Biggest climbers in Minnesota in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Christopher Thrune (Merchants Bank, National Association, NMLS #1625922), Laurie Powell (Morgan Stanley Private Bank, National Association, NMLS #1642515), and Christina Vetromila (Pulte Mortgage LLC, NMLS #1698508).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Christopher Thrune | 1625922 | Merchants Bank, National Association | 402469 | Winona, MN | ▲ 9441 (#9729 → #288) | $20.6M | 103 |
| #2 | Laurie Powell | 1642515 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | ▲ 9270 (#9622 → #352) | $18.6M | 21 |
| #3 | Christina Vetromila | 1698508 | Pulte Mortgage LLC | 1791 | Denver, CO | ▲ 8188 (#8921 → #733) | $11.2M | 34 |
| #4 | Robert Doce | 400250 | Baxter Credit Union | 476905 | Vernon Hills, IL | ▲ 8169 (#9101 → #932) | $9.1M | 40 |
| #5 | Seth Russell | 1923092 | Pulte Mortgage LLC | 1791 | — | ▲ 8115 (#8783 → #668) | $11.9M | 34 |
| #6 | Christopher Futrell | 1108510 | BankCherokee | 458285 | — | ▲ 8019 (#9599 → #1580) | $5.1M | 3 |
| #7 | Christopher Miranda | 1832047 | West Capital Lending, Inc. | 1566096 | — | ▲ 8006 (#9965 → #1959) | $3.8M | 8 |
| #8 | TINA HAYS | 1147194 | NOVATION CREDIT UNION | 774681 | Oakdale, MN | ▲ 7868 (#9927 → #2059) | $3.5M | 49 |
| #9 | Andrew Johnson | 482325 | Bell Bank | 419538 | Minneapolis, MN | ▲ 7769 (#9730 → #1961) | $3.7M | 23 |
| #10 | John Miller | 2188015 | Luminate Bank | 1281698 | Blaine, MN | ▲ 7730 (#9005 → #1275) | $6.7M | 32 |
| #11 | Jesse Hedinger | 1205261 | Lake Elmo Bank | 403447 | Lake Elmo, MN | ▲ 7365 (#9815 → #2450) | $2.6M | 34 |
| #12 | Lucas Case | 1088856 | U.S. Bank National Association | 402761 | — | ▲ 7326 (#9805 → #2479) | $2.6M | 11 |
| #13 | Torben Berndt | 2154506 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 7313 (#8726 → #1413) | $5.9M | 21 |
| #14 | Damon Mogck | 454082 | Veridian Credit Union | 531586 | Eden Prairie, MN | ▲ 7266 (#7956 → #690) | $11.7M | 28 |
| #15 | John Kim | 1754389 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 7250 (#9371 → #2121) | $3.3M | 8 |
| #16 | Sheila Blom | 553042 | BMO Bank National Association | 401052 | Sarasota, FL | ▲ 7205 (#9359 → #2154) | $3.2M | 2 |
| #17 | Sean Meier | 1683087 | UBS Bank USA, National Association | 947868 | Jacksonville, FL | ▲ 7152 (#8121 → #969) | $8.8M | 10 |
| #18 | Jay Gizzarelli | 1281064 | Genisys Credit Union | 409008 | Royal Oak, MI | ▲ 7125 (#9741 → #2616) | $2.4M | 8 |
| #19 | Sara Uphoff | 1609480 | Bell Bank | 419538 | Maple Grove, MN | ▲ 7117 (#9778 → #2661) | $2.3M | 38 |
| #20 | Nicole Behm | 1030646 | Harbor Pointe Credit Union | 757300 | Duluth, MN | ▲ 7069 (#8936 → #1867) | $4.0M | 24 |
| #21 | Nicholas Quast | 1603392 | Bell Bank | 419538 | Bloomington, MN | ▲ 7001 (#9773 → #2772) | $2.2M | 29 |
| #22 | Grecia Williams Ledesma | 2212661 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 6945 (#7255 → #310) | $19.8M | 54 |
| #23 | Christine Ferk | 758629 | Affinity Plus Federal Credit Union | 402448 | Rochester, MN | ▲ 6879 (#8145 → #1266) | $6.8M | 82 |
| #24 | Jennifer Frost | 1546200 | Wells Fargo Bank, National Association | 399801 | Minneapolis, MN | ▲ 6866 (#9483 → #2617) | $2.4M | 5 |
