Retention champions in Rhode Island in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Andrew Parsons (TruNorth Bank, NMLS #83116), and Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $887K | 11 | 45.8% |
| #2 | Andrew Parsons | 83116 | TruNorth Bank | 405477 | North Attleboro, MA | $2.2M | 10 | 100.0% |
| #3 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $355K | 8 | 72.7% |
| #4 | Diane Lombari | 1009979 | Cranston Municipal Employees Credit Union | 699359 | Cranston, RI | $350K | 7 | 70.0% |
| #5 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $788K | 6 | 40.0% |
| #6 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $2.0M | 5 | 29.4% |
| #6 | Cara Millett | 13529 | SHOREHAM BANK | 478275 | Warwick, RI | $421K | 5 | 41.7% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $1.2M | 4 | 33.3% |
| #8 | Leonarda Conti | 12060 | Navigant Credit Union | 462987 | Smithfield, RI | $2.1M | 4 | 10.8% |
| #10 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $205K | 3 | 30.0% |
| #10 | Matthew Estrela | 485410 | Bristol County Savings Bank | 484626 | Pawtucket, RI | $1.2M | 3 | 27.3% |
| #10 | Anahit Kaian | 22371 | Best Financial Mortgage Services, Inc. | 2485 | Cranston, RI | $568K | 3 | 27.3% |
| #10 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $984K | 3 | 9.7% |
| #14 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $547K | 2 | 16.7% |
| #15 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $236K | 1 | 10.0% |
| #15 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $15K | 1 | 8.3% |
| #15 | GINA HELM | 574370 | Centreville Bank | 402947 | Warren, RI | $750K | 1 | 5.6% |
| #15 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $353K | 1 | 4.3% |
| #15 | Matthew Kelly | 411250 | Movement Mortgage, LLC | 39179 | Providence, RI | $428K | 1 | 10.0% |
| #15 | David Tetreault | 680395 | Centreville Bank | 402947 | North Kingstown, RI | $100K | 1 | 10.0% |
| #15 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $466K | 1 | 10.0% |
| #15 | Neil Russo | 165781 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $440K | 1 | 10.0% |
| #15 | George Cooper | 133747 | Eastern Bank | 451827 | South Kingstown, RI | $10K | 1 | 8.3% |
| #15 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | — | $175K | 1 | 10.0% |
| #15 | Kari Reardon | 715427 | Peoples Credit Union | 439939 | Middletown, RI | $4.5M | 1 | 7.7% |
| #15 | Debra Beauchamp | 680448 | Navigant Credit Union | 462987 | Smithfield, RI | $990K | 1 | 4.0% |
| #15 | Stephen Tetzner | 4358 | The Washington Trust Company | 414726 | Warwick, RI | $1.0M | 1 | 4.0% |
| #15 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $469K | 1 | 8.3% |
| #15 | Johnathon Birs | 4152 | Capital City Financial Corporation | 2934 | Bristol, RI | $362K | 1 | 7.7% |
| #15 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $150K | 1 | 8.3% |
| #15 | Meghan MacAdams | 1182884 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $515K | 1 | 5.9% |
| #15 | Justin Conrad | 4283 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $289K | 1 | 5.3% |
| #15 | Olga Fino | 680439 | Navigant Credit Union | 462987 | Smithfield, RI | $210K | 1 | 4.8% |
| #15 | ERIC MALUK | 4733 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $10K | 1 | 5.9% |
| #15 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $222K | 1 | 6.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2023
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