Leading rookies in Utah in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Zinnia Diaz (Mountain America Federal Credit Union, NMLS #1995111), Ana Powell (Mountain America Federal Credit Union, NMLS #2413889), and Baylee Cahoon (Mountain America Federal Credit Union, NMLS #2413888).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Zinnia Diaz | 1995111 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $6.0M | 64 | $94K |
| #2 | Ana Powell | 2413889 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $4.6M | 47 | $98K |
| #3 | Baylee Cahoon | 2413888 | Mountain America Federal Credit Union | 462815 | — | $4.0M | 38 | $106K |
| #4 | Richard Stark | 1285641 | Utah Power Credit Union | 784945 | Murray, UT | $6.0M | 34 | $177K |
| #5 | Kristi Summers | 2363644 | Bank of Utah | 422914 | Logan, UT | $11.5M | 26 | $443K |
| #6 | Jonathan Cannon | 2287411 | Beneficial Mortgage, LLC | 2692489 | Pleasant Grove, UT | $10.1M | 21 | $481K |
| #7 | Shelby Brinton | 2409720 | Jordan Federal Credit Union | 402456 | — | $1.3M | 17 | $74K |
| #8 | Isis Nix | 2419303 | Mountain America Federal Credit Union | 462815 | — | $1.2M | 12 | $100K |
| #9 | Spencer Allen | 2296408 | Trillion Mortgage, Inc. | 313391 | Murray, UT | $4.5M | 10 | $455K |
| #9 | Courtney Simons | 2185950 | C Rose LLC | 2395831 | — | $3.5M | 10 | $353K |
| #11 | Mikah Fathers | 2178082 | Utah Community Federal Credit Union | 407653 | — | $3.4M | 9 | $379K |
| #12 | Filiberto Ledezma | 313168 | Emperiq Financial LLC | 819900 | West Jordan, UT | $3.8M | 8 | $479K |
| #13 | Suahyli Sanchez Rodriguez | 2328806 | 3 Keys Lending, LLC | 1920697 | Bluffdale, UT | $3.4M | 7 | $484K |
| #14 | Carrie Jones | 1770385 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.5M | 6 | $416K |
| #14 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.7M | 6 | $449K |
| #14 | Dylan Cooley | 2288400 | CrossCountry Mortgage, LLC | 3029 | — | $2.5M | 6 | $419K |
| #17 | Shontel Fullmer | 2220457 | The Lending Alliance, Inc | 1456864 | — | $2.1M | 5 | $429K |
| #17 | Austin Brown | 2179687 | APPLI, LLC | 2245566 | Orlando, FL | $485K | 5 | $97K |
| #17 | Corey Merrill | 748082 | ASSOCIATED MORTGAGE COMPANY, LC | 51389 | Cottonwood Heights, UT | $2.0M | 5 | $409K |
| #17 | Ciarra Dennis | 2351267 | Capital One, National Association | 453156 | — | $476K | 5 | $95K |
| #17 | Heather McDonnold | 1591978 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $363K | 5 | $73K |
| #17 | Matthew McNally | 2226339 | Better Mortgage Corporation | 330511 | New York, NY | $2.5M | 5 | $490K |
| #23 | Ahoo Khalessi | 2239510 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $394K | 4 | $98K |
| #23 | Jonathan Olsen | 2270765 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $2.4M | 4 | $608K |
| #23 | Benjamin Schneider | 275100 | CrossCountry Mortgage, LLC | 3029 | — | $2.9M | 4 | $730K |
| #23 | Stefanie Godinez | 1325771 | All Western Mortgage, Inc. | 14210 | South Ogden, UT | $748K | 4 | $187K |
| #23 | Candice Keele | 1728648 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 4 | $289K |
| #23 | Daniel Flores | 2254461 | BHB Mortgage, LLC | 2472472 | — | $1.8M | 4 | $442K |
| #23 | Cameron Colovich | 1573359 | UMortgage LLC | 1457759 | Bountiful, UT | $1.7M | 4 | $417K |
| #23 | Justin Coshatt | 2279859 | Rocket Mortgage, LLC | 3030 | — | $240K | 4 | $60K |
| #23 | Tara Cruse | 2294550 | NEXA Mortgage, LLC | 1660690 | — | $1.5M | 4 | $366K |
| #23 | Eric Groves | 2103643 | La Capitol Federal Credit Union | 411413 | Baton Rouge, LA | $1.1M | 4 | $276K |
| #23 | Nathan Endter | 2285612 | Academy Mortgage Corporation | 3113 | — | $1.6M | 4 | $390K |
| #23 | Chukwuma Iheanacho | 985031 | Integrity Lending, LLC | 1225494 | Salt Lake City, UT | $1.7M | 4 | $422K |
| #23 | Jenn Potter | 2253285 | The Lending Alliance, Inc | 1456864 | — | $1.7M | 4 | $429K |
| #23 | Francisco Camacho Flores | 2333748 | KAI Lending LLC | 2782376 | Midvale, UT | $1.5M | 4 | $376K |
| #37 | Bruce Baker | 2222485 | Guild Mortgage Company LLC | 3274 | — | $956K | 3 | $319K |
| #37 | Jonathan Repman | 2288515 | INTERMOUNTAIN MORTGAGE COMPANY, INC. | 74889 | Park City, UT | $1.3M | 3 | $447K |
| #37 | ADALINE SMITH | 2370108 | America First Federal Credit Union | 412819 | Riverdale, UT | $95K | 3 | $32K |
| #37 | Mitchell Eininger | 149302 | CrossCountry Mortgage, LLC | 3029 | — | $51K | 3 | $17K |
| #37 | Joseph Stevenson | 2005834 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $1.1M | 3 | $369K |
| #37 | Daniel Mullen | 2307504 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.2M | 3 | $414K |
| #37 | Aaron Millett | 2311957 | UMortgage LLC | 1457759 | — | $1.3M | 3 | $427K |
| #37 | Joshua Hasak | 2304700 | Amerisave Mortgage Corporation | 1168 | — | $1.1M | 3 | $360K |
| #37 | Joshua Duke | 2311903 | Remarkable Home Loans, LLC | 1805193 | Spanish Fork, UT | $1.2M | 3 | $414K |
| #37 | Lauren Burk | 2322112 | Rocket Mortgage, LLC | 3030 | — | $462K | 3 | $154K |
| #37 | Stephen Coleman | 2294957 | LoanRemedy, LLC | 1827478 | Salt Lake City, UT | $1.1M | 3 | $356K |
| #37 | Angela Twelmeyer | 2337606 | Guaranteed Rate, Inc. | 2611 | — | $1.3M | 3 | $428K |
| #37 | Brett Hewlett | 2314687 | American Pacific Mortgage Corporation | 1850 | Layton, UT | $1.3M | 3 | $432K |
| #50 | Cori Pugsley | 2300754 | Approved Home Loans, LLC | 1935422 | Salt Lake City, UT | $897K | 2 | $449K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Utah (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-rookie-by-units/2022
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