Retention champions in Massachusetts in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Timothy Brennan (Eastern Bank, NMLS #516908), Daniel Pulit (Cape Cod Five Cents Savings Bank, NMLS #423218), and Matthew Chabot (Washington Trust Mortgage Company LLC, NMLS #26580).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Timothy Brennan | 516908 | Eastern Bank | 451827 | Manchester, NH | $9.0M | 16 | 80.0% |
| #2 | Daniel Pulit | 423218 | Cape Cod Five Cents Savings Bank | 401717 | Sandwich, MA | $5.5M | 5 | 11.6% |
| #3 | Matthew Chabot | 26580 | Washington Trust Mortgage Company LLC | 901927 | Burlington, MA | $5.2M | 5 | 38.5% |
| #4 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $5.0M | 11 | 9.1% |
| #5 | Simon Theberge | 33152 | BayCoast Bank | 403238 | Swansea, MA | $4.6M | 8 | 42.1% |
| #6 | Ross Sormani | 488135 | Seamen's Bank | 419878 | Provincetown, MA | $4.6M | 8 | 66.7% |
| #7 | June Hudnall | 531238 | The Village Bank | 408536 | Auburndale, MA | $4.5M | 14 | 82.4% |
| #8 | Larry Bourgoin | 840690 | Beacon Bank & Trust | 715671 | — | $4.5M | 2 | 18.2% |
| #9 | Sarah Valentini | 20147 | Radius Financial Group Inc. | 1846 | Norwell, MA | $4.1M | 9 | 60.0% |
| #10 | Michael Caggiano | 1441651 | New Fed Mortgage, Corp. | 1881 | Reading, MA | $4.0M | 19 | 79.2% |
| #11 | Meryl Watson | 423227 | Leader Bank, NA | 449250 | Arlington, MA | $3.9M | 2 | 7.4% |
| #12 | Luisa Bedoya | 703198 | MSA Mortgage, LLC | 1984 | Revere, MA | $3.6M | 6 | 31.6% |
| #13 | Lauren Ard | 835472 | Cape Cod Five Cents Savings Bank | 401717 | Nantucket, MA | $3.5M | 2 | 12.5% |
| #14 | Kaylin Choquette | 763685 | PITTSFIELD CO-OPERATIVE BANK | 409454 | Pittsfield, MA | $3.4M | 18 | 64.3% |
| #15 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $3.4M | 5 | 20.8% |
| #16 | Gail Colella | 648737 | Needham Bank | 2141744 | Needham, MA | $3.3M | 11 | 84.6% |
| #17 | Michael Isaac | 42047 | Needham Bank | 2141744 | Needham, MA | $3.2M | 3 | 16.7% |
| #18 | Charles Braid | 404334 | Everett Co-operative Bank | 443050 | Everett, MA | $3.0M | 8 | 80.0% |
| #19 | Bruce Harding | 1424332 | CAPE & COAST BANK | 520663 | — | $2.5M | 4 | 36.4% |
| #20 | John Alexopoulos | 252572 | Radius Financial Group Inc. | 1846 | Fall River, MA | $2.3M | 8 | 50.0% |
| #21 | Sharon Dillon | 463328 | The Village Bank | 408536 | Auburndale, MA | $2.3M | 7 | 63.6% |
| #22 | PAOLA FERRARA | 466311 | Liberty Bay Credit Union | 431460 | Stoneham, MA | $2.3M | 20 | 69.0% |
| #23 | Helen Laskaris | 1370124 | Radius Financial Group Inc. | 1846 | Norwell, MA | $2.1M | 14 | 56.0% |
| #24 | Richard Bettencourt | 7810 | Veteran Mortgage Group LLC | 1828485 | Danvers, MA | $2.1M | 3 | 30.0% |
| #25 | Laura Ganat | 1414901 | Members Plus Credit Union | 472281 | Medford, MA | $2.1M | 11 | 91.7% |
| #26 | Bonnie O'Neill | 407822 | Cape Cod Five Cents Savings Bank | 401717 | Provincetown, MA | $2.0M | 3 | 15.8% |
| #27 | John Estrella | 8833 | ABLE Mortgage, Inc. | 1273216 | West Brookfield, MA | $2.0M | 4 | 40.0% |
| #28 | Jason Dubois | 196991 | Jeanne D'Arc Credit Union | 406108 | Lowell, MA | $2.0M | 13 | 59.1% |
| #29 | Gaar Talanian | 476732 | Dedham Institution for Savings | 473990 | Dedham, MA | $1.9M | 6 | 40.0% |
| #30 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $1.8M | 2 | 4.3% |
| #31 | Jonathan White | 3443 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $1.8M | 2 | 18.2% |
| #32 | Mark Davis | 41157 | East Cambridge Savings Bank | 441396 | Medford, MA | $1.8M | 11 | 68.8% |
| #33 | HERBERT DEVINE | 7749 | TJC Mortgage, Inc. | 2239 | Scituate, MA | $1.7M | 4 | 28.6% |
| #34 | Jeffrey DeFusco | 756153 | Fall River Five Cents Savings Bank | 525575 | Fall River, MA | $1.7M | 9 | 90.0% |
| #35 | Erin Ungewitter | 794262 | Greylock Federal Credit Union | 446499 | Pittsfield, MA | $1.7M | 27 | 49.1% |
| #36 | Daniel Kirschner | 772868 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $1.7M | 2 | 9.5% |
| #37 | Elaine Manfredi | 175287 | MSA Mortgage, LLC | 1984 | Winthrop, MA | $1.7M | 8 | 80.0% |
| #38 | Sasha DiPietro | 1055614 | READING COOPERATIVE BANK | 457258 | Reading, MA | $1.6M | 5 | 50.0% |
| #39 | Pamela Patenaude | 719008 | FREEDOM CREDIT UNION | 478769 | — | $1.6M | 14 | 46.7% |
| #40 | Darin Weeks | 423228 | Cape Cod Five Cents Savings Bank | 401717 | Mashpee, MA | $1.6M | 5 | 20.8% |
| #41 | Dawn Lampiasi | 462117 | Adams Community Bank | 719147 | Adams, MA | $1.6M | 19 | 52.8% |
| #42 | Lisa Mish | 50274 | PeoplesBank | 644060 | Holyoke, MA | $1.6M | 25 | 52.1% |
| #43 | Michael Kelley | 531261 | BrightBridge Credit Union | 447563 | Springfield, MA | $1.5M | 23 | 69.7% |
| #44 | Elena Campbell | 48877 | Guaranteed Rate, Inc. | 2611 | Methuen, MA | $1.5M | 3 | 12.5% |
| #45 | Robert Deeb | 1512677 | MSA Mortgage, LLC | 1984 | Winthrop, MA | $1.5M | 2 | 11.8% |
| #46 | Christine Mulcahy | 718990 | MetroWest Community FCU | 671436 | Framingham, MA | $1.4M | 12 | 85.7% |
| #47 | Nathan Goldstein | 79336 | Bank of America, N.A. | 399802 | Hingham, MA | $1.4M | 1 | 9.1% |
| #48 | TREVOR MCFARLAND | 38803 | Guild Mortgage Company LLC | 3274 | Worcester, MA | $1.4M | 4 | 17.4% |
| #49 | Timothy Long | 158651 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $1.3M | 5 | 27.8% |
| #50 | Martin O'Sullivan | 715868 | Main Street Bank | 562292 | — | $1.3M | 9 | 90.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Massachusetts (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/massachusetts/top-retention-by-volume/2023
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