Retention champions in Iowa in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Matthew Frascht (GreenState Credit Union, NMLS #421770), Peter Johnson (GreenState Credit Union, NMLS #421779), and Felisha Junge (GreenState Credit Union, NMLS #421757).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Frascht | 421770 | GreenState Credit Union | 401238 | Coralville, IA | $7.7M | 18 | 56.3% |
| #2 | Peter Johnson | 421779 | GreenState Credit Union | 401238 | Iowa City, IA | $6.3M | 17 | 56.7% |
| #2 | Felisha Junge | 421757 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $6.1M | 17 | 24.3% |
| #4 | Jared Schmit | 531610 | Farmers State Bank | 403650 | Waterloo, IA | $2.5M | 16 | 61.5% |
| #4 | Scott Langenberg | 938064 | GreenState Credit Union | 401238 | West Des Moines, IA | $4.4M | 16 | 55.2% |
| #6 | Kimberly Schlader | 458515 | First Security Bank and Trust Company | 440430 | Charles City, IA | $672K | 14 | 100.0% |
| #7 | Kyle Langenberg | 41803 | GreenState Credit Union | 401238 | Cedar Falls, IA | $4.4M | 13 | 48.1% |
| #7 | James Zimmerman | 631114 | Shelby County State Bank | 623974 | Harlan, IA | $740K | 13 | 81.3% |
| #7 | James Garman | 501605 | IntroLend Home Results, LLC | 2445427 | West Des Moines, IA | $2.8M | 13 | 59.1% |
| #10 | Sean Pottratz | 3711 | GreenState Credit Union | 401238 | Iowa City, IA | $3.0M | 12 | 60.0% |
| #10 | Paul Hill | 704236 | De Witt Bank & Trust Co. | 479284 | De Witt, IA | $2.1M | 12 | 63.2% |
| #10 | Haleigh Sperfslage | 1487916 | Farmers State Bank | 403650 | Waterloo, IA | $1.6M | 12 | 85.7% |
| #10 | Regan Carlo | 610737 | Metco Credit Union | 616188 | Cedar Rapids, IA | $726K | 12 | 80.0% |
| #14 | Heidi Abben | 844674 | Farmers State Bank | 403650 | Waverly, IA | $771K | 11 | 68.8% |
| #14 | Jason Kaiman | 406027 | CHARTER WEST BANK | 466077 | West Des Moines, IA | $6.2M | 11 | 30.6% |
| #14 | TONYA ELLER | 631120 | Crawford County Trust and Savings Bank | 623919 | Denison, IA | $2.3M | 11 | 78.6% |
| #14 | Jordan Dean | 1991052 | Serve Credit Union | 641432 | — | $694K | 11 | 73.3% |
| #14 | Kelly Smith | 535722 | WCF FINANCIAL BANK | 646056 | Webster City, IA | $3.0M | 11 | 73.3% |
| #14 | Laura Schmauss | 762872 | Decorah Bank and Trust Company | 677265 | Cresco, IA | $2.0M | 11 | 84.6% |
| #14 | Erin Black | 421755 | Movement Mortgage, LLC | 39179 | Ankeny, IA | $9.8M | 11 | 52.4% |
| #14 | Cheryl Kurtzleben | 594062 | Clear Lake Bank and Trust Company | 411501 | Mason City, IA | $1.3M | 11 | 64.7% |
| #14 | CYNTHIA MART | 493726 | Central Bank | 447201 | Spirit Lake, IA | $1.3M | 11 | 84.6% |
| #23 | Cindy Bednarczyk | 680531 | Bank Iowa | 673681 | Newton, IA | $2.8M | 10 | 90.9% |
| #23 | Jason Greenwaldt | 490507 | Farmers State Bank | 403565 | Hiawatha, IA | $3.2M | 10 | 71.4% |
| #23 | Angela Peterson | 488226 | Northwest Bank | 486668 | Spirit Lake, IA | $3.3M | 10 | 71.4% |
| #23 | AMBER ERNST | 406037 | New American Funding, LLC | 6606 | Bettendorf, IA | $2.2M | 10 | 32.3% |
| #23 | Michael Ward | 645063 | GreenState Credit Union | 401238 | West Des Moines, IA | $3.9M | 10 | 29.4% |
| #28 | Becky Mitchell | 1751576 | Decorah Bank and Trust Company | 677265 | Decorah, IA | $2.4M | 9 | 75.0% |
| #28 | Kevin Bachus | 408367 | Hills Bank and Trust Company | 402178 | Iowa City, IA | $2.7M | 9 | 60.0% |
| #28 | Jacob Krob | 1871600 | Mount Vernon Bank and Trust Company | 405364 | Mount Vernon, IA | $704K | 9 | 81.8% |
| #28 | April Mahr | 709687 | Primebank | 486549 | Sioux City, IA | $671K | 9 | 60.0% |
| #28 | Amerika Kies | 608447 | BANK | 543759 | Burlington, IA | $1.0M | 9 | 90.0% |
| #28 | Nicholas Watson | 400163 | GreenState Credit Union | 401238 | Marion, IA | $2.6M | 9 | 27.3% |
| #34 | Tracy Schaul | 746726 | Premier Bank | 684300 | Dubuque, IA | $1.9M | 8 | 61.5% |
| #34 | Shelly Larsen | 649346 | Siouxland Federal Credit Union | 451638 | South Sioux City, NE | $1.3M | 8 | 80.0% |
| #34 | KARL LARSON | 493731 | Central Bank | 447201 | Storm Lake, IA | $1.1M | 8 | 66.7% |
| #34 | Christina Jenn | 408391 | Hills Bank and Trust Company | 402178 | Iowa City, IA | $3.6M | 8 | 34.8% |
| #34 | Kurt Backes | 1083013 | GreenState Credit Union | 401238 | Ankeny, IA | $2.8M | 8 | 27.6% |
| #34 | Tamara Jiras | 408392 | Hills Bank and Trust Company | 402178 | Coralville, IA | $3.2M | 8 | 57.1% |
| #40 | Amy Smith | 521205 | GreenState Credit Union | 401238 | West Des Moines, IA | $2.0M | 7 | 29.2% |
| #40 | Troy Barthel | 1550865 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $1.1M | 7 | 25.9% |
| #40 | Bradley Maras | 500106 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $2.2M | 7 | 33.3% |
| #40 | Bill Tye | 521191 | GreenState Credit Union | 401238 | Cedar Falls, IA | $2.6M | 7 | 41.2% |
| #40 | GARY PRESNALL | 406030 | Community Choice Credit Union | 405512 | — | $2.6M | 7 | 41.2% |
| #40 | Holly Randall | 925205 | Hills Bank and Trust Company | 402178 | Marion, IA | $2.7M | 7 | 50.0% |
| #40 | Lori Honermann | 1019565 | Veridian Credit Union | 531586 | Waterloo, IA | $1.2M | 7 | 28.0% |
| #40 | Gregory Farwell | 507834 | Citizens First Bank | 500158 | Clinton, IA | $5.5M | 7 | 70.0% |
| #40 | Kathryn Mahlberg | 631109 | Shelby County State Bank | 623974 | Harlan, IA | $271K | 7 | 58.3% |
| #40 | Holly Youngblut | 797661 | Veridian Credit Union | 531586 | Waterloo, IA | $383K | 7 | 21.9% |
| #40 | Drew Jacobi | 1374472 | GreenState Credit Union | 401238 | Davenport, IA | $2.0M | 7 | 41.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Iowa (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/iowa/top-retention-by-units/2023
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