Leading rookies in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Josephine Jolly (Glacier Bank, NMLS #2335687), Bryan Vandemoere (NEXA Mortgage, LLC, NMLS #2187524), and Regis Dahl (Flathead Valley Mortgage LLC, NMLS #2149792).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Josephine Jolly | 2335687 | Glacier Bank | 472212 | — | $2.7M | 10 | $270K |
| #2 | Bryan Vandemoere | 2187524 | NEXA Mortgage, LLC | 1660690 | — | $2.5M | 8 | $307K |
| #3 | Regis Dahl | 2149792 | Flathead Valley Mortgage LLC | 2258019 | — | $3.3M | 7 | $472K |
| #4 | Sean Park | 2344682 | Navy Federal Credit Union | 399807 | — | $2.2M | 5 | $438K |
| #4 | Clifton Stocker | 2382653 | FIRST MONTANA BANK, INC. | 402984 | — | $1.3M | 5 | $260K |
| #6 | Crystal Howard | 2302948 | Fairway Independent Mortgage Corporation | 2289 | Garden City, ID | $715K | 4 | $179K |
| #7 | Ciarra Dennis | 2351267 | Capital One, National Association | 453156 | — | $300K | 3 | $100K |
| #7 | Christopher Nash | 2346452 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.4M | 3 | $451K |
| #7 | James Vlahoulis | 2308789 | Amerisave Mortgage Corporation | 1168 | — | $799K | 3 | $266K |
| #10 | Jordan Alexander | 1987679 | South River Mortgage, LLC | 1854524 | — | $420K | 2 | $210K |
| #10 | Marcela Salas | 2304604 | Amerisave Mortgage Corporation | 1168 | — | $638K | 2 | $319K |
| #10 | Heather Nelson | 2351641 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $564K | 2 | $282K |
| #10 | Laurie Cragen | 2333116 | Navy Federal Credit Union | 399807 | — | $669K | 2 | $334K |
| #10 | Caitlin Morrison | 2376641 | CrossCountry Mortgage, LLC | 3029 | — | $500K | 2 | $250K |
| #10 | Austin Brown | 2179687 | APPLI, LLC | 2245566 | Orlando, FL | $165K | 2 | $82K |
| #10 | Ashley Peters | 2296873 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $614K | 2 | $307K |
| #10 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $10.1M | 2 | $5.1M |
| #10 | Brian Nguyen | 2345762 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $574K | 2 | $287K |
| #19 | Ramon Hermz | 1247815 | Servbank, National Association | 203463 | — | $396K | 1 | $396K |
| #19 | Tyler Schmidt | 2272349 | Envoy Mortgage Ltd | 6666 | — | $280K | 1 | $280K |
| #19 | Ahmad Kain | 2162957 | INDEPENDENCE HOME LOANS LLC | 2524174 | Southfield, MI | $306K | 1 | $306K |
| #19 | Susanne Lucas | 2390776 | CrossCountry Mortgage, LLC | 3029 | — | $456K | 1 | $456K |
| #19 | STACEY FLORES | 2435438 | Lincoln County Credit Union | 784935 | — | $82K | 1 | $82K |
| #19 | Charles Ueno | 2259364 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $150K | 1 | $150K |
| #19 | Tyson Chapman | 2065167 | Fairway Independent Mortgage Corporation | 2289 | — | $260K | 1 | $260K |
| #19 | Tesa Beach | 2406639 | Navy Federal Credit Union | 399807 | Winchester, VA | $250K | 1 | $250K |
| #19 | Adner Joseph | 2243289 | Lakeview Loan Servicing, LLC | 391521 | — | $179K | 1 | $179K |
| #19 | Leah Sharpe | 2290350 | Mission Loans, LLC | 210853 | Irvine, CA | $170K | 1 | $170K |
| #19 | Amanda Salcedo | 2268535 | Clear Mortgage Capital, Inc. | 1935005 | Irvine, CA | $43K | 1 | $43K |
| #19 | Kalvin Thomas | 2098382 | American Pacific Mortgage Corporation | 1850 | Spokane, WA | $394K | 1 | $394K |
| #19 | Shannon Perry | 2351283 | Discover Bank | 684042 | — | $40K | 1 | $40K |
| #19 | Richard Marcum | 2324090 | Navy Federal Credit Union | 399807 | — | $155K | 1 | $155K |
| #19 | Jonathan Upshaw | 2367914 | The Federal Savings Bank | 411500 | — | $272K | 1 | $272K |
| #19 | brandon potts | 2301361 | JPMorgan Chase Bank, National Association | 399798 | — | $46K | 1 | $46K |
| #19 | Khary Fanning | 2163701 | eMortgage Funding LLC | 1059364 | Troy, MI | $223K | 1 | $223K |
| #19 | Ryan Winter | 2268488 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $344K | 1 | $344K |
| #19 | Scott Disher | 2247286 | Atlantic Avenue Mortgage, LLC | 2413563 | Lake Worth Beach, FL | $286K | 1 | $286K |
| #19 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | — | $176K | 1 | $176K |
| #19 | Mohmed Al-Dubaily | 2182048 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $304K | 1 | $304K |
| #19 | Jennifer Arrieta Cruz | 2162551 | Rocket Mortgage, LLC | 3030 | — | $342K | 1 | $342K |
| #19 | Cameron Kenkel | 2229471 | The Federal Savings Bank | 411500 | — | $434K | 1 | $434K |
| #19 | Casey Kayser | 2296895 | Nationstar Mortgage LLC | 2119 | — | $361K | 1 | $361K |
| #19 | Nicole Lozano | 2316160 | Discover Bank | 684042 | — | $100K | 1 | $100K |
| #19 | Elaine Schreader | 1229014 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $570K | 1 | $570K |
| #19 | Kathleen Zygiel | 2318792 | Homespire Mortgage Corporation | 183215 | — | $210K | 1 | $210K |
| #19 | James Murphy | 2211995 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $396K | 1 | $396K |
| #19 | Jennifer Grovom | 2367926 | Opportunity Bank of Montana | 412554 | Helena, MT | $268K | 1 | $268K |
| #19 | James Wine | 2220770 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $501K | 1 | $501K |
| #19 | Cassie Krueger | 2124797 | Guild Mortgage Company LLC | 3274 | — | $214K | 1 | $214K |
| #19 | John Castore | 12727 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2022
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