Leading rookies in Delaware in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Valerie Goertz (Whitecap Mortgage Delmarva, LLC., NMLS #2314313), Nicole Pixley (Grace Home Lending, LLC, NMLS #2337138), and Josef Perez (CrossCountry Mortgage, LLC, NMLS #2159300).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $9.4M | 31 | $302K |
| #2 | Nicole Pixley | 2337138 | Grace Home Lending, LLC | 2357263 | Charlotte, NC | $5.0M | 20 | $249K |
| #3 | Josef Perez | 2159300 | CrossCountry Mortgage, LLC | 3029 | Wilmington, DE | $4.1M | 16 | $259K |
| #4 | Lindsay Maiorano | 2268355 | Cardinal Financial Company, Limited Partnership | 66247 | — | $3.6M | 11 | $330K |
| #5 | Courtney Lally | 2260727 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Millville, DE | $3.6M | 10 | $358K |
| #5 | Larry Morrow | 2002843 | Everett Financial, Inc. | 2129 | — | $2.6M | 10 | $256K |
| #5 | Jennifer DeLuca | 2265860 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $2.8M | 10 | $281K |
| #8 | Julie Ward | 2344906 | Mustache Mortgage, LLC | 2266186 | Georgetown, DE | $1.9M | 7 | $267K |
| #8 | Michael Fox | 2177373 | Meridian Bank | 462854 | — | $2.1M | 7 | $299K |
| #10 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.3M | 6 | $224K |
| #11 | Elaine Bell | 2425317 | ABNB FEDERAL CREDIT UNION | 460140 | Chesapeake, VA | $537K | 5 | $107K |
| #12 | David Alamo | 1189714 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.1M | 4 | $270K |
| #12 | Ryan Searles | 2338643 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.5M | 4 | $383K |
| #12 | Brett Willett | 2327151 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $830K | 4 | $208K |
| #12 | Allyson Stough | 2175292 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $1.3M | 4 | $320K |
| #12 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $953K | 4 | $238K |
| #12 | Jennifer Hurlock | 2363869 | Manufacturers and Traders Trust Company | 381076 | — | $1.4M | 4 | $339K |
| #18 | Robert Maya | 204612 | Amerisave Mortgage Corporation | 1168 | — | $684K | 3 | $228K |
| #18 | Ashley Matthews | 2304222 | Pike Creek Mortgage Services, Inc. | 130829 | — | $507K | 3 | $169K |
| #18 | Mary Lee Miller | 2303100 | Rocket Mortgage, LLC | 3030 | — | $190K | 3 | $63K |
| #18 | Ned Silverman | 1514667 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $778K | 3 | $259K |
| #18 | Macey Kornely | 2328817 | Navy Federal Credit Union | 399807 | — | $796K | 3 | $265K |
| #23 | Joseph Davis | 2068959 | New American Funding, LLC | 6606 | Toms River, NJ | $765K | 2 | $382K |
| #23 | Wesley Grimes | 2308148 | Nationstar Mortgage LLC | 2119 | — | $354K | 2 | $177K |
| #23 | Andres Carrillo | 2319011 | Edge Home Finance, LLC | 891464 | — | $574K | 2 | $287K |
| #23 | Corey Forsberg | 2304011 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $563K | 2 | $282K |
| #23 | Jonathan Tempelmeier | 2363775 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $630K | 2 | $315K |
| #23 | Joanna Perry | 2316159 | Discover Bank | 684042 | — | $190K | 2 | $95K |
| #23 | BreeAnna Leeds | 2308217 | Navy Federal Credit Union | 399807 | — | $548K | 2 | $274K |
| #23 | Tracey Baker | 2324087 | Navy Federal Credit Union | 399807 | — | $656K | 2 | $328K |
| #23 | Barry Hemphill | 2212671 | Wilmington Savings Fund Society, FSB | 417673 | — | $525K | 2 | $263K |
| #23 | Eric Cloern | 17794 | Amerisave Mortgage Corporation | 1168 | — | $363K | 2 | $182K |
| #23 | Raphael Freeman | 2283316 | Neighborhood Assistance Corporation of America | 4082 | — | $500K | 2 | $250K |
| #23 | Amelia Pineda | 2409680 | Navy Federal Credit Union | 399807 | — | $671K | 2 | $336K |
| #23 | Alainna Wells | 1954354 | FIRST SAVINGS BANK | 411341 | — | $469K | 2 | $235K |
| #23 | Ian Smith | 2234033 | Ian T Smith Enterprises, LLC | 2278622 | — | $869K | 2 | $434K |
| #23 | Jennifer Nevins | 2351293 | New American Funding, LLC | 6606 | Scottsdale, AZ | $132K | 2 | $66K |
| #23 | Loreal Walker | 2238646 | Rocket Mortgage, LLC | 3030 | — | $483K | 2 | $242K |
| #23 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $115K | 2 | $58K |
| #23 | Albert Sierra | 2336381 | Tidemark Federal Credit Union | 469595 | — | $585K | 2 | $293K |
| #23 | Carlyn Castillo Mayorga | 2159444 | Zillow Home Loans, LLC | 10287 | Irvine, CA | $880K | 2 | $440K |
| #23 | John Mowrey | 2303893 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $564K | 2 | $282K |
| #43 | Guadalupe Rivera | 2351271 | Discover Bank | 684042 | — | $150K | 1 | $150K |
| #43 | Jason Flud | 2274854 | Guild Mortgage Company LLC | 3274 | — | $232K | 1 | $232K |
| #43 | Aileen Vazquez | 2358011 | Navy Federal Credit Union | 399807 | Vienna, VA | $442K | 1 | $442K |
| #43 | Brandon O'Connor | 1944411 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $81K | 1 | $81K |
| #43 | Cory Rivers | 2342997 | Discover Bank | 684042 | — | $75K | 1 | $75K |
| #43 | Shane King | 2360656 | New Day Financial, LLC | 1043 | — | $278K | 1 | $278K |
| #43 | Quynh Anh Phan | 2245501 | AML Funding LLC | 1910591 | Dallas, TX | $305K | 1 | $305K |
| #43 | Madison Hubbard | 2409679 | Navy Federal Credit Union | 399807 | Pensacola, FL | $518K | 1 | $518K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Delaware (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-rookie-by-units/2022
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