Leading rookies nationwide in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Derrick Ho (D&A REALTY AND MORTGAGE INC, NMLS #713821), Adrian Nettles (Navy Federal Credit Union, NMLS #2358016), and Angela Kilpatrick (Navy Federal Credit Union, NMLS #2358015).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Derrick Ho | 713821 | D&A REALTY AND MORTGAGE INC | 2260764 | Cypress, CA | $41.7M | 55 | $759K |
| #2 | Adrian Nettles | 2358016 | Navy Federal Credit Union | 399807 | Pensacola, FL | $41.1M | 85 | $484K |
| #3 | Angela Kilpatrick | 2358015 | Navy Federal Credit Union | 399807 | Pensacola, FL | $40.8M | 80 | $511K |
| #4 | Aileen Vazquez | 2358011 | Navy Federal Credit Union | 399807 | Vienna, VA | $37.7M | 75 | $502K |
| #5 | Samanatha Beauboeuf | 2282328 | T2 Financial LLC | 1686046 | — | $35.7M | 83 | $430K |
| #6 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $33.6M | 124 | $271K |
| #7 | Nicole Banks | 2308213 | Navy Federal Credit Union | 399807 | Pensacola, FL | $33.4M | 76 | $440K |
| #8 | Meredith Cain | 2253557 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $33.1M | 127 | $260K |
| #9 | Reni Raj | 2025269 | Windsor Home Lending LLC | 2321472 | Houston, TX | $31.8M | 76 | $418K |
| #10 | Norman Abbott | 2113927 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $30.5M | 115 | $265K |
| #11 | Julia Geesey | 2159847 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $30.1M | 114 | $264K |
| #12 | Christopher Nelson | 2184790 | Rancho Vista Mortgage Corporation | 241748 | — | $30.0M | 45 | $667K |
| #13 | Ashley Hubbard | 1640433 | Lennar Mortgage, LLC | 1058 | Tempe, AZ | $28.8M | 77 | $374K |
| #14 | Megan Winterberg | 2283024 | The Mortgage Shop, LLC | 2176469 | — | $28.5M | 57 | $500K |
| #15 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | — | $28.4M | 77 | $369K |
| #16 | Alexandria Thomas | 1870112 | American Pacific Mortgage Corporation | 1850 | Spokane, WA | $27.7M | 77 | $360K |
| #17 | Sierra Jones | 2063501 | HomeAmerican Mortgage Corporation | 130676 | Denver, CO | $27.2M | 62 | $438K |
| #18 | Casey Denton | 1442346 | Easy Street Capital, LLC | 2167568 | Austin, TX | $27.2M | 78 | $348K |
| #19 | Haley Silva | 2265500 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $26.8M | 79 | $340K |
| #20 | Odassis Avila | 2247484 | Pulte Mortgage LLC | 1791 | Denver, CO | $26.5M | 67 | $396K |
| #21 | Mike Vasquez | 654062 | SecurityNational Mortgage Company | 3116 | Phoenix, AZ | $25.9M | 83 | $312K |
| #22 | David Kassab | 1399107 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $25.5M | 90 | $283K |
| #23 | Christen Ceron | 2358021 | Navy Federal Credit Union | 399807 | — | $25.0M | 70 | $357K |
| #24 | Elizabeth Song | 1882421 | U.S. Bank National Association | 402761 | Earth City, MO | $24.9M | 27 | $922K |
| #25 | Lilly Soriano | 2328818 | Navy Federal Credit Union | 399807 | Pensacola, FL | $24.9M | 78 | $319K |
| #26 | Carlos Ramirez | 1556946 | New Era Lending LLC | 2424293 | Houston, TX | $24.6M | 90 | $274K |
| #27 | Nicole Gracia | 2239404 | American Heritage Lending, LLC | 93735 | Lake Forest, CA | $24.6M | 97 | $253K |
| #28 | Macey Kornely | 2328817 | Navy Federal Credit Union | 399807 | — | $24.5M | 80 | $306K |
| #29 | Knox Parker | 2373104 | Navy Federal Credit Union | 399807 | — | $24.4M | 63 | $387K |
| #30 | BreeAnna Leeds | 2308217 | Navy Federal Credit Union | 399807 | — | $23.9M | 68 | $352K |
| #31 | Sean Park | 2344682 | Navy Federal Credit Union | 399807 | — | $23.5M | 66 | $356K |
| #32 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $23.4M | 165 | $142K |
| #33 | Ralph Richardson | 2341565 | T.I.M.E. Lending | 2001142 | Encino, CA | $23.4M | 49 | $477K |
| #34 | Melinee Larry | 2373096 | Navy Federal Credit Union | 399807 | Vienna, VA | $23.3M | 67 | $348K |
| #35 | Nnadozie Enuma-Alaka | 2358012 | Navy Federal Credit Union | 399807 | — | $22.8M | 69 | $331K |
| #36 | Julian Babby | 2188392 | Mortgage Express, Inc. | 1916307 | Bingham Farms, MI | $22.7M | 74 | $307K |
| #37 | Dimitri Yaldoo | 2016094 | AJY Holdings LLC | 2731572 | Troy, MI | $22.7M | 73 | $311K |
| #38 | Laurie Cragen | 2333116 | Navy Federal Credit Union | 399807 | — | $22.5M | 62 | $363K |
| #39 | Rebekah Weiskittel | 2314645 | Finance of America Reverse LLC | 2285 | Tulsa, OK | $21.8M | 36 | $605K |
| #40 | Elisha Green | 2344683 | Navy Federal Credit Union | 399807 | Pensacola, FL | $21.6M | 69 | $313K |
| #41 | Melissa Davis | 1734574 | DHI MORTGAGE COMPANY, LTD. | 14622 | Greenville, SC | $21.2M | 75 | $283K |
| #42 | Miranda Waddell | 2328816 | Navy Federal Credit Union | 399807 | — | $21.0M | 62 | $338K |
| #43 | Ishvi Ford | 1981870 | Luminate Home Loans, Inc. | 150953 | — | $20.9M | 52 | $402K |
| #44 | Adam Connell | 774887 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $20.8M | 70 | $296K |
| #45 | Rebekah Cineus | 2259892 | New American Funding, LLC | 6606 | Charlotte, NC | $20.7M | 56 | $370K |
| #46 | Marissa Vitali | 2344680 | Navy Federal Credit Union | 399807 | Pensacola, FL | $20.6M | 68 | $303K |
| #47 | Nores Fradi | 2279518 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $20.6M | 92 | $223K |
| #48 | Ian Waymouth | 2257316 | Lennar Mortgage, LLC | 1058 | Morrisville, NC | $20.4M | 60 | $339K |
| #49 | Maria Belin | 2328821 | Navy Federal Credit Union | 399807 | Pensacola, FL | $20.3M | 60 | $339K |
| #50 | Rebekah Fenner | 1005009 | Nationstar Mortgage LLC | 2119 | — | $20.3M | 90 | $226K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Nationwide (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-rookie-by-volume/2022
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