Retention champions in Florida in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Barbara Schumann Jobmann (Capital City Home Loans, LLC, NMLS #659711), Justin Margolis (Paramount Residential Mortgage Group, Inc., NMLS #1015413), and Craig Stelzer (CrossCountry Mortgage, LLC, NMLS #64247).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Barbara Schumann Jobmann | 659711 | Capital City Home Loans, LLC | 75615 | Spring Hill, FL | $8.4M | 28 | 59.6% |
| #2 | Justin Margolis | 1015413 | Paramount Residential Mortgage Group, Inc. | 75243 | Davie, FL | $5.0M | 7 | 46.7% |
| #3 | Craig Stelzer | 64247 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $5.0M | 6 | 10.0% |
| #4 | Christina Kelleher | 1890599 | Luminate Bank | 1281698 | Minneapolis, MN | $4.9M | 14 | 56.0% |
| #5 | Mark Kach | 376864 | MCK Lending Group, LLC | 1649216 | Sarasota, FL | $4.9M | 7 | 50.0% |
| #6 | Ramon Duran | 333577 | Quontic Bank | 403503 | Miami, FL | $3.7M | 5 | 50.0% |
| #7 | Katie Ditton | 737421 | Ameris Bank | 408099 | Palm Coast, FL | $3.4M | 9 | 47.4% |
| #8 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $2.9M | 12 | 15.6% |
| #9 | NEDRA NASH | 437845 | Ameris Bank | 408099 | Saint Augustine, FL | $2.8M | 6 | 31.6% |
| #10 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $2.7M | 9 | 20.5% |
| #11 | Fausto Santana | 1678752 | Standard Mortgage Capital LLC | 1604663 | — | $2.6M | 6 | 60.0% |
| #12 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $2.6M | 12 | 85.7% |
| #13 | Jennifer Pitcher | 215392 | Acrisure Mortgage, LLC | 152859 | Orlando, FL | $2.5M | 7 | 16.3% |
| #14 | Joel Rosario | 1110878 | Seacoast National Bank | 608046 | The Villages, FL | $2.5M | 11 | 42.3% |
| #15 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $2.4M | 3 | 17.6% |
| #16 | Carlos Matos | 323206 | 1st Florida Lending CORP | 359304 | Orlando, FL | $2.4M | 6 | 46.2% |
| #17 | Anthony Acquaviva | 75842 | NQM Funding, LLC | 75597 | Boca Raton, FL | $2.4M | 4 | 16.0% |
| #18 | roberto paredes | 437134 | CASTLE ROCK CAPITAL FUNDING LLC | 2318381 | Riverview, FL | $2.4M | 4 | 33.3% |
| #19 | Gregory Balawajder | 1224870 | Acrisure Mortgage, LLC | 152859 | Tampa, FL | $2.2M | 1 | 6.7% |
| #20 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $2.2M | 5 | 35.7% |
| #21 | Richard Brandt | 1628559 | Northpointe Bank | 447490 | Grand Rapids, MI | $2.2M | 7 | 50.0% |
| #22 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $2.2M | 7 | 11.1% |
| #23 | Teresa Fink | 327751 | American Dream Home Mortgage Inc | 222528 | — | $2.1M | 2 | 14.3% |
| #24 | James Balthazar | 938298 | Acrisure Mortgage, LLC | 152859 | The Villages, FL | $2.1M | 8 | 44.4% |
| #25 | Jamie Cohen | 325598 | Express Mortgage Services Florida, LLC | 325198 | Boca Raton, FL | $2.0M | 4 | 25.0% |
| #26 | Robert Sampson | 351386 | Neighborhood Loans, Inc. | 222982 | Lakeland, FL | $2.0M | 7 | 14.0% |
| #27 | Stephanie Grassi | 357527 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $1.9M | 8 | 11.9% |
| #28 | Tomas Zapata | 476596 | Space Coast Credit Union | 403370 | Melbourne, FL | $1.9M | 7 | 25.9% |
| #29 | Ryan Brown | 334861 | CrossCountry Mortgage, LLC | 3029 | Palm Beach Gardens, FL | $1.9M | 5 | 33.3% |
| #30 | Reba Sierra | 379024 | PMF, Inc. | 1980 | Brandon, FL | $1.8M | 8 | 47.1% |
| #31 | Gilbert Bennett | 1177528 | My Easy Mortgage, LLC | 1268485 | Wesley Chapel, FL | $1.8M | 6 | 35.3% |
| #32 | robin batson arnold | 1186739 | Harvesters Credit Union | 506711 | Pensacola, FL | $1.7M | 5 | 45.5% |
| #33 | Heather Roberts | 419368 | First Horizon Bank | 472329 | Key West, FL | $1.7M | 2 | 20.0% |
| #34 | Natasha Cartagena | 552564 | NewRez LLC | 3013 | Melbourne, FL | $1.7M | 4 | 25.0% |
| #35 | Thomas Grabinski | 365620 | O'BRIEN FINANCIAL GROUP, INC. | 388313 | Wilton Manors, FL | $1.6M | 7 | 70.0% |
| #36 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $1.6M | 5 | 45.5% |
| #37 | David Epstein | 326059 | Primary Residential Mortgage, Inc. | 3094 | — | $1.6M | 3 | 11.5% |
| #38 | Rosa Martinez | 546555 | Guild Mortgage Company LLC | 3274 | Boca Raton, FL | $1.6M | 5 | 45.5% |
| #39 | Milvia Castellano | 305857 | Banco do Brasil Americas | 796975 | Miami, FL | $1.6M | 4 | 40.0% |
| #40 | Brian Bovbjerg | 1564530 | Fifth Third Bank, National Association | 403245 | Orlando, FL | $1.6M | 3 | 30.0% |
| #41 | Ivailo Manolov | 359569 | Signature Financial, Inc. | 372170 | Longwood, FL | $1.6M | 3 | 30.0% |
| #42 | Brian Miller | 802748 | MIDFLORIDA Credit Union | 417627 | Lakeland, FL | $1.6M | 4 | 28.6% |
| #43 | Jose Coutino | 742462 | ClearPath Lending | 936436 | Irvine, CA | $1.5M | 4 | 30.8% |
| #44 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $1.5M | 4 | 8.9% |
| #45 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $1.5M | 6 | 35.3% |
| #46 | Annette Everett | 648323 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $1.5M | 12 | 46.2% |
| #47 | Christopher Obodzinski | 375887 | NATIONS LENDING CORPORATION | 32416 | Independence, OH | $1.5M | 6 | 54.5% |
| #48 | Michael Kodsi | 133081 | K & B Capital Corp. | 166254 | Boca Raton, FL | $1.4M | 4 | 36.4% |
| #49 | Michael Bergmann | 448031 | loanDepot.com, LLC | 174457 | Franklin, TN | $1.4M | 6 | 27.3% |
| #50 | Gabriel Goenaga | 356050 | HG MORTGAGE, LLC | 388791 | Weston, FL | $1.4M | 3 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Florida (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-volume/2023
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