Retention champions in Alabama in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Michelle Kirkpatrick (Century Bank, NMLS #1411363), Robert Kirk (First Southern State Bank, NMLS #788924), and Jimmy Cook (Alabama One Credit Union, NMLS #583338).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michelle Kirkpatrick | 1411363 | Century Bank | 403025 | Mobile, AL | $4.4M | 18 | 85.7% |
| #2 | Robert Kirk | 788924 | First Southern State Bank | 761800 | Rainsville, AL | $792K | 8 | 66.7% |
| #2 | Jimmy Cook | 583338 | Alabama One Credit Union | 401726 | Tuscaloosa, AL | $2.7M | 8 | 47.1% |
| #2 | Jeffery Cornelius | 629645 | West Alabama Bank & Trust | 486007 | Tuscaloosa, AL | $1.0M | 8 | 61.5% |
| #5 | Jessica Swindle | 797212 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $1.9M | 7 | 38.9% |
| #6 | Joshua Butler | 286233 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $2.4M | 6 | 46.2% |
| #6 | RICHARD GILLARD | 791157 | Southern Energy Credit Union | 761805 | Birmingham, AL | $377K | 6 | 54.5% |
| #8 | James Nolan | 207775 | CrossCountry Mortgage, LLC | 3029 | Montgomery, AL | $1.5M | 5 | 22.7% |
| #8 | Julie Moore | 197045 | Regions Bank | 174490 | Hoover, AL | $2.2M | 5 | 41.7% |
| #8 | Tracy Causey | 645329 | Guaranteed Rate, Inc. | 2611 | Trussville, AL | $505K | 5 | 33.3% |
| #8 | Donna Lowery | 207443 | The Mortgage Firm, Inc. | 189233 | Trussville, AL | $1.3M | 5 | 45.5% |
| #8 | Heather Strawder | 1273430 | Farmers Bank | 680219 | Parsons, TN | $1.5M | 5 | 41.7% |
| #13 | Dudley Robinson | 206761 | Bay Mortgage Corporation | 206821 | Fairhope, AL | $1.2M | 4 | 25.0% |
| #13 | David Keenum | 491815 | Embrace Home Loans, Inc. | 2184 | Mobile, AL | $171K | 4 | 20.0% |
| #13 | Brian Hamaker | 295336 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $1.1M | 4 | 30.8% |
| #13 | jody brant | 189545 | First Lenders Mortgage Corporation | 189527 | Albertville, AL | $1.4M | 4 | 28.6% |
| #13 | REBEKAH PEGUSKY | 546510 | Regions Bank | 174490 | Pelham, AL | $883K | 4 | 21.1% |
| #13 | JAMES PARSONS | 415554 | Guild Mortgage Company LLC | 3274 | Montgomery, AL | $522K | 4 | 23.5% |
| #19 | Tomeka Green-Jones | 504216 | Pinnacle Bank | 418535 | Birmingham, AL | $766K | 3 | 30.0% |
| #19 | Tracy Goodwin | 427261 | Regions Bank | 174490 | Huntsville, AL | $853K | 3 | 23.1% |
| #19 | Bryan Morrow | 486780 | Central State Bank | 476528 | Calera, AL | $1.2M | 3 | 17.6% |
| #19 | Justin Drake | 110999 | Prosperity Home Mortgage, LLC | 75164 | Birmingham, AL | $384K | 3 | 17.6% |
| #19 | Kimberly Chenoweth | 184912 | Lennar Mortgage, LLC | 1058 | Huntsville, AL | $898K | 3 | 30.0% |
| #19 | Stephen Beckmann | 194529 | Redstone Federal Credit Union | 403363 | — | $735K | 3 | 14.3% |
| #19 | Joel Gardner | 1090818 | SouthState Bank, N.A. | 403455 | — | $416K | 3 | 30.0% |
| #26 | Jason Knott | 232649 | Sweet Home Mortgage LLC | 2581782 | Boaz, AL | $274K | 2 | 18.2% |
| #26 | Robert Smith | 222947 | Edge Home Finance, LLC | 891464 | Foley, AL | $495K | 2 | 13.3% |
| #26 | Casey Parsons | 1615531 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $195K | 2 | 15.4% |
| #26 | Treasa Hall | 1066371 | DHI MORTGAGE COMPANY, LTD. | 14622 | Hoover, AL | $511K | 2 | 15.4% |
| #26 | Adam Snable | 203825 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $733K | 2 | 9.1% |
| #26 | Shelby Jones | 197409 | Dream Home Mortgage LLC | 1674201 | Decatur, AL | $454K | 2 | 20.0% |
| #26 | Mark Kent | 220383 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $746K | 2 | 14.3% |
| #26 | Michael Cantrell | 266986 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $376K | 2 | 10.5% |
| #26 | Mark Thompson | 455739 | Metro Bank | 407722 | Southside, AL | $897K | 2 | 20.0% |
| #26 | NATHANIEL REINHARD | 1095932 | SouthState Bank, N.A. | 403455 | Birmingham, AL | $890K | 2 | 15.4% |
| #26 | April Cruce | 546600 | Regions Bank | 174490 | — | $395K | 2 | 8.7% |
| #26 | Sharleen Kinch | 405074 | Redstone Federal Credit Union | 403363 | — | $637K | 2 | 13.3% |
| #26 | Adam Hammond | 202682 | American Pacific Mortgage Corporation | 1850 | Guntersville, AL | $940K | 2 | 8.7% |
| #26 | Ashleigh Wilson | 842588 | Redstone Federal Credit Union | 403363 | Huntsville, AL | $389K | 2 | 14.3% |
| #26 | Joseph Bunn | 1485242 | TRUSTMARK BANK | 449605 | Hoover, AL | $1.2M | 2 | 20.0% |
| #26 | Jason Reid | 201787 | DHI MORTGAGE COMPANY, LTD. | 14622 | Hoover, AL | $594K | 2 | 20.0% |
| #26 | Kylee Hogan | 1710918 | Guild Mortgage Company LLC | 3274 | Prattville, AL | $240K | 2 | 18.2% |
| #26 | Steven Pate | 416044 | FIRSTBANK | 472433 | Tuscaloosa, AL | $548K | 2 | 13.3% |
| #26 | David Comer | 709949 | Central State Bank | 476528 | Calera, AL | $1.2M | 2 | 7.7% |
| #45 | David Henson | 135055 | DHI MORTGAGE COMPANY, LTD. | 14622 | Spanish Fort, AL | $54K | 1 | 10.0% |
| #45 | David Phillips | 643566 | Regions Bank | 174490 | — | $5K | 1 | 9.1% |
| #45 | Kevin Bader | 675008 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $9K | 1 | 10.0% |
| #45 | Joshua Barnes | 699708 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $80K | 1 | 9.1% |
| #45 | Kenneth Green | 197302 | Fairway Independent Mortgage Corporation | 2289 | Huntsville, AL | $260K | 1 | 7.1% |
| #45 | Stanley McGowin | 431618 | McGowin King Mortgage, LLC | 177691 | Mountain Brk, AL | $617K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Alabama (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/alabama/top-retention-by-units/2023
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