Retention champions in Rhode Island in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Andrew Parsons (BANKESB, NMLS #83116), and Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $887K | 11 | 45.8% |
| #2 | Andrew Parsons | 83116 | BANKESB | 405477 | North Attleboro, MA | $2.2M | 10 | 100.0% |
| #3 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $355K | 8 | 72.7% |
| #4 | Diane Sanford | 1009979 | Cranston Municipal Employees Credit Union | 699359 | Cranston, RI | $350K | 7 | 70.0% |
| #5 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $788K | 6 | 40.0% |
| #6 | Cara Millett | 13529 | SHOREHAM BANK | 478275 | Warwick, RI | $421K | 5 | 45.5% |
| #6 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $2.0M | 5 | 31.3% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $1.2M | 4 | 33.3% |
| #8 | Leonarda Conti | 12060 | Navigant Credit Union | 462987 | Smithfield, RI | $2.1M | 4 | 10.8% |
| #10 | Matthew Estrela | 485410 | Bristol County Savings Bank | 484626 | Pawtucket, RI | $1.2M | 3 | 30.0% |
| #10 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $984K | 3 | 9.7% |
| #10 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $205K | 3 | 30.0% |
| #10 | Anahit Kaian | 22371 | Best Financial Mortgage Services, Inc. | 2485 | Cranston, RI | $568K | 3 | 27.3% |
| #14 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $547K | 2 | 16.7% |
| #15 | Johnathon Birs | 4152 | Capital City Financial Corporation | 2934 | Bristol, RI | $362K | 1 | 8.3% |
| #15 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $222K | 1 | 6.7% |
| #15 | ERIC MALUK | 4733 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $10K | 1 | 6.3% |
| #15 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $466K | 1 | 10.0% |
| #15 | Justin Conrad | 4283 | Northpointe Bank | 447490 | Providence, RI | $289K | 1 | 5.3% |
| #15 | Stephen Tetzner | 4358 | The Washington Trust Company | 414726 | Warwick, RI | $1.0M | 1 | 4.0% |
| #15 | Kari Reardon | 715427 | Peoples Credit Union | 439939 | Middletown, RI | $4.5M | 1 | 7.7% |
| #15 | GINA HELM | 574370 | Centreville Bank | 402947 | Warren, RI | $750K | 1 | 5.6% |
| #15 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $236K | 1 | 10.0% |
| #15 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $15K | 1 | 8.3% |
| #15 | Matthew Kelly | 411250 | Movement Mortgage, LLC | 39179 | Providence, RI | $428K | 1 | 10.0% |
| #15 | George Cooper | 133747 | Eastern Bank | 451827 | South Kingstown, RI | $10K | 1 | 8.3% |
| #15 | Debra Beauchamp | 680448 | Navigant Credit Union | 462987 | Smithfield, RI | $990K | 1 | 4.0% |
| #15 | Olga Fino | 680439 | Navigant Credit Union | 462987 | Smithfield, RI | $210K | 1 | 4.8% |
| #15 | Meghan MacAdams | 1182884 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $515K | 1 | 5.9% |
| #15 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $469K | 1 | 8.3% |
| #15 | David Tetreault | 680395 | Centreville Bank | 402947 | North Kingstown, RI | $100K | 1 | 10.0% |
| #15 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $353K | 1 | 4.3% |
| #15 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $150K | 1 | 8.3% |
| #15 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | Middletown, RI | $175K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2023
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