Leading rookies in Kentucky in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include SETH NSHIMIYIMANA (Broker House Lending, LLC, NMLS #2219330), Marcus Hundley (Statewide Mortgage, LLC, NMLS #2169498), and James Davis (Federation of Appalachian Housing Enterprises, Inc., NMLS #2302189).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | SETH NSHIMIYIMANA | 2219330 | Broker House Lending, LLC | 856693 | Louisville, KY | $7.9M | 30 | $263K |
| #2 | Marcus Hundley | 2169498 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.6M | 23 | $242K |
| #3 | James Davis | 2302189 | Federation of Appalachian Housing Enterprises, Inc. | 52473 | Berea, KY | $1.9M | 22 | $86K |
| #4 | Jerome Jones | 17752 | Guardian Savings Bank | 449474 | Louisville, KY | $3.8M | 19 | $201K |
| #5 | James Harlamert | 1000728 | Abound Federal Credit Union | 402678 | Radcliff, KY | $1.0M | 13 | $78K |
| #5 | EVAN KUNKEL | 2329369 | UNITED CITIZENS BANK & TRUST COMPANY | 688969 | Campbellsburg, KY | $2.3M | 13 | $177K |
| #7 | Christopher Hardcastle | 1445717 | Victory Mortgage, L.L.C. | 461249 | Louisville, KY | $3.8M | 11 | $343K |
| #7 | Jeffery Hayse | 2347573 | Fifth Third Bank, National Association | 403245 | Louisville, KY | $1.2M | 11 | $113K |
| #7 | Brian Oberg | 2269958 | AmeriFirst Financial Corporation | 110139 | — | $2.1M | 11 | $193K |
| #7 | David Riggs | 2280886 | CrossCountry Mortgage, LLC | 3029 | — | $2.3M | 11 | $211K |
| #7 | Shylah McIntosh | 2328533 | PBT BANCORP | 257781 | — | $2.0M | 11 | $180K |
| #12 | Chad Burckhard | 2106061 | Edge Home Finance, LLC | 891464 | Clarksville, TN | $2.5M | 10 | $250K |
| #13 | Bryan Linde | 19170 | Northpointe Bank | 447490 | — | $1.9M | 9 | $215K |
| #13 | Jessica Adell | 2321964 | Republic Bank & Trust Co. | 402606 | — | $2.0M | 9 | $219K |
| #15 | Sheena Beckham | 2366596 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $1.3M | 8 | $158K |
| #15 | Austin Gregory | 2338876 | Republic Bank & Trust Co. | 402606 | — | $472K | 8 | $59K |
| #15 | Sarah Richardson | 1737606 | JPMorgan Chase Bank, National Association | 399798 | Charlotte, NC | $1.7M | 8 | $213K |
| #18 | MICHELLE JONES | 2269788 | Home Savings Bank, FSB | 742877 | Ludlow, KY | $1.4M | 7 | $205K |
| #18 | Zachary Schell | 2190453 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 7 | $235K |
| #18 | Jacqulyn Gulley | 2295527 | Third Street Financing, LLC | 2638657 | — | $1.1M | 7 | $151K |
| #21 | Taylor Florez | 2262681 | Everett Financial, Inc. | 2129 | — | $865K | 6 | $144K |
| #21 | Shirley Audas | 1206666 | University of Kentucky Federal Credit Union | 491194 | Edgewood, KY | $560K | 6 | $93K |
| #21 | Molly Spelder | 2249533 | Movement Mortgage, LLC | 39179 | Louisville, KY | $1.7M | 6 | $275K |
| #21 | Justin Blackburn | 2353921 | Guardian Savings Bank | 449474 | — | $1.0M | 6 | $173K |
| #21 | Ameroy Cotton | 2264774 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $765K | 6 | $127K |
| #21 | Shane Thornton | 2304291 | New Day Financial, LLC | 1043 | — | $1.1M | 6 | $187K |
| #21 | Manuel Feria Yserns | 2150673 | Liberty Home Funding LLC | 2849280 | Louisville, KY | $1.2M | 6 | $202K |
| #28 | Urvish Bhagat | 2154734 | NEXA Mortgage, LLC | 1660690 | Louisville, KY | $2.6M | 5 | $510K |
| #28 | Dawn Minton | 2172574 | MINTON MORTGAGE LOANS LLC | 2296908 | Corbin, KY | $903K | 5 | $181K |
| #28 | Jennifer O'Bryan | 2346191 | Abound Federal Credit Union | 402678 | Radcliff, KY | $352K | 5 | $70K |
| #28 | Megan Powell | 2370475 | Kemba Credit Union, Inc. | 422067 | — | $388K | 5 | $78K |
| #28 | Alexis Bratcher | 2309064 | Fifth Third Bank, National Association | 403245 | — | $317K | 5 | $63K |
| #33 | Erica Dickey | 2228298 | HJ Holding LLC | 1971873 | — | $572K | 4 | $143K |
| #33 | Jamaal Kinley | 2274256 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $758K | 4 | $189K |
| #33 | Dylan Walter | 2259138 | Everett Financial, Inc. | 2129 | — | $332K | 4 | $83K |
| #33 | Marcela Salas | 2304604 | Amerisave Mortgage Corporation | 1168 | — | $694K | 4 | $174K |
| #33 | Christopher Neichter | 2269187 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $877K | 4 | $219K |
| #33 | Tina Stewart | 2299446 | Fairway Independent Mortgage Corporation | 2289 | — | $254K | 4 | $63K |
| #33 | Meredith Cain | 2253557 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $581K | 4 | $145K |
| #33 | Jacob Clay | 2101810 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $423K | 4 | $106K |
| #33 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $610K | 4 | $153K |
| #33 | James Covington | 2327872 | Van Dyk Mortgage Corporation | 3035 | Mason, OH | $743K | 4 | $186K |
| #33 | Cody Harris | 2324470 | Fifth Third Bank, National Association | 403245 | New Albany, IN | $362K | 4 | $90K |
| #33 | Stacy Wester | 2131859 | Securitas Financial Inc | 1039147 | Louisville, KY | $417K | 4 | $104K |
| #33 | Terry Boils | 2289101 | Ruoff Mortgage Company, Inc. | 141868 | — | $656K | 4 | $164K |
| #33 | Anthony Cuomo | 2379867 | New Day Financial, LLC | 1043 | — | $721K | 4 | $180K |
| #33 | Alec Naseef | 2278883 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $857K | 4 | $214K |
| #33 | Brandon Conover | 1165086 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $703K | 4 | $176K |
| #33 | Michael Propes | 2256267 | First Choice Lending Services, LLC | 473797 | — | $620K | 4 | $155K |
| #33 | Patrick Barnette | 2300524 | Fifth Third Bank, National Association | 403245 | — | $257K | 4 | $64K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Kentucky (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-rookie-by-units/2022
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