Retention champions in South Dakota in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Kory Knutson (First Dakota National Bank, NMLS #465014), Mary Pfeiffer (First Dakota National Bank, NMLS #648742), and Jeremy Huber (Plains Commerce Bank, NMLS #1196575).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kory Knutson | 465014 | First Dakota National Bank | 410144 | Sioux Falls, SD | $4.6M | 10 | 76.9% |
| #2 | Mary Pfeiffer | 648742 | First Dakota National Bank | 410144 | — | $2.4M | 8 | 61.5% |
| #3 | Jeremy Huber | 1196575 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $1.6M | 6 | 54.5% |
| #4 | Heather Schutz | 182521 | Voyage Federal Credit Union | 652491 | Sioux Falls, SD | $1.4M | 8 | 66.7% |
| #5 | Janelle Noreen | 420242 | Security National Bank of South Dakota | 410999 | Sioux City, IA | $1.2M | 4 | 40.0% |
| #6 | Shawna Kleinwolterink | 773405 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $1.0M | 5 | 25.0% |
| #7 | Ryan Spellerberg | 612404 | CHARTER WEST BANK | 466077 | Sioux Falls, SD | $995K | 5 | 15.6% |
| #8 | Joshua Osborne | 473258 | CrossCountry Mortgage, LLC | 3029 | Sioux Falls, SD | $834K | 4 | 30.8% |
| #9 | David Kowalczyk | 465946 | Levo Federal Credit Union | 441310 | Sioux Falls, SD | $816K | 2 | 15.4% |
| #10 | Dawn VanNieuwenhuyzen | 21096 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $806K | 3 | 20.0% |
| #11 | Kevin Carlson | 22004 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $601K | 3 | 21.4% |
| #12 | Nichoelle Waldner | 658123 | First International Bank & Trust | 415142 | Sioux Falls, SD | $449K | 1 | 8.3% |
| #13 | Kyle Swiden | 776910 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $444K | 2 | 10.0% |
| #14 | Jerime Olson | 780868 | CU MORTGAGE DIRECT, LLC | 198895 | Sioux Falls, SD | $260K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — South Dakota (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-dakota/top-retention-by-volume/2023
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