Leading rookies in Florida in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Ishvi Ford (Luminate Home Loans, Inc., NMLS #1981870), Alessandra Moncada (Simplicity Lending, LLC, NMLS #2159663), and Melissa Martinez Martinez (DHI MORTGAGE COMPANY, LTD., NMLS #2293378).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Ishvi Ford | 1981870 | Luminate Home Loans, Inc. | 150953 | — | $20.1M | 50 | $402K |
| #2 | Alessandra Moncada | 2159663 | Simplicity Lending, LLC | 1933819 | Miami, FL | $17.7M | 40 | $442K |
| #3 | Melissa Martinez Martinez | 2293378 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $14.1M | 34 | $414K |
| #4 | Julia Geesey | 2159847 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $7.6M | 30 | $254K |
| #5 | Manuel Gutierrez | 2287272 | Pulte Mortgage LLC | 1791 | — | $10.7M | 29 | $369K |
| #6 | Elisha Green | 2344683 | Navy Federal Credit Union | 399807 | Pensacola, FL | $9.1M | 26 | $350K |
| #6 | Victoria Mavrich | 2269586 | KBHS Home Loans, LLC | 1542802 | — | $8.6M | 26 | $331K |
| #8 | Julia Schoettle | 2220376 | Lakeview Loan Servicing, LLC | 391521 | — | $1.1M | 25 | $44K |
| #8 | Robert Benson | 2264425 | Gardner Financial Services, LTD. | 278675 | Pensacola, FL | $6.4M | 25 | $256K |
| #10 | Marissa Vitali | 2344680 | Navy Federal Credit Union | 399807 | Pensacola, FL | $8.7M | 23 | $376K |
| #11 | Jason Norton | 2177445 | Lennar Mortgage, LLC | 1058 | — | $7.7M | 22 | $351K |
| #11 | Gina Aponte | 601973 | Lennar Mortgage, LLC | 1058 | — | $6.6M | 22 | $302K |
| #11 | Jaime Amaro | 2310497 | Mortgage Lenders Investment Trading Corporation | 70168 | — | $4.9M | 22 | $224K |
| #11 | DezJanay Collier | 2171710 | Amerisave Mortgage Corporation | 1168 | — | $8.3M | 22 | $379K |
| #15 | Marat Tsirelson | 23474 | The Lending Group Company | 1148626 | Wildwood, NJ | $7.5M | 21 | $359K |
| #16 | PHILLIP STEVENS | 2278816 | JC&C WORLDWIDE LLC | 2157599 | Sanford, FL | $5.3M | 19 | $281K |
| #16 | Andrew Beitel | 2246066 | Imperium Lending, LLC | 2237880 | Troy, MI | $5.4M | 19 | $283K |
| #16 | Kacie Goodrich | 2269255 | UMortgage LLC | 1457759 | — | $6.4M | 19 | $339K |
| #16 | Samantha Tucker | 2262935 | HANCOCK WHITNEY BANK | 454781 | Destin, FL | $7.3M | 19 | $386K |
| #16 | Richard Castano | 2241260 | First Coast Mortgage Funding LLC | 1953441 | Jacksonville, FL | $5.0M | 19 | $264K |
| #21 | Jenipher Cobas | 2141383 | My Mortgage, Inc. | 1880516 | Hialeah, FL | $7.5M | 18 | $416K |
| #21 | Luisa Richards | 2333109 | Navy Federal Credit Union | 399807 | — | $6.0M | 18 | $331K |
| #21 | Logan Franks | 2221293 | First Federal Bank | 408902 | Panama City Beach, FL | $6.3M | 18 | $350K |
| #21 | Justin Hess | 2249820 | Florida Mortgage Brokerage Inc | 1975169 | Saint Augustine, FL | $5.6M | 18 | $310K |
| #25 | Dean Stathis | 2279785 | ZOOM HOME LENDING LLC | 2620616 | Tempe, AZ | $4.4M | 17 | $261K |
| #25 | Juan Tarazona | 2081655 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $4.6M | 17 | $271K |
| #25 | Geneline Bernales | 2316162 | Discover Bank | 684042 | — | $2.2M | 17 | $131K |
| #25 | Adam Connell | 774887 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $5.7M | 17 | $333K |
| #25 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $4.7M | 17 | $279K |
| #30 | Olga Letushko | 2274058 | A&D Mortgage LLC | 958660 | — | $5.7M | 16 | $359K |
| #30 | Joseph Murray | 2250989 | Lennar Mortgage, LLC | 1058 | — | $4.6M | 16 | $285K |
| #32 | Nicole Pixley | 2337138 | Grace Home Lending, LLC | 2357263 | Charlotte, NC | $5.0M | 15 | $335K |
| #32 | Alessandro Suarez Hernandez | 2008805 | Everett Financial, Inc. | 2129 | Coral Gables, FL | $7.1M | 15 | $474K |
| #32 | Edgar Reyes | 2102808 | Reyes Mortgage Group LLC | 2717676 | Boca Raton, FL | $4.2M | 15 | $283K |
| #32 | Jalen Gatewood | 2278904 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.8M | 15 | $256K |
| #32 | Rusty Davis | 2289007 | First Coast Mortgage Funding LLC | 1953441 | Jacksonville, FL | $5.2M | 15 | $345K |
| #32 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | Solvang, CA | $5.2M | 15 | $347K |
| #38 | Nicole Gracia | 2239404 | American Heritage Lending, LLC | 93735 | Lake Forest, CA | $5.1M | 14 | $365K |
| #38 | Lacey McIntyre | 2345345 | First Commerce Credit Union | 774895 | Tallahassee, FL | $638K | 14 | $46K |
| #38 | Steven Lewis | 1500981 | Spring EQ, LLC | 1464945 | — | $1.2M | 14 | $89K |
| #38 | Musa Marshall Gill | 2308378 | Spring EQ, LLC | 1464945 | — | $1.0M | 14 | $73K |
| #38 | Adner Joseph | 2243289 | Lakeview Loan Servicing, LLC | 391521 | — | $3.2M | 14 | $225K |
| #38 | Shannon Perry | 2351283 | Discover Bank | 684042 | — | $905K | 14 | $65K |
| #38 | David Counts | 2312739 | Nationstar Mortgage LLC | 2119 | — | $3.7M | 14 | $263K |
| #38 | Chandra Mason | 2367025 | Navy Federal Credit Union | 399807 | — | $5.2M | 14 | $369K |
| #38 | Dimitri Yaldoo | 2016094 | AJY Holdings LLC | 2731572 | Troy, MI | $5.0M | 14 | $360K |
| #38 | Sean Bowers | 2292697 | Spring EQ, LLC | 1464945 | Conshohocken, PA | $1.5M | 14 | $109K |
| #38 | Shawntavia Turner | 2233827 | Innovative Mortgage Services, Inc. | 250769 | Lutz, FL | $4.0M | 14 | $285K |
| #49 | bianca garcia | 2152787 | Delmar Financial Company | 30998 | Tallahassee, FL | $3.9M | 13 | $299K |
| #49 | Eleuterio De la Cruz | 2290569 | Cornerstone First Mortgage, LLC | 173855 | Miami, FL | $3.5M | 13 | $266K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Florida (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-rookie-by-units/2022
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