Retention champions in Iowa in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Matthew Frascht (GreenState Credit Union, NMLS #421770), Peter Johnson (GreenState Credit Union, NMLS #421779), and Jared Schmit (Farmers State Bank, NMLS #531610).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Frascht | 421770 | GreenState Credit Union | 401238 | Coralville, IA | $7.7M | 18 | 56.3% |
| #2 | Peter Johnson | 421779 | GreenState Credit Union | 401238 | Iowa City, IA | $6.3M | 17 | 56.7% |
| #2 | Jared Schmit | 531610 | Farmers State Bank | 403650 | Waterloo, IA | $2.6M | 17 | 63.0% |
| #2 | Felisha Junge | 421757 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $6.1M | 17 | 24.3% |
| #5 | Scott Langenberg | 938064 | GreenState Credit Union | 401238 | West Des Moines, IA | $4.4M | 16 | 55.2% |
| #6 | Kimberly Schlader | 458515 | First Security Bank and Trust Company | 440430 | Charles City, IA | $672K | 14 | 100.0% |
| #7 | James Zimmerman | 631114 | Shelby County State Bank | 623974 | Harlan, IA | $740K | 13 | 81.3% |
| #7 | Kyle Langenberg | 41803 | GreenState Credit Union | 401238 | Cedar Falls, IA | $4.4M | 13 | 48.1% |
| #7 | James Garman | 501605 | IntroLend Home Results, LLC | 2445427 | West Des Moines, IA | $2.8M | 13 | 56.5% |
| #10 | Paul Hill | 704236 | De Witt Bank & Trust Co. | 479284 | De Witt, IA | $2.1M | 12 | 63.2% |
| #10 | CYNTHIA MART | 493726 | Central Bank | 447201 | Spirit Lake, IA | $1.4M | 12 | 85.7% |
| #10 | Regan Carlo | 610737 | Metco Credit Union | 616188 | Cedar Rapids, IA | $726K | 12 | 80.0% |
| #10 | Haleigh Sperfslage | 1487916 | Farmers State Bank | 403650 | Waterloo, IA | $1.6M | 12 | 85.7% |
| #10 | Sean Pottratz | 3711 | GreenState Credit Union | 401238 | Iowa City, IA | $3.0M | 12 | 60.0% |
| #15 | Jordan Dean | 1991052 | Serve Credit Union | 641432 | — | $694K | 11 | 73.3% |
| #15 | Cheryl Kurtzleben | 594062 | Clear Lake Bank and Trust Company | 411501 | Mason City, IA | $1.3M | 11 | 64.7% |
| #15 | Jason Kaiman | 406027 | CHARTER WEST BANK | 466077 | West Des Moines, IA | $6.2M | 11 | 30.6% |
| #15 | Heidi Abben | 844674 | Farmers State Bank | 403650 | Waverly, IA | $771K | 11 | 68.8% |
| #15 | TONYA ELLER | 631120 | Crawford County Trust and Savings Bank | 623919 | Denison, IA | $2.3M | 11 | 78.6% |
| #15 | Kelly Smith | 535722 | WCF FINANCIAL BANK | 646056 | Webster City, IA | $3.0M | 11 | 73.3% |
| #15 | Laura Schmauss | 762872 | Decorah Bank and Trust Company | 677265 | Cresco, IA | $2.0M | 11 | 84.6% |
| #15 | Erin Black | 421755 | Movement Mortgage, LLC | 39179 | Ankeny, IA | $9.8M | 11 | 52.4% |
| #23 | Jason Greenwaldt | 490507 | Farmers State Bank | 403565 | Hiawatha, IA | $3.2M | 10 | 71.4% |
| #23 | Michael Ward | 645063 | GreenState Credit Union | 401238 | West Des Moines, IA | $3.9M | 10 | 29.4% |
| #23 | Cindy Bednarczyk | 680531 | Bank Iowa | 673681 | Newton, IA | $2.8M | 10 | 90.9% |
| #23 | AMBER ERNST | 406037 | New American Funding, LLC | 6606 | Bettendorf, IA | $2.2M | 10 | 32.3% |
| #23 | Angela Peterson | 488226 | Northwest Bank | 486668 | Spirit Lake, IA | $3.3M | 10 | 71.4% |
| #28 | Jacob Krob | 1871600 | Mount Vernon Bank and Trust Company | 405364 | Mount Vernon, IA | $704K | 9 | 81.8% |
| #28 | Kevin Bachus | 408367 | Hills Bank and Trust Company | 402178 | Iowa City, IA | $2.7M | 9 | 56.3% |
| #28 | Nicholas Watson | 400163 | GreenState Credit Union | 401238 | Marion, IA | $2.6M | 9 | 28.1% |
| #28 | Amerika Kies | 608447 | BANK | 543759 | Burlington, IA | $1.0M | 9 | 90.0% |
| #28 | Kurt Backes | 1083013 | GreenState Credit Union | 401238 | Ankeny, IA | $3.5M | 9 | 30.0% |
| #28 | April Mahr | 709687 | Primebank | 486549 | Sioux City, IA | $671K | 9 | 60.0% |
| #28 | Becky Mitchell | 1751576 | Decorah Bank and Trust Company | 677265 | Decorah, IA | $2.4M | 9 | 75.0% |
| #35 | Jennifer Jenkins | 594065 | Manufacturers Bank & Trust Company | 541156 | Forest City, IA | $1.3M | 8 | 80.0% |
| #35 | Christina Jenn | 408391 | Hills Bank and Trust Company | 402178 | Iowa City, IA | $3.6M | 8 | 36.4% |
| #35 | KARL LARSON | 493731 | Central Bank | 447201 | Storm Lake, IA | $1.1M | 8 | 66.7% |
| #35 | Tamara Jiras | 408392 | Hills Bank and Trust Company | 402178 | Coralville, IA | $3.2M | 8 | 57.1% |
| #35 | Shelly Larsen | 649346 | Siouxland Federal Credit Union | 451638 | South Sioux City, NE | $1.3M | 8 | 80.0% |
| #35 | Tracy Schaul | 746726 | Premier Bank | 684300 | Dubuque, IA | $1.9M | 8 | 57.1% |
| #41 | Robert Lamkins | 3719 | Hills Bank and Trust Company | 402178 | — | $2.4M | 7 | 50.0% |
| #41 | Troy Barthel | 1550865 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $1.1M | 7 | 26.9% |
| #41 | Lori Honermann | 1019565 | Veridian Credit Union | 531586 | Waterloo, IA | $1.2M | 7 | 28.0% |
| #41 | Holly Youngblut | 797661 | Veridian Credit Union | 531586 | Waterloo, IA | $383K | 7 | 21.9% |
| #41 | GARY PRESNALL | 406030 | CHARTER WEST BANK | 466077 | West Des Moines, IA | $2.6M | 7 | 41.2% |
| #41 | Amy Smith | 521205 | GreenState Credit Union | 401238 | West Des Moines, IA | $2.0M | 7 | 29.2% |
| #41 | Drew Jacobi | 1374472 | GreenState Credit Union | 401238 | Davenport, IA | $2.0M | 7 | 41.2% |
| #41 | Kathryn Mahlberg | 631109 | Shelby County State Bank | 623974 | Harlan, IA | $271K | 7 | 58.3% |
| #41 | Bill Tye | 521191 | GreenState Credit Union | 401238 | Cedar Falls, IA | $2.6M | 7 | 41.2% |
| #41 | Gregory Farwell | 507834 | Citizens First Bank | 500158 | Clinton, IA | $5.5M | 7 | 70.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Iowa (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/iowa/top-retention-by-units/2023
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