Biggest climbers in Utah in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Thomas Gaertner (Mountain America Federal Credit Union, NMLS #1473990), Justin Shaw (Bank of Utah, NMLS #1169368), and Nicholas Thayer (Zions Bancorporation, National Association, NMLS #2252026).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Gaertner | 1473990 | Mountain America Federal Credit Union | 462815 | Salt Lake City, UT | ▲ 8911 (#8923 → #12) | $38.3M | 353 |
| #2 | Justin Shaw | 1169368 | Bank of Utah | 422914 | Layton, UT | ▲ 8649 (#8923 → #274) | $15.6M | 64 |
| #3 | Nicholas Thayer | 2252026 | Zions Bancorporation, National Association | 467014 | — | ▲ 7917 (#8923 → #1006) | $6.7M | 24 |
| #4 | Michael Kingston | 2145398 | Homepoint Mortgage LLC | 2616258 | Bountiful, UT | ▲ 7789 (#8923 → #1134) | $10.3M | 21 |
| #5 | Scott Richardson | 2078805 | NEXA Mortgage, LLC | 1660690 | — | ▲ 7699 (#8923 → #1224) | $16.1M | 19 |
| #6 | Kathleya Gracida | 1905774 | Guild Mortgage Company LLC | 3274 | Midvale, UT | ▲ 7638 (#8923 → #1285) | $7.8M | 18 |
| #7 | Jerilyn Green | 44191 | Guild Mortgage Company LLC | 3274 | Toquerville, UT | ▲ 7571 (#8923 → #1352) | $13.5M | 17 |
| #7 | CLARENCE LUND | 1266329 | America First Federal Credit Union | 412819 | — | ▲ 7571 (#8923 → #1352) | $906K | 17 |
| #9 | Jorge Uscategui | 1587586 | SecurityNational Mortgage Company | 3116 | Salt Lake City, UT | ▲ 7492 (#8923 → #1431) | $4.3M | 16 |
| #10 | Lexi Tracy | 1581741 | America First Federal Credit Union | 412819 | — | ▲ 7422 (#8923 → #1501) | $1.4M | 15 |
| #10 | James Boomhower | 525997 | Lennar Mortgage, LLC | 1058 | — | ▲ 7422 (#8923 → #1501) | $6.3M | 15 |
| #12 | Bryan Blue | 2144523 | loanDepot.com, LLC | 174457 | Southfield, MI | ▲ 7355 (#8923 → #1568) | $4.5M | 14 |
| #13 | Tina Gonderman-Lind | 2121815 | Capital Community Bank | 819159 | — | ▲ 7270 (#8923 → #1653) | $4.3M | 13 |
| #13 | Kiel Kavanagh | 2039361 | GoodLeap, LLC | 30336 | Nipomo, CA | ▲ 7270 (#8923 → #1653) | $4.2M | 13 |
| #15 | Andrew Marx | 1643507 | JPMorgan Chase Bank, National Association | 399798 | — | ▲ 7182 (#8923 → #1741) | $4.5M | 12 |
| #15 | MICHELLE LAKE | 1632392 | America First Federal Credit Union | 412819 | — | ▲ 7182 (#8923 → #1741) | $971K | 12 |
| #17 | Deborah Cerne | 162801 | Mutual of Omaha Mortgage, Inc. | 1025894 | St George, UT | ▲ 7030 (#8923 → #1893) | $9.0M | 11 |
| #17 | Tennison Hunter | 1762129 | Everett Financial, Inc. | 2129 | — | ▲ 7030 (#8923 → #1893) | $4.5M | 11 |
| #17 | Connor Pollock | 1695718 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | ▲ 7030 (#8923 → #1893) | $4.8M | 11 |
| #17 | Javad Hakkak | 328902 | silicon valley bank | 442029 | — | ▲ 7030 (#8923 → #1893) | $9.5M | 11 |
| #17 | Casey Wonner | 2020728 | Better Mortgage Corporation | 330511 | — | ▲ 7030 (#8923 → #1893) | $4.0M | 11 |
| #17 | Jasson Jimenez Juarez | 1942555 | Precision Mortgage, LLC | 2715326 | Cottonwood Heights, UT | ▲ 7030 (#8923 → #1893) | $4.5M | 11 |
| #23 | Togi Gasu | 1890465 | Luneta Home Loans LLC | 2027806 | — | ▲ 6895 (#8923 → #2028) | $3.8M | 10 |
| #23 | Brady VanConant | 2170033 | loanDepot.com, LLC | 174457 | Southfield, MI | ▲ 6895 (#8923 → #2028) | $3.5M | 10 |
