Retention champions in Rhode Island in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Mistine Kelly (Peoples Credit Union, NMLS #715414), Kenneth Poyton (Postal Government Employees Federal Credit Union, NMLS #805475), and Andrew Parsons (TruNorth Bank, NMLS #83116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mistine Kelly | 715414 | Peoples Credit Union | 439939 | Middletown, RI | $2.1M | 18 | 60.0% |
| #2 | Kenneth Poyton | 805475 | Postal Government Employees Federal Credit Union | 794301 | — | $1.1M | 13 | 81.3% |
| #3 | Andrew Parsons | 83116 | TruNorth Bank | 405477 | North Attleboro, MA | $1.3M | 11 | 73.3% |
| #4 | Mauricio Ruiz | 716745 | Bankers Mortgage Corp. | 2438 | Warwick, RI | $2.9M | 9 | 81.8% |
| #4 | Robert Cinquegrana | 33140 | BayCoast Bank | 403238 | Swansea, MA | $3.8M | 9 | 42.9% |
| #6 | Milissa Fuscaldo | 22671 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $1.8M | 8 | 61.5% |
| #7 | Joel Bessette | 781905 | Navigant Credit Union | 462987 | Smithfield, RI | $2.2M | 7 | 19.4% |
| #8 | Kenneth O'Brien | 17969 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.5M | 6 | 46.2% |
| #8 | Jennifer Makin | 83776 | Centreville Bank | 402947 | West Warwick, RI | $898K | 6 | 30.0% |
| #8 | Jaime DeSousa | 140627 | NATIONWIDE MORTGAGE, LLC | 1840682 | Lincoln, RI | $1.6M | 6 | 40.0% |
| #8 | John Savastano | 202774 | NFM Lending, LLC | 2893 | Warwick, RI | $1.6M | 6 | 27.3% |
| #8 | Pamela Britt | 13486 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.6M | 6 | 40.0% |
| #8 | Dennis Hughes | 21027 | Fall River Five Cents Savings Bank | 525575 | Fall River, MA | $1.5M | 6 | 40.0% |
| #8 | Nayeli Munrayos | 1207936 | Centreville Bank | 402947 | West Warwick, RI | $836K | 6 | 37.5% |
| #15 | Beverlee Fairbanks | 5978 | Eastern Bank | 451827 | South Kingstown, RI | $1.9M | 5 | 41.7% |
| #15 | Sherice Riel | 1376939 | Milford Federal Bank | 465956 | — | $413K | 5 | 41.7% |
| #15 | Mark Carnevale | 574369 | BankNewport | 407964 | Middletown, RI | $2.6M | 5 | 20.8% |
| #15 | Joseph Baptista | 14018 | Anchor Financial Mortgage, Inc. | 2471 | Pawtucket, RI | $1.4M | 5 | 21.7% |
| #15 | Maria Moukhtarian | 509579 | SOMERSET FEDERAL CREDIT UNION | 421594 | Somerset, MA | $613K | 5 | 31.3% |
| #15 | Susan Pagliarini | 21510 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Warwick, RI | $1.7M | 5 | 35.7% |
| #15 | Ken Cesaro | 10048 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.5M | 5 | 38.5% |
| #15 | Sean Hogan | 677755 | SHOREHAM BANK | 478275 | Cumberland, RI | $445K | 5 | 31.3% |
| #23 | Justin Conrad | 4283 | Guaranteed Rate, Inc. | 2611 | Providence, RI | $1.2M | 4 | 18.2% |
| #23 | Adam Dellemonico | 1624974 | Movement Mortgage, LLC | 39179 | Providence, RI | $1.2M | 4 | 23.5% |
| #23 | Michael Aurecchia | 1184630 | Greenwood Credit Union | 433951 | Warwick, RI | $860K | 4 | 25.0% |
| #23 | Helene Pelosi | 505232 | Webster Bank, N.A. | 455656 | — | $1.3M | 4 | 36.4% |
| #23 | Jesse Kenner | 441842 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $2.1M | 4 | 21.1% |
| #23 | Jonathan Joubert | 19727 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $1.1M | 4 | 30.8% |
| #23 | Ashley Borden | 16411 | Guild Mortgage Company LLC | 3274 | Boston, MA | $1.5M | 4 | 23.5% |
| #23 | Neil Jackson | 20518 | BayCoast Mortgage Company, LLC | 1082048 | Swansea, MA | $1.2M | 4 | 17.4% |
| #31 | Ronald Volpe | 18704 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $807K | 3 | 23.1% |
| #31 | Matthew Resnick | 23256 | Primis Mortgage Company | 1894879 | Wilmington, NC | $854K | 3 | 20.0% |
| #31 | Edward Mohan | 4926 | First Community Mortgage, Inc. | 629700 | Agawam, MA | $405K | 3 | 30.0% |
| #31 | domenic apostolico | 4059 | Total Mortgage Services, LLC | 2764 | Cranston, RI | $914K | 3 | 18.8% |
| #31 | ANN SABBAGH | 10920 | Seacoast Mortgage Corporation | 2107 | Newport, RI | $1.1M | 3 | 25.0% |
| #31 | Nicholas Brownell | 918783 | Total Mortgage Services, LLC | 2764 | Newport, RI | $1.8M | 3 | 23.1% |
| #37 | Bradford Deanseris | 17305 | Stonegate Mortgage Associates, Inc. | 1223 | South Dartmouth, MA | $547K | 2 | 18.2% |
| #37 | John Stratford | 680542 | Mortgage Equity Partners LLC | 1936 | — | $1.1M | 2 | 18.2% |
| #37 | Kenneth Marsella | 10430 | Everett Financial, Inc. | 2129 | East Greenwich, RI | $625K | 2 | 18.2% |
| #37 | Diane Crosby | 1247496 | Peoples Credit Union | 439939 | — | $758K | 2 | 13.3% |
| #37 | Charles Adams | 4661 | Mortgage Equity Partners LLC | 1936 | Providence, RI | $814K | 2 | 13.3% |
| #37 | William Huggins | 21452 | Guild Mortgage Company LLC | 3274 | — | $1.7M | 2 | 14.3% |
| #37 | Habib Kayrouz | 20480 | Guild Mortgage Company LLC | 3274 | Warwick, RI | $640K | 2 | 15.4% |
| #37 | Thomas Foley | 21612 | The Mortgage Corner, Inc. | 2488 | Warwick, RI | $648K | 2 | 11.8% |
| #37 | John Dolbec | 1202107 | Guild Mortgage Company LLC | 3274 | Lincoln, RI | $790K | 2 | 18.2% |
| #37 | Thomas Carroll | 79560 | Ocean State Credit Union | 408223 | Coventry, RI | $579K | 2 | 5.9% |
| #37 | Juan Cerda | 318276 | CMG Mortgage, Inc. | 1820 | Rumford, RI | $564K | 2 | 10.0% |
| #37 | DANIEL SILVERMAN | 574374 | BankNewport | 407964 | Middletown, RI | $1.0M | 2 | 16.7% |
| #37 | Deana Bobbin | 374255 | Guaranteed Rate Affinity, LLC | 1598647 | Westerly, RI | $586K | 2 | 20.0% |
| #37 | Dawn Ryan | 828476 | CMG Mortgage, Inc. | 1820 | — | $923K | 2 | 18.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Rhode Island (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-retention-by-units/2022
Powered by ChatMMI