Leading rookies in Utah in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Kristi Summers (Bank of Utah, NMLS #2363644), Jonathan Cannon (Beneficial Mortgage, LLC, NMLS #2287411), and Richard Stark (Utah Power Credit Union, NMLS #1285641).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Kristi Summers | 2363644 | Bank of Utah | 422914 | Logan, UT | $11.8M | 27 | $439K |
| #2 | Jonathan Cannon | 2287411 | Beneficial Mortgage, LLC | 2692489 | Saratoga Springs, UT | $10.1M | 21 | $481K |
| #3 | Richard Stark | 1285641 | Utah Power Credit Union | 784945 | Murray, UT | $6.0M | 34 | $177K |
| #4 | Zinnia Bozo | 1995111 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $6.0M | 64 | $94K |
| #5 | Ana Powell | 2413889 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $4.6M | 47 | $98K |
| #6 | Spencer Allen | 2296408 | Trillion Mortgage, Inc. | 313391 | Murray, UT | $4.5M | 10 | $455K |
| #7 | Shaun Garhan | 2110885 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $4.3M | 2 | $2.1M |
| #8 | Baylee Cahoon | 2413888 | Mountain America Federal Credit Union | 462815 | — | $4.0M | 38 | $106K |
| #9 | Courtney Simons | 2185950 | C Rose LLC | 2395831 | — | $3.5M | 10 | $353K |
| #10 | Filiberto Ledezma | 313168 | Emperiq Financial LLC | 819900 | West Jordan, UT | $3.5M | 7 | $499K |
| #11 | Mikah Fathers | 2178082 | Utah Community Federal Credit Union | 407653 | — | $3.4M | 9 | $379K |
| #12 | Suahyli Sanchez Rodriguez | 2328806 | 3 Keys Lending, LLC | 1920697 | Bluffdale, UT | $3.4M | 7 | $484K |
| #13 | Benjamin Schneider | 275100 | CrossCountry Mortgage, LLC | 3029 | — | $2.9M | 4 | $730K |
| #14 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.7M | 6 | $449K |
| #15 | Dylan Cooley | 2288400 | CrossCountry Mortgage, LLC | 3029 | — | $2.5M | 6 | $419K |
| #16 | Carrie Jones | 1770385 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.5M | 6 | $416K |
| #17 | Matthew McNally | 2226339 | Better Mortgage Corporation | 330511 | New York, NY | $2.5M | 5 | $490K |
| #18 | Jonathan Olsen | 2270765 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $2.4M | 4 | $608K |
| #19 | Shontel Fullmer | 2220457 | The Lending Alliance, Inc | 1456864 | — | $2.1M | 5 | $429K |
| #20 | Corey Merrill | 748082 | ASSOCIATED MORTGAGE COMPANY, LC | 51389 | Cottonwood Heights, UT | $2.0M | 5 | $409K |
| #21 | Scott Quintero | 2108582 | Clear Mortgage Capital, Inc. | 1935005 | Bradenton, FL | $1.9M | 1 | $1.9M |
| #22 | Adrian Nettles | 2358016 | Navy Federal Credit Union | 399807 | Pensacola, FL | $1.8M | 1 | $1.8M |
| #23 | Daniel Flores | 2254461 | BHB Mortgage, LLC | 2472472 | — | $1.8M | 4 | $442K |
| #24 | Claudia Cantu | 2289974 | Longbridge Financial, LLC | 957935 | — | $1.7M | 2 | $866K |
| #25 | Kyle Sharke | 2297715 | CITADEL SERVICING CORPORATION | 144549 | — | $1.7M | 1 | $1.7M |
| #26 | Jenn Potter | 2253285 | The Lending Alliance, Inc | 1456864 | — | $1.7M | 4 | $429K |
| #27 | Chukwuma Iheanacho | 985031 | Integrity Lending, LLC | 1225494 | Salt Lake City, UT | $1.7M | 4 | $422K |
| #28 | Cameron Colovich | 1573359 | UMortgage LLC | 1457759 | Bountiful, UT | $1.7M | 4 | $417K |
| #29 | Nathan Endter | 2285612 | Academy Mortgage Corporation | 3113 | — | $1.6M | 4 | $390K |
| #30 | Kelly Knott | 2308218 | Navy Federal Credit Union | 399807 | — | $1.5M | 2 | $770K |
| #31 | Francisco Camacho Flores | 2333748 | KAI Lending LLC | 2782376 | Midvale, UT | $1.5M | 4 | $376K |
| #32 | Tara Cruse | 2294550 | NEXA Mortgage, LLC | 1660690 | — | $1.5M | 4 | $366K |
| #33 | Jonathan Repman | 2288515 | INTERMOUNTAIN MORTGAGE COMPANY, INC. | 74889 | Park City, UT | $1.3M | 3 | $447K |
| #34 | Brett Hewlett | 2314687 | American Pacific Mortgage Corporation | 1850 | Layton, UT | $1.3M | 3 | $432K |
| #35 | Angela Twelmeyer | 2337606 | Guaranteed Rate, Inc. | 2611 | — | $1.3M | 3 | $428K |
| #36 | Aaron Millett | 2311957 | UMortgage LLC | 1457759 | — | $1.3M | 3 | $427K |
| #37 | Tiffany Robaina | 1660490 | Finance of America Reverse LLC | 2285 | Tulsa, OK | $1.3M | 1 | $1.3M |
| #38 | Shelby Brinton | 2409720 | Jordan Federal Credit Union | 402456 | — | $1.3M | 17 | $74K |
| #39 | Joshua Duke | 2311903 | Remarkable Home Loans, LLC | 1805193 | Spanish Fork, UT | $1.2M | 3 | $414K |
| #40 | Daniel Mullen | 2307504 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.2M | 3 | $414K |
| #41 | Isis Nix | 2419303 | Mountain America Federal Credit Union | 462815 | — | $1.2M | 12 | $100K |
| #42 | Patria Cabrera | 2318206 | Mutual of Omaha Mortgage, Inc. | 1025894 | Belton, TX | $1.2M | 1 | $1.2M |
| #43 | Candice Keele | 1728648 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 4 | $289K |
| #44 | Joseph Stevenson | 2005834 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | $1.1M | 3 | $369K |
| #45 | Eric Groves | 2103643 | La Capitol Federal Credit Union | 411413 | Baton Rouge, LA | $1.1M | 4 | $276K |
| #46 | Joshua Hasak | 2304700 | Amerisave Mortgage Corporation | 1168 | — | $1.1M | 3 | $360K |
| #47 | Stephen Coleman | 2294957 | LoanRemedy, LLC | 1827478 | Salt Lake City, UT | $1.1M | 3 | $356K |
| #48 | Bailey Everett | 2401143 | Navy Federal Credit Union | 399807 | — | $1.0M | 2 | $507K |
| #49 | Chloe Jarema | 1979895 | Reverse Freedom, LLC | 1382816 | — | $968K | 1 | $968K |
| #50 | Bruce Baker | 2222485 | Guild Mortgage Company LLC | 3274 | — | $956K | 3 | $319K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Utah (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-rookie-by-volume/2022
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