Leading rookies in Kentucky in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include SETH NSHIMIYIMANA (Broker House Lending, LLC, NMLS #2219330), James Davis (Federation of Appalachian Housing Enterprises, Inc., NMLS #2302189), and Marcus Hundley (Statewide Mortgage, LLC, NMLS #2169498).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | SETH NSHIMIYIMANA | 2219330 | Broker House Lending, LLC | 856693 | Louisville, KY | $7.0M | 27 | $261K |
| #2 | James Davis | 2302189 | Federation of Appalachian Housing Enterprises, Inc. | 52473 | Berea, KY | $1.7M | 21 | $83K |
| #2 | Marcus Hundley | 2169498 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.0M | 21 | $236K |
| #4 | Jerome Jones | 17752 | Guardian Savings Bank | 449474 | Louisville, KY | $3.6M | 18 | $201K |
| #5 | James Harlamert | 1000728 | Republic Bank & Trust Co. | 402606 | — | $1.0M | 13 | $78K |
| #6 | EVAN KUNKEL | 2329369 | UNITED CITIZENS BANK & TRUST COMPANY | 688969 | Campbellsburg, KY | $2.2M | 12 | $185K |
| #7 | Brian Oberg | 2269958 | AmeriFirst Financial Corporation | 110139 | — | $2.1M | 11 | $193K |
| #7 | Jeffery Hayse | 2347573 | Fifth Third Bank, National Association | 403245 | Louisville, KY | $1.2M | 11 | $113K |
| #7 | David Riggs | 2280886 | CrossCountry Mortgage, LLC | 3029 | — | $2.3M | 11 | $211K |
| #10 | Christopher Hardcastle | 1445717 | Victory Mortgage, L.L.C. | 461249 | Louisville, KY | $3.4M | 10 | $340K |
| #10 | Chad Burckhard | 2106061 | Edge Home Finance, LLC | 891464 | Clarksville, TN | $2.5M | 10 | $250K |
| #12 | Jessica Adell | 2321964 | Republic Bank & Trust Co. | 402606 | — | $2.0M | 9 | $219K |
| #12 | Bryan Linde | 19170 | Northpointe Bank | 447490 | — | $1.9M | 9 | $215K |
| #12 | Shylah McIntosh | 2328533 | PBT BANCORP | 257781 | — | $1.8M | 9 | $195K |
| #15 | Austin Gregory | 2338876 | Republic Bank & Trust Co. | 402606 | — | $472K | 8 | $59K |
| #15 | Sheena Beckham | 2366596 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $1.3M | 8 | $158K |
| #17 | MICHELLE JONES | 2269788 | Home Savings Bank, FSB | 742877 | Ludlow, KY | $1.4M | 7 | $205K |
| #17 | Jacqulyn Gulley | 2295527 | Third Street Financing, LLC | 2638657 | — | $1.1M | 7 | $151K |
| #17 | Zachary Schell | 2190453 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 7 | $235K |
| #20 | Shirley Audas | 1206666 | University of Kentucky Federal Credit Union | 491194 | Edgewood, KY | $560K | 6 | $93K |
| #20 | Shane Thornton | 2304291 | New Day Financial, LLC | 1043 | — | $1.1M | 6 | $187K |
| #20 | Molly Spelder | 2249533 | Movement Mortgage, LLC | 39179 | Louisville, KY | $1.7M | 6 | $275K |
| #20 | Ameroy Cotton | 2264774 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $765K | 6 | $127K |
| #20 | Taylor Florez | 2262681 | Everett Financial, Inc. | 2129 | — | $865K | 6 | $144K |
| #20 | Justin Blackburn | 2353921 | Guardian Savings Bank | 449474 | — | $1.0M | 6 | $173K |
| #26 | Jennifer O'Bryan | 2346191 | Abound Federal Credit Union | 402678 | Radcliff, KY | $352K | 5 | $70K |
| #26 | Manuel Feria Yserns | 2150673 | Feria Financial, LLC | 2226474 | Louisville, KY | $1.0M | 5 | $206K |
| #26 | Alexis Bratcher | 2309064 | Fifth Third Bank, National Association | 403245 | — | $317K | 5 | $63K |
| #26 | Megan Powell | 2370475 | Kemba Credit Union, Inc. | 422067 | — | $388K | 5 | $78K |
| #30 | Tina Stewart | 2299446 | Fairway Independent Mortgage Corporation | 2289 | — | $254K | 4 | $63K |
| #30 | Urvish Bhagat | 2154734 | NEXA Mortgage, LLC | 1660690 | Louisville, KY | $2.1M | 4 | $518K |
| #30 | Brandon Conover | 1165086 | New Day Financial, LLC | 1043 | Fulton, MD | $703K | 4 | $176K |
| #30 | DANE WINTERBOTTOM | 2314937 | U.S. Bank National Association | 402761 | Lexington, KY | $344K | 4 | $86K |
| #30 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $610K | 4 | $153K |
| #30 | Terry Boils | 2289101 | Ruoff Mortgage Company, Inc. | 141868 | — | $656K | 4 | $164K |
| #30 | Jacob Clay | 2101810 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $423K | 4 | $106K |
| #30 | Jamaal Kinley | 2274256 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $758K | 4 | $189K |
| #30 | Christopher Neichter | 2269187 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $877K | 4 | $219K |
| #30 | Meredith Cain | 2253557 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $581K | 4 | $145K |
| #30 | Anthony Cuomo | 2379867 | New Day Financial, LLC | 1043 | — | $721K | 4 | $180K |
| #30 | Dawn Minton | 2172574 | MINTON MORTGAGE LOANS LLC | 2296908 | Corbin, KY | $755K | 4 | $189K |
| #30 | Patrick Barnette | 2300524 | Fifth Third Bank, National Association | 403245 | — | $257K | 4 | $64K |
| #30 | Michael Propes | 2256267 | First Choice Lending Services, LLC | 473797 | — | $620K | 4 | $155K |
| #30 | Ana Jimenez | 2358045 | First National Bank of Kentucky | 462639 | — | $570K | 4 | $142K |
| #30 | James Covington | 2327872 | Van Dyk Mortgage Corporation | 3035 | Mason, OH | $743K | 4 | $186K |
| #30 | Marcela Salas | 2304604 | Amerisave Mortgage Corporation | 1168 | — | $694K | 4 | $174K |
| #30 | Dylan Walter | 2259138 | Everett Financial, Inc. | 2129 | — | $332K | 4 | $83K |
| #30 | Alec Naseef | 2278883 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $857K | 4 | $214K |
| #30 | Cody Harris | 2324470 | Fifth Third Bank, National Association | 403245 | New Albany, IN | $362K | 4 | $90K |
| #30 | Erica Dickey | 2228298 | HJ Holding LLC | 1971873 | — | $572K | 4 | $143K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Kentucky (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-rookie-by-units/2022
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