Retention champions in Alabama in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Michelle Kirkpatrick (Century Bank, NMLS #1411363), Robert Kirk (First Southern State Bank, NMLS #788924), and Jeffery Cornelius (West Alabama Bank & Trust, NMLS #629645).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michelle Kirkpatrick | 1411363 | Century Bank | 403025 | Mobile, AL | $4.4M | 18 | 85.7% |
| #2 | Robert Kirk | 788924 | First Southern State Bank | 761800 | Rainsville, AL | $792K | 8 | 66.7% |
| #2 | Jeffery Cornelius | 629645 | West Alabama Bank & Trust | 486007 | Tuscaloosa, AL | $1.0M | 8 | 61.5% |
| #4 | Jessica Swindle | 797212 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $1.9M | 7 | 38.9% |
| #4 | Jimmy Cook | 583338 | Alabama One Credit Union | 401726 | Tuscaloosa, AL | $2.6M | 7 | 43.8% |
| #6 | RICHARD GILLARD | 791157 | Southern Energy Credit Union | 761805 | Birmingham, AL | $377K | 6 | 54.5% |
| #6 | Joshua Butler | 286233 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $2.4M | 6 | 46.2% |
| #8 | Heather Strawder | 1273430 | Victorian Finance, LLC | 50635 | Huntsville, AL | $1.5M | 5 | 41.7% |
| #8 | Tracy Causey | 645329 | Guaranteed Rate, Inc. | 2611 | Trussville, AL | $505K | 5 | 33.3% |
| #8 | Donna Lowery | 207443 | The Mortgage Firm, Inc. | 189233 | Trussville, AL | $1.3M | 5 | 45.5% |
| #8 | James Nolan | 207775 | CrossCountry Mortgage, LLC | 3029 | Montgomery, AL | $1.5M | 5 | 25.0% |
| #8 | Julie Moore | 197045 | Regions Bank | 174490 | Hoover, AL | $2.2M | 5 | 41.7% |
| #13 | Dudley Robinson | 206761 | Bay Mortgage Corporation | 206821 | Fairhope, AL | $1.2M | 4 | 26.7% |
| #13 | Brian Hamaker | 295336 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $1.1M | 4 | 30.8% |
| #13 | jody brant | 189545 | First Lenders Mortgage Corporation | 189527 | Albertville, AL | $1.4M | 4 | 30.8% |
| #13 | David Keenum | 491815 | Embrace Home Loans, Inc. | 2184 | Mobile, AL | $171K | 4 | 20.0% |
| #13 | REBEKAH PEGUSKY | 546510 | Regions Bank | 174490 | Pelham, AL | $883K | 4 | 22.2% |
| #13 | JAMES PARSONS | 415554 | Guild Mortgage Company LLC | 3274 | Montgomery, AL | $522K | 4 | 25.0% |
| #19 | Justin Drake | 110999 | Prosperity Home Mortgage, LLC | 75164 | Birmingham, AL | $384K | 3 | 17.6% |
| #19 | Joel Gardner | 1090818 | SouthState Bank, N.A. | 403455 | Birmingham, AL | $416K | 3 | 30.0% |
| #19 | Kimberly Chenoweth | 184912 | Lennar Mortgage, LLC | 1058 | Huntsville, AL | $898K | 3 | 30.0% |
| #19 | Bryan Morrow | 486780 | Central State Bank | 476528 | Calera, AL | $1.2M | 3 | 17.6% |
| #19 | Tomeka Green-Jones | 504216 | Pinnacle Bank | 418535 | Birmingham, AL | $766K | 3 | 30.0% |
| #19 | Stephen Beckmann | 194529 | Redstone Federal Credit Union | 403363 | — | $735K | 3 | 14.3% |
| #19 | Tracy Goodwin | 427261 | Regions Bank | 174490 | Huntsville, AL | $853K | 3 | 23.1% |
| #26 | Michael Cantrell | 266986 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $376K | 2 | 10.5% |
| #26 | Jason Knott | 232649 | Sweet Home Mortgage LLC | 2581782 | Boaz, AL | $274K | 2 | 18.2% |
| #26 | Shelby Jones | 197409 | Dream Home Mortgage LLC | 1674201 | Decatur, AL | $454K | 2 | 20.0% |
| #26 | Casey Parsons | 1615531 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $195K | 2 | 15.4% |
| #26 | Adam Snable | 203825 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $733K | 2 | 9.1% |
| #26 | Adam Hammond | 202682 | American Pacific Mortgage Corporation | 1850 | Guntersville, AL | $940K | 2 | 9.1% |
| #26 | Joseph Bunn | 1485242 | TRUSTMARK BANK | 449605 | Hoover, AL | $1.2M | 2 | 20.0% |
| #26 | Treasa Hall | 1066371 | DHI MORTGAGE COMPANY, LTD. | 14622 | Hoover, AL | $511K | 2 | 15.4% |
| #26 | David Comer | 709949 | Central State Bank | 476528 | Calera, AL | $1.2M | 2 | 7.7% |
| #26 | Jason Reid | 201787 | DHI MORTGAGE COMPANY, LTD. | 14622 | Hoover, AL | $594K | 2 | 20.0% |
| #26 | April Cruce | 546600 | Regions Bank | 174490 | — | $395K | 2 | 8.7% |
| #26 | Sharleen Kinch | 405074 | Redstone Federal Credit Union | 403363 | — | $637K | 2 | 13.3% |
| #26 | Mark Kent | 220383 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $746K | 2 | 14.3% |
| #26 | Steven Pate | 416044 | FIRSTBANK | 472433 | Tuscaloosa, AL | $548K | 2 | 13.3% |
| #26 | Ashleigh Wilson | 842588 | Redstone Federal Credit Union | 403363 | Huntsville, AL | $389K | 2 | 14.3% |
| #26 | Kylee Hogan | 1710918 | Guild Mortgage Company LLC | 3274 | Prattville, AL | $240K | 2 | 18.2% |
| #26 | Robert Smith | 222947 | Edge Home Finance, LLC | 891464 | Foley, AL | $495K | 2 | 13.3% |
| #26 | NATHANIEL REINHARD | 1095932 | The Huntington National Bank | 402436 | Birmingham, AL | $890K | 2 | 15.4% |
| #44 | David Henson | 135055 | DHI MORTGAGE COMPANY, LTD. | 14622 | Spanish Fort, AL | $54K | 1 | 10.0% |
| #44 | Cathy Gapen | 190225 | Acrisure Mortgage, LLC | 152859 | — | $250K | 1 | 5.9% |
| #44 | Adam Coe | 1198188 | Regions Bank | 174490 | Birmingham, AL | $420K | 1 | 7.7% |
| #44 | David Phillips | 643566 | Regions Bank | 174490 | — | $5K | 1 | 9.1% |
| #44 | Clay Wilkinson | 224261 | loanDepot.com, LLC | 174457 | — | $188K | 1 | 9.1% |
| #44 | LAURIE TRIMM | 459302 | Regions Bank | 174490 | — | $519K | 1 | 8.3% |
| #44 | CHARLES CALDWELL | 546188 | Regions Bank | 174490 | Hoover, AL | $382K | 1 | 9.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Alabama (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/alabama/top-retention-by-units/2023
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