Retention champions in New York in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Toni Zidich (Community Bank, National Association, NMLS #1205879), Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224), and Mary Beth Uebrick (CHEMUNG CANAL TRUST COMPANY, NMLS #235916).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $957K | 12 | 92.3% |
| #1 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $5.7M | 12 | 80.0% |
| #1 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $983K | 12 | 70.6% |
| #4 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $412K | 11 | 78.6% |
| #4 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $908K | 11 | 84.6% |
| #6 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.9M | 10 | 58.8% |
| #7 | Sheri Herbert | 500215 | Walden Savings Bank | 490957 | — | $627K | 9 | 69.2% |
| #7 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $3.1M | 9 | 60.0% |
| #9 | Orazio DeVito | 768338 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $7.9M | 7 | 63.6% |
| #9 | Elizabeth Moeller | 19253 | Manufacturers and Traders Trust Company | 381076 | Fishkill, NY | $1.3M | 7 | 70.0% |
| #9 | Morris Cohen | 419553 | TD Bank NA | 399800 | New York, NY | $4.7M | 7 | 63.6% |
| #9 | Maria Seeley | 1102921 | CrossCountry Mortgage, LLC | 3029 | Surfside Beach, SC | $1.5M | 7 | 70.0% |
| #9 | HELEN RODGER | 1842033 | SERVU FEDERAL CREDIT UNION | 402490 | — | $1.1M | 7 | 50.0% |
| #9 | A Coco | 9368 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.6M | 7 | 70.0% |
| #9 | Bryan Distefano | 406340 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $3.0M | 7 | 70.0% |
| #9 | Rick Daniels | 413555 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.1M | 7 | 63.6% |
| #9 | Deniece Zeller | 763691 | Community Bank, National Association | 446398 | — | $751K | 7 | 53.8% |
| #18 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $766K | 6 | 37.5% |
| #18 | Susan Brostowski | 480950 | Teachers Federal Credit Union | 401530 | — | $472K | 6 | 8.3% |
| #18 | Ana Tranchina | 138522 | Walden Savings Bank | 490957 | Montgomery, NY | $250K | 6 | 46.2% |
| #18 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $3.2M | 6 | 54.5% |
| #18 | Nicolette Messina | 1089795 | Trustco Bank | 474376 | — | $360K | 6 | 60.0% |
| #18 | Jennifer Gonzalez | 1197765 | Teachers Federal Credit Union | 401530 | — | $815K | 6 | 54.5% |
| #24 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $188K | 5 | 41.7% |
| #24 | Eric Gasper | 175852 | CrossCountry Mortgage, LLC | 3029 | Mineola, NY | $2.4M | 5 | 31.3% |
| #24 | Denise Quinn | 454310 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $543K | 5 | 38.5% |
| #24 | Moshe Berg | 148302 | FM Home Loans, LLC | 2212 | New City, NY | $4.0M | 5 | 45.5% |
| #24 | Joseph Arbogast | 144078 | The Lyons National Bank | 409408 | Geneva, NY | $162K | 5 | 35.7% |
| #29 | Matthew Whalen | 628237 | Home Town Funding, Inc. | 213408 | Canandaigua, NY | $909K | 4 | 40.0% |
| #29 | Jacques Laubert | 20677 | Homestead Funding Corp. | 3232 | Sarasota, FL | $672K | 4 | 17.4% |
| #29 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $1.2M | 4 | 30.8% |
| #29 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $301K | 4 | 25.0% |
| #29 | DAVID RAJPATTY | 70505 | Jet Direct Funding Corp. | 3542 | Jamaica, NY | $2.5M | 4 | 30.8% |
| #29 | Nicole Cottone | 906260 | BEGINNINGS CREDIT UNION | 299582 | Cortland, NY | $471K | 4 | 40.0% |
| #35 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $646K | 3 | 25.0% |
| #35 | Donald Spiro | 515614 | Prosperity Home Mortgage, LLC | 75164 | Fishkill, NY | $233K | 3 | 21.4% |
| #35 | Edward Nash | 9955 | Genesee Regional Bank | 417491 | Syracuse, NY | $240K | 3 | 17.6% |
| #35 | Matthew Eugenio | 1044321 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $338K | 3 | 30.0% |
| #35 | Tikva Sekezi | 244341 | Vivid Mortgages Inc. | 1279925 | Queens Village, NY | $2.2M | 3 | 13.6% |
| #35 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $1.5M | 3 | 30.0% |
| #35 | Kristyn Kamber | 561638 | Premium Mortgage Corporation | 3254 | Latham, NY | $369K | 3 | 20.0% |
| #35 | Norman DeCelles | 1175888 | Massena Savings and Loan | 776854 | — | $101K | 3 | 27.3% |
| #35 | Anthony Forte | 162756 | Quintessential Mortgage Group, LLC | 979266 | Rye Brook, NY | $2.3M | 3 | 21.4% |
| #35 | MOISHE ZELIK | 61189 | ABC MORTGAGE CORP. | 58754 | Brooklyn, NY | $1.9M | 3 | 21.4% |
| #35 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $1.3M | 3 | 12.0% |
| #35 | Julie Symes | 326746 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $386K | 3 | 21.4% |
| #35 | Michael Lyon | 1069010 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $2.2M | 3 | 23.1% |
| #35 | Jessica Schoen | 22486 | TEG Federal Credit Union | 440133 | Poughkeepsie, NY | $310K | 3 | 23.1% |
| #35 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $1.4M | 3 | 30.0% |
| #35 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $585K | 3 | 30.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2023
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