Retention champions in New York in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224), Mary Beth Uebrick (CHEMUNG CANAL TRUST COMPANY, NMLS #235916), and Toni Zidich (Community Bank, National Association, NMLS #1205879).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $5.7M | 12 | 80.0% |
| #1 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $983K | 12 | 70.6% |
| #1 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $957K | 12 | 92.3% |
| #4 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $908K | 11 | 84.6% |
| #4 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $412K | 11 | 78.6% |
| #6 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.9M | 10 | 58.8% |
| #7 | Sheri Herbert | 500215 | Walden Savings Bank | 490957 | — | $627K | 9 | 69.2% |
| #7 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $3.0M | 9 | 60.0% |
| #9 | Deniece Zeller | 763691 | Community Bank, National Association | 446398 | — | $751K | 7 | 53.8% |
| #9 | HELEN RODGER | 1842033 | SERVU FEDERAL CREDIT UNION | 402490 | — | $1.1M | 7 | 50.0% |
| #9 | Morris Cohen | 419553 | TD Bank NA | 399800 | New York, NY | $4.7M | 7 | 63.6% |
| #9 | Elizabeth Moeller | 19253 | Manufacturers and Traders Trust Company | 381076 | Fishkill, NY | $1.3M | 7 | 70.0% |
| #9 | Orazio DeVito | 768338 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $7.9M | 7 | 63.6% |
| #9 | A Coco | 9368 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.6M | 7 | 70.0% |
| #9 | Bryan Distefano | 406340 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $3.0M | 7 | 70.0% |
| #9 | Maria Seeley | 1102921 | CrossCountry Mortgage, LLC | 3029 | Surfside Beach, SC | $1.5M | 7 | 70.0% |
| #9 | Rick Daniels | 413555 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.1M | 7 | 63.6% |
| #18 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $3.2M | 6 | 54.5% |
| #18 | Nicolette Messina | 1089795 | Trustco Bank | 474376 | — | $360K | 6 | 60.0% |
| #18 | Jennifer Gonzalez | 1197765 | Teachers Federal Credit Union | 401530 | — | $815K | 6 | 54.5% |
| #18 | Ana Tranchina | 138522 | Walden Savings Bank | 490957 | Montgomery, NY | $250K | 6 | 46.2% |
| #18 | Susan Brostowski | 480950 | Teachers Federal Credit Union | 401530 | — | $472K | 6 | 8.3% |
| #18 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $766K | 6 | 37.5% |
| #24 | Denise Quinn | 454310 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $543K | 5 | 38.5% |
| #24 | Eric Gasper | 175852 | CrossCountry Mortgage, LLC | 3029 | Mineola, NY | $2.4M | 5 | 31.3% |
| #24 | Joseph Arbogast | 144078 | The Lyons National Bank | 409408 | Geneva, NY | $162K | 5 | 35.7% |
| #24 | Moshe Berg | 148302 | FM Home Loans, LLC | 2212 | New City, NY | $4.0M | 5 | 45.5% |
| #24 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $188K | 5 | 41.7% |
| #29 | Matthew Whalen | 628237 | Home Town Funding, Inc. | 213408 | Canandaigua, NY | $909K | 4 | 40.0% |
| #29 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $1.2M | 4 | 30.8% |
| #29 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $301K | 4 | 25.0% |
| #29 | Nicole Cottone | 906260 | BEGINNINGS CREDIT UNION | 299582 | Cortland, NY | $471K | 4 | 40.0% |
| #29 | DAVID RAJPATTY | 70505 | Jet Direct Funding Corp. | 3542 | Jamaica, NY | $2.5M | 4 | 30.8% |
| #29 | Jacques Laubert | 20677 | Homestead Funding Corp. | 3232 | Sarasota, FL | $672K | 4 | 17.4% |
| #35 | Matthew Eugenio | 1044321 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $338K | 3 | 30.0% |
| #35 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $1.3M | 3 | 12.0% |
| #35 | Donald Spiro | 515614 | Prosperity Home Mortgage, LLC | 75164 | Fishkill, NY | $233K | 3 | 21.4% |
| #35 | Norman DeCelles | 1175888 | Massena Savings and Loan | 776854 | — | $101K | 3 | 27.3% |
| #35 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $1.5M | 3 | 30.0% |
| #35 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $585K | 3 | 30.0% |
| #35 | Patrick McKenney | 463228 | Homestead Funding Corp. | 3232 | Utica, NY | $550K | 3 | 27.3% |
| #35 | Kristyn Kamber | 561638 | Premium Mortgage Corporation | 3254 | Latham, NY | $369K | 3 | 20.0% |
| #35 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $1.4M | 3 | 30.0% |
| #35 | Tikva Sekezi | 244341 | Vivid Mortgages Inc. | 1279925 | Queens Village, NY | $2.2M | 3 | 13.6% |
| #35 | Edward Nash | 9955 | Genesee Regional Bank | 417491 | Syracuse, NY | $240K | 3 | 17.6% |
| #35 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $141K | 3 | 18.8% |
| #35 | Jessica Schoen | 22486 | TEG Federal Credit Union | 440133 | Poughkeepsie, NY | $310K | 3 | 23.1% |
| #35 | Anthony Forte | 162756 | Quintessential Mortgage Group, LLC | 979266 | Rye Brook, NY | $2.3M | 3 | 21.4% |
| #35 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $646K | 3 | 25.0% |
| #35 | MOISHE ZELIK | 61189 | ABC MORTGAGE CORP. | 58754 | Brooklyn, NY | $1.9M | 3 | 21.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2023
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