Retention champions in New Hampshire in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Samantha Norrie (Union Bank, NMLS #857571), Sheila Walter (Holy Rosary Regional Credit Union, NMLS #797824), and Marcy Dembiec (Meredith Village Savings Bank, NMLS #165849).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Samantha Norrie | 857571 | Union Bank | 402933 | Littleton, NH | $5.0M | 21 | 84.0% |
| #2 | Sheila Walter | 797824 | Holy Rosary Regional Credit Union | 740044 | — | $534K | 9 | 69.2% |
| #3 | Marcy Dembiec | 165849 | Meredith Village Savings Bank | 466022 | Meredith, NH | $646K | 8 | 80.0% |
| #3 | MATTHEW THOMAS | 523419 | Merrimack County Savings Bank | 433938 | Concord, NH | $1.0M | 8 | 61.5% |
| #5 | Mary Merrill | 28880 | CMG Mortgage, Inc. | 1820 | Concord, NH | $1.7M | 6 | 15.4% |
| #5 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $813K | 6 | 28.6% |
| #7 | Kurt Strandson | 22202 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $1.3M | 5 | 31.3% |
| #7 | Kathleen Horgan | 644378 | Service Credit Union | 491588 | Franklin, NH | $366K | 5 | 33.3% |
| #9 | Christine Wellington | 1444729 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $475K | 4 | 33.3% |
| #9 | Sarah Haberkorn | 42492 | Envoy Mortgage Ltd | 6666 | Dover, NH | $1.2M | 4 | 21.1% |
| #11 | ROBERT WHITTAKER | 191114 | New Hampshire Community Loan Fund, Inc. | 253893 | Concord, NH | $853K | 3 | 17.6% |
| #11 | Jennifer Brooks | 644376 | Service Credit Union | 491588 | Keene, NH | $255K | 3 | 17.6% |
| #11 | Denise Roberts | 479304 | Claremont Savings Bank | 418469 | Claremont, NH | $425K | 3 | 30.0% |
| #11 | Joseph Cipollo | 32718 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $710K | 3 | 12.0% |
| #11 | Gary Manyak | 321392 | Priority Funding, LLC | 3318 | Northborough, MA | $231K | 3 | 27.3% |
| #16 | Lisa Capicchioni | 157850 | Guild Mortgage Company LLC | 3274 | Manchester, NH | $1.1M | 2 | 15.4% |
| #16 | Gregory Curry | 772545 | CMG Mortgage, Inc. | 1820 | Keene, NH | $798K | 2 | 16.7% |
| #16 | Vanessa Reilly | 841960 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $228K | 2 | 14.3% |
| #16 | Merron Treadwell | 1468532 | CMG Mortgage, Inc. | 1820 | Center Harbor, NH | $118K | 2 | 16.7% |
| #16 | Laura Ringenwald | 2276166 | Service Credit Union | 491588 | — | $299K | 2 | 13.3% |
| #16 | Michael Comerford | 184368 | LMP Financial, Leading Mortgage Professionals, LLC | 2754084 | Lowell, MA | $1.0M | 2 | 14.3% |
| #22 | Joseph Vogel | 47957 | Guild Mortgage Company LLC | 3274 | Nashua, NH | $157K | 1 | 8.3% |
| #22 | John McGrath | 20295 | Luminate Bank | 1281698 | Bedford, NH | $340K | 1 | 8.3% |
| #22 | Ryan Conroy | 1921930 | Service Credit Union | 491588 | Portsmouth, NH | $50K | 1 | 5.9% |
| #22 | John Kneeland | 27661 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $345K | 1 | 7.7% |
| #22 | Ryan McGinnis | 165787 | Insight Mortgage Corp. | 2629 | Manchester, NH | $323K | 1 | 10.0% |
| #22 | Travis Fleury | 42493 | Envoy Mortgage Ltd | 6666 | Dover, NH | $351K | 1 | 10.0% |
| #22 | Paul Godbout | 74206 | New American Funding, LLC | 6606 | Manchester, NH | $329K | 1 | 8.3% |
| #22 | carol callihan | 644374 | loanDepot.com, LLC | 174457 | — | $120K | 1 | 7.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Hampshire (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-retention-by-units/2023
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