| #25 | Andrea Wedding | 2077814 | U.S. Bank National Association | 402761 | — | ▲ 6861 (#8994 → #2133) | $3.3M | 14 |
| #26 | David Kosmecki | 265365 | Primary Residential Mortgage, Inc. | 3094 | Champlin, MN | ▲ 6853 (#7587 → #734) | $11.2M | 39 |
| #27 | David Committe | 67324 | Everett Financial, Inc. | 2129 | Reisterstown, MD | ▲ 6825 (#9877 → #3052) | $1.9M | 8 |
| #28 | Albert Shaw | 1990203 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 6815 (#9997 → #3182) | $1.8M | 7 |
| #29 | Alyssa Montoya | 2058355 | Pulte Mortgage LLC | 1791 | — | ▲ 6810 (#7569 → #759) | $10.7M | 30 |
| #30 | Jordan Luehman | 2128969 | Royal Credit Union | 543781 | Eau Claire, WI | ▲ 6806 (#8691 → #1885) | $3.9M | 41 |
| #31 | Phillip Lien | 2223773 | Frandsen Bank & Trust | 718070 | Pine Island, MN | ▲ 6803 (#8390 → #1587) | $5.0M | 13 |
| #32 | Nadira Ramsaroop | 1242850 | TRUSTONE FINANCIAL CREDIT UNION | 523134 | Minneapolis, MN | ▲ 6801 (#8959 → #2158) | $3.2M | 34 |
| #33 | Jennifer Brucker | 464606 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | ▲ 6696 (#9889 → #3193) | $1.8M | 5 |
| #34 | Christopher Pannier | 150225 | Pulte Mortgage LLC | 1791 | Denver, CO | ▲ 6695 (#9377 → #2682) | $2.3M | 4 |
| #35 | Debra Chmiel | 28210 | Guaranteed Rate Affinity, LLC | 1598647 | Mount Laurel, NJ | ▲ 6601 (#8995 → #2394) | $2.7M | 9 |
| #36 | Alyson Phan | 1855760 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | ▲ 6580 (#9722 → #3142) | $1.8M | 7 |
| #37 | Christopher Martin | 899067 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | ▲ 6574 (#9338 → #2764) | $2.2M | 1 |
| #38 | Stacy Murphy | 488543 | Third Federal Savings & Loan Association | 449401 | — | ▲ 6522 (#9967 → #3445) | $1.6M | 4 |
| #39 | Ross Harsh | 1003970 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 6483 (#9008 → #2525) | $2.5M | 4 |
| #40 | Michael Williams | 18842 | First Community Mortgage, Inc. | 629700 | — | ▲ 6428 (#9001 → #2573) | $2.5M | 9 |
| #41 | Kathleen Lage | 1276694 | Midwest Bank | 523120 | — | ▲ 6418 (#9377 → #2959) | $2.0M | 5 |
| #42 | SHEILA LUND | 2117665 | DEER RIVER COOPERATIVE CREDIT UNION | 1032511 | — | ▲ 6378 (#8606 → #2228) | $3.1M | 29 |
| #43 | Brian Peters | 410686 | Lake Community Bank | 403438 | — | ▲ 6377 (#9101 → #2724) | $2.3M | 1 |
| #44 | Gerardo Tirado Perez | 230377 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 6362 (#8198 → #1836) | $4.0M | 15 |
| #45 | Daniel Walsh | 489039 | U.S. Bank National Association | 402761 | — | ▲ 6349 (#9746 → #3397) | $1.6M | 8 |
| #46 | Joel Hansen | 1365271 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 6346 (#8818 → #2472) | $2.6M | 15 |
| #47 | Scott Albert | 20325 | Goldman Sachs Bank USA | 208156 | Dallas, TX | ▲ 6314 (#8660 → #2346) | $2.9M | 2 |
| #48 | Sarah Harazin | 2092301 | HomeTown Bank | 403208 | Olivia, MN | ▲ 6304 (#9166 → #2862) | $2.1M | 18 |
| #49 | Donald Smith | 1969556 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 6283 (#8325 → #2042) | $3.5M | 11 |
| #50 | Andrew Congrove | 269240 | AP Mortgage LLC | 2459111 | Shawnee, KS | ▲ 6272 (#9711 → #3439) | $1.6M | 4 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Minnesota (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-climbers-by-volume/2022
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