Retention champions in New York in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Mary Beth Uebrick (CHEMUNG CANAL TRUST COMPANY, NMLS #235916), Toni Zidich (Community Bank, National Association, NMLS #1205879), and Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $983K | 12 | 70.6% |
| #1 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $957K | 12 | 92.3% |
| #1 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $5.7M | 12 | 80.0% |
| #4 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $908K | 11 | 84.6% |
| #4 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $412K | 11 | 78.6% |
| #6 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $3.3M | 10 | 66.7% |
| #6 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.9M | 10 | 58.8% |
| #8 | Sheri Herbert | 500215 | Walden Savings Bank | 490957 | — | $627K | 9 | 69.2% |
| #9 | Orazio DeVito | 768338 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $7.9M | 7 | 63.6% |
| #9 | A Coco | 9368 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.6M | 7 | 70.0% |
| #9 | Bryan Distefano | 406340 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $3.0M | 7 | 70.0% |
| #9 | Rick Daniels | 413555 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.1M | 7 | 63.6% |
| #9 | HELEN RODGER | 1842033 | SERVU FEDERAL CREDIT UNION | 402490 | — | $1.1M | 7 | 50.0% |
| #9 | Elizabeth Moeller | 19253 | Manufacturers and Traders Trust Company | 381076 | Fishkill, NY | $1.3M | 7 | 70.0% |
| #9 | Maria Seeley | 1102921 | CrossCountry Mortgage, LLC | 3029 | Surfside Beach, SC | $1.5M | 7 | 70.0% |
| #9 | Morris Cohen | 419553 | TD Bank NA | 399800 | New York, NY | $4.7M | 7 | 63.6% |
| #9 | Deniece Zeller | 763691 | Community Bank, National Association | 446398 | — | $751K | 7 | 53.8% |
| #18 | Ana Tranchina | 138522 | Walden Savings Bank | 490957 | Montgomery, NY | $250K | 6 | 46.2% |
| #18 | Jennifer Gonzalez | 1197765 | Teachers Federal Credit Union | 401530 | — | $815K | 6 | 54.5% |
| #18 | Susan Brostowski | 480950 | Teachers Federal Credit Union | 401530 | — | $472K | 6 | 8.3% |
| #18 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $766K | 6 | 37.5% |
| #18 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $3.2M | 6 | 54.5% |
| #18 | Nicolette Messina | 1089795 | Trustco Bank | 474376 | — | $360K | 6 | 60.0% |
| #24 | Eric Gasper | 175852 | CrossCountry Mortgage, LLC | 3029 | Mineola, NY | $2.4M | 5 | 31.3% |
| #24 | Joseph Arbogast | 144078 | The Lyons National Bank | 409408 | Geneva, NY | $162K | 5 | 35.7% |
| #24 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $188K | 5 | 41.7% |
| #24 | Moshe Berg | 148302 | FM Home Loans, LLC | 2212 | New City, NY | $4.0M | 5 | 45.5% |
| #24 | Denise Quinn | 454310 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $543K | 5 | 38.5% |
| #29 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $1.2M | 4 | 30.8% |
| #29 | DAVID RAJPATTY | 70505 | Jet Direct Funding Corp. | 3542 | Jamaica, NY | $2.5M | 4 | 30.8% |
| #29 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $301K | 4 | 25.0% |
| #29 | Jacques Laubert | 20677 | Homestead Funding Corp. | 3232 | Sarasota, FL | $672K | 4 | 17.4% |
| #29 | Nicole Cottone | 906260 | BEGINNINGS CREDIT UNION | 299582 | Cortland, NY | $471K | 4 | 40.0% |
| #34 | Anthony Forte | 162756 | Quintessential Mortgage Group, LLC | 979266 | Rye Brook, NY | $2.3M | 3 | 21.4% |
| #34 | Edward Nash | 9955 | Genesee Regional Bank | 417491 | Syracuse, NY | $240K | 3 | 17.6% |
| #34 | Matthew Eugenio | 1044321 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $338K | 3 | 30.0% |
| #34 | Julie Symes | 326746 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $386K | 3 | 21.4% |
| #34 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $585K | 3 | 30.0% |
| #34 | Patrick McKenney | 463228 | Homestead Funding Corp. | 3232 | Utica, NY | $550K | 3 | 27.3% |
| #34 | Jessica Schoen | 22486 | TEG Federal Credit Union | 440133 | Poughkeepsie, NY | $310K | 3 | 23.1% |
| #34 | Michael Lyon | 1069010 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $2.2M | 3 | 23.1% |
| #34 | MOISHE ZELIK | 61189 | ABC MORTGAGE CORP. | 58754 | Brooklyn, NY | $1.9M | 3 | 21.4% |
| #34 | Kristyn Kamber | 561638 | Premium Mortgage Corporation | 3254 | Latham, NY | $369K | 3 | 20.0% |
| #34 | Matthew Deknatel | 1222546 | ESL Federal Credit Union | 423578 | Rochester, NY | $465K | 3 | 20.0% |
| #34 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $141K | 3 | 18.8% |
| #34 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $646K | 3 | 25.0% |
| #34 | Mark Fisher | 478240 | UNMB Home Loans Inc. | 7230 | Levittown, NY | $1.8M | 3 | 30.0% |
| #34 | Norman DeCelles | 1175888 | Massena Savings and Loan | 776854 | — | $101K | 3 | 25.0% |
| #34 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $1.4M | 3 | 30.0% |
| #34 | Donald Spiro | 515614 | Prosperity Home Mortgage, LLC | 75164 | Fishkill, NY | $233K | 3 | 21.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2023
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