Retention champions in Oklahoma in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jennifer Edwards (VISION BANK, NMLS #212425), Cheryl Koontz (First United Bank and Trust Company, NMLS #462274), and James Dorris (First United Bank and Trust Company, NMLS #469266).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jennifer Edwards | 212425 | VISION BANK | 402156 | Shawnee, OK | $5.6M | 17 | 50.0% |
| #2 | Cheryl Koontz | 462274 | First United Bank and Trust Company | 400025 | Norman, OK | $5.0M | 12 | 54.5% |
| #3 | James Dorris | 469266 | First United Bank and Trust Company | 400025 | Owasso, OK | $4.9M | 15 | 55.6% |
| #4 | Thomas Rosser | 273804 | Gateway First Bank | 7233 | Edmond, OK | $4.5M | 13 | 54.2% |
| #5 | Mark Hattler | 469117 | First United Bank and Trust Company | 400025 | Oklahoma City, OK | $4.1M | 11 | 45.8% |
| #6 | BRANDON TILLEY | 775829 | VISION BANK | 402156 | Ada, OK | $3.7M | 12 | 48.0% |
| #7 | Leasa Dougherty | 488310 | ALLEGIANCE FEDERAL CREDIT UNION | 410417 | — | $3.0M | 18 | 72.0% |
| #8 | Angela Baughman-Miller | 1866815 | Flat Branch Mortgage, Inc. | 224149 | Edmond, OK | $2.7M | 13 | 56.5% |
| #9 | Jeremiah Lindsey | 1474953 | Flat Branch Mortgage, Inc. | 224149 | Tulsa, OK | $2.7M | 9 | 50.0% |
| #10 | Derek Haffner | 1528578 | First United Bank and Trust Company | 400025 | Moore, OK | $2.6M | 14 | 34.1% |
| #11 | Kevin Swift | 217982 | First United Bank and Trust Company | 400025 | Tulsa, OK | $2.4M | 8 | 32.0% |
| #12 | Heather Bomar | 208983 | Better Mortgage Corporation | 330511 | New York, NY | $2.3M | 6 | 15.4% |
| #13 | Jason Karn | 469129 | First United Bank and Trust Company | 400025 | Tulsa, OK | $2.2M | 11 | 47.8% |
| #14 | Jonathon Sneed | 871862 | VISION BANK | 402156 | Ada, OK | $2.2M | 12 | 80.0% |
| #15 | Lee Ann Callicoat | 1631905 | VISION BANK | 402156 | Durant, OK | $2.1M | 8 | 66.7% |
| #16 | Michael David | 1619714 | Waterstone Mortgage Corporation | 186434 | Tulsa, OK | $1.7M | 5 | 26.3% |
| #17 | Ryan Dorman | 1661744 | First United Bank and Trust Company | 400025 | Moore, OK | $1.6M | 5 | 50.0% |
| #18 | Timothy White | 291447 | Lennar Mortgage, LLC | 1058 | Oklahoma City, OK | $1.5M | 7 | 50.0% |
| #19 | Walter Tucker | 492916 | GREAT PLAINS NATIONAL BANK | 458937 | Yukon, OK | $1.5M | 6 | 50.0% |
| #20 | Alondra Velasco | 1671480 | Lennar Mortgage, LLC | 1058 | Oklahoma City, OK | $1.4M | 7 | 58.3% |
| #21 | Wilhelm Koenig | 187381 | Better Mortgage Corporation | 330511 | New York, NY | $1.4M | 4 | 26.7% |
| #22 | Fareed Hussein | 199559 | ZFG Mortgage, LLC. | 193207 | Tulsa, OK | $1.3M | 3 | 13.0% |
| #23 | GIL MCLAUGHLIN | 215834 | New American Funding, LLC | 6606 | Muskogee, OK | $1.3M | 5 | 20.8% |
| #24 | Terry Teel | 492153 | BOKF, National Association | 403501 | — | $1.2M | 7 | 53.8% |
| #25 | TYLER STROUD | 1394493 | Quail Creek Bank | 470269 | Oklahoma City, OK | $1.2M | 5 | 41.7% |
