Leading rookies in Delaware in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Valerie Goertz (Whitecap Mortgage Delmarva, LLC., NMLS #2314313), Nicole Pixley (Grace Home Lending, LLC, NMLS #2337138), and Josef Perez (CrossCountry Mortgage, LLC, NMLS #2159300).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $9.4M | 31 | $302K |
| #2 | Nicole Pixley | 2337138 | Grace Home Lending, LLC | 2357263 | Charlotte, NC | $5.0M | 20 | $249K |
| #3 | Josef Perez | 2159300 | CrossCountry Mortgage, LLC | 3029 | Wilmington, DE | $4.1M | 16 | $259K |
| #4 | Lindsay Maiorano | 2268355 | Cardinal Financial Company, Limited Partnership | 66247 | — | $3.6M | 11 | $330K |
| #5 | Larry Morrow | 2002843 | Everett Financial, Inc. | 2129 | — | $2.6M | 10 | $256K |
| #5 | Courtney Lally | 2260727 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Millville, DE | $3.6M | 10 | $358K |
| #5 | Jennifer DeLuca | 2265860 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $2.8M | 10 | $281K |
| #8 | Michael Fox | 2177373 | Meridian Bank | 462854 | — | $2.1M | 7 | $299K |
| #8 | Julie Ward | 2344906 | Mustache Mortgage, LLC | 2266186 | Georgetown, DE | $1.9M | 7 | $267K |
| #10 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.3M | 6 | $224K |
| #11 | Elaine Bell | 2425317 | ABNB FEDERAL CREDIT UNION | 460140 | Chesapeake, VA | $537K | 5 | $107K |
| #12 | Brett Willett | 2327151 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $830K | 4 | $208K |
| #12 | Jennifer Hurlock | 2363869 | Manufacturers and Traders Trust Company | 381076 | — | $1.4M | 4 | $339K |
| #12 | Allyson Stough | 2175292 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $1.3M | 4 | $320K |
| #12 | Sean Mattingly | 2283921 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $953K | 4 | $238K |
| #12 | David Alamo | 1189714 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.1M | 4 | $270K |
| #12 | Ryan Searles | 2338643 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.5M | 4 | $383K |
| #18 | Mary Lee Miller | 2303100 | Rocket Mortgage, LLC | 3030 | — | $190K | 3 | $63K |
| #18 | Ashley Matthews | 2304222 | Pike Creek Mortgage Services, Inc. | 130829 | — | $507K | 3 | $169K |
| #18 | Robert Maya | 204612 | Amerisave Mortgage Corporation | 1168 | — | $684K | 3 | $228K |
| #18 | Macey Kornely | 2328817 | Navy Federal Credit Union | 399807 | — | $796K | 3 | $265K |
| #18 | Ned Silverman | 1514667 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $778K | 3 | $259K |
| #23 | Andres Carrillo | 2319011 | Edge Home Finance, LLC | 891464 | — | $574K | 2 | $287K |
| #23 | Amelia Pineda | 2409680 | Navy Federal Credit Union | 399807 | — | $671K | 2 | $336K |
| #23 | Joseph Davis | 2068959 | New American Funding, LLC | 6606 | Toms River, NJ | $765K | 2 | $382K |
| #23 | Eric Cloern | 17794 | Amerisave Mortgage Corporation | 1168 | — | $363K | 2 | $182K |
| #23 | John Mowrey | 2303893 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $564K | 2 | $282K |
| #23 | Joanna Perry | 2316159 | Discover Bank | 684042 | — | $190K | 2 | $95K |
| #23 | Ian Smith | 2234033 | Ian T Smith Enterprises, LLC | 2278622 | — | $869K | 2 | $434K |
| #23 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $115K | 2 | $58K |
| #23 | Albert Sierra | 2336381 | Tidemark Federal Credit Union | 469595 | — | $585K | 2 | $293K |
| #23 | Barry Hemphill | 2212671 | Wilmington Savings Fund Society, FSB | 417673 | — | $525K | 2 | $263K |
| #23 | Raphael Freeman | 2283316 | Neighborhood Assistance Corporation of America | 4082 | — | $500K | 2 | $250K |
| #23 | Tracey Baker | 2324087 | Navy Federal Credit Union | 399807 | Pensacola, FL, FL | $656K | 2 | $328K |
| #23 | Jennifer Nevins | 2351293 | New American Funding, LLC | 6606 | Scottsdale, AZ | $132K | 2 | $66K |
| #23 | Alainna Wells | 1954354 | FIRST SAVINGS BANK | 411341 | — | $469K | 2 | $235K |
| #23 | Corey Forsberg | 2304011 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $563K | 2 | $282K |
| #23 | BreeAnna Leeds | 2308217 | Navy Federal Credit Union | 399807 | — | $548K | 2 | $274K |
| #23 | Carlyn Castillo Mayorga | 2159444 | Zillow Home Loans, LLC | 10287 | Irvine, CA | $880K | 2 | $440K |
| #23 | Wesley Grimes | 2308148 | Nationstar Mortgage LLC | 2119 | — | $354K | 2 | $177K |
| #23 | Jonathan Tempelmeier | 2363775 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $630K | 2 | $315K |
| #23 | Loreal Walker | 2238646 | Rocket Mortgage, LLC | 3030 | — | $483K | 2 | $242K |
| #43 | Brendan Dennehy | 2322141 | Rocket Mortgage, LLC | 3030 | — | $253K | 1 | $253K |
| #43 | Toby Locksey | 2259667 | Rocket Mortgage, LLC | 3030 | — | $150K | 1 | $150K |
| #43 | Sean Bernardo | 2379008 | Amerisave Mortgage Corporation | 1168 | — | $420K | 1 | $420K |
| #43 | Trisha Baud | 2233025 | Tidewater Mortgage Services, Inc. | 71158 | — | $151K | 1 | $151K |
| #43 | Chad Hoover | 2324716 | BNC National Bank | 418467 | — | $469K | 1 | $469K |
| #43 | Tyler Hernandez | 2360835 | New Day Financial, LLC | 1043 | — | $315K | 1 | $315K |
| #43 | Daniel DiStefano | 2280243 | NFM Lending, LLC | 2893 | Timonium, MD | $252K | 1 | $252K |
| #43 | Chandra Holidy | 2308225 | Navy Federal Credit Union | 399807 | Vienna, VA | $538K | 1 | $538K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Delaware (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-rookie-by-units/2022
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