Retention champions in Maine in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Matthew Tardiff (Camden National Bank, NMLS #43211), Stephen Curran (Saco Valley Credit Union, NMLS #791992), and Jamie Turcotte (OTIS FEDERAL CREDIT UNION, NMLS #552355).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $8.9M | 14 | 63.6% |
| #2 | Stephen Curran | 791992 | Saco Valley Credit Union | 405619 | — | $4.0M | 16 | 61.5% |
| #3 | Jamie Turcotte | 552355 | OTIS FEDERAL CREDIT UNION | 407834 | Jay, ME | $1.8M | 10 | 55.6% |
| #4 | JOCELYN PICARD | 518283 | Atlantic Regional Federal Credit Union | 402778 | Saco, ME | $1.3M | 23 | 62.2% |
| #5 | Betsy Harrington | 458711 | Bath Savings Institution | 405789 | — | $1.2M | 2 | 20.0% |
| #6 | Jane Merrill | 712990 | Camden National Bank | 486887 | Camden, ME | $1.1M | 4 | 40.0% |
| #7 | Craig Farrington | 371129 | CMG Mortgage, Inc. | 1820 | Auburn, ME | $994K | 3 | 25.0% |
| #8 | Laurie Gaudreau | 746916 | Atlantic Regional Federal Credit Union | 402778 | Sanford, ME | $936K | 2 | 9.1% |
| #9 | Cory Broniarczyk | 1899308 | Guild Mortgage Company LLC | 3274 | — | $893K | 7 | 63.6% |
| #10 | Tracy Warren | 728118 | Kennebec Savings Bank | 585497 | Waterville, ME | $862K | 5 | 27.8% |
| #11 | Susan Wixom | 612436 | Bangor Savings Bank | 449200 | Lewiston, ME | $855K | 1 | 10.0% |
| #12 | Brendan Fontaine | 102571 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $820K | 4 | 26.7% |
| #13 | Anthony Rhoades | 728111 | Kennebec Savings Bank | 585497 | Waterville, ME | $732K | 7 | 50.0% |
| #14 | David Cekutis | 509632 | Camden National Bank | 486887 | Portland, ME | $699K | 3 | 23.1% |
| #15 | Gary Lapierre | 728106 | Kennebec Savings Bank | 585497 | Augusta, ME | $687K | 13 | 56.5% |
| #16 | Stephen Teng | 1615950 | cPort Credit Union | 409174 | Portland, ME | $581K | 5 | 38.5% |
| #17 | Rudolph Ferrante | 366272 | Guild Mortgage Company LLC | 3274 | Portland, ME | $580K | 3 | 11.5% |
| #18 | Cathy Lessard | 699484 | KV FEDERAL CREDIT UNION | 680513 | Augusta, ME | $578K | 10 | 66.7% |
| #19 | Erin Holmes | 1859212 | Atlantic Regional Federal Credit Union | 402778 | Topsham, ME | $565K | 5 | 38.5% |
| #20 | Michael Wilson | 159548 | Guild Mortgage Company LLC | 3274 | Augusta, ME | $540K | 2 | 9.5% |
| #21 | Deborah Coulombe | 1947003 | Kennebec Savings Bank | 585497 | — | $535K | 9 | 60.0% |
| #22 | Matthew Dwyer | 728100 | Kennebec Savings Bank | 585497 | Augusta, ME | $512K | 9 | 45.0% |
| #23 | C Jason Carlisle | 1512317 | University Credit Union | 407658 | Bangor, ME | $477K | 8 | 53.3% |
| #24 | Emma Bodwell | 31820 | loanDepot.com, LLC | 174457 | Bridgton, ME | $471K | 1 | 7.1% |
| #25 | Julie Armstrong | 671291 | Kennebec Savings Bank | 585497 | — | $435K | 8 | 57.1% |
| #26 | Chad Hayes | 238425 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $405K | 1 | 7.7% |
| #27 | James Skvorak | 134260 | Homestead Mortgage Loans, Inc. | 129904 | Windham, ME | $398K | 1 | 7.1% |
| #28 | Shelley Kennagh | 532306 | CMG Mortgage, Inc. | 1820 | Newry, ME | $378K | 2 | 12.5% |
| #29 | Richard Zamore | 834637 | Bath Savings Institution | 405789 | Brunswick, ME | $376K | 4 | 30.8% |
| #30 | Elizabeth Rogers | 458722 | Bath Savings Institution | 405789 | Portland, ME | $360K | 3 | 27.3% |
| #31 | Jessica Heath | 691211 | Maine Community Bank | 405614 | Gorham, ME | $330K | 1 | 5.0% |
| #32 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $318K | 2 | 18.2% |
| #33 | Thomas Evans | 1719203 | Acadia Lending Group, LLC | 370636 | South Portland, ME | $270K | 1 | 10.0% |
| #34 | Bryan Smith | 857068 | New American Funding, LLC | 6606 | Portland, ME | $245K | 1 | 6.7% |
| #35 | Tamika Donahue | 399388 | CMG Mortgage, Inc. | 1820 | Scarborough, ME | $240K | 1 | 3.4% |
| #36 | Wendy Martin | 412899 | Oxford Federal Credit Union | 401284 | — | $237K | 6 | 40.0% |
| #37 | Brittany McCarthy | 1605306 | TruChoice Federal Credit Union | 446602 | Portland, ME | $220K | 2 | 20.0% |
| #38 | Catherine Flaherty | 219224 | CMG Mortgage, Inc. | 1820 | Brunswick, ME | $212K | 1 | 6.3% |
| #39 | Dawn Collins | 1806320 | DIRIGO FEDERAL CREDIT UNION | 413334 | Lewiston, ME | $201K | 4 | 40.0% |
| #40 | Timothy Lawson | 370671 | Guild Mortgage Company LLC | 3274 | Falmouth, ME | $199K | 1 | 8.3% |
| #41 | Skylar Welch | 869018 | Fusion Home Loans, LLC | 2703121 | Falmouth, ME | $175K | 1 | 5.0% |
| #42 | Linda Elliott | 401121 | Bangor Savings Bank | 449200 | Ellsworth, ME | $125K | 2 | 12.5% |
| #43 | Ryan Jandreau | 1073538 | Maine Savings Federal Credit Union | 401037 | Vassalboro, ME | $98K | 3 | 30.0% |
| #44 | Meghan Faulkner | 184955 | Bangor Savings Bank | 449200 | Biddeford, ME | $88K | 1 | 8.3% |
| #45 | Carla Cambridge | 646500 | The County Federal Credit Union | 433440 | — | $68K | 7 | 70.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Maine (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-retention-by-volume/2023
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