Retention champions in Iowa in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Matthew Frascht (GreenState Credit Union, NMLS #421770), Peter Johnson (GreenState Credit Union, NMLS #421779), and Felisha Junge (GreenState Credit Union, NMLS #421757).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Frascht | 421770 | GreenState Credit Union | 401238 | Coralville, IA | $7.7M | 18 | 60.0% |
| #2 | Peter Johnson | 421779 | GreenState Credit Union | 401238 | Iowa City, IA | $6.3M | 17 | 56.7% |
| #2 | Felisha Junge | 421757 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $6.1M | 17 | 24.3% |
| #4 | Scott Langenberg | 938064 | GreenState Credit Union | 401238 | West Des Moines, IA | $4.4M | 16 | 55.2% |
| #5 | Jared Schmit | 531610 | Farmers State Bank | 403650 | Waterloo, IA | $2.2M | 15 | 60.0% |
| #6 | Kimberly Schlader | 458515 | First Security Bank and Trust Company | 440430 | Charles City, IA | $526K | 13 | 100.0% |
| #6 | Kyle Langenberg | 41803 | GreenState Credit Union | 401238 | Cedar Falls, IA | $4.4M | 13 | 48.1% |
| #6 | James Garman | 501605 | IntroLend Home Results, LLC | 2445427 | West Des Moines, IA | $2.8M | 13 | 59.1% |
| #6 | James Zimmerman | 631114 | Shelby County State Bank | 623974 | Harlan, IA | $740K | 13 | 86.7% |
| #10 | Haleigh Sperfslage | 1487916 | Farmers State Bank | 403650 | Waterloo, IA | $1.6M | 12 | 85.7% |
| #10 | TONYA ELLER | 631120 | Crawford County Trust and Savings Bank | 623919 | Denison, IA | $2.4M | 12 | 80.0% |
| #10 | Paul Hill | 704236 | De Witt Bank & Trust Co. | 479284 | De Witt, IA | $2.1M | 12 | 63.2% |
| #10 | Regan Carlo | 610737 | Metco Credit Union | 616188 | Cedar Rapids, IA | $726K | 12 | 80.0% |
| #14 | Kelly Smith | 535722 | WCF FINANCIAL BANK | 646056 | Webster City, IA | $3.0M | 11 | 73.3% |
| #14 | Erin Black | 421755 | Movement Mortgage, LLC | 39179 | Ankeny, IA | $9.8M | 11 | 52.4% |
| #14 | CYNTHIA MART | 493726 | Central Bank | 447201 | Spirit Lake, IA | $1.3M | 11 | 84.6% |
| #14 | Jordan Dean | 1991052 | Serve Credit Union | 641432 | — | $694K | 11 | 73.3% |
| #14 | Jason Kaiman | 406027 | Fidelity Bank | 408078 | West Des Moines, IA | $6.2M | 11 | 30.6% |
| #14 | Heidi Abben | 844674 | Farmers State Bank | 403650 | Waverly, IA | $771K | 11 | 68.8% |
| #14 | Sean Pottratz | 3711 | GreenState Credit Union | 401238 | Iowa City, IA | $2.9M | 11 | 57.9% |
| #21 | Laura Schmauss | 762872 | Decorah Bank and Trust Company | 677265 | Cresco, IA | $1.9M | 10 | 83.3% |
| #21 | Cheryl Kurtzleben | 594062 | Clear Lake Bank and Trust Company | 411501 | Mason City, IA | $1.2M | 10 | 62.5% |
| #21 | Angela Peterson | 488226 | Northwest Bank | 486668 | Spirit Lake, IA | $3.3M | 10 | 71.4% |
| #21 | Jason Greenwaldt | 490507 | Farmers State Bank | 403565 | Hiawatha, IA | $3.2M | 10 | 71.4% |
