Retention champions in Virginia in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Rhonda Holt (Residential Wholesale Mortgage, Inc., NMLS #217259), Russell Nash (FIRST HERITAGE MORTGAGE, LLC, NMLS #327463), and Westley Bryant (Bronco Federal Credit Union, NMLS #500082).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Rhonda Holt | 217259 | Residential Wholesale Mortgage, Inc. | 79445 | Lynchburg, VA | $2.5M | 11 | 78.6% |
| #2 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $3.7M | 9 | 37.5% |
| #2 | Westley Bryant | 500082 | Bronco Federal Credit Union | 412550 | Franklin, VA | $1.5M | 9 | 90.0% |
| #2 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $1.3M | 9 | 75.0% |
| #5 | Jonathan Ischinger | 490411 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $2.4M | 8 | 53.3% |
| #5 | Richard Vogel | 222346 | First Savings Mortgage Corporation | 38694 | McLean, VA | $5.4M | 8 | 61.5% |
| #7 | William Bader | 208908 | Ixonia Bank | 423065 | Brookfield, WI | $1.7M | 7 | 70.0% |
| #7 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.1M | 7 | 41.2% |
| #9 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $5.2M | 6 | 60.0% |
| #9 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.3M | 6 | 46.2% |
| #11 | Leslie Griffin | 804784 | Bank of Botetourt | 476841 | Daleville, VA | $1.8M | 5 | 50.0% |
| #12 | Suzanna Famiglietti | 461386 | Northwest Federal Credit Union | 411458 | Herndon, VA | $345K | 4 | 36.4% |
| #12 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.7M | 4 | 18.2% |
| #12 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $1.4M | 4 | 19.0% |
| #12 | Joshua Burruss | 181603 | Better Mortgage Corporation | 330511 | New York, NY | $2.9M | 4 | 36.4% |
| #12 | Tessa Rider | 196577 | Ixonia Bank | 423065 | Brookfield, WI | $539K | 4 | 40.0% |
| #12 | Michael Epps | 1497343 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $750K | 4 | 36.4% |
| #18 | Robert Templeton | 321942 | Advance Financial Group, LLC | 1611080 | Norfolk, VA | $1.0M | 3 | 30.0% |
| #18 | Jason Andrzejewski | 219086 | Prosperity Home Mortgage, LLC | 75164 | Kitty Hawk, NC | $866K | 3 | 17.6% |
| #18 | Caryn Grafton | 312906 | Atlantic Coast Mortgage, LLC | 643114 | Leesburg, VA | $1.8M | 3 | 27.3% |
| #18 | Tonja Armentrout | 510632 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $1.1M | 3 | 23.1% |
| #18 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $2.6M | 3 | 23.1% |
| #18 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $798K | 3 | 25.0% |
| #24 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $1.3M | 2 | 13.3% |
| #24 | Jessica Keen Furr | 230793 | Planet Home Lending, LLC | 17022 | Belmont, NC | $769K | 2 | 18.2% |
| #24 | Amit Kaim | 295394 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $1.1M | 2 | 20.0% |
| #24 | George Bohn | 450883 | Movement Mortgage, LLC | 39179 | Fredericksburg, VA | $609K | 2 | 16.7% |
| #24 | Sarah Pichardo | 229120 | CMG Mortgage, Inc. | 1820 | Fairfax, VA | $645K | 2 | 20.0% |
| #24 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $552K | 2 | 16.7% |
| #24 | Michelle Napier | 995143 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $472K | 2 | 15.4% |
| #24 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.2M | 2 | 16.7% |
| #24 | Michelle Fix | 235608 | Alcova Mortgage LLC | 40508 | Staunton, VA | $448K | 2 | 20.0% |
| #24 | David Bridges | 222490 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $431K | 2 | 20.0% |
| #24 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $531K | 2 | 14.3% |
| #35 | James Liesfeld | 873821 | Virginia Federal Credit Union | 407552 | North Chesterfield, VA | $397K | 1 | 8.3% |
| #35 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $300K | 1 | 4.0% |
| #35 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $167K | 1 | 10.0% |
| #35 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $537K | 1 | 5.9% |
| #35 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $50K | 1 | 10.0% |
| #35 | Ingrid Sell | 319898 | C&F MORTGAGE CORPORATION | 147312 | Richmond, VA | $233K | 1 | 7.7% |
| #35 | Wendy Leewe | 973343 | Northwest Federal Credit Union | 411458 | Herndon, VA | $35K | 1 | 8.3% |
| #35 | Nina Efird | 659399 | Ameris Bank | 408099 | Newport News, VA | $250K | 1 | 7.7% |
| #35 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $739K | 1 | 8.3% |
| #35 | David Black | 453677 | Guaranteed Rate, Inc. | 2611 | Gainesville, VA | $500K | 1 | 10.0% |
| #35 | Kelly Cordero | 259580 | CrossCountry Mortgage, LLC | 3029 | Virginia Beach, VA | $414K | 1 | 10.0% |
| #35 | Melissa Bass | 912069 | First National Bank of Pennsylvania | 766529 | Richmond, VA | $258K | 1 | 10.0% |
| #35 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $372K | 1 | 4.8% |
| #35 | Charles Sweat | 308553 | Integrity Home Mortgage Corporation | 208516 | Roanoke, VA | $195K | 1 | 5.9% |
| #35 | Cynthia Lewis | 369731 | New Dominion Mortgage, LLC | 2443600 | Chesapeake, VA | $204K | 1 | 10.0% |
| #35 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $450K | 1 | 9.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Virginia (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-retention-by-units/2023
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