville | 142428 | Unity Bank | 617337 | Clinton, NJ | $5.7M | 8 | 44.4% |
| #4 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $4.5M | 12 | 25.5% |
| #5 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $3.7M | 3 | 23.1% |
| #6 | James Anzano | 209792 | Glendenning Mortgage Corporation | 209086 | Toms River, NJ | $3.5M | 9 | 64.3% |
| #7 | pasquale grande | 73049 | Unity Bank | 617337 | Clinton, NJ | $3.2M | 3 | 18.8% |
| #8 | Anthony Marone | 1190158 | Lend Mortgage LLC | 2639652 | Manalapan, NJ | $2.8M | 6 | 37.5% |
| #9 | DHAWAL KADAKIA | 278254 | American Royal Mortgage Corp. | 35321 | Iselin, NJ | $2.8M | 8 | 53.3% |
| #10 | Jennifer Andreyev | 419035 | Wells Fargo Bank, National Association | 399801 | Point Pleasant Boro, NJ | $2.8M | 7 | 46.7% |
| #11 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $2.7M | 6 | 17.6% |
| #12 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $2.5M | 4 | 40.0% |
| #13 | Joseph Vitiello | 1992076 | CrossCountry Mortgage, LLC | 3029 | Parsippany, NJ | $2.3M | 6 | 60.0% |
| #14 | Justin Freedman | 292172 | BoxCar Mortgage, LLC | 1969375 | Parsippany, NJ | $2.3M | 5 | 41.7% |
| #15 | Andrea Martinez | 404079 | Wells Fargo Bank, National Association | 399801 | Short Hills, NJ | $2.3M | 6 | 60.0% |
| #16 | Eugene Brown | 149265 | Mid Penn Bank | 514439 | Mount Laurel, NJ | $2.3M | 5 | 35.7% |
| #17 | Maura Weiss | 1085140 | Wells Fargo Bank, National Association | 399801 | — | $2.1M | 6 | 60.0% |
| #18 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $2.1M | 5 | 35.7% |
| #19 | Michael Bellano | 210931 | Hartford Funding, Ltd. | 58160 | Woodbury, NY | $2.0M | 6 | 54.5% |
| #20 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $2.0M | 3 | 23.1% |
| #21 | Paris Petritsis | 202276 | Mortgage Xpress LLC | 1840831 | Wayne, NJ | $1.9M | 2 | 16.7% |
| #22 | michael santos | 199875 | LionOak Mortgage LLC | 2537226 | Springfield, NJ | $1.9M | 6 | 50.0% |
| #23 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $1.9M | 4 | 23.5% |
| #24 | Alon Tabak | 588942 | Guaranteed Rate Affinity, LLC | 1598647 | Paramus, NJ | $1.8M | 4 | 33.3% |
| #25 | Michael LiPari | 187388 | Jet Direct Funding Corp. | 3542 | Saddle Brook, NJ | $1.8M | 4 | 26.7% |
| #26 | Christofer Wilhelm | 111160 | Guaranteed Rate, Inc. | 2611 | Berlin, NJ | $1.8M | 3 | 17.6% |
| #27 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $1.8M | 1 | 10.0% |
| #28 | Carlos Figueira | 147484 | Keypoint Mortgage, LLC | 298422 | Florham Park, NJ | $1.7M | 5 | 20.0% |
| #29 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $1.7M | 4 | 13.8% |
| #30 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $1.7M | 7 | 17.9% |
| #31 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $1.6M | 4 | 12.9% |
| #32 | Jeffrey Schneider | 860846 | U.S. Bank National Association | 402761 | Earth City, MO | $1.5M | 2 | 14.3% |
| #33 | Anthony Ciullo | 144273 | Northpointe Bank | 447490 | Parsippany, NJ | $1.5M | 4 | 30.8% |
| #34 | NICK KELSO | 186884 | Homepath Lending, L.L.C. | 1390281 | Flanders, NJ | $1.5M | 3 | 27.3% |
| #35 | Sean Clark | 111333 | Advisors Mortgage Group, L.L.C. | 33041 | — | $1.4M | 3 | 23.1% |
| #36 | Jennifer Zinna-Chatman | 269708 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $1.4M | 3 | 27.3% |
| #37 | Taylor Plesh | 1141405 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $1.3M | 3 | 18.8% |
| #38 | Mark Casamassina | 215272 | Luminate Bank | 1281698 | Little Falls, NJ | $1.3M | 3 | 15.0% |
| #39 | Blaise Menzoni | 244387 | Nation One Mortgage Corporation | 1564450 | Vineland, NJ | $1.3M | 7 | 18.4% |
| #40 | Jahn Beckler | 145742 | A-M-S Mortgage Services, Inc. | 20843 | Newark, NJ | $1.3M | 3 | 14.3% |
| #41 | Kathleen Halbing | 219643 | Paramount Residential Mortgage Group, Inc. | 75243 | Cape Coral, FL | $1.3M | 3 | 20.0% |
| #42 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $1.3M | 2 | 18.2% |
| #43 | Mauricio Viecco | 66855 | Paramount Residential Mortgage Group, Inc. | 75243 | Paterson, NJ | $1.2M | 3 | 23.1% |
| #44 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $1.2M | 5 | 11.6% |
| #45 | Joseph Galayda | 65345 | Millenium Home Mortgage, LLC | 51519 | Westfield, NJ | $1.2M | 3 | 20.0% |
| #46 | Gregory Morga | 1713874 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Toms River, NJ | $1.2M | 4 | 28.6% |
| #47 | Joshua Blair | 241845 | CMG Mortgage, Inc. | 1820 | Paramus, NJ | $1.2M | 3 | 11.5% |
| #48 | Vikram Patel | 1405104 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | East Brunswick, NJ | $1.1M | 3 | 30.0% |
| #49 | Martin Witzburg | 202853 | Cornerstone First Mortgage, LLC | 173855 | Parsippany, NJ | $1.1M | 3 | 27.3% |
| #50 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $1.1M | 2 | 9.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Jersey (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-volume/2023
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