Retention champions in Virginia in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Rhonda Holt (Residential Wholesale Mortgage, Inc., NMLS #217259), Jason Null (The Bank of Marion, NMLS #452668), and Westley Bryant (Bronco Federal Credit Union, NMLS #500082).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Rhonda Holt | 217259 | Residential Wholesale Mortgage, Inc. | 79445 | Lynchburg, VA | $2.5M | 11 | 78.6% |
| #2 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $1.6M | 10 | 71.4% |
| #3 | Westley Bryant | 500082 | Bronco Federal Credit Union | 412550 | Franklin, VA | $1.5M | 9 | 90.0% |
| #3 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $3.7M | 9 | 37.5% |
| #5 | Jonathan Ischinger | 490411 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $2.4M | 8 | 50.0% |
| #5 | Richard Vogel | 222346 | First Savings Mortgage Corporation | 38694 | McLean, VA | $5.4M | 8 | 61.5% |
| #7 | William Bader | 208908 | Ixonia Bank | 423065 | Brookfield, WI | $1.7M | 7 | 70.0% |
| #7 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.9M | 7 | 50.0% |
| #7 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.1M | 7 | 41.2% |
| #10 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $5.2M | 6 | 60.0% |
| #11 | Leslie Griffin | 804784 | Bank of Botetourt | 476841 | Daleville, VA | $1.8M | 5 | 50.0% |
| #12 | Joshua Burruss | 181603 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $2.9M | 4 | 36.4% |
| #12 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $1.4M | 4 | 17.4% |
| #12 | Suzanna Famiglietti | 461386 | Northwest Federal Credit Union | 411458 | Herndon, VA | $345K | 4 | 36.4% |
| #12 | Michael Epps | 1497343 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $750K | 4 | 36.4% |
| #12 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.7M | 4 | 18.2% |
| #12 | Tessa Rider | 196577 | Ixonia Bank | 423065 | Brookfield, WI | $539K | 4 | 40.0% |
| #18 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $798K | 3 | 25.0% |
| #18 | Tonja Armentrout | 510632 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $1.1M | 3 | 21.4% |
| #18 | Caryn Grafton | 312906 | Atlantic Coast Mortgage, LLC | 643114 | Leesburg, VA | $1.8M | 3 | 27.3% |
| #18 | Jason Andrzejewski | 219086 | Prosperity Home Mortgage, LLC | 75164 | Kitty Hawk, NC | $866K | 3 | 17.6% |
| #18 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $2.6M | 3 | 23.1% |
| #23 | George Bohn | 450883 | Movement Mortgage, LLC | 39179 | Fredericksburg, VA | $609K | 2 | 16.7% |
| #23 | Michelle Fix | 235608 | Alcova Mortgage LLC | 40508 | Staunton, VA | $448K | 2 | 20.0% |
| #23 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $531K | 2 | 15.4% |
| #23 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.2M | 2 | 16.7% |
| #23 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $1.3M | 2 | 13.3% |
| #23 | Sarah Pichardo | 229120 | CMG Mortgage, Inc. | 1820 | Fairfax, VA | $645K | 2 | 20.0% |
| #23 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $552K | 2 | 18.2% |
| #23 | Michelle Napier | 995143 | CrossCountry Mortgage, LLC | 3029 | Woodstock, VA | $472K | 2 | 15.4% |
| #23 | Jessica Keen Furr | 230793 | Planet Home Lending, LLC | 17022 | Belmont, NC | $769K | 2 | 18.2% |
| #23 | Amit Kaim | 295394 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $1.1M | 2 | 20.0% |
| #23 | David Bridges | 222490 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $431K | 2 | 20.0% |
| #34 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $372K | 1 | 4.8% |
| #34 | Nina Efird | 659399 | Ameris Bank | 408099 | Newport News, VA | $250K | 1 | 7.7% |
| #34 | Ingrid Sell | 319898 | C&F MORTGAGE CORPORATION | 147312 | Richmond, VA | $233K | 1 | 7.7% |
| #34 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $300K | 1 | 4.0% |
| #34 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $450K | 1 | 9.1% |
| #34 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $50K | 1 | 10.0% |
| #34 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $739K | 1 | 8.3% |
| #34 | James Liesfeld | 873821 | Virginia Federal Credit Union | 407552 | North Chesterfield, VA | $397K | 1 | 8.3% |
| #34 | Wendy Leewe | 973343 | Northwest Federal Credit Union | 411458 | Herndon, VA | $35K | 1 | 8.3% |
| #34 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $167K | 1 | 10.0% |
| #34 | Melissa Bass | 912069 | First National Bank of Pennsylvania | 766529 | Richmond, VA | $258K | 1 | 10.0% |
| #34 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $537K | 1 | 5.9% |
| #34 | David Black | 453677 | Guaranteed Rate, Inc. | 2611 | Gainesville, VA | $500K | 1 | 10.0% |
| #34 | Kelly Cordero | 259580 | CrossCountry Mortgage, LLC | 3029 | Virginia Beach, VA | $414K | 1 | 10.0% |
| #34 | Charles Sweat | 308553 | Integrity Home Mortgage Corporation | 208516 | Roanoke, VA | $195K | 1 | 5.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Virginia (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-retention-by-units/2023
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