Retention champions in Arkansas in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Morgan Miller (FIRST SERVICE BANK, NMLS #1946112), Sandra Childers (Arvest Bank, NMLS #454334), and Alice Curtis (Merchants and Farmers Bank, NMLS #1713694).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Morgan Miller | 1946112 | FIRST SERVICE BANK | 408102 | Greenbrier, AR | $4.1M | 14 | 77.8% |
| #2 | Sandra Childers | 454334 | Arvest Bank | 403249 | Bentonville, AR | $4.1M | 10 | 76.9% |
| #3 | Alice Curtis | 1713694 | Merchants and Farmers Bank | 509463 | Dumas, AR | $3.4M | 10 | 76.9% |
| #4 | Matthew Fleming | 469570 | First State Bank | 433425 | Russellville, AR | $3.4M | 11 | 84.6% |
| #5 | HOLLY ZIMMERMAN | 737830 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $2.8M | 21 | 61.8% |
| #6 | Tonya Gray | 1741992 | Southern Bank | 405563 | Jonesboro, AR | $2.7M | 8 | 61.5% |
| #7 | KARLA WALLS | 737266 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $2.4M | 24 | 66.7% |
| #8 | Jimsie Looper | 997043 | FirstTrust Home Loans, Inc. | 75271 | Fort Smith, AR | $2.2M | 11 | 37.9% |
| #9 | Ryan Smith | 564322 | Arvest Bank | 403249 | Fayetteville, AR | $2.0M | 5 | 25.0% |
| #10 | Stephanie Kibodeaux | 512237 | Commercial Bank & Trust Company | 485431 | Monticello, AR | $1.9M | 20 | 80.0% |
| #11 | Gina Stockfisch | 690309 | Anstaff Bank | 408242 | Mountain Home, AR | $1.7M | 8 | 61.5% |
| #12 | OMAR MEJIA | 1165963 | Arvest Bank | 403249 | Rogers, AR | $1.5M | 7 | 33.3% |
| #13 | Cynthia Inman | 405289 | CS BANK | 403468 | Berryville, AR | $1.5M | 8 | 80.0% |
| #14 | Robert Camras | 189578 | SWBC Mortgage Corporation | 9741 | Hot Springs, AR | $1.5M | 6 | 46.2% |
| #15 | Christopher Cummings | 429782 | Guild Mortgage Company LLC | 3274 | Bentonville, AR | $1.2M | 5 | 45.5% |
| #16 | Jennifer Langhover | 266495 | Highlands Residential Mortgage, Ltd. | 134871 | Rogers, AR | $1.2M | 4 | 18.2% |
| #17 | Sara Pledger | 2301046 | FIRST SERVICE BANK | 408102 | — | $1.2M | 4 | 36.4% |
| #18 | Leisa Gebhart | 638411 | Legacy National Bank | 478465 | Springdale, AR | $1.2M | 3 | 27.3% |
| #19 | Tony Futrell | 728649 | FIRST NATIONAL BANK | 649338 | — | $947K | 6 | 60.0% |
| #20 | Dana Boreing | 419384 | Eagle Bank and Trust Company | 410317 | Fayetteville, AR | $940K | 2 | 16.7% |
| #21 | Cody Davis | 1499383 | Focus Bank | 403606 | Paragould, AR | $919K | 6 | 60.0% |
| #22 | KRYSTIN CHEATHAM | 954959 | Arvest Bank | 403249 | North Little Rock, AR | $890K | 9 | 64.3% |
| #23 | Chandra Beach | 564277 | Better Mortgage Corporation | 330511 | Farmington, AR | $792K | 4 | 30.8% |
| #24 | Amanda Shelnut | 458050 | Arvest Bank | 403249 | Benton, AR | $720K | 4 | 30.8% |
| #25 | Kelli Franks | 130746 | Priority Bank | 412719 | Fayetteville, AR | $692K | 3 | 25.0% |