| #21 | Cindy Bednarczyk | 680531 | Bank Iowa | 673681 | Newton, IA | $2.8M | 10 | 90.9% |
| #21 | AMBER ERNST | 406037 | New American Funding, LLC | 6606 | Bettendorf, IA | $2.2M | 10 | 32.3% |
| #21 | Michael Ward | 645063 | GreenState Credit Union | 401238 | West Des Moines, IA | $5.3M | 10 | 29.4% |
| #28 | April Mahr | 709687 | Primebank | 486549 | Sioux City, IA | $671K | 9 | 64.3% |
| #28 | Kevin Bachus | 408367 | Hills Bank and Trust Company | 402178 | Iowa City, IA | $2.7M | 9 | 56.3% |
| #28 | Nicholas Watson | 400163 | GreenState Credit Union | 401238 | Marion, IA | $2.6M | 9 | 28.1% |
| #28 | Jacob Krob | 1871600 | Mount Vernon Bank and Trust Company | 405364 | Mount Vernon, IA | $704K | 9 | 81.8% |
| #32 | Christina Jenn | 408391 | Hills Bank and Trust Company | 402178 | Iowa City, IA | $3.6M | 8 | 38.1% |
| #32 | Tamara Jiras | 408392 | Hills Bank and Trust Company | 402178 | Coralville, IA | $3.2M | 8 | 57.1% |
| #32 | Shelly Larsen | 649346 | Siouxland Federal Credit Union | 451638 | South Sioux City, NE | $1.3M | 8 | 80.0% |
| #32 | Kurt Backes | 1083013 | GreenState Credit Union | 401238 | Ankeny, IA | $2.8M | 8 | 27.6% |
| #32 | Tracy Schaul | 746726 | Premier Bank | 684300 | Dubuque, IA | $1.9M | 8 | 61.5% |
| #32 | Becky Mitchell | 1751576 | Decorah Bank and Trust Company | 677265 | Decorah, IA | $2.1M | 8 | 72.7% |
| #38 | Gregory Farwell | 507834 | Citizens First Bank | 500158 | Clinton, IA | $5.5M | 7 | 70.0% |
| #38 | Kyra Moore | 31980 | Stockton Mortgage Corporation | 8259 | West Des Moines, IA | $1.8M | 7 | 28.0% |
| #38 | Bradley Maras | 500106 | GreenState Credit Union | 401238 | Cedar Rapids, IA | $2.2M | 7 | 33.3% |
| #38 | Lori Honermann | 1019565 | Veridian Credit Union | 531586 | Waterloo, IA | $1.2M | 7 | 29.2% |
| #38 | GARY PRESNALL | 406030 | Northwest Bank | 486668 | Ankeny, IA | $2.6M | 7 | 41.2% |
| #38 | Amy Smith | 521205 | GreenState Credit Union | 401238 | West Des Moines, IA | $2.0M | 7 | 29.2% |
| #38 | John Garcia | 641591 | South Ottumwa Savings Bank | 769763 | West Liberty, IA | $2.1M | 7 | 70.0% |
| #38 | Holly Youngblut | 797661 | Veridian Credit Union | 531586 | Waterloo, IA | $383K | 7 | 21.9% |
| #38 | KARL LARSON | 493731 | Central Bank | 447201 | Storm Lake, IA | $891K | 7 | 63.6% |
| #38 | Troy Barthel | 1550865 | Plains Commerce Bank | 463950 | Sioux Falls, SD | $1.1M | 7 | 30.4% |
| #38 | Jason Warren | 488172 | Northwest Bank | 486668 | Spencer, IA | $3.1M | 7 | 53.8% |
| #38 | Carrie Durant | 804525 | Siouxland Federal Credit Union | 451638 | South Sioux City, NE | $1.5M | 7 | 63.6% |
| #38 | Bill Tye | 521191 | GreenState Credit Union | 401238 | Cedar Falls, IA | $2.6M | 7 | 41.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Iowa (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/iowa/top-retention-by-units/2023
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