Retention champions in Rhode Island in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Andrew Parsons (BANKESB, NMLS #83116), and Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $887K | 11 | 45.8% |
| #2 | Andrew Parsons | 83116 | BANKESB | 405477 | North Attleboro, MA | $2.2M | 10 | 100.0% |
| #3 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $355K | 8 | 72.7% |
| #4 | Diane Lombari | 1009979 | Cranston Municipal Employees Credit Union | 699359 | Cranston, RI | $350K | 7 | 70.0% |
| #5 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $788K | 6 | 40.0% |
| #6 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $2.0M | 5 | 29.4% |
| #6 | Cara Millett | 13529 | SHOREHAM BANK | 478275 | Warwick, RI | $421K | 5 | 41.7% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $1.2M | 4 | 33.3% |
| #8 | Leonarda Conti | 12060 | Navigant Credit Union | 462987 | Smithfield, RI | $2.1M | 4 | 10.8% |
| #10 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $205K | 3 | 30.0% |
| #10 | Matthew Estrela | 485410 | Bristol County Savings Bank | 484626 | Pawtucket, RI | $1.2M | 3 | 27.3% |
| #10 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $984K | 3 | 9.7% |
| #10 | Anahit Kaian | 22371 | Best Financial Mortgage Services, Inc. | 2485 | Cranston, RI | $568K | 3 | 27.3% |
| #14 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $547K | 2 | 16.7% |
| #15 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $222K | 1 | 6.3% |
| #15 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $466K | 1 | 10.0% |
| #15 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | Middletown, RI | $175K | 1 | 10.0% |
| #15 | Neil Russo | 165781 | Northpointe Bank | 447490 | Providence, RI | $440K | 1 | 10.0% |
| #15 | GINA HELM | 574370 | Centreville Bank | 402947 | Warren, RI | $750K | 1 | 5.6% |
| #15 | George Cooper | 133747 | Eastern Bank | 451827 | South Kingstown, RI | $10K | 1 | 8.3% |
| #15 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $469K | 1 | 8.3% |
| #15 | Meghan MacAdams | 1182884 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $515K | 1 | 5.9% |
| #15 | Justin Conrad | 4283 | Northpointe Bank | 447490 | Providence, RI | $289K | 1 | 5.3% |
| #15 | David Tetreault | 680395 | Centreville Bank | 402947 | North Kingstown, RI | $100K | 1 | 10.0% |
| #15 | ERIC MALUK | 4733 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $10K | 1 | 5.9% |
| #15 | Stephen Tetzner | 4358 | The Washington Trust Company | 414726 | Warwick, RI | $1.0M | 1 | 4.0% |
| #15 | Olga Fino | 680439 | Navigant Credit Union | 462987 | Smithfield, RI | $210K | 1 | 4.8% |
| #15 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $236K | 1 | 10.0% |
| #15 | Debra Beauchamp | 680448 | Navigant Credit Union | 462987 | Smithfield, RI | $990K | 1 | 4.0% |
| #15 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $150K | 1 | 8.3% |
| #15 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $353K | 1 | 4.3% |
| #15 | Kari Reardon | 715427 | Peoples Credit Union | 439939 | Middletown, RI | $4.5M | 1 | 7.7% |
| #15 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $15K | 1 | 8.3% |
| #15 | Johnathon Birs | 4152 | Capital City Financial Corporation | 2934 | Bristol, RI | $362K | 1 | 7.7% |
| #15 | Matthew Kelly | 411250 | Movement Mortgage, LLC | 39179 | Providence, RI | $428K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2023
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