Biggest climbers in Utah in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Troy McCullough (PNC Bank, National Association, NMLS #668366), NIMSHI FERNANDO (America First Federal Credit Union, NMLS #1581142), and Kathleya Gracida (New American Funding, LLC, NMLS #1905774).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Troy McCullough | 668366 | PNC Bank, National Association | 446303 | — | ▲ 8729 (#9216 → #487) | $18.6M | 9 |
| #2 | NIMSHI FERNANDO | 1581142 | America First Federal Credit Union | 412819 | — | ▲ 8357 (#9029 → #672) | $14.5M | 190 |
| #3 | Kathleya Gracida | 1905774 | New American Funding, LLC | 6606 | Holladay, UT | ▲ 8197 (#9446 → #1249) | $7.8M | 18 |
| #4 | Javad Hakkak | 328902 | silicon valley bank | 442029 | — | ▲ 8020 (#9067 → #1047) | $9.5M | 11 |
| #5 | Florencio Abude | 389199 | West Capital Lending, Inc. | 1566096 | Irvine, CA | ▲ 7925 (#9922 → #1997) | $4.3M | 5 |
| #6 | James Markham | 721788 | Layton Financial Services Corp | 1922806 | Springville, UT | ▲ 7910 (#9270 → #1360) | $7.1M | 3 |
| #7 | Tennison Hunter | 1762129 | Everett Financial, Inc. | 2129 | — | ▲ 7844 (#9764 → #1920) | $4.5M | 11 |
| #8 | Jason Packard | 1074920 | Central Bank | 539119 | Springville, UT | ▲ 7620 (#9475 → #1855) | $4.8M | 3 |
| #9 | Joshua Thompson | 2181822 | Rocket Mortgage, LLC | 3030 | — | ▲ 7586 (#9369 → #1783) | $5.1M | 13 |
| #10 | Marc Evans | 362579 | BMO Bank National Association | 401052 | Appleton, WI | ▲ 7558 (#9109 → #1551) | $6.0M | 6 |
| #11 | Jerilyn Green | 44191 | Guild Mortgage Company LLC | 3274 | Toquerville, UT | ▲ 7527 (#8268 → #741) | $13.5M | 17 |
| #12 | Carrie Mann | 2095218 | AK Mortgage LLC | 2467818 | Salt Lake City, UT | ▲ 7491 (#9984 → #2493) | $3.1M | 8 |
| #13 | Christopher Dickson | 1247647 | Movement Mortgage, LLC | 39179 | — | ▲ 7458 (#9898 → #2440) | $3.2M | 7 |
| #14 | Cristen Hodges | 1035840 | Wells Fargo Bank, National Association | 399801 | New York, NY | ▲ 7448 (#8947 → #1499) | $6.3M | 4 |
| #15 | Eryn Clarke | 2116776 | Inspiro Financial, LLC | 2114609 | — | ▲ 7320 (#9704 → #2384) | $3.3M | 8 |
| #16 | RANDY CHRISTENSEN | 1188451 | America First Federal Credit Union | 412819 | — | ▲ 7319 (#9667 → #2348) | $3.4M | 32 |
| #17 | Cole Shammas | 2181790 | Rocket Mortgage, LLC | 3030 | — | ▲ 7286 (#9784 → #2498) | $3.1M | 9 |
| #18 | Kiel Kavanagh | 2039361 | GoodLeap, LLC | 30336 | Nipomo, CA | ▲ 7231 (#9270 → #2039) | $4.2M | 13 |
| #19 | Heather Hayes | 1541645 | CrossCountry Mortgage, LLC | 3029 | — | ▲ 7051 (#8427 → #1376) | $7.0M | 19 |
| #20 | Deborah Cerne | 162801 | Mutual of Omaha Mortgage, Inc. | 1025894 | St George, UT | ▲ 7048 (#8151 → #1103) | $9.0M | 11 |
| #21 | Tyler Carnahan | 1504740 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | ▲ 7036 (#9791 → #2755) | $2.7M | 8 |
| #22 | Hannah Ferguson | 2035019 | Fairway Independent Mortgage Corporation | 2289 | — | ▲ 6997 (#8873 → #1876) | $4.7M | 16 |
| #23 | James Boomhower | 525997 | Lennar Mortgage, LLC | 1058 | — | ▲ 6972 (#8465 → #1493) | $6.3M | 15 |
| #24 | Marvin Redd | 12487 | UBS Bank USA, National Association | 947868 | Jacksonville, FL | ▲ 6929 (#8747 → #1818) | $4.9M | 2 |
| #25 | Nicholas Palmer | 637465 | Bank of America, N.A. | 399802 | Lake Oswego, OR | ▲ 6904 (#8511 → #1607) | $5.8M | 1 |
