Leading rookies in Kentucky in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include SETH NSHIMIYIMANA (Broker House Lending, LLC, NMLS #2219330), Marcus Hundley (Statewide Mortgage, LLC, NMLS #2169498), and James Davis (Federation of Appalachian Housing Enterprises, Inc., NMLS #2302189).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | SETH NSHIMIYIMANA | 2219330 | Broker House Lending, LLC | 856693 | Louisville, KY | $7.9M | 30 | $263K |
| #2 | Marcus Hundley | 2169498 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.6M | 23 | $242K |
| #3 | James Davis | 2302189 | Federation of Appalachian Housing Enterprises, Inc. | 52473 | Berea, KY | $1.9M | 22 | $86K |
| #4 | Jerome Jones | 17752 | Guardian Savings Bank | 449474 | Louisville, KY | $3.8M | 19 | $201K |
| #5 | James Harlamert | 1000728 | Abound Federal Credit Union | 402678 | Radcliff, KY | $1.0M | 13 | $78K |
| #5 | EVAN KUNKEL | 2329369 | UNITED CITIZENS BANK & TRUST COMPANY | 688969 | Campbellsburg, KY | $2.3M | 13 | $177K |
| #7 | Brian Oberg | 2269958 | AmeriFirst Financial Corporation | 110139 | — | $2.1M | 11 | $193K |
| #7 | Shylah McIntosh | 2328533 | PBT BANCORP | 257781 | — | $2.0M | 11 | $180K |
| #7 | David Riggs | 2280886 | CrossCountry Mortgage, LLC | 3029 | — | $2.3M | 11 | $211K |
| #7 | Jeffery Hayse | 2347573 | Fifth Third Bank, National Association | 403245 | Louisville, KY | $1.2M | 11 | $113K |
| #7 | Christopher Hardcastle | 1445717 | Victory Mortgage, L.L.C. | 461249 | Louisville, KY | $3.8M | 11 | $343K |
| #12 | Chad Burckhard | 2106061 | Edge Home Finance, LLC | 891464 | Clarksville, TN | $2.5M | 10 | $250K |
| #13 | Bryan Linde | 19170 | Northpointe Bank | 447490 | — | $1.9M | 9 | $215K |
| #13 | Jessica Adell | 2321964 | Republic Bank & Trust Co. | 402606 | — | $2.0M | 9 | $219K |
| #15 | Sheena Beckham | 2366596 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $1.3M | 8 | $158K |
| #15 | Austin Gregory | 2338876 | Republic Bank & Trust Co. | 402606 | — | $472K | 8 | $59K |
| #17 | MICHELLE JONES | 2269788 | Home Savings Bank, FSB | 742877 | Ludlow, KY | $1.4M | 7 | $205K |
| #17 | Jacqulyn Gulley | 2295527 | Third Street Financing, LLC | 2638657 | — | $1.1M | 7 | $151K |
| #17 | Zachary Schell | 2190453 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 7 | $235K |
| #20 | Manuel Feria Yserns | 2150673 | Feria Financial, LLC | 2226474 | Louisville, KY | $1.2M | 6 | $202K |
| #20 | Ameroy Cotton | 2264774 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $765K | 6 | $127K |
| #20 | Taylor Florez | 2262681 | Everett Financial, Inc. | 2129 | — | $865K | 6 | $144K |
| #20 | Shirley Audas | 1206666 | University of Kentucky Federal Credit Union | 491194 | Edgewood, KY | $560K | 6 | $93K |
| #20 | Justin Blackburn | 2353921 | Guardian Savings Bank | 449474 | — | $1.0M | 6 | $173K |
| #20 | Shane Thornton | 2304291 | New Day Financial, LLC | 1043 | — | $1.1M | 6 | $187K |
| #20 | Molly Spelder | 2249533 | Movement Mortgage, LLC | 39179 | Louisville, KY | $1.7M | 6 | $275K |
| #27 | Megan Powell | 2370475 | Kemba Credit Union, Inc. | 422067 | — | $388K | 5 | $78K |
| #27 | Alexis Bratcher | 2309064 | Fifth Third Bank, National Association | 403245 | — | $317K | 5 | $63K |
| #27 | Urvish Bhagat | 2154734 | NEXA Mortgage, LLC | 1660690 | Louisville, KY | $2.6M | 5 | $510K |
| #27 | Dawn Minton | 2172574 | MINTON MORTGAGE LOANS LLC | 2296908 | Corbin, KY | $903K | 5 | $181K |
| #27 | Jennifer O'Bryan | 2346191 | Abound Federal Credit Union | 402678 | Radcliff, KY | $352K | 5 | $70K |
| #32 | Marcela Salas | 2304604 | Amerisave Mortgage Corporation | 1168 | — | $694K | 4 | $174K |
| #32 | Meredith Cain | 2253557 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $581K | 4 | $145K |
| #32 | Cody Harris | 2324470 | Fifth Third Bank, National Association | 403245 | New Albany, IN | $362K | 4 | $90K |
| #32 | Alec Naseef | 2278883 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $857K | 4 | $214K |
| #32 | Tina Stewart | 2299446 | Fairway Independent Mortgage Corporation | 2289 | — | $254K | 4 | $63K |
| #32 | Brandon Conover | 1165086 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $703K | 4 | $176K |
| #32 | Michael Propes | 2256267 | First Choice Lending Services, LLC | 473797 | — | $620K | 4 | $155K |
| #32 | Terry Boils | 2289101 | Ruoff Mortgage Company, Inc. | 141868 | — | $656K | 4 | $164K |
| #32 | James Covington | 2327872 | Van Dyk Mortgage Corporation | 3035 | Mason, OH | $743K | 4 | $186K |
| #32 | Erica Dickey | 2228298 | HJ Holding LLC | 1971873 | — | $572K | 4 | $143K |
| #32 | Patrick Barnette | 2300524 | Fifth Third Bank, National Association | 403245 | — | $257K | 4 | $64K |
| #32 | Anthony Cuomo | 2379867 | New Day Financial, LLC | 1043 | — | $721K | 4 | $180K |
| #32 | Ana Jimenez | 2358045 | First National Bank of Kentucky | 462639 | — | $570K | 4 | $142K |
| #32 | Christopher Neichter | 2269187 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $877K | 4 | $219K |
| #32 | Dylan Walter | 2259138 | Everett Financial, Inc. | 2129 | — | $332K | 4 | $83K |
| #32 | DANE WINTERBOTTOM | 2314937 | U.S. Bank National Association | 402761 | Lexington, KY | $344K | 4 | $86K |
| #32 | Jamaal Kinley | 2274256 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $758K | 4 | $189K |
| #32 | Jacob Clay | 2101810 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $423K | 4 | $106K |
| #32 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $610K | 4 | $153K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Kentucky (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-rookie-by-units/2022
Powered by ChatMMI