Retention champions in Kentucky in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), and Nikolas Powers (Meade County Bank, Inc., NMLS #1459059).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $13.9M | 46 | 62.2% |
| #2 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.1M | 26 | 72.2% |
| #3 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $5.2M | 21 | 77.8% |
| #3 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $2.5M | 21 | 91.3% |
| #5 | Erica Sadler | 1111361 | Fifth Third Bank, National Association | 403245 | Georgetown, KY | $3.5M | 19 | 70.4% |
| #6 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $1.4M | 16 | 59.3% |
| #7 | David Richardson | 1392540 | Fifth Third Bank, National Association | 403245 | — | $1.0M | 13 | 86.7% |
| #7 | William Murphy | 688518 | Guardian Savings Bank | 449474 | Ft Wright, KY | $2.8M | 13 | 68.4% |
| #7 | Tracy Kirby | 176365 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 13 | 81.3% |
| #10 | John Stokes | 1461771 | EDMONTON STATE BANK | 479226 | Bowling Green, KY | $2.8M | 12 | 54.5% |
| #11 | HOLLY STRADLING | 718119 | Guardian Savings Bank | 449474 | Ft Wright, KY | $1.5M | 11 | 52.4% |
| #11 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $8.5M | 11 | 50.0% |
| #11 | Jennifer McKinney | 106135 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.4M | 11 | 50.0% |
| #11 | Dustin Mistelske | 1009890 | Northpointe Bank | 447490 | Louisville, KY | $2.0M | 11 | 57.9% |
| #11 | Regena Hinton | 768707 | THE CITIZENS NATIONAL BANK OF SOMERSET | 416673 | — | $2.6M | 11 | 91.7% |
| #16 | Brooke Smith | 425779 | Fifth Third Bank, National Association | 403245 | Frankfort, KY | $798K | 10 | 76.9% |
| #16 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $3.0M | 10 | 58.8% |
| #16 | Shana Gray | 636001 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | Madisonville, KY | $2.1M | 10 | 62.5% |
| #16 | Keri Jones | 419193 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $1.8M | 10 | 47.6% |
| #16 | TERRI RAINWATER | 651155 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | Madisonville, KY | $1.6M | 10 | 62.5% |
| #21 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.7M | 9 | 30.0% |
| #21 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $2.1M | 9 | 52.9% |
| #21 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.3M | 9 | 60.0% |
| #21 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $1.5M | 9 | 42.9% |
| #21 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.1M | 9 | 69.2% |
| #21 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $2.7M | 9 | 90.0% |
| #21 | Kristen Barr | 1272133 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.6M | 9 | 75.0% |
| #21 | Amy Ryan | 1760355 | West Point Bank | 460715 | Elizabethtown, KY | $2.6M | 9 | 52.9% |
| #29 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $2.1M | 8 | 61.5% |
| #29 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.4M | 8 | 57.1% |
| #29 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $4.5M | 8 | 50.0% |
| #29 | James Buchanon | 419159 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $5.0M | 8 | 80.0% |
| #33 | CHARLES ELFERS | 718157 | Guardian Savings Bank | 449474 | Fort Thomas, KY | $1.4M | 7 | 43.8% |
| #33 | Timothy Tucker | 613381 | First State Bank | 460968 | Hardinsburg, KY | $1.4M | 7 | 58.3% |
| #33 | Jason Deller | 861531 | Guardian Savings Bank | 449474 | Cincinnati, OH | $3.2M | 7 | 53.8% |
| #33 | DIANA MOSLEY | 1506221 | Fifth Third Bank, National Association | 403245 | Morganfield, KY | $756K | 7 | 46.7% |
| #33 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $2.9M | 7 | 36.8% |
| #33 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.4M | 7 | 70.0% |
| #33 | John Dziedzic | 61243 | Northpointe Bank | 447490 | Louisville, KY | $1.4M | 7 | 33.3% |
| #40 | Statia Parks | 56992 | Multiple Option Mortgage Services, Inc. | 57052 | Louisville, KY | $2.0M | 6 | 26.1% |
| #40 | kurt ehret | 19098 | Old Colonial Mortgage, LLC | 1265 | Louisville, KY | $1.7M | 6 | 50.0% |
| #40 | Joshua Hubbard | 607615 | West Point Bank | 460715 | Elizabethtown, KY | $2.2M | 6 | 33.3% |
| #40 | Lougenia Chaney | 502496 | U.S. Bank National Association | 402761 | Florence, KY | $1.3M | 6 | 40.0% |
| #40 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $1.7M | 6 | 46.2% |
| #40 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $1.1M | 6 | 46.2% |
| #40 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $1.1M | 6 | 25.0% |
| #40 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $933K | 6 | 27.3% |
| #40 | Jennifer Brogdon | 1522212 | Fifth Third Bank, National Association | 403245 | St Petersburg, FL | $586K | 6 | 54.5% |
| #40 | Gabrielle Pierce | 1774081 | Class Act Federal Credit Union | 403005 | Louisville, KY | $581K | 6 | 42.9% |
| #40 | E Moreland | 486513 | The First National Bank of Grayson | 445458 | Grayson, KY | $941K | 6 | 60.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2022
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