Leading rookies in Florida in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Ishvi Ford (Luminate Home Loans, Inc., NMLS #1981870), Alessandra Moncada (Simplicity Lending, LLC, NMLS #2159663), and Melissa Martinez Martinez (DHI MORTGAGE COMPANY, LTD., NMLS #2293378).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Ishvi Ford | 1981870 | Luminate Home Loans, Inc. | 150953 | — | $20.1M | 50 | $402K |
| #2 | Alessandra Moncada | 2159663 | Simplicity Lending, LLC | 1933819 | Miami, FL | $17.7M | 40 | $442K |
| #3 | Melissa Martinez Martinez | 2293378 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $14.1M | 34 | $414K |
| #4 | Manuel Gutierrez | 2287272 | Pulte Mortgage LLC | 1791 | — | $11.1M | 30 | $370K |
| #4 | Julia Geesey | 2159847 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $7.6M | 30 | $254K |
| #6 | Elisha Green | 2344683 | Navy Federal Credit Union | 399807 | Pensacola, FL | $9.1M | 26 | $350K |
| #6 | Victoria Mavrich | 2269586 | KBHS Home Loans, LLC | 1542802 | — | $8.6M | 26 | $331K |
| #8 | Julia Schoettle | 2220376 | Lakeview Loan Servicing, LLC | 391521 | — | $1.1M | 25 | $44K |
| #8 | Robert Benson | 2264425 | Gardner Financial Services, LTD. | 278675 | Pensacola, FL | $6.4M | 25 | $256K |
| #10 | Marissa Vitali | 2344680 | Navy Federal Credit Union | 399807 | Pensacola, FL | $8.7M | 23 | $376K |
| #10 | DezJanay Collier | 2171710 | Amerisave Mortgage Corporation | 1168 | — | $8.7M | 23 | $380K |
| #12 | Jason Norton | 2177445 | Lennar Mortgage, LLC | 1058 | — | $7.7M | 22 | $351K |
| #12 | Gina Aponte | 601973 | Lennar Mortgage, LLC | 1058 | — | $6.6M | 22 | $302K |
| #12 | Jaime Amaro | 2310497 | Mortgage Lenders Investment Trading Corporation | 70168 | — | $4.9M | 22 | $224K |
| #15 | Marat Tsirelson | 23474 | The Lending Group Company | 1148626 | Wildwood, NJ | $7.5M | 21 | $359K |
| #16 | Andrew Beitel | 2246066 | ZOOM MORTGAGE LLC | 2588899 | Troy, MI | $5.4M | 19 | $283K |
| #16 | Jenipher Cobas | 2141383 | My Mortgage, Inc. | 1880516 | Hialeah, FL | $7.7M | 19 | $405K |
| #16 | Richard Castano | 2241260 | Capstone Mortgage Lending LLC | 1973764 | Jacksonville, FL | $5.0M | 19 | $264K |
| #16 | Kacie Goodrich | 2269255 | UMortgage LLC | 1457759 | — | $6.4M | 19 | $339K |
| #16 | PHILLIP STEVENS | 2278816 | JC&C WORLDWIDE LLC | 2157599 | Sanford, FL | $5.3M | 19 | $281K |
| #16 | Samantha Tucker | 2262935 | HANCOCK WHITNEY BANK | 454781 | Destin, FL | $7.3M | 19 | $386K |
| #22 | Justin Hess | 2249820 | Florida Mortgage Brokerage Inc | 1975169 | Saint Augustine, FL | $5.6M | 18 | $310K |
| #22 | Logan Franks | 2221293 | First Federal Bank | 408902 | — | $6.3M | 18 | $350K |
| #22 | Luisa Richards | 2333109 | Navy Federal Credit Union | 399807 | — | $6.0M | 18 | $331K |
| #25 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $4.7M | 17 | $279K |
| #25 | Juan Tarazona | 2081655 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $4.6M | 17 | $271K |
| #25 | Geneline Bernales | 2316162 | Discover Bank | 684042 | — | $2.2M | 17 | $131K |
| #25 | Adam Connell | 774887 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $5.7M | 17 | $333K |
| #25 | Dean Stathis | 2279785 | ClickStart Mortgage LLC | 2281448 | Phoenix, AZ | $4.4M | 17 | $261K |
| #25 | Olga Letushko | 2274058 | A&D Mortgage LLC | 958660 | — | $6.0M | 17 | $354K |
| #31 | Joseph Murray | 2250989 | Lennar Mortgage, LLC | 1058 | — | $4.6M | 16 | $285K |
| #32 | Rusty Davis | 2289007 | First Coast Mortgage Funding LLC | 1953441 | Jacksonville, FL | $5.2M | 15 | $345K |
| #32 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | — | $5.2M | 15 | $347K |
| #32 | Alessandro Suarez Hernandez | 2008805 | Everett Financial, Inc. | 2129 | Coral Gables, FL | $7.1M | 15 | $474K |
| #32 | Jalen Gatewood | 2278904 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.8M | 15 | $256K |
| #32 | Edgar Reyes | 2102808 | Reyes Mortgage Group LLC | 2717676 | Boca Raton, FL | $4.2M | 15 | $283K |
| #32 | Nicole Pixley | 2337138 | Grace Home Lending, LLC | 2357263 | Charlotte, NC | $5.0M | 15 | $335K |
| #38 | Shawntavia Turner | 2233827 | Innovative Mortgage Services, Inc. | 250769 | St Petersburg, FL | $4.0M | 14 | $285K |
| #38 | Chandra Mason | 2367025 | Navy Federal Credit Union | 399807 | — | $5.2M | 14 | $369K |
| #38 | David Counts | 2312739 | Nationstar Mortgage LLC | 2119 | — | $3.7M | 14 | $263K |
| #38 | Adner Joseph | 2243289 | Lakeview Loan Servicing, LLC | 391521 | — | $3.2M | 14 | $225K |
| #38 | Lacey McIntyre | 2345345 | First Commerce Credit Union | 774895 | Tallahassee, FL | $638K | 14 | $46K |
| #38 | Sean Bowers | 2292697 | Spring EQ, LLC | 1464945 | Conshohocken, PA | $1.5M | 14 | $109K |
| #38 | Shannon Perry | 2351283 | Discover Bank | 684042 | — | $905K | 14 | $65K |
| #38 | Dimitri Yaldoo | 2016094 | AJY Holdings LLC | 2731572 | Troy, MI | $5.0M | 14 | $360K |
| #38 | Musa Marshall Gill | 2308378 | Spring EQ, LLC | 1464945 | — | $1.0M | 14 | $73K |
| #38 | Nicole Gracia | 2239404 | American Heritage Lending, LLC | 93735 | Lake Forest, CA | $5.1M | 14 | $365K |
| #38 | Steven Lewis | 1500981 | Spring EQ, LLC | 1464945 | — | $1.2M | 14 | $89K |
| #38 | Casey Denton | 1442346 | Easy Street Capital, LLC | 2167568 | Austin, TX | $6.3M | 14 | $449K |
| #50 | Spencer Fox | 2279288 | New Era Lending LLC | 2424293 | — | $4.3M | 13 | $331K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Florida (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-rookie-by-units/2022
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