Retention champions in Virginia in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Rhonda Holt (Residential Wholesale Mortgage, Inc., NMLS #217259), Westley Bryant (Bronco Federal Credit Union, NMLS #500082), and Russell Nash (FIRST HERITAGE MORTGAGE, LLC, NMLS #327463).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Rhonda Holt | 217259 | Residential Wholesale Mortgage, Inc. | 79445 | Lynchburg, VA | $2.5M | 11 | 78.6% |
| #2 | Westley Bryant | 500082 | Bronco Federal Credit Union | 412550 | Franklin, VA | $1.5M | 9 | 90.0% |
| #2 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $3.7M | 9 | 37.5% |
| #2 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $1.3M | 9 | 75.0% |
| #5 | Jonathan Ischinger | 490411 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $2.4M | 8 | 53.3% |
| #5 | Richard Vogel | 222346 | First Savings Mortgage Corporation | 38694 | McLean, VA | $5.4M | 8 | 61.5% |
| #7 | William Bader | 208908 | Ixonia Bank | 423065 | Brookfield, WI | $1.7M | 7 | 70.0% |
| #7 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.1M | 7 | 41.2% |
| #9 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.3M | 6 | 46.2% |
| #9 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $5.2M | 6 | 60.0% |
| #11 | Joshua Burruss | 181603 | Better Mortgage Corporation | 330511 | Fairfax, VA | $3.2M | 5 | 45.5% |
| #11 | Leslie Griffin | 804784 | Bank of Botetourt | 476841 | Daleville, VA | $1.8M | 5 | 50.0% |
| #13 | Tessa Rider | 196577 | Ixonia Bank | 423065 | Brookfield, WI | $539K | 4 | 40.0% |
| #13 | Michael Epps | 1497343 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $750K | 4 | 36.4% |
| #13 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $1.4M | 4 | 18.2% |
| #13 | Suzanna Famiglietti | 461386 | Northwest Federal Credit Union | 411458 | Herndon, VA | $345K | 4 | 36.4% |
| #13 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.7M | 4 | 18.2% |
| #18 | Caryn Grafton | 312906 | Atlantic Coast Mortgage, LLC | 643114 | Leesburg, VA | $1.8M | 3 | 27.3% |
| #18 | Jason Andrzejewski | 219086 | Prosperity Home Mortgage, LLC | 75164 | Kitty Hawk, NC | $866K | 3 | 17.6% |
| #18 | Tonja Armentrout | 510632 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $1.1M | 3 | 23.1% |
| #18 | Robert Templeton | 321942 | Advance Financial Group, LLC | 1611080 | Norfolk, VA | $1.0M | 3 | 30.0% |
| #18 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $798K | 3 | 25.0% |
| #18 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $2.6M | 3 | 23.1% |
| #24 | Michelle Napier | 995143 | CrossCountry Mortgage, LLC | 3029 | Winchester, VA | $472K | 2 | 15.4% |
| #24 | Joseph Dunn | 160856 | PRESIDENTIAL BANK, FSB | 421593 | Richmond, VA | $552K | 2 | 16.7% |
| #24 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $1.3M | 2 | 13.3% |
| #24 | Jessica Keen Furr | 230793 | Planet Home Lending, LLC | 17022 | Belmont, NC | $769K | 2 | 18.2% |
| #24 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $531K | 2 | 14.3% |
| #24 | Sarah Pichardo | 229120 | CMG Mortgage, Inc. | 1820 | Fairfax, VA | $645K | 2 | 20.0% |
| #24 | Amit Kaim | 295394 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $1.1M | 2 | 20.0% |
| #24 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $1.2M | 2 | 16.7% |
| #24 | David Bridges | 222490 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $431K | 2 | 20.0% |
| #24 | George Bohn | 450883 | Movement Mortgage, LLC | 39179 | Fredericksburg, VA | $609K | 2 | 16.7% |
| #24 | Michelle Fix | 235608 | Alcova Mortgage LLC | 40508 | Staunton, VA | $448K | 2 | 20.0% |
| #35 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $537K | 1 | 5.9% |
| #35 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $739K | 1 | 8.3% |
| #35 | Charles Sweat | 308553 | Integrity Home Mortgage Corporation | 208516 | Roanoke, VA | $195K | 1 | 5.9% |
| #35 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $50K | 1 | 10.0% |
| #35 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $372K | 1 | 4.8% |
| #35 | Nina Efird | 659399 | Ameris Bank | 408099 | Newport News, VA | $250K | 1 | 7.7% |
| #35 | David Black | 453677 | Guaranteed Rate, Inc. | 2611 | Gainesville, VA | $500K | 1 | 10.0% |
| #35 | James Liesfeld | 873821 | Virginia Federal Credit Union | 407552 | North Chesterfield, VA | $397K | 1 | 8.3% |
| #35 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $167K | 1 | 10.0% |
| #35 | Kelly Cordero | 259580 | CrossCountry Mortgage, LLC | 3029 | Virginia Beach, VA | $414K | 1 | 10.0% |
| #35 | Wendy Leewe | 973343 | Northwest Federal Credit Union | 411458 | Herndon, VA | $35K | 1 | 7.7% |
| #35 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $450K | 1 | 9.1% |
| #35 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $300K | 1 | 4.0% |
| #35 | Cynthia Lewis | 369731 | New Dominion Mortgage, LLC | 2443600 | Chesapeake, VA | $204K | 1 | 10.0% |
| #35 | Melissa Bass | 912069 | First National Bank of Pennsylvania | 766529 | Richmond, VA | $258K | 1 | 10.0% |
| #35 | Ingrid Sell | 319898 | C&F MORTGAGE CORPORATION | 147312 | Richmond, VA | $233K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Virginia (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-retention-by-units/2023
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