| #23 | Jennifer Key | 1717356 | EDUCATION FIRST CREDIT UNION | 753919 | — | ▲ 6895 (#8923 → #2028) | $683K | 10 |
| #23 | Carlos DeShazo | 2061569 | Rocket Mortgage, LLC | 3030 | — | ▲ 6895 (#8923 → #2028) | $2.9M | 10 |
| #23 | John Blanchard | 2181957 | Rocket Mortgage, LLC | 3030 | — | ▲ 6895 (#8923 → #2028) | $1.8M | 10 |
| #28 | Troy McCullough | 668366 | PNC Bank, National Association | 446303 | — | ▲ 6757 (#8923 → #2166) | $18.6M | 9 |
| #28 | Logan Groves | 2190252 | America First Federal Credit Union | 412819 | — | ▲ 6757 (#8923 → #2166) | $489K | 9 |
| #28 | Elizabeth Bauer | 1458978 | Integrity First Lending LLC | 1006977 | — | ▲ 6757 (#8923 → #2166) | $3.3M | 9 |
| #28 | Brayden Chilcote | 1814121 | Summit Home Loans LLC | 1790749 | Kaysville, UT | ▲ 6757 (#8923 → #2166) | $4.3M | 9 |
| #28 | Therrance Johnson | 2163069 | Rocket Mortgage, LLC | 3030 | — | ▲ 6757 (#8923 → #2166) | $2.8M | 9 |
| #28 | Vernon Dobine | 2162952 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6757 (#8923 → #2166) | $3.1M | 9 |
| #28 | Jacob Tomsich | 2181207 | NEXA Mortgage, LLC | 1660690 | — | ▲ 6757 (#8923 → #2166) | $2.3M | 9 |
| #35 | Taegan Alvernaz | 1807958 | Mountain America Federal Credit Union | 462815 | American Fork, UT | ▲ 6669 (#7184 → #515) | $6.4M | 42 |
| #36 | James Booher | 257242 | Edge Home Finance, LLC | 891464 | Fairview, UT | ▲ 6598 (#8923 → #2325) | $2.9M | 8 |
| #36 | Rachel Vasquez | 2019254 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | ▲ 6598 (#8923 → #2325) | $2.7M | 8 |
| #36 | DEREK HOLT | 2090093 | America First Federal Credit Union | 412819 | — | ▲ 6598 (#8923 → #2325) | $556K | 8 |
| #36 | Eryn Clarke | 2116776 | Inspiro Financial, LLC | 2114609 | — | ▲ 6598 (#8923 → #2325) | $3.3M | 8 |
| #36 | Carrie Mann | 2095218 | AK Mortgage LLC | 2467818 | Salt Lake City, UT | ▲ 6598 (#8923 → #2325) | $3.1M | 8 |
| #41 | Brian Collom | 798644 | Members First Credit Union | 719257 | Brigham City, UT | ▲ 6501 (#7184 → #683) | $2.5M | 34 |
| #42 | Nicholas Palmieri | 499019 | Cache Valley Bank | 294304 | — | ▲ 6483 (#7184 → #701) | $17.7M | 33 |
| #43 | JONATHON COLLINS | 1929050 | America First Federal Credit Union | 412819 | Riverdale, UT | ▲ 6396 (#8923 → #2527) | $350K | 7 |
| #43 | Gregory Deskin | 1883221 | West Capital Lending, Inc. | 1566096 | Irvine, CA | ▲ 6396 (#8923 → #2527) | $2.2M | 7 |
| #43 | KIRA BEARD | 1836929 | America First Federal Credit Union | 412819 | — | ▲ 6396 (#8923 → #2527) | $368K | 7 |
| #43 | Chelsea Clark | 2163059 | Rocket Mortgage, LLC | 3030 | — | ▲ 6396 (#8923 → #2527) | $1.6M | 7 |
| #43 | Eduardo Silva | 2170205 | Deseret First Federal Credit Union | 403075 | — | ▲ 6396 (#8923 → #2527) | $479K | 7 |
| #43 | Carl Thomas | 1192067 | Prime Rate Inc | 2711156 | Southlake, TX | ▲ 6396 (#8923 → #2527) | $2.6M | 7 |
| #43 | Sandy Boyer | 717404 | America First Federal Credit Union | 412819 | Ogden, UT | ▲ 6396 (#8923 → #2527) | $420K | 7 |
| #43 | Sean McAnulty | 2005635 | Amerisave Mortgage Corporation | 1168 | — | ▲ 6396 (#8923 → #2527) | $2.2M | 7 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Utah (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-climbers-by-units/2022
Powered by ChatMMI