Biggest climbers in Massachusetts in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Michael todd (Salem Five Mortgage Company, LLC, NMLS #878786), Shelly Mayhew (BayCoast Mortgage Company, LLC, NMLS #1253571), and Virginia Blackshear (Morgan Stanley Private Bank, National Association, NMLS #873569).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2023 Volume | 2023 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael todd | 878786 | Salem Five Mortgage Company, LLC | 4662 | Salem, MA | ▲ 9744 (#9980 → #236) | $24.9M | 36 |
| #2 | Shelly Mayhew | 1253571 | BayCoast Mortgage Company, LLC | 1082048 | — | ▲ 8074 (#9669 → #1595) | $5.9M | 18 |
| #3 | Virginia Blackshear | 873569 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | ▲ 7876 (#9175 → #1299) | $7.6M | 8 |
| #4 | Erica Carbone Palmuti | 2323678 | Webster Five Cents Savings Bank | 523049 | — | ▲ 7795 (#9563 → #1768) | $5.2M | 37 |
| #5 | Richard Kovalski | 136947 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | ▲ 7618 (#9638 → #2020) | $4.3M | 4 |
| #6 | Daniel Fendelman | 738537 | Citibank, NA | 412915 | Washington, DC | ▲ 7562 (#8601 → #1039) | $9.5M | 4 |
| #7 | Tara Boven | 22201 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7551 (#9891 → #2340) | $3.4M | 5 |
| #8 | Cara Johnson | 1893611 | Guaranteed Rate Affinity, LLC | 1598647 | — | ▲ 7458 (#9202 → #1744) | $5.2M | 8 |
| #9 | Erin Bayer Santos | 1795980 | emm loans llc | 2926 | Lutz, FL | ▲ 7413 (#9844 → #2431) | $3.2M | 4 |
| #10 | Tyrisa Stafford | 1499645 | State Department Federal Credit Union | 460361 | Alexandria, VA | ▲ 7402 (#9974 → #2572) | $2.9M | 11 |
| #11 | Terrence Wolfe | 1894719 | Better Mortgage Corporation | 330511 | New York, NY | ▲ 7183 (#9293 → #2110) | $4.0M | 9 |
| #12 | James White | 1869531 | JSW Mortgage, LLC | 2368299 | Salem, MA | ▲ 7071 (#9679 → #2608) | $2.8M | 5 |
| #13 | Douglas Crouse | 363861 | BMO Bank National Association | 401052 | Marco Island, FL | ▲ 7063 (#9706 → #2643) | $2.8M | 3 |
| #14 | Stephanie Oddo | 1429106 | New Era Lending LLC | 2424293 | Houston, TX | ▲ 7045 (#9590 → #2545) | $3.0M | 6 |
| #15 | Bernardo Colon | 2352673 | Citizens Bank, National Association | 433960 | — | ▲ 7015 (#9347 → #2332) | $3.4M | 17 |
| #16 | Mark Illingsworth | 968647 | U.S. Bank National Association | 402761 | Glastonbury, CT | ▲ 6975 (#9463 → #2488) | $3.1M | 5 |
| #17 | Phillip Mallory | 1473220 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | ▲ 6876 (#9670 → #2794) | $2.5M | 4 |
| #18 | Myla Franklin | 2399524 | Greylock Federal Credit Union | 446499 | Pittsfield, MA | ▲ 6846 (#8465 → #1619) | $5.8M | 33 |
| #19 | Cristen Hodges | 1035840 | Wells Fargo Bank, National Association | 399801 | New York, NY | ▲ 6839 (#9865 → #3026) | $2.3M | 3 |
| #20 | Mark Howe | 870634 | Bank of America, N.A. | 399802 | Portland, OR | ▲ 6814 (#9745 → #2931) | $2.4M | 1 |
| #21 | Robert Carr | 2029108 | First Community Mortgage, Inc. | 629700 | — | ▲ 6799 (#9999 → #3200) | $2.1M | 5 |
| #22 | Jodie Oliveira | 556250 | Fall River Municipal Employees Credit Union | 410816 | Fall River, MA | ▲ 6710 (#9241 → #2531) | $3.0M | 17 |
| #23 | Joshua Schultz | 896562 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 6671 (#9828 → #3157) | $2.1M | 4 |
| #24 | Christopher Piatchek | 293456 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | ▲ 6525 (#9646 → #3121) | $2.2M | 5 |