| #26 | Jacob Arey | 1091070 | Eustis Mortgage Corporation | 70345 | Benton, AR | $685K | 4 | 13.8% |
| #27 | Jacob Rice | 562384 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | 449234 | Little Rock, AR | $648K | 3 | 27.3% |
| #28 | Burnetta Bauer | 412188 | Signature Bank of Arkansas | 446616 | Harrison, AR | $631K | 4 | 40.0% |
| #29 | Stephen Griffin | 675424 | First Horizon Bank | 472329 | Little Rock, AR | $603K | 1 | 9.1% |
| #30 | Shonda Walters | 424310 | Regions Bank | 174490 | Birmingham, AL | $598K | 5 | 23.8% |
| #31 | Serena Hampton | 332655 | UARK FEDERAL CREDIT UNION | 415579 | Fayetteville, AR | $595K | 9 | 75.0% |
| #32 | Kelly Miller | 1630628 | CS BANK | 403468 | Harrison, AR | $569K | 8 | 80.0% |
| #33 | Robin Hackett | 416208 | FIRST SERVICE BANK | 408102 | Greenbrier, AR | $569K | 2 | 16.7% |
| #34 | Chirone Gamble | 158748 | Fairway Independent Mortgage Corporation | 2289 | Hot Springs, AR | $561K | 2 | 11.8% |
| #35 | Mandy Hathorn | 146513 | Encore Bank | 758596 | Fayetteville, AR | $545K | 1 | 5.3% |
| #36 | Alicia Arum | 1164490 | Lennar Mortgage, LLC | 1058 | North Little Rock, AR | $537K | 3 | 20.0% |
| #37 | Hunter Strong | 1911747 | FirstTrust Home Loans, Inc. | 75271 | Sheridan, AR | $533K | 3 | 18.8% |
| #38 | Christopher Nosari | 141912 | Nosari Home Mortgage, Inc. | 136034 | Mountain Home, AR | $519K | 3 | 14.3% |
| #39 | MARILEE MORELAND | 775805 | Bank of Salem | 469323 | Salem, AR | $477K | 4 | 30.8% |
| #40 | Darla Ray | 1780197 | Arkansas Federal Credit Union | 418494 | Bryant, AR | $475K | 2 | 20.0% |
| #41 | J. DeFrees | 207338 | CITIZENS BANK & TRUST COMPANY | 421329 | Van Buren, AR | $472K | 3 | 23.1% |
| #42 | John Simone | 1434234 | Bank of England | 418481 | Little Rock, AR | $410K | 2 | 15.4% |
| #43 | Kevin Sheredy | 264549 | Arkansas Federal Credit Union | 418494 | Cabot, AR | $401K | 2 | 10.5% |
| #44 | Amanda Eaton | 273056 | FIRST NATIONAL BANK | 649338 | Jonesboro, AR | $400K | 1 | 8.3% |
| #45 | Conrad Eberhard | 419438 | Flat Branch Mortgage, Inc. | 224149 | Fayetteville, AR | $371K | 1 | 5.9% |
| #46 | Jennifer Jones | 773631 | Fairway Independent Mortgage Corporation | 2289 | Monticello, AR | $364K | 3 | 30.0% |
| #47 | Jose Hernandez | 564536 | Arvest Bank | 403249 | Springdale, AR | $353K | 2 | 13.3% |
| #48 | Christopher Knighten | 1486302 | FirstTrust Home Loans, Inc. | 75271 | Sheridan, AR | $351K | 3 | 25.0% |
| #49 | Carla Evans | 514747 | FirstTrust Home Loans, Inc. | 75271 | Sheridan, AR | $351K | 2 | 14.3% |
| #50 | Joseph Phillips | 410478 | Guild Mortgage Company LLC | 3274 | Harrison, AR | $350K | 2 | 13.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Arkansas (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/arkansas/top-retention-by-volume/2023
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