Retention champions in Rhode Island in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475), and Andrew Parsons (BANKESB, NMLS #83116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $2.1M | 18 | 60.0% |
| #2 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $1.1M | 13 | 76.5% |
| #3 | Andrew Parsons | 83116 | BANKESB | 405477 | North Attleboro, MA | $1.3M | 11 | 73.3% |
| #4 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $3.8M | 9 | 42.9% |
| #4 | Mauricio Ruiz | 716745 | Bankers Mortgage Corp. | 2438 | — | $2.9M | 9 | 81.8% |
| #6 | Milissa Fuscaldo | 22671 | New American Funding, LLC | 6606 | Cranston, RI | $1.8M | 8 | 61.5% |
| #7 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $2.2M | 7 | 19.4% |
| #8 | Pamela Britt | 13486 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.6M | 6 | 40.0% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $836K | 6 | 37.5% |
| #8 | Kenneth O'Brien | 17969 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.5M | 6 | 46.2% |
| #8 | Dennis Hughes | 21027 | Fall River Five Cents Savings Bank | 525575 | Fall River, MA | $1.5M | 6 | 40.0% |
| #8 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $898K | 6 | 30.0% |
| #8 | Jaime DeSousa | 140627 | NATIONWIDE MORTGAGE, LLC | 1840682 | Lincoln, RI | $1.6M | 6 | 40.0% |
| #8 | John Savastano | 202774 | NFM Lending, LLC | 2893 | Warwick, RI | $1.6M | 6 | 27.3% |
| #15 | Mark Carnevale | 574369 | BankNewport | 407964 | Middletown, RI | $2.6M | 5 | 20.8% |
| #15 | Beverlee Fairbanks | 5978 | Eastern Bank | 451827 | South Kingstown, RI | $1.9M | 5 | 41.7% |
| #15 | Maria Moukhtarian | 509579 | SOMERSET FEDERAL CREDIT UNION | 421594 | Somerset, MA | $613K | 5 | 31.3% |
| #15 | Sherice Riel | 1376939 | Milford Federal Bank | 465956 | — | $413K | 5 | 41.7% |
| #15 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $1.4M | 5 | 21.7% |
| #15 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $445K | 5 | 31.3% |
| #15 | Ken Cesaro | 10048 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.5M | 5 | 38.5% |
| #15 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $1.7M | 5 | 35.7% |
| #23 | Helene Pelosi | 505232 | Webster Bank, N.A. | 455656 | — | $1.3M | 4 | 36.4% |
| #23 | Jesse Kenner | 441842 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $2.1M | 4 | 21.1% |
| #23 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $1.2M | 4 | 17.4% |
| #23 | Ashley Borden | 16411 | Guild Mortgage Company LLC | 3274 | Boston, MA | $1.5M | 4 | 23.5% |
| #23 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $1.2M | 4 | 23.5% |
| #23 | Jonathan Joubert | 19727 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.1M | 4 | 30.8% |
| #23 | Michael Aurecchia | 1184630 | Greenwood Credit Union | 433951 | Warwick, RI | $860K | 4 | 25.0% |
| #23 | Justin Conrad | 4283 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $1.2M | 4 | 18.2% |
| #31 | Ronald Volpe | 18704 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $807K | 3 | 23.1% |
| #31 | domenic apostolico | 4059 | Total Mortgage Services, LLC | 2764 | Cranston, RI | $914K | 3 | 18.8% |
| #31 | Nicholas Brownell | 918783 | Total Mortgage Services, LLC | 2764 | Newport, RI | $1.8M | 3 | 23.1% |
| #31 | Matthew Resnick | 23256 | Primis Mortgage Company | 1894879 | Wilmington, NC | $854K | 3 | 20.0% |
| #31 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $1.1M | 3 | 25.0% |
| #31 | Edward Mohan | 4926 | First Community Mortgage, Inc. | 629700 | Agawam, MA | $405K | 3 | 30.0% |
| #37 | Bradford Deanseris | 17305 | Stonegate Mortgage Associates, Inc. | 1223 | South Dartmouth, MA | $547K | 2 | 18.2% |
| #37 | Deana Bobbin | 374255 | Guaranteed Rate Affinity, LLC | 1598647 | Westerly, RI | $586K | 2 | 20.0% |
| #37 | Juan Cerda | 318276 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $564K | 2 | 10.0% |
| #37 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $1.1M | 2 | 20.0% |
| #37 | Kenneth Marsella | 10430 | Everett Financial, Inc. | 2129 | East Greenwich, RI | $625K | 2 | 18.2% |
| #37 | John Stratford | 680542 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $1.1M | 2 | 18.2% |
| #37 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $648K | 2 | 11.8% |
| #37 | Habib Kayrouz | 20480 | Guild Mortgage Company LLC | 3274 | Warwick, RI | $640K | 2 | 15.4% |
| #37 | William Huggins | 21452 | Guild Mortgage Company LLC | 3274 | — | $1.7M | 2 | 14.3% |
| #37 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | Middletown, RI | $758K | 2 | 13.3% |
| #37 | STEPHEN JOHNSON | 21251 | Atlantic Mortgage & Finance Corporation | 3915 | Wakefield, RI | $712K | 2 | 20.0% |
| #37 | Thomas Carroll | 79560 | Ocean State Credit Union | 408223 | Coventry, RI | $579K | 2 | 5.9% |
| #37 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $923K | 2 | 18.2% |
| #37 | Charles Adams | 4661 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $814K | 2 | 13.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2022
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