Retention champions in Rhode Island in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475), and Andrew Parsons (BANKESB, NMLS #83116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $2.1M | 18 | 60.0% |
| #2 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $1.1M | 13 | 81.3% |
| #3 | Andrew Parsons | 83116 | BANKESB | 405477 | North Attleboro, MA | $1.3M | 11 | 73.3% |
| #4 | Mauricio Ruiz | 716745 | Bankers Mortgage Corp. | 2438 | — | $2.9M | 9 | 90.0% |
| #5 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $3.6M | 8 | 40.0% |
| #5 | Milissa Fuscaldo | 22671 | New American Funding, LLC | 6606 | Cranston, RI | $1.8M | 8 | 61.5% |
| #7 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $2.2M | 7 | 19.4% |
| #8 | Jaime DeSousa | 140627 | NATIONWIDE MORTGAGE, LLC | 1840682 | Lincoln, RI | $1.6M | 6 | 40.0% |
| #8 | Kenneth O'Brien | 17969 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.5M | 6 | 46.2% |
| #8 | Pamela Britt | 13486 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.6M | 6 | 40.0% |
| #8 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $898K | 6 | 30.0% |
| #8 | John Savastano | 202774 | NFM Lending, LLC | 2893 | Warwick, RI | $1.6M | 6 | 27.3% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $836K | 6 | 37.5% |
| #14 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $445K | 5 | 31.3% |
| #14 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $1.4M | 5 | 22.7% |
| #14 | Beverlee Fairbanks | 5978 | Eastern Bank | 451827 | South Kingstown, RI | $1.9M | 5 | 41.7% |
| #14 | Maria Moukhtarian | 509579 | SOMERSET FEDERAL CREDIT UNION | 421594 | Somerset, MA | $613K | 5 | 31.3% |
| #14 | Dennis Hughes | 21027 | Fall River Five Cents Savings Bank | 525575 | Fall River, MA | $1.5M | 5 | 35.7% |
| #14 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $1.7M | 5 | 35.7% |
| #14 | Sherice Riel | 1376939 | Milford Federal Bank | 465956 | — | $413K | 5 | 45.5% |
| #14 | Mark Carnevale | 574369 | BankNewport | 407964 | Middletown, RI | $2.6M | 5 | 20.8% |
| #22 | Ken Cesaro | 10048 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.2M | 4 | 33.3% |
| #22 | Helene Pelosi | 505232 | Webster Bank, N.A. | 455656 | — | $1.3M | 4 | 36.4% |
| #22 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $1.2M | 4 | 17.4% |
| #22 | Jonathan Joubert | 19727 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.1M | 4 | 30.8% |
| #22 | Michael Aurecchia | 1184630 | Greenwood Credit Union | 433951 | Warwick, RI | $860K | 4 | 25.0% |
| #22 | Justin Conrad | 4283 | Northpointe Bank | 447490 | Providence, RI | $1.2M | 4 | 18.2% |
| #22 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $1.2M | 4 | 26.7% |
| #22 | Ashley Borden | 16411 | Guild Mortgage Company LLC | 3274 | Boston, MA | $1.5M | 4 | 23.5% |
| #22 | Jesse Kenner | 441842 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $2.1M | 4 | 22.2% |
| #31 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $1.1M | 3 | 25.0% |
| #31 | Edward Mohan | 4926 | First Community Mortgage, Inc. | 629700 | Boston, MA | $405K | 3 | 30.0% |
| #31 | Ronald Volpe | 18704 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $807K | 3 | 23.1% |
| #31 | Nicholas Brownell | 918783 | Total Mortgage Services, LLC | 2764 | Newport, RI | $1.8M | 3 | 23.1% |
| #31 | domenic apostolico | 4059 | Total Mortgage Services, LLC | 2764 | Cranston, RI | $914K | 3 | 18.8% |
| #31 | Matthew Resnick | 23256 | Primis Mortgage Company | 1894879 | Wilmington, NC | $854K | 3 | 20.0% |
| #37 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $648K | 2 | 12.5% |
| #37 | William Huggins | 21452 | Guild Mortgage Company LLC | 3274 | — | $1.7M | 2 | 14.3% |
| #37 | Kenneth Marsella | 10430 | Everett Financial, Inc. | 2129 | East Greenwich, RI | $625K | 2 | 18.2% |
| #37 | DANIEL SILVERMAN | 574374 | BankNewport | 407964 | Middletown, RI | $1.0M | 2 | 16.7% |
| #37 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $923K | 2 | 18.2% |
| #37 | Charles Adams | 4661 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $814K | 2 | 13.3% |
| #37 | John Dolbec | 1202107 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $790K | 2 | 18.2% |
| #37 | Habib Kayrouz | 20480 | Guild Mortgage Company LLC | 3274 | Warwick, RI | $640K | 2 | 15.4% |
| #37 | Juan Cerda | 318276 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $564K | 2 | 10.0% |
| #37 | Jennifer Larson | 21855 | The Washington Trust Company | 414726 | Barrington, RI | $1.1M | 2 | 20.0% |
| #37 | Christopher Conley | 4663 | The Washington Trust Company | 414726 | — | $1.1M | 2 | 15.4% |
| #37 | Elizabeth Tetzner | 4717 | United Nations Federal Credit Union | 456916 | Long Island City, NY | $740K | 2 | 10.5% |
| #37 | Bradford Deanseris | 17305 | Stonegate Mortgage Associates, Inc. | 1223 | South Dartmouth, MA | $547K | 2 | 20.0% |
| #37 | John Stratford | 680542 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $1.1M | 2 | 18.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2022
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