Leading rookies in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Josephine Jolly (Glacier Bank, NMLS #2335687), Bryan Vandemoere (NEXA Mortgage, LLC, NMLS #2187524), and Regis Dahl (Flathead Valley Mortgage LLC, NMLS #2149792).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Josephine Jolly | 2335687 | Glacier Bank | 472212 | — | $2.7M | 10 | $270K |
| #2 | Bryan Vandemoere | 2187524 | NEXA Mortgage, LLC | 1660690 | — | $2.5M | 8 | $307K |
| #3 | Regis Dahl | 2149792 | Flathead Valley Mortgage LLC | 2258019 | — | $3.3M | 7 | $472K |
| #4 | Sean Park | 2344682 | Navy Federal Credit Union | 399807 | — | $2.2M | 5 | $438K |
| #4 | Clifton Stocker | 2382653 | FIRST MONTANA BANK, INC. | 402984 | — | $1.3M | 5 | $260K |
| #6 | Crystal Howard | 2302948 | Fairway Independent Mortgage Corporation | 2289 | Garden City, ID | $715K | 4 | $179K |
| #7 | James Vlahoulis | 2308789 | Amerisave Mortgage Corporation | 1168 | — | $799K | 3 | $266K |
| #7 | Christopher Nash | 2346452 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.4M | 3 | $451K |
| #7 | Ciarra Dennis | 2351267 | Capital One, National Association | 453156 | — | $300K | 3 | $100K |
| #10 | Austin Brown | 2179687 | APPLI, LLC | 2245566 | Orlando, FL | $165K | 2 | $82K |
| #10 | Caitlin Morrison | 2376641 | CrossCountry Mortgage, LLC | 3029 | — | $500K | 2 | $250K |
| #10 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $10.1M | 2 | $5.1M |
| #10 | Brian Nguyen | 2345762 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $574K | 2 | $287K |
| #10 | Heather Nelson | 2351641 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $564K | 2 | $282K |
| #10 | Marcela Salas | 2304604 | Amerisave Mortgage Corporation | 1168 | — | $638K | 2 | $319K |
| #10 | Laurie Cragen | 2333116 | Navy Federal Credit Union | 399807 | — | $669K | 2 | $334K |
| #10 | Ashley Peters | 2296873 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $614K | 2 | $307K |
| #10 | Jordan Alexander | 1987679 | South River Mortgage, LLC | 1854524 | — | $420K | 2 | $210K |
| #19 | Khary Fanning | 2163701 | eMortgage Funding LLC | 1059364 | Troy, MI | $223K | 1 | $223K |
| #19 | Charles Ueno | 2259364 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $150K | 1 | $150K |
| #19 | Tyson Chapman | 2065167 | Fairway Independent Mortgage Corporation | 2289 | — | $260K | 1 | $260K |
| #19 | Casey Kayser | 2296895 | Nationstar Mortgage LLC | 2119 | — | $361K | 1 | $361K |
| #19 | Susanne Lucas | 2390776 | CrossCountry Mortgage, LLC | 3029 | — | $456K | 1 | $456K |
| #19 | James Murphy | 2211995 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $396K | 1 | $396K |
| #19 | Nicole Lozano | 2316160 | Discover Bank | 684042 | — | $100K | 1 | $100K |
| #19 | Ahmad Kain | 2162957 | INDEPENDENCE HOME LOANS LLC | 2524174 | Southfield, MI | $306K | 1 | $306K |
| #19 | Tyler Schmidt | 2272349 | Envoy Mortgage Ltd | 6666 | — | $280K | 1 | $280K |
| #19 | John Castore | 12727 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #19 | James Wine | 2220770 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $501K | 1 | $501K |
| #19 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | — | $176K | 1 | $176K |
| #19 | Jason Ferris | 2400536 | Pioneer State Bank | 704467 | — | $150K | 1 | $150K |
| #19 | Amanda Salcedo | 2268535 | Clear Mortgage Capital, Inc. | 1935005 | Irvine, CA | $43K | 1 | $43K |
| #19 | Baylee Cahoon | 2413888 | Mountain America Federal Credit Union | 462815 | — | $109K | 1 | $109K |
| #19 | STACEY FLORES | 2435438 | Lincoln County Credit Union | 784935 | — | $82K | 1 | $82K |
| #19 | Richard Marcum | 2324090 | Navy Federal Credit Union | 399807 | — | $155K | 1 | $155K |
| #19 | Kalvin Thomas | 2098382 | American Pacific Mortgage Corporation | 1850 | Spokane, WA | $394K | 1 | $394K |
| #19 | Shannon Perry | 2351283 | Discover Bank | 684042 | — | $40K | 1 | $40K |
| #19 | Kathleen Zygiel | 2318792 | Homespire Mortgage Corporation | 183215 | — | $210K | 1 | $210K |
| #19 | Scott Disher | 2247286 | Atlantic Avenue Mortgage, LLC | 2413563 | Lake Worth Beach, FL | $286K | 1 | $286K |
| #19 | Ramon Hermz | 1247815 | Servbank, National Association | 203463 | — | $396K | 1 | $396K |
| #19 | Elaine Schreader | 1229014 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $570K | 1 | $570K |
| #19 | Cameron Kenkel | 2229471 | The Federal Savings Bank | 411500 | — | $434K | 1 | $434K |
| #19 | Jennifer Grovom | 2367926 | Opportunity Bank of Montana | 412554 | Helena, MT | $268K | 1 | $268K |
| #19 | Tesa Beach | 2406639 | Navy Federal Credit Union | 399807 | Winchester, VA | $250K | 1 | $250K |
| #19 | Leah Sharpe | 2290350 | Mission Loans, LLC | 210853 | Irvine, CA | $170K | 1 | $170K |
| #19 | Mohmed Al-Dubaily | 2182048 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $304K | 1 | $304K |
| #19 | Jonathan Upshaw | 2367914 | The Federal Savings Bank | 411500 | — | $272K | 1 | $272K |
| #19 | Cassie Krueger | 2124797 | Guild Mortgage Company LLC | 3274 | — | $214K | 1 | $214K |
| #19 | brandon potts | 2301361 | JPMorgan Chase Bank, National Association | 399798 | — | $46K | 1 | $46K |
| #19 | Ryan Winter | 2268488 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $344K | 1 | $344K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2022
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