| #26 | Pablo Madrid | 266006 | The Mortgage Link, Inc. | 113054 | Tulsa, OK | $1.2M | 6 | 17.1% |
| #27 | Matthew Brown | 908374 | Sovereign Bank | 486434 | Oklahoma City, OK | $1.2M | 4 | 25.0% |
| #28 | Kendal Dexter | 308396 | Security Financial Mortgage LLC | 920974 | Oklahoma City, OK | $1.2M | 4 | 40.0% |
| #29 | Michelle Washington | 868117 | Communication Federal Credit Union | 403254 | Oklahoma City, OK | $1.2M | 9 | 17.6% |
| #30 | Gregory Heckenkemper | 1184605 | TTCU Federal Credit Union | 401680 | Tulsa, OK | $1.2M | 8 | 53.3% |
| #31 | Becki Gailey | 993347 | Truity Federal Credit Union | 619450 | Bartlesville, OK | $1.1M | 7 | 41.2% |
| #32 | Cody Jacobs | 310700 | Associated Mortgage Corporation | 182383 | Tulsa, OK | $1.1M | 6 | 37.5% |
| #33 | Staci Yates | 643525 | Navy Federal Credit Union | 399807 | Pensacola, FL | $1.1M | 4 | 40.0% |
| #34 | Cody Hardridge | 329626 | Better Mortgage Corporation | 330511 | New York, NY | $1.1M | 4 | 12.9% |
| #35 | Brett Baldwin | 410003 | T2 Financial LLC | 1686046 | Oklahoma City, OK | $1.1M | 2 | 15.4% |
| #36 | ROBERT FIGHTMASTER | 196551 | FirstTrust Home Loans, Inc. | 75271 | Village, OK | $1.1M | 3 | 23.1% |
| #37 | Teresa Lyman | 404973 | F & M BANK | 401420 | Edmond, OK | $1.1M | 4 | 26.7% |
| #38 | Randall Thomas | 492177 | WESTREET FEDERAL CREDIT UNION | 474369 | Tulsa, OK | $1.1M | 3 | 23.1% |
| #39 | Donna McGuirk | 474178 | First United Bank and Trust Company | 400025 | Moore, OK | $1.1M | 7 | 53.8% |
| #40 | Karla Keith | 445734 | WEOKIE Federal Credit Union | 442689 | Moore, OK | $1.1M | 5 | 50.0% |
| #41 | Brian Taylor | 215464 | BOKF, National Association | 403501 | Tulsa, OK | $931K | 4 | 40.0% |
| #42 | Brent McGinnis | 1710971 | Oklahoma's Federal Credit Union | 729556 | Oklahoma City, OK | $920K | 5 | 45.5% |
| #43 | Canda White | 469222 | First United Bank and Trust Company | 400025 | Shawnee, OK | $883K | 3 | 16.7% |
| #44 | Phillip Morrow | 492169 | Associated Mortgage Corporation | 182383 | Tulsa, OK | $861K | 2 | 15.4% |
| #45 | Michele Stanfill | 797366 | The Focus Federal Credit Union | 421531 | Oklahoma City, OK | $824K | 11 | 73.3% |
| #46 | David Jones | 464144 | Guild Mortgage Company LLC | 3274 | Durant, OK | $820K | 6 | 40.0% |
| #47 | Haley Annuschat | 925207 | Arvest Bank | 403249 | Stillwater, OK | $793K | 3 | 20.0% |
| #48 | Jimsie Looper | 997043 | FirstTrust Home Loans, Inc. | 75271 | Fort Smith, AR | $777K | 2 | 18.2% |
| #49 | Julie Bilderback | 451630 | Associated Mortgage Corporation | 182383 | Oklahoma City, OK | $775K | 3 | 27.3% |
| #50 | Randi Wright | 320959 | Associated Mortgage Corporation | 182383 | Tulsa, OK | $768K | 3 | 27.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Oklahoma (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/oklahoma/top-retention-by-volume/2023
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