| #25 | Kathleen Turner | 326708 | Guaranteed Rate Affinity, LLC | 1598647 | — | ▲ 6507 (#7503 → #996) | $9.8M | 15 |
| #26 | Donald Sutherland | 31273 | HighTechLending Inc | 7147 | Irvine, CA | ▲ 6471 (#9025 → #2554) | $3.0M | 3 |
| #27 | Camille Kosick | 2107576 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6458 (#9581 → #3123) | $2.2M | 5 |
| #28 | Aaron Howell | 517683 | Zillow Home Loans, LLC | 10287 | Seattle, WA | ▲ 6436 (#9802 → #3366) | $1.9M | 5 |
| #29 | Thaissa Marta | 1833905 | Cape Cod Five Cents Savings Bank | 401717 | Vineyard Haven, MA | ▲ 6433 (#9515 → #3082) | $2.2M | 12 |
| #30 | Bradley Blake | 420589 | U.S. Bank National Association | 402761 | Earth City, MO | ▲ 6406 (#9943 → #3537) | $1.8M | 2 |
| #31 | Ronald Rayner | 96645 | Bank of America, N.A. | 399802 | Charlotte, NC | ▲ 6395 (#8450 → #2055) | $4.2M | 2 |
| #32 | Christopher McNeley | 508679 | TD Bank NA | 399800 | Wilmington, DE | ▲ 6394 (#9838 → #3444) | $1.9M | 10 |
| #33 | Jeremy Bare | 2351657 | Guild Mortgage Company LLC | 3274 | North Dartmouth, MA | ▲ 6352 (#9250 → #2898) | $2.4M | 8 |
| #34 | James Jubb | 34754 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 6282 (#9096 → #2814) | $2.5M | 6 |
| #35 | Jason Ritchie | 470860 | HSBC Bank USA National Association | 399799 | New York, NY | ▲ 6280 (#8309 → #2029) | $4.2M | 4 |
| #36 | Joseph Randazzo | 1039991 | U.S. Bank National Association | 402761 | Earth City, MO | ▲ 6265 (#8623 → #2358) | $3.3M | 3 |
| #37 | Nicholas Lay | 1482210 | First National Bank of Pennsylvania | 766529 | Wilmington, NC | ▲ 6259 (#9638 → #3379) | $1.9M | 2 |
| #38 | Kristen Walther | 19396 | Fairway Independent Mortgage Corporation | 2289 | Spencer, MA | ▲ 6245 (#8201 → #1956) | $4.4M | 11 |
| #39 | Justin Smith | 1475530 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6129 (#8779 → #2650) | $2.8M | 20 |
| #40 | Michael Frishman | 22558 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6113 (#9054 → #2941) | $2.4M | 4 |
| #41 | Michael Huot | 49782 | NBT Bank National Association | 500501 | Manchester, NH | ▲ 6112 (#7888 → #1776) | $5.1M | 7 |
| #42 | Kathleen Martiniello | 1283002 | F.I.T. Mortgage Corp. | 2557845 | Roseville, CA | ▲ 6096 (#8609 → #2513) | $3.0M | 7 |
| #43 | Edwin Rosales | 1506513 | Radius Financial Group Inc. | 1846 | Andover, MA | ▲ 6086 (#9524 → #3438) | $1.9M | 4 |
| #44 | Antonio Ciccullo | 4145 | TD Bank NA | 399800 | New York, NY | ▲ 6064 (#8729 → #2665) | $2.8M | 2 |
| #45 | Michael Pelosi | 680445 | Citizens Bank, National Association | 433960 | Wakefield, RI | ▲ 6045 (#7912 → #1867) | $4.8M | 7 |
| #46 | Monique Marinelli | 774615 | Savers Co-Operative Bank | 405750 | — | ▲ 5989 (#9799 → #3810) | $1.6M | 16 |
| #47 | Shane Ward | 1075204 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 5956 (#9231 → #3275) | $2.0M | 4 |
| #48 | Scott Potosky | 1471547 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | ▲ 5948 (#8700 → #2752) | $2.6M | 4 |
| #49 | Xiuxiu Zhu | 1629693 | Eastern Bank | 451827 | Quincy, MA | ▲ 5936 (#9515 → #3579) | $1.8M | 11 |
| #50 | Christopher Channell | 266012 | Guaranteed Rate, Inc. | 2611 | Bethesda, MD | ▲ 5925 (#9618 → #3693) | $1.7M | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Massachusetts (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/massachusetts/top-climbers-by-volume/2023
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