Leading rookies in Kentucky in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include SETH NSHIMIYIMANA (Broker House Lending, LLC, NMLS #2219330), Marcus Hundley (Statewide Mortgage, LLC, NMLS #2169498), and James Davis (Federation of Appalachian Housing Enterprises, Inc., NMLS #2302189).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | SETH NSHIMIYIMANA | 2219330 | Broker House Lending, LLC | 856693 | Louisville, KY | $7.9M | 30 | $263K |
| #2 | Marcus Hundley | 2169498 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.6M | 23 | $242K |
| #3 | James Davis | 2302189 | Federation of Appalachian Housing Enterprises, Inc. | 52473 | Berea, KY | $1.9M | 22 | $86K |
| #4 | Jerome Jones | 17752 | Guardian Savings Bank | 449474 | Louisville, KY | $3.8M | 19 | $201K |
| #5 | EVAN KUNKEL | 2329369 | UNITED CITIZENS BANK & TRUST COMPANY | 688969 | Campbellsburg, KY | $2.3M | 13 | $177K |
| #5 | James Harlamert | 1000728 | Abound Federal Credit Union | 402678 | Radcliff, KY | $1.0M | 13 | $78K |
| #7 | Christopher Hardcastle | 1445717 | Victory Mortgage, L.L.C. | 461249 | Louisville, KY | $3.8M | 11 | $343K |
| #7 | David Riggs | 2280886 | CrossCountry Mortgage, LLC | 3029 | — | $2.3M | 11 | $211K |
| #7 | Shylah McIntosh | 2328533 | PBT BANCORP | 257781 | — | $2.0M | 11 | $180K |
| #7 | Brian Oberg | 2269958 | AmeriFirst Financial Corporation | 110139 | — | $2.1M | 11 | $193K |
| #7 | Jeffery Hayse | 2347573 | Fifth Third Bank, National Association | 403245 | Louisville, KY | $1.2M | 11 | $113K |
| #12 | Chad Burckhard | 2106061 | Edge Home Finance, LLC | 891464 | Clarksville, TN | $2.5M | 10 | $250K |
| #13 | Bryan Linde | 19170 | Northpointe Bank | 447490 | — | $1.9M | 9 | $215K |
| #13 | Jessica Adell | 2321964 | Republic Bank & Trust Co. | 402606 | — | $2.0M | 9 | $219K |
| #15 | Austin Gregory | 2338876 | Republic Bank & Trust Co. | 402606 | — | $472K | 8 | $59K |
| #15 | Sarah Richardson | 1737606 | JPMorgan Chase Bank, National Association | 399798 | — | $1.7M | 8 | $213K |
| #15 | Sheena Beckham | 2366596 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $1.3M | 8 | $158K |
| #18 | Zachary Schell | 2190453 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 7 | $235K |
| #18 | Jacqulyn Gulley | 2295527 | Third Street Financing, LLC | 2638657 | — | $1.1M | 7 | $151K |
| #18 | MICHELLE JONES | 2269788 | Home Savings Bank, FSB | 742877 | Ludlow, KY | $1.4M | 7 | $205K |
| #21 | Ameroy Cotton | 2264774 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $765K | 6 | $127K |
| #21 | Taylor Florez | 2262681 | Everett Financial, Inc. | 2129 | — | $865K | 6 | $144K |
| #21 | Shane Thornton | 2304291 | New Day Financial, LLC | 1043 | — | $1.1M | 6 | $187K |
| #21 | Justin Blackburn | 2353921 | Guardian Savings Bank | 449474 | — | $1.0M | 6 | $173K |
| #21 | Shirley Audas | 1206666 | University of Kentucky Federal Credit Union | 491194 | Edgewood, KY | $560K | 6 | $93K |
| #21 | Molly Spelder | 2249533 | Movement Mortgage, LLC | 39179 | Louisville, KY | $1.7M | 6 | $275K |
| #21 | Manuel Feria Yserns | 2150673 | Liberty Home Funding LLC | 2849280 | Louisville, KY | $1.2M | 6 | $202K |
| #28 | Dawn Minton | 2172574 | MINTON MORTGAGE LOANS LLC | 2296908 | Corbin, KY | $903K | 5 | $181K |
| #28 | Megan Powell | 2370475 | Kemba Credit Union, Inc. | 422067 | — | $388K | 5 | $78K |
| #28 | Urvish Bhagat | 2154734 | NEXA Mortgage, LLC | 1660690 | Louisville, KY | $2.6M | 5 | $510K |
| #28 | Jennifer O'Bryan | 2346191 | Abound Federal Credit Union | 402678 | Radcliff, KY | $352K | 5 | $70K |
| #28 | Alexis Bratcher | 2309064 | Fifth Third Bank, National Association | 403245 | — | $317K | 5 | $63K |
| #33 | Patrick Barnette | 2300524 | Fifth Third Bank, National Association | 403245 | — | $257K | 4 | $64K |
| #33 | James Covington | 2327872 | Van Dyk Mortgage Corporation | 3035 | Mason, OH | $743K | 4 | $186K |
| #33 | Tina Stewart | 2299446 | Fairway Independent Mortgage Corporation | 2289 | — | $254K | 4 | $63K |
| #33 | Christopher Neichter | 2269187 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $877K | 4 | $219K |
| #33 | Meredith Cain | 2253557 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $581K | 4 | $145K |
| #33 | Alec Naseef | 2278883 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $857K | 4 | $214K |
| #33 | Cody Harris | 2324470 | Fifth Third Bank, National Association | 403245 | New Albany, IN | $362K | 4 | $90K |
| #33 | Jamaal Kinley | 2274256 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $758K | 4 | $189K |
| #33 | Dylan Walter | 2259138 | Everett Financial, Inc. | 2129 | — | $332K | 4 | $83K |
| #33 | Anthony Cuomo | 2379867 | New Day Financial, LLC | 1043 | — | $721K | 4 | $180K |
| #33 | Ana Jimenez | 2358045 | First National Bank of Kentucky | 462639 | — | $570K | 4 | $142K |
| #33 | Erica Dickey | 2228298 | HJ Holding LLC | 1971873 | — | $572K | 4 | $143K |
| #33 | Terry Boils | 2289101 | Ruoff Mortgage Company, Inc. | 141868 | — | $656K | 4 | $164K |
| #33 | Michael Propes | 2256267 | First Choice Lending Services, LLC | 473797 | — | $620K | 4 | $155K |
| #33 | Brandon Conover | 1165086 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $703K | 4 | $176K |
| #33 | Stacy Wester | 2131859 | Securitas Financial Inc | 1039147 | Louisville, KY | $417K | 4 | $104K |
| #33 | Jacob Clay | 2101810 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $423K | 4 | $106K |
| #33 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $610K | 4 | $153K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Kentucky (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-rookie-by-units/2022
Powered by ChatMMI