Retention champions in Virginia in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Rhonda Holt (Residential Wholesale Mortgage, Inc., NMLS #217259), Westley Bryant (Bronco Federal Credit Union, NMLS #500082), and Jason Null (The Bank of Marion, NMLS #452668).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Rhonda Holt | 217259 | Residential Wholesale Mortgage, Inc. | 79445 | Lynchburg, VA | $2.5M | 11 | 78.6% |
| #2 | Westley Bryant | 500082 | Bronco Federal Credit Union | 412550 | Franklin, VA | $1.5M | 9 | 90.0% |
| #2 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $1.3M | 9 | 75.0% |
| #2 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $3.7M | 9 | 37.5% |
| #5 | Jonathan Ischinger | 490411 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $2.4M | 8 | 53.3% |
| #5 | Richard Vogel | 222346 | First Savings Mortgage Corporation | 38694 | McLean, VA | $5.4M | 8 | 61.5% |
| #7 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.1M | 7 | 41.2% |
| #7 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.9M | 7 | 50.0% |
| #7 | William Bader | 208908 | Ixonia Bank | 423065 | Brookfield, WI | $1.7M | 7 | 70.0% |
| #10 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $5.2M | 6 | 60.0% |
| #11 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.9M | 5 | 20.8% |
| #11 | Leslie Griffin | 804784 | Bank of Botetourt | 476841 | Daleville, VA | $1.8M | 5 | 50.0% |
| #13 | Joshua Burruss | 181603 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $2.9M | 4 | 36.4% |
| #13 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $1.4M | 4 | 19.0% |
| #13 | Michael Epps | 1497343 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $750K | 4 | 36.4% |
| #13 | Suzanna Famiglietti | 461386 | Northwest Federal Credit Union | 411458 | Herndon, VA | $345K | 4 | 36.4% |
| #13 | Tessa Rider | 196577 | Ixonia Bank | 423065 | Brookfield, WI | $539K | 4 | 40.0% |
| #18 | Caryn Grafton | 312906 | Atlantic Coast Mortgage, LLC | 643114 | Leesburg, VA | $1.8M | 3 | 27.3% |
| #18 | Jason Andrzejewski | 219086 | Prosperity Home Mortgage, LLC | 75164 | Kitty Hawk, NC | $866K | 3 | 17.6% |
| #18 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $2.6M | 3 | 23.1% |
| #18 | Robert Templeton | 321942 | Advance Financial Group, LLC | 1611080 | Norfolk, VA | $1.0M | 3 | 30.0% |
| #18 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $798K | 3 | 25.0% |
| #18 | Tonja Armentrout | 510632 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $1.1M | 3 | 23.1% |
| #24 | Amit Kaim | 295394 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $1.1M | 2 | 20.0% |
| #24 | George Bohn | 450883 | Movement Mortgage, LLC | 39179 | Fredericksburg, VA | $609K | 2 | 16.7% |
| #24 | David Bridges | 222490 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $431K | 2 | 20.0% |
| #24 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $552K | 2 | 16.7% |
| #24 | Michelle Napier | 995143 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $472K | 2 | 15.4% |
| #24 | Michelle Fix | 235608 | Alcova Mortgage LLC | 40508 | Staunton, VA | $448K | 2 | 20.0% |
| #24 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $531K | 2 | 14.3% |
| #24 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $1.3M | 2 | 13.3% |
| #24 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.2M | 2 | 16.7% |
| #24 | Jessica Keen Furr | 230793 | Planet Home Lending, LLC | 17022 | Belmont, NC | $769K | 2 | 18.2% |
| #24 | Sarah Pichardo | 229120 | CMG Mortgage, Inc. | 1820 | Fairfax, VA | $645K | 2 | 20.0% |
| #35 | James Liesfeld | 873821 | Virginia Federal Credit Union | 407552 | North Chesterfield, VA | $397K | 1 | 8.3% |
| #35 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $300K | 1 | 4.0% |
| #35 | Ingrid Sell | 319898 | C&F MORTGAGE CORPORATION | 147312 | Richmond, VA | $233K | 1 | 7.7% |
| #35 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $450K | 1 | 9.1% |
| #35 | Charles Sweat | 308553 | Integrity Home Mortgage Corporation | 208516 | Roanoke, VA | $195K | 1 | 5.9% |
| #35 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $537K | 1 | 5.9% |
| #35 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $167K | 1 | 10.0% |
| #35 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $372K | 1 | 4.8% |
| #35 | Nina Efird | 659399 | Ameris Bank | 408099 | Newport News, VA | $250K | 1 | 7.7% |
| #35 | Kelly Cordero | 259580 | CrossCountry Mortgage, LLC | 3029 | Chesapeake, VA | $414K | 1 | 10.0% |
| #35 | David Black | 453677 | Guaranteed Rate, Inc. | 2611 | Gainesville, VA | $500K | 1 | 10.0% |
| #35 | Melissa Bass | 912069 | First National Bank of Pennsylvania | 766529 | Richmond, VA | $258K | 1 | 10.0% |
| #35 | Cynthia Lewis | 369731 | New Dominion Mortgage, LLC | 2443600 | Chesapeake, VA | $204K | 1 | 10.0% |
| #35 | Wendy Leewe | 973343 | Northwest Federal Credit Union | 411458 | Herndon, VA | $35K | 1 | 8.3% |
| #35 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $739K | 1 | 8.3% |
| #35 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $50K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Virginia (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-retention-by-units/2023
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