Leading rookies in Delaware in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Valerie Goertz (Whitecap Mortgage Delmarva, LLC., NMLS #2314313), Nicole Pixley (Grace Home Lending, LLC, NMLS #2337138), and Josef Perez (CrossCountry Mortgage, LLC, NMLS #2159300).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $9.4M | 31 | $302K |
| #2 | Nicole Pixley | 2337138 | Grace Home Lending, LLC | 2357263 | Charlotte, NC | $5.0M | 20 | $249K |
| #3 | Josef Perez | 2159300 | CrossCountry Mortgage, LLC | 3029 | Wilmington, DE | $4.1M | 16 | $259K |
| #4 | Lindsay Maiorano | 2268355 | Cardinal Financial Company, Limited Partnership | 66247 | — | $3.6M | 11 | $330K |
| #5 | Larry Morrow | 2002843 | Everett Financial, Inc. | 2129 | — | $2.6M | 10 | $256K |
| #5 | Courtney Lally | 2260727 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Millville, DE | $3.6M | 10 | $358K |
| #5 | Jennifer DeLuca | 2265860 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $2.8M | 10 | $281K |
| #8 | Julie Ward | 2344906 | Mustache Mortgage, LLC | 2266186 | Georgetown, DE | $1.9M | 7 | $267K |
| #8 | Michael Fox | 2177373 | Meridian Bank | 462854 | — | $2.1M | 7 | $299K |
| #10 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.3M | 6 | $224K |
| #11 | Elaine Bell | 2425317 | ABNB FEDERAL CREDIT UNION | 460140 | Chesapeake, VA | $537K | 5 | $107K |
| #12 | Ryan Searles | 2338643 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.5M | 4 | $383K |
| #12 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $953K | 4 | $238K |
| #12 | David Alamo | 1189714 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.1M | 4 | $270K |
| #12 | Allyson Stough | 2175292 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $1.3M | 4 | $320K |
| #12 | Jennifer Hurlock | 2363869 | Manufacturers and Traders Trust Company | 381076 | — | $1.4M | 4 | $339K |
| #12 | Brett Willett | 2327151 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $830K | 4 | $208K |
| #18 | Macey Kornely | 2328817 | Navy Federal Credit Union | 399807 | — | $796K | 3 | $265K |
| #18 | Robert Maya | 204612 | Amerisave Mortgage Corporation | 1168 | — | $684K | 3 | $228K |
| #18 | Ashley Matthews | 2304222 | Pike Creek Mortgage Services, Inc. | 130829 | — | $507K | 3 | $169K |
| #18 | Mary Lee Miller | 2303100 | Rocket Mortgage, LLC | 3030 | — | $190K | 3 | $63K |
| #22 | Tracey Baker | 2324087 | Navy Federal Credit Union | 399807 | — | $656K | 2 | $328K |
| #22 | Wesley Grimes | 2308148 | Nationstar Mortgage LLC | 2119 | — | $354K | 2 | $177K |
| #22 | Jennifer Nevins | 2351293 | New American Funding, LLC | 6606 | Scottsdale, AZ | $132K | 2 | $66K |
| #22 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $115K | 2 | $58K |
| #22 | BreeAnna Leeds | 2308217 | Navy Federal Credit Union | 399807 | — | $548K | 2 | $274K |
| #22 | Amelia Pineda | 2409680 | Navy Federal Credit Union | 399807 | — | $671K | 2 | $336K |
| #22 | Joseph Davis | 2068959 | New American Funding, LLC | 6606 | Toms River, NJ | $765K | 2 | $382K |
| #22 | Jonathan Tempelmeier | 2363775 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $630K | 2 | $315K |
| #22 | Raphael Freeman | 2283316 | Neighborhood Assistance Corporation of America | 4082 | — | $500K | 2 | $250K |
| #22 | Eric Cloern | 17794 | Amerisave Mortgage Corporation | 1168 | — | $363K | 2 | $182K |
| #22 | Joanna Perry | 2316159 | Discover Bank | 684042 | — | $190K | 2 | $95K |
| #22 | Barry Hemphill | 2212671 | Wilmington Savings Fund Society, FSB | 417673 | — | $525K | 2 | $263K |
| #22 | Corey Forsberg | 2304011 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $563K | 2 | $282K |
| #22 | Alainna Wells | 1954354 | FIRST SAVINGS BANK | 411341 | — | $469K | 2 | $235K |
| #22 | Loreal Walker | 2238646 | Rocket Mortgage, LLC | 3030 | — | $483K | 2 | $242K |
| #22 | Carlyn Castillo Mayorga | 2159444 | Zillow Home Loans, LLC | 10287 | Irvine, CA | $880K | 2 | $440K |
| #22 | Albert Sierra | 2336381 | Tidemark Federal Credit Union | 469595 | — | $585K | 2 | $293K |
| #22 | Andres Carrillo | 2319011 | Edge Home Finance, LLC | 891464 | — | $574K | 2 | $287K |
| #22 | Ian Smith | 2234033 | Ian T Smith Enterprises, LLC | 2278622 | — | $869K | 2 | $434K |
| #22 | Ned Silverman | 1514667 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $493K | 2 | $247K |
| #22 | John Mowrey | 2303893 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $564K | 2 | $282K |
| #43 | Jennifer Gapasin | 2303526 | New American Funding, LLC | 6606 | Novi, MI | $59K | 1 | $59K |
| #43 | Rachel Cogdill | 2312875 | JPMorgan Chase Bank, National Association | 399798 | — | $281K | 1 | $281K |
| #43 | Madison Hubbard | 2409679 | Navy Federal Credit Union | 399807 | Pensacola, FL | $518K | 1 | $518K |
| #43 | Ebram Hakim | 1631550 | Amerisave Mortgage Corporation | 1168 | — | $160K | 1 | $160K |
| #43 | Geneline Bernales | 2316162 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #43 | Matthew Faucz | 2278998 | Rocket Mortgage, LLC | 3030 | — | $252K | 1 | $252K |
| #43 | Domenik Vulaj | 2309770 | FIRST SAVINGS BANK | 411341 | — | $260K | 1 | $260K |
| #43 | BRENDA KLEPPER | 2342394 | Keystone Funding, Inc. | 144760 | — | $324K | 1 | $324K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Delaware (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-rookie-by-units/2022
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