Leading rookies in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Josephine Jolly (Glacier Bank, NMLS #2335687), Bryan Vandemoere (NEXA Mortgage, LLC, NMLS #2187524), and Regis Dahl (Flathead Valley Mortgage LLC, NMLS #2149792).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Josephine Jolly | 2335687 | Glacier Bank | 472212 | — | $2.7M | 10 | $270K |
| #2 | Bryan Vandemoere | 2187524 | NEXA Mortgage, LLC | 1660690 | — | $2.5M | 8 | $307K |
| #3 | Regis Dahl | 2149792 | Flathead Valley Mortgage LLC | 2258019 | — | $3.3M | 7 | $472K |
| #4 | Sean Park | 2344682 | Navy Federal Credit Union | 399807 | — | $2.2M | 5 | $438K |
| #4 | Clifton Stocker | 2382653 | FIRST MONTANA BANK, INC. | 402984 | — | $1.3M | 5 | $260K |
| #6 | Crystal Howard | 2302948 | Fairway Independent Mortgage Corporation | 2289 | Garden City, ID | $715K | 4 | $179K |
| #7 | Ciarra Dennis | 2351267 | Capital One, National Association | 453156 | — | $300K | 3 | $100K |
| #7 | Christopher Nash | 2346452 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.4M | 3 | $451K |
| #7 | James Vlahoulis | 2308789 | Amerisave Mortgage Corporation | 1168 | — | $799K | 3 | $266K |
| #10 | Laurie Cragen | 2333116 | Navy Federal Credit Union | 399807 | — | $669K | 2 | $334K |
| #10 | Brian Nguyen | 2345762 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $574K | 2 | $287K |
| #10 | Caitlin Morrison | 2376641 | CrossCountry Mortgage, LLC | 3029 | — | $500K | 2 | $250K |
| #10 | Heather Nelson | 2351641 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $564K | 2 | $282K |
| #10 | Marcela Salas | 2304604 | Amerisave Mortgage Corporation | 1168 | — | $638K | 2 | $319K |
| #10 | Jordan Alexander | 1987679 | South River Mortgage, LLC | 1854524 | — | $420K | 2 | $210K |
| #10 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $10.1M | 2 | $5.1M |
| #10 | Ashley Peters | 2296873 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $614K | 2 | $307K |
| #18 | Casey Kayser | 2296895 | Nationstar Mortgage LLC | 2119 | — | $361K | 1 | $361K |
| #18 | Jennifer Grovom | 2367926 | Opportunity Bank of Montana | 412554 | Helena, MT | $268K | 1 | $268K |
| #18 | Baylee Cahoon | 2413888 | Mountain America Federal Credit Union | 462815 | — | $109K | 1 | $109K |
| #18 | Ryan Winter | 2268488 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $344K | 1 | $344K |
| #18 | James Wine | 2220770 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $501K | 1 | $501K |
| #18 | Cassie Krueger | 2124797 | Guild Mortgage Company LLC | 3274 | — | $214K | 1 | $214K |
| #18 | Jennifer Arrieta Cruz | 2162551 | Rocket Mortgage, LLC | 3030 | — | $342K | 1 | $342K |
| #18 | Scott Disher | 2247286 | Atlantic Avenue Mortgage, LLC | 2413563 | Lake Worth Beach, FL | $286K | 1 | $286K |
| #18 | Kalvin Thomas | 2098382 | American Pacific Mortgage Corporation | 1850 | Spokane, WA | $394K | 1 | $394K |
| #18 | Amanda Salcedo | 2268535 | Clear Mortgage Capital, Inc. | 1935005 | Irvine, CA | $43K | 1 | $43K |
| #18 | Tesa Beach | 2406639 | Navy Federal Credit Union | 399807 | Winchester, VA | $250K | 1 | $250K |
| #18 | Tyson Chapman | 2065167 | Fairway Independent Mortgage Corporation | 2289 | — | $260K | 1 | $260K |
| #18 | Kathleen Zygiel | 2318792 | Homespire Mortgage Corporation | 183215 | — | $210K | 1 | $210K |
| #18 | Shannon Perry | 2351283 | Discover Bank | 684042 | — | $40K | 1 | $40K |
| #18 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | — | $176K | 1 | $176K |
| #18 | Elaine Schreader | 1229014 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $570K | 1 | $570K |
| #18 | Adner Joseph | 2243289 | Lakeview Loan Servicing, LLC | 391521 | — | $179K | 1 | $179K |
| #18 | STACEY FLORES | 2435438 | Lincoln County Credit Union | 784935 | — | $82K | 1 | $82K |
| #18 | Susanne Lucas | 2390776 | CrossCountry Mortgage, LLC | 3029 | — | $456K | 1 | $456K |
| #18 | Jonathan Upshaw | 2367914 | The Federal Savings Bank | 411500 | — | $272K | 1 | $272K |
| #18 | brandon potts | 2301361 | JPMorgan Chase Bank, National Association | 399798 | — | $46K | 1 | $46K |
| #18 | Ramon Hermz | 1247815 | Servbank, National Association | 203463 | — | $396K | 1 | $396K |
| #18 | Cameron Kenkel | 2229471 | The Federal Savings Bank | 411500 | — | $434K | 1 | $434K |
| #18 | Jad Moursel | 2351286 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #18 | Leah Sharpe | 2290350 | Mission Loans, LLC | 210853 | — | $170K | 1 | $170K |
| #18 | Nicole Lozano | 2316160 | Discover Bank | 684042 | — | $100K | 1 | $100K |
| #18 | James Murphy | 2211995 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $396K | 1 | $396K |
| #18 | Mohmed Al-Dubaily | 2182048 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $304K | 1 | $304K |
| #18 | Charles Ueno | 2259364 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $150K | 1 | $150K |
| #18 | Richard Marcum | 2324090 | Navy Federal Credit Union | 399807 | — | $155K | 1 | $155K |
| #18 | Ahmad Kain | 2162957 | INDEPENDENCE HOME LOANS LLC | 2524174 | Southfield, MI | $306K | 1 | $306K |
| #18 | Tyler Schmidt | 2272349 | Envoy Mortgage Ltd | 6666 | — | $280K | 1 | $280K |
| #18 | Jason Ferris | 2400536 | Pioneer State Bank | 704467 | — | $150K | 1 | $150K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2022
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