Retention champions in Rhode Island in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Andrew Parsons (BANKESB, NMLS #83116), and Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $887K | 11 | 45.8% |
| #2 | Andrew Parsons | 83116 | BANKESB | 405477 | North Attleboro, MA | $2.2M | 10 | 100.0% |
| #3 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $355K | 8 | 72.7% |
| #4 | Diane Lombari | 1009979 | Cranston Municipal Employees Credit Union | 699359 | Cranston, RI | $350K | 7 | 70.0% |
| #5 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $788K | 6 | 40.0% |
| #6 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $2.0M | 5 | 29.4% |
| #6 | Cara Millett | 13529 | SHOREHAM BANK | 478275 | Warwick, RI | $421K | 5 | 41.7% |
| #8 | Leonarda Conti | 12060 | Navigant Credit Union | 462987 | Smithfield, RI | $2.1M | 4 | 10.8% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $1.2M | 4 | 33.3% |
| #10 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $984K | 3 | 9.7% |
| #10 | Matthew Estrela | 485410 | Bristol County Savings Bank | 484626 | Pawtucket, RI | $1.2M | 3 | 27.3% |
| #10 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $205K | 3 | 30.0% |
| #10 | Anahit Kaian | 22371 | Best Financial Mortgage Services, Inc. | 2485 | Cranston, RI | $568K | 3 | 27.3% |
| #14 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $547K | 2 | 16.7% |
| #15 | Kari Reardon | 715427 | Peoples Credit Union | 439939 | Middletown, RI | $4.5M | 1 | 7.7% |
| #15 | Matthew Kelly | 411250 | Movement Mortgage, LLC | 39179 | Providence, RI | $428K | 1 | 10.0% |
| #15 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $236K | 1 | 10.0% |
| #15 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $466K | 1 | 10.0% |
| #15 | Meghan MacAdams | 1182884 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $515K | 1 | 5.9% |
| #15 | George Cooper | 133747 | Eastern Bank | 451827 | South Kingstown, RI | $10K | 1 | 8.3% |
| #15 | David Tetreault | 680395 | Centreville Bank | 402947 | North Kingstown, RI | $100K | 1 | 10.0% |
| #15 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $222K | 1 | 6.3% |
| #15 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $150K | 1 | 8.3% |
| #15 | ERIC MALUK | 4733 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $10K | 1 | 5.9% |
| #15 | Debra Beauchamp | 680448 | Navigant Credit Union | 462987 | Smithfield, RI | $990K | 1 | 4.0% |
| #15 | Justin Conrad | 4283 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $289K | 1 | 5.3% |
| #15 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $353K | 1 | 4.3% |
| #15 | Neil Russo | 165781 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $440K | 1 | 10.0% |
| #15 | Olga Fino | 680439 | Navigant Credit Union | 462987 | Smithfield, RI | $210K | 1 | 4.8% |
| #15 | Stephen Tetzner | 4358 | The Washington Trust Company | 414726 | Warwick, RI | $1.0M | 1 | 4.0% |
| #15 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $469K | 1 | 8.3% |
| #15 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $15K | 1 | 8.3% |
| #15 | GINA HELM | 574370 | Centreville Bank | 402947 | Warren, RI | $750K | 1 | 5.6% |
| #15 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | Middletown, RI | $175K | 1 | 10.0% |
| #15 | Johnathon Birs | 4152 | Capital City Financial Corporation | 2934 | Bristol, RI | $362K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2023
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