| #26 | Blake Nuttall | 965228 | American VA Loans | 1802461 | Huntington Beach, CA | ▲ 6858 (#9734 → #2876) | $2.5M | 3 |
| #27 | Nathan Jones | 304056 | New American Funding, LLC | 6606 | Santa Ana, CA | ▲ 6849 (#8029 → #1180) | $8.3M | 4 |
| #28 | Douglas Crouse | 363861 | BMO Bank National Association | 401052 | Marco Island, FL | ▲ 6809 (#8415 → #1606) | $5.8M | 6 |
| #29 | Keith Simon | 199795 | Northrop Grumman Federal Credit Union | 774623 | Linthicum Heights, MD | ▲ 6779 (#9504 → #2725) | $2.7M | 5 |
| #30 | Jasveen Sarjit Singh | 1611598 | Morgan Stanley Private Bank, National Association | 663185 | Tempe, AZ | ▲ 6765 (#7848 → #1083) | $9.3M | 4 |
| #31 | Ferrell Beazer | 670770 | Glacier Bank | 472212 | — | ▲ 6731 (#8707 → #1976) | $4.3M | 6 |
| #32 | Sonia Lozano | 998286 | Better Mortgage Corporation | 330511 | — | ▲ 6706 (#9683 → #2977) | $2.4M | 7 |
| #33 | Samuele Jaku | 2162711 | Rocket Mortgage, LLC | 3030 | — | ▲ 6700 (#9780 → #3080) | $2.3M | 7 |
| #34 | Madeline Swensen | 2120353 | First Colony Mortgage Corporation | 3112 | Orem, UT | ▲ 6615 (#7607 → #992) | $10.1M | 25 |
| #35 | Leslie Ballard | 2013834 | America First Federal Credit Union | 412819 | — | ▲ 6611 (#9390 → #2779) | $2.7M | 13 |
| #36 | Marvin Stanger | 189967 | Chain Bridge Bank, N.A. | 405543 | McLean, VA | ▲ 6605 (#9922 → #3317) | $2.0M | 1 |
| #37 | Adrian Castillo | 2214475 | Hometown Lending Inc | 2712965 | Dallas, TX | ▲ 6599 (#9994 → #3395) | $1.9M | 6 |
| #38 | Nicole Koussan | 2182030 | MortgagePros, LLC | 1925352 | — | ▲ 6579 (#7735 → #1156) | $8.6M | 24 |
| #39 | Sean Skaggs | 859600 | Mutual of Omaha Mortgage, Inc. | 1025894 | Irvine, CA | ▲ 6519 (#8713 → #2194) | $3.8M | 1 |
| #40 | Elisha Nelson | 837672 | Morgan Stanley Private Bank, National Association | 663185 | — | ▲ 6458 (#8268 → #1810) | $4.9M | 5 |
| #41 | Jo Guerra | 675275 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | ▲ 6433 (#9658 → #3225) | $2.1M | 4 |
| #42 | Steven Perry | 2010452 | Mountain America Federal Credit Union | 462815 | — | ▲ 6428 (#7366 → #938) | $10.7M | 28 |
| #43 | Brian Powers | 481433 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6421 (#9871 → #3450) | $1.9M | 6 |
| #44 | Ruby Regalado | 1996151 | Better Mortgage Corporation | 330511 | — | ▲ 6381 (#9353 → #2972) | $2.4M | 5 |
| #45 | David Ye | 1942183 | Better Mortgage Corporation | 330511 | — | ▲ 6304 (#8635 → #2331) | $3.4M | 8 |
| #46 | Steven Winn | 2006599 | EXPERT MORTGAGE LENDING, LLC | 2602084 | Troy, MI | ▲ 6300 (#7861 → #1561) | $6.0M | 17 |
| #47 | Sean McAnulty | 2005635 | Amerisave Mortgage Corporation | 1168 | — | ▲ 6265 (#9375 → #3110) | $2.2M | 7 |
| #48 | Rachel Vasquez | 2019254 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | ▲ 6235 (#8995 → #2760) | $2.7M | 8 |
| #49 | Gregory Deskin | 1883221 | West Capital Lending, Inc. | 1566096 | Irvine, CA | ▲ 6139 (#9310 → #3171) | $2.2M | 7 |
| #50 | MATTHEW JULUSON | 1150359 | STATE BANK OF SOUTHERN UTAH | 469373 | Hurricane, UT | ▲ 6072 (#8636 → #2564) | $3.0M | 6 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Utah (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-climbers-by-volume/2022
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