Retention champions in Alabama in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Michelle Kirkpatrick (Century Bank, NMLS #1411363), Jimmy Cook (Alabama One Credit Union, NMLS #583338), and Joshua Butler (SouthState Bank, N.A., NMLS #286233).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michelle Kirkpatrick | 1411363 | Century Bank | 403025 | Mobile, AL | $4.4M | 18 | 85.7% |
| #2 | Jimmy Cook | 583338 | Alabama One Credit Union | 401726 | Tuscaloosa, AL | $2.6M | 7 | 43.8% |
| #3 | Joshua Butler | 286233 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $2.4M | 6 | 46.2% |
| #4 | Julie Moore | 197045 | Regions Bank | 174490 | Hoover, AL | $2.2M | 5 | 41.7% |
| #5 | Jessica Swindle | 797212 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $1.9M | 7 | 38.9% |
| #6 | Heather Strawder | 1273430 | Victorian Finance, LLC | 50635 | Huntsville, AL | $1.5M | 5 | 41.7% |
| #7 | James Nolan | 207775 | CrossCountry Mortgage, LLC | 3029 | Montgomery, AL | $1.5M | 5 | 25.0% |
| #8 | jody brant | 189545 | First Lenders Mortgage Corporation | 189527 | Albertville, AL | $1.4M | 4 | 30.8% |
| #9 | Donna Lowery | 207443 | The Mortgage Firm, Inc. | 189233 | Trussville, AL | $1.3M | 5 | 45.5% |
| #10 | Joseph Bunn | 1485242 | TRUSTMARK BANK | 449605 | Hoover, AL | $1.2M | 2 | 20.0% |
| #11 | Dudley Robinson | 206761 | Bay Mortgage Corporation | 206821 | Fairhope, AL | $1.2M | 4 | 26.7% |
| #12 | Bryan Morrow | 486780 | Central State Bank | 476528 | Calera, AL | $1.2M | 3 | 17.6% |
| #13 | David Comer | 709949 | Central State Bank | 476528 | Calera, AL | $1.2M | 2 | 7.7% |
| #14 | Brian Hamaker | 295336 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $1.1M | 4 | 30.8% |
| #15 | Jeffery Cornelius | 629645 | West Alabama Bank & Trust | 486007 | Tuscaloosa, AL | $1.0M | 8 | 61.5% |
| #16 | Adam Hammond | 202682 | American Pacific Mortgage Corporation | 1850 | Guntersville, AL | $940K | 2 | 9.1% |
| #17 | Kimberly Chenoweth | 184912 | Lennar Mortgage, LLC | 1058 | Huntsville, AL | $898K | 3 | 30.0% |
| #18 | NATHANIEL REINHARD | 1095932 | The Huntington National Bank | 402436 | Birmingham, AL | $890K | 2 | 15.4% |
| #19 | REBEKAH PEGUSKY | 546510 | Regions Bank | 174490 | Pelham, AL | $883K | 4 | 22.2% |
| #20 | Brett Dickey | 1412376 | SERVISFIRST Bank | 556357 | Montgomery, AL | $878K | 1 | 10.0% |
| #21 | Tracy Goodwin | 427261 | Regions Bank | 174490 | Huntsville, AL | $853K | 3 | 23.1% |
| #22 | Robert Kirk | 788924 | First Southern State Bank | 761800 | Rainsville, AL | $792K | 8 | 66.7% |
| #23 | Tomeka Green-Jones | 504216 | Pinnacle Bank | 418535 | Birmingham, AL | $766K | 3 | 30.0% |
| #24 | Mark Kent | 220383 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $746K | 2 | 14.3% |
| #25 | Stephen Beckmann | 194529 | Redstone Federal Credit Union | 403363 | — | $735K | 3 | 14.3% |
| #26 | Adam Snable | 203825 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $733K | 2 | 9.1% |
| #27 | Sharleen Kinch | 405074 | Redstone Federal Credit Union | 403363 | — | $637K | 2 | 13.3% |
| #28 | Benford Chenault | 130305 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $630K | 1 | 5.9% |
| #29 | Stanley McGowin | 431618 | McGowin King Mortgage, LLC | 177691 | Mountain Brk, AL | $617K | 1 | 10.0% |
| #30 | Jason Reid | 201787 | DHI MORTGAGE COMPANY, LTD. | 14622 | Hoover, AL | $594K | 2 | 20.0% |
| #31 | Steven Pate | 416044 | FIRSTBANK | 472433 | Tuscaloosa, AL | $548K | 2 | 13.3% |
| #32 | Justin Petrusson | 351335 | TowneBank | 512138 | Norfolk, VA | $539K | 1 | 7.1% |
| #33 | JAMES PARSONS | 415554 | Guild Mortgage Company LLC | 3274 | Montgomery, AL | $522K | 4 | 25.0% |
| #34 | Evan Griffin | 704902 | Peoples Bank of Alabama | 301237 | Hartselle, AL | $521K | 1 | 10.0% |
| #35 | LAURIE TRIMM | 459302 | Regions Bank | 174490 | — | $519K | 1 | 8.3% |
| #36 | Treasa Hall | 1066371 | DHI MORTGAGE COMPANY, LTD. | 14622 | Hoover, AL | $511K | 2 | 15.4% |
| #37 | Tracy Causey | 645329 | Guaranteed Rate, Inc. | 2611 | Trussville, AL | $505K | 5 | 33.3% |
| #38 | Robert Smith | 222947 | Edge Home Finance, LLC | 891464 | Foley, AL | $495K | 2 | 13.3% |
| #39 | Shelby Jones | 197409 | Dream Home Mortgage LLC | 1674201 | Decatur, AL | $454K | 2 | 20.0% |
| #40 | Adam Coe | 1198188 | Regions Bank | 174490 | Birmingham, AL | $420K | 1 | 7.7% |
| #41 | Joel Gardner | 1090818 | SouthState Bank, N.A. | 403455 | Birmingham, AL | $416K | 3 | 30.0% |
| #42 | April Cruce | 546600 | Regions Bank | 174490 | — | $395K | 2 | 8.7% |
| #43 | Ashleigh Wilson | 842588 | Redstone Federal Credit Union | 403363 | Huntsville, AL | $389K | 2 | 14.3% |
| #44 | Justin Drake | 110999 | Prosperity Home Mortgage, LLC | 75164 | Birmingham, AL | $384K | 3 | 17.6% |
| #45 | CHARLES CALDWELL | 546188 | Regions Bank | 174490 | Hoover, AL | $382K | 1 | 9.1% |
| #46 | RICHARD GILLARD | 791157 | Southern Energy Credit Union | 761805 | Birmingham, AL | $377K | 6 | 54.5% |
| #47 | Michael Cantrell | 266986 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $376K | 2 | 10.5% |
| #48 | Jamie McCoy | 63979 | Mortgage Team 1, Inc | 39239 | Mobile, AL | $319K | 1 | 8.3% |
| #49 | ELIZABETH BONHAUS | 595312 | BankFirst Financial Services | 454063 | Tuscaloosa, AL | $314K | 1 | 7.1% |
| #50 | Katherine Kerr | 470220 | Embrace Home Loans, Inc. | 2184 | Mobile, AL | $290K | 1 | 9.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Alabama (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/alabama/top-retention-by-volume/2023
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