Leading rookies in Utah in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Zinnia Diaz (Mountain America Federal Credit Union, NMLS #1995111), Ana Powell (Mountain America Federal Credit Union, NMLS #2413889), and Baylee Cahoon (Mountain America Federal Credit Union, NMLS #2413888).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Zinnia Diaz | 1995111 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $6.0M | 64 | $94K |
| #2 | Ana Powell | 2413889 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $4.7M | 48 | $97K |
| #3 | Baylee Cahoon | 2413888 | Mountain America Federal Credit Union | 462815 | — | $4.1M | 39 | $104K |
| #4 | Richard Stark | 1285641 | Utah Power Credit Union | 784945 | Murray, UT | $6.0M | 34 | $177K |
| #5 | Kristi Summers | 2363644 | Bank of Utah | 422914 | Logan, UT | $11.5M | 26 | $443K |
| #6 | Jonathan Cannon | 2287411 | Beneficial Mortgage, LLC | 2692489 | Pleasant Grove, UT | $10.1M | 21 | $481K |
| #7 | Shelby Brinton | 2409720 | Jordan Federal Credit Union | 402456 | — | $1.3M | 17 | $74K |
| #8 | Isis Nix | 2419303 | Mountain America Federal Credit Union | 462815 | — | $1.2M | 12 | $100K |
| #9 | Spencer Allen | 2296408 | Trillion Mortgage, Inc. | 313391 | Murray, UT | $4.5M | 10 | $455K |
| #9 | Courtney Simons | 2185950 | C Rose LLC | 2395831 | — | $3.5M | 10 | $353K |
| #11 | Mikah Fathers | 2178082 | Utah Community Federal Credit Union | 407653 | — | $3.4M | 9 | $379K |
| #12 | Filiberto Ledezma | 313168 | Emperiq Financial LLC | 819900 | West Jordan, UT | $3.8M | 8 | $479K |
| #13 | Suahyli Sanchez Rodriguez | 2328806 | 3 Keys Lending, LLC | 1920697 | Bluffdale, UT | $3.4M | 7 | $484K |
| #14 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.7M | 6 | $449K |
| #14 | Carrie Jones | 1770385 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.5M | 6 | $416K |
| #14 | Dylan Cooley | 2288400 | CrossCountry Mortgage, LLC | 3029 | — | $2.5M | 6 | $419K |
| #17 | Corey Merrill | 748082 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $2.0M | 5 | $409K |
| #17 | Shontel Fullmer | 2220457 | The Lending Alliance, Inc | 1456864 | — | $2.1M | 5 | $429K |
| #17 | Heather McDonnold | 1591978 | Rocket Mortgage, LLC | 3030 | — | $363K | 5 | $73K |
| #17 | Ciarra Dennis | 2351267 | Capital One, National Association | 453156 | — | $476K | 5 | $95K |
| #17 | Matthew McNally | 2226339 | Better Mortgage Corporation | 330511 | New York, NY | $2.5M | 5 | $490K |
| #22 | Justin Coshatt | 2279859 | Rocket Mortgage, LLC | 3030 | — | $240K | 4 | $60K |
| #22 | Daniel Flores | 2254461 | BHB Mortgage, LLC | 2472472 | — | $1.8M | 4 | $442K |
| #22 | Francisco Camacho Flores | 2333748 | KAI Lending LLC | 2782376 | South Jordan, UT | $1.5M | 4 | $376K |
| #22 | Ahoo Khalessi | 2239510 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $394K | 4 | $98K |
| #22 | Jonathan Olsen | 2270765 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $2.4M | 4 | $608K |
| #22 | Chukwuma Iheanacho | 985031 | Integrity Lending, LLC | 1225494 | Salt Lake City, UT | $1.7M | 4 | $422K |
| #22 | Benjamin Schneider | 275100 | CrossCountry Mortgage, LLC | 3029 | — | $2.9M | 4 | $730K |
| #22 | Stefanie Godinez | 1325771 | All Western Mortgage, Inc. | 14210 | South Ogden, UT | $748K | 4 | $187K |
| #22 | Tara Cruse | 2294550 | NEXA Mortgage, LLC | 1660690 | — | $1.5M | 4 | $366K |
| #22 | Jenn Potter | 2253285 | The Lending Alliance, Inc | 1456864 | — | $1.7M | 4 | $429K |
| #22 | Cameron Colovich | 1573359 | UMortgage LLC | 1457759 | Bountiful, UT | $1.7M | 4 | $417K |
| #22 | Austin Brown | 2179687 | APPLI, LLC | 2245566 | Orlando, FL | $410K | 4 | $102K |
| #22 | Nathan Endter | 2285612 | Academy Mortgage Corporation | 3113 | — | $1.6M | 4 | $390K |
| #22 | Candice Keele | 1728648 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 4 | $289K |
| #22 | Eric Groves | 2103643 | La Capitol Federal Credit Union | 411413 | Baton Rouge, LA | $1.1M | 4 | $276K |
| #37 | Daniel Mullen | 2307504 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.2M | 3 | $414K |
| #37 | Joshua Duke | 2311903 | Remarkable Home Loans, LLC | 1805193 | Spanish Fork, UT | $1.2M | 3 | $414K |
| #37 | Aaron Millett | 2311957 | UMortgage LLC | 1457759 | — | $1.3M | 3 | $427K |
| #37 | Stephen Coleman | 2294957 | LoanRemedy, LLC | 1827478 | Salt Lake City, UT | $1.1M | 3 | $356K |
| #37 | ADALINE SMITH | 2370108 | America First Federal Credit Union | 412819 | Riverdale, UT | $95K | 3 | $32K |
| #37 | Brett Hewlett | 2314687 | American Pacific Mortgage Corporation | 1850 | Layton, UT | $1.3M | 3 | $432K |
| #37 | Angela Twelmeyer | 2337606 | Guaranteed Rate, Inc. | 2611 | — | $1.3M | 3 | $428K |
| #37 | Lauren Burk | 2322112 | Rocket Mortgage, LLC | 3030 | — | $462K | 3 | $154K |
| #37 | Joshua Hasak | 2304700 | Amerisave Mortgage Corporation | 1168 | — | $1.1M | 3 | $360K |
| #37 | Bruce Baker | 2222485 | Guild Mortgage Company LLC | 3274 | — | $956K | 3 | $319K |
| #37 | Jonathan Repman | 2288515 | INTERMOUNTAIN MORTGAGE COMPANY, INC. | 74889 | Park City, UT | $1.3M | 3 | $447K |
| #37 | Mitchell Eininger | 149302 | CrossCountry Mortgage, LLC | 3029 | — | $51K | 3 | $17K |
| #37 | Joseph Stevenson | 2005834 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $1.1M | 3 | $369K |
| #50 | Jeffrey Blackwell | 179291 | ELEVATED LENDING LLC | 2666724 | North Salt Lake, UT | $697K | 2 | $349K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Utah (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-rookie-by-units/2022
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