Leading rookies nationwide in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Adrian Nettles (Navy Federal Credit Union, NMLS #2358016), Angela Kilpatrick (Navy Federal Credit Union, NMLS #2358015), and Derrick Ho (D&A REALTY AND MORTGAGE INC, NMLS #713821).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Adrian Nettles | 2358016 | Navy Federal Credit Union | 399807 | Pensacola, FL | $41.1M | 85 | $484K |
| #2 | Angela Kilpatrick | 2358015 | Navy Federal Credit Union | 399807 | Pensacola, FL | $40.3M | 79 | $510K |
| #3 | Derrick Ho | 713821 | D&A REALTY AND MORTGAGE INC | 2260764 | Cypress, CA | $38.0M | 52 | $731K |
| #4 | Aileen Vazquez | 2358011 | Navy Federal Credit Union | 399807 | Vienna, VA | $37.7M | 75 | $502K |
| #5 | Samanatha Beauboeuf | 2282328 | T2 Financial LLC | 1686046 | — | $35.1M | 81 | $433K |
| #6 | Kathy Birkelbach | 1081139 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $33.6M | 124 | $271K |
| #7 | Nicole Banks | 2308213 | Navy Federal Credit Union | 399807 | Pensacola, FL | $33.4M | 76 | $440K |
| #8 | Meredith Cain | 2253557 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $33.1M | 127 | $260K |
| #9 | Reni Raj | 2025269 | Windsor Home Lending LLC | 2321472 | Houston, TX | $31.8M | 76 | $418K |
| #10 | Norman Abbott | 2113927 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $30.5M | 115 | $265K |
| #11 | Julia Geesey | 2159847 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $30.1M | 114 | $264K |
| #12 | Christopher Nelson | 2184790 | Rancho Vista Mortgage Corporation | 241748 | — | $30.0M | 45 | $667K |
| #13 | Ashley Hubbard | 1640433 | Lennar Mortgage, LLC | 1058 | Tempe, AZ | $28.8M | 77 | $374K |
| #14 | Megan Winterberg | 2283024 | The Mortgage Shop, LLC | 2176469 | — | $28.5M | 57 | $500K |
| #15 | Michael Huggins | 2232510 | U.S. Bank National Association | 402761 | Solvang, CA | $28.4M | 77 | $369K |
| #16 | Sierra Jones | 2063501 | HomeAmerican Mortgage Corporation | 130676 | Denver, CO | $27.2M | 62 | $438K |
| #17 | Alexandria Thomas | 1870112 | American Pacific Mortgage Corporation | 1850 | Spokane, WA | $26.8M | 75 | $358K |
| #18 | Odassis Avila | 2247484 | Pulte Mortgage LLC | 1791 | Denver, CO | $26.5M | 67 | $396K |
| #19 | Haley Silva | 2265500 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $26.5M | 78 | $340K |
| #20 | Casey Denton | 1442346 | Easy Street Capital, LLC | 2167568 | Austin, TX | $26.2M | 75 | $349K |
| #21 | David Kassab | 1399107 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $25.5M | 90 | $283K |
| #22 | Mike Vasquez | 654062 | SecurityNational Mortgage Company | 3116 | Phoenix, AZ | $25.4M | 82 | $310K |
| #23 | Elizabeth Song | 1882421 | U.S. Bank National Association | 402761 | Earth City, MO | $24.9M | 27 | $922K |
| #24 | Lilly Soriano | 2328818 | Navy Federal Credit Union | 399807 | Pensacola, FL | $24.8M | 77 | $322K |
| #25 | Carlos Ramirez | 1556946 | New Era Lending LLC | 2424293 | Houston, TX | $24.6M | 90 | $274K |
| #26 | Christen Ceron | 2358021 | Navy Federal Credit Union | 399807 | — | $24.6M | 69 | $357K |
| #27 | Macey Kornely | 2328817 | Navy Federal Credit Union | 399807 | — | $24.5M | 80 | $306K |
| #28 | Knox Parker | 2373104 | Navy Federal Credit Union | 399807 | — | $24.2M | 62 | $391K |
| #29 | BreeAnna Leeds | 2308217 | Navy Federal Credit Union | 399807 | — | $23.9M | 68 | $352K |
| #30 | Nicole Gracia | 2239404 | American Heritage Lending, LLC | 93735 | Lake Forest, CA | $23.7M | 94 | $252K |
| #31 | Rochelle Hollon | 2351289 | Capital One, National Association | 453156 | — | $23.4M | 165 | $142K |
| #32 | Melinee Larry | 2373096 | Navy Federal Credit Union | 399807 | Vienna, VA | $23.3M | 67 | $348K |
| #33 | Sean Park | 2344682 | Navy Federal Credit Union | 399807 | — | $23.1M | 65 | $356K |
| #34 | Ralph Richardson | 2341565 | T.I.M.E. Lending | 2001142 | Encino, CA | $22.9M | 48 | $477K |
| #35 | Julian Babby | 2188392 | Mortgage Express, Inc. | 1916307 | Bingham Farms, MI | $22.7M | 74 | $307K |
| #36 | Dimitri Yaldoo | 2016094 | AJY Holdings LLC | 2731572 | Troy, MI | $22.7M | 73 | $311K |
| #37 | Laurie Cragen | 2333116 | Navy Federal Credit Union | 399807 | — | $22.4M | 61 | $368K |
| #38 | Nnadozie Enuma-Alaka | 2358012 | Navy Federal Credit Union | 399807 | — | $22.0M | 68 | $324K |
| #39 | Rebekah Weiskittel | 2314645 | Finance of America Reverse LLC | 2285 | Tulsa, OK | $21.8M | 36 | $605K |
| #40 | Elisha Green | 2344683 | Navy Federal Credit Union | 399807 | Pensacola, FL | $21.6M | 69 | $313K |
| #41 | Melissa Davis | 1734574 | DHI MORTGAGE COMPANY, LTD. | 14622 | Greenville, SC | $21.2M | 75 | $283K |
| #42 | Ishvi Ford | 1981870 | Luminate Home Loans, Inc. | 150953 | — | $20.9M | 52 | $402K |
| #43 | Marissa Vitali | 2344680 | Navy Federal Credit Union | 399807 | Pensacola, FL | $20.6M | 68 | $303K |
| #44 | Nores Fradi | 2279518 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $20.6M | 92 | $223K |
| #45 | Ian Waymouth | 2257316 | Lennar Mortgage, LLC | 1058 | Morrisville, NC | $20.4M | 60 | $339K |
| #46 | Adam Connell | 774887 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $20.3M | 69 | $295K |
| #47 | Miranda Waddell | 2328816 | Navy Federal Credit Union | 399807 | — | $20.3M | 61 | $333K |
| #48 | Rebekah Fenner | 1005009 | Nationstar Mortgage LLC | 2119 | — | $20.3M | 90 | $226K |
| #49 | Noah Belrose | 2275288 | GoodLeap, LLC | 30336 | Roseville, CA | $20.3M | 77 | $263K |
| #50 | Maria Belin | 2328821 | Navy Federal Credit Union | 399807 | Pensacola, FL | $20.2M | 59 | $342K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Nationwide (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-rookie-by-volume/2022
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