Biggest climbers in Minnesota in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Tiffany Espie (Rocket Mortgage, LLC, NMLS #1273405), Kristal Fennelly (PennyMac Loan Services, LLC, NMLS #1198907), and Matthew Zoro (American First Funding LLC, NMLS #1957754).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2026 Volume | 2026 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Tiffany Espie | 1273405 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 8531 (#9948 → #1417) | $2.3M | 6 |
| #2 | Kristal Fennelly | 1198907 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | ▲ 8513 (#9867 → #1354) | $2.4M | 5 |
| #3 | Matthew Zoro | 1957754 | American First Funding LLC | 2362008 | Southfield, MI | ▲ 8289 (#9865 → #1576) | $2.0M | 5 |
| #4 | Christine Christensen | 806066 | Bell Bank | 419538 | Minneapolis, MN | ▲ 8064 (#9715 → #1651) | $1.9M | 3 |
| #5 | Jordan Jones | 1936270 | NBKC Bank | 409631 | Kansas City, MO | ▲ 7996 (#9569 → #1573) | $2.0M | 4 |
| #6 | Drew Willis | 2088204 | Prosperity Home Mortgage, LLC | 75164 | Scottsdale, AZ | ▲ 7976 (#9068 → #1092) | $3.1M | 8 |
| #7 | Ryan Dunn | 114526 | Onity Mortgage Corporation | 2726 | Mount Laurel, NJ | ▲ 7919 (#9616 → #1697) | $1.9M | 3 |
| #8 | Daniel Conzelman | 847808 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7722 (#9284 → #1562) | $2.0M | 7 |
| #9 | Michael Davis | 2408562 | M & M Mortgage, LLC | 213677 | Roseville, MN | ▲ 7721 (#9469 → #1748) | $1.8M | 8 |
| #10 | Kipling Kemper | 333191 | CFR Mortgage LLC | 2474471 | Maple Grove, MN | ▲ 7677 (#9218 → #1541) | $2.1M | 5 |
| #11 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 7598 (#9729 → #2131) | $1.3M | 4 |
| #12 | Robert Alberts | 517014 | SECURITY STATE BANK OF WANAMINGO, INCORPORATED | 451678 | Wanamingo, MN | ▲ 7581 (#9754 → #2173) | $1.3M | 2 |
| #13 | Erik Fritsche | 501936 | Granite Bank | 405434 | Champlin, MN | ▲ 7487 (#9239 → #1752) | $1.8M | 7 |
| #14 | Dakota Thompson | 2065079 | Freedom Mortgage Corporation | 2767 | — | ▲ 7480 (#9809 → #2329) | $1.2M | 4 |
| #15 | Maxwell Schmidt | 1127716 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7338 (#8352 → #1014) | $3.4M | 8 |
| #16 | Joseph Hanna | 2378031 | eMortgage Funding LLC | 1059364 | Troy, MI | ▲ 7334 (#9916 → #2582) | $1.0M | 2 |
| #17 | Vamshee Avasarala Raghavendra | 2416210 | TRI VALLEY HOME LOANS LLC | 2114972 | Troy, MI | ▲ 7286 (#8900 → #1614) | $2.0M | 6 |
| #18 | Mark Jacobson | 2548523 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | ▲ 7264 (#9645 → #2381) | $1.1M | 7 |
| #19 | Bradley Kramer | 1196031 | Accunet Mortgage LLC | 255368 | Waukesha, WI | ▲ 7217 (#9918 → #2701) | $979K | 3 |
| #20 | Shayla Williams | 2645414 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | ▲ 7214 (#9743 → #2529) | $1.1M | 2 |
| #21 | Alex Cavelli | 1418307 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 7184 (#9587 → #2403) | $1.1M | 3 |
| #22 | Hussein Elsayedali | 1332767 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7164 (#9353 → #2189) | $1.3M | 4 |
| #23 | Benjamin Hummel | 2342632 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 7149 (#9465 → #2316) | $1.2M | 4 |
| #24 | Ana Avalos Quiroz | 2706308 | TOPLINE FINANCIAL CREDIT UNION | 654913 | Champlin, MN | ▲ 7127 (#9353 → #2226) | $1.3M | 12 |
| #25 | Max Laurence | 2742633 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | ▲ 7125 (#9718 → #2593) | $1.0M | 3 |
| #26 | Anthony Lim | 1957820 | New Era Lending LLC | 2424293 | Houston, TX | ▲ 7107 (#8873 → #1766) | $1.8M | 3 |
| #27 | Kevin McLaughlin | 2686298 | Freedom Mortgage Corporation | 2767 | — | ▲ 7100 (#8847 → #1747) | $1.8M | 5 |
| #28 | Alexander Mezy | 2227623 | LoanVille LLC | 2557256 | Troy, MI | ▲ 7072 (#9884 → #2812) | $924K | 2 |
| #29 | Ernest Auger | 1611044 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | ▲ 7001 (#8581 → #1580) | $2.0M | 5 |
| #30 | Lynda De-Witt | 2643550 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6958 (#8966 → #2008) | $1.4M | 3 |
| #31 | Brendan Wall | 2612947 | loanDepot.com, LLC | 174457 | Southfield, MI | ▲ 6913 (#8668 → #1755) | $1.8M | 5 |
| #32 | Jonathan Cameron | 2169103 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 6904 (#9401 → #2497) | $1.1M | 1 |
| #33 | Chad Standish | 843765 | Credit Karma Mortgage, Inc. | 1588622 | Oakland, CA | ▲ 6879 (#7459 → #580) | $5.6M | 18 |
| #34 | Sandra Bohn | 777400 | Community Bank of Cameron | 411494 | Cameron, WI | ▲ 6859 (#9594 → #2735) | $965K | 1 |
| #35 | Cody Uren | 2056288 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6811 (#8244 → #1433) | $2.3M | 10 |
| #36 | Sandra Phillips | 755960 | Guaranteed Rate Affinity, LLC | 1598647 | Chicago, IL | ▲ 6804 (#9304 → #2500) | $1.1M | 5 |
| #37 | Gino Avegno Rivera | 2314077 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 6779 (#8566 → #1787) | $1.7M | 7 |
| #38 | Ellis Nance | 1462678 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | ▲ 6777 (#9218 → #2441) | $1.1M | 4 |
| #39 | Jay Gizzarelli | 1281064 | Genisys Credit Union | 409008 | Royal Oak, MI | ▲ 6754 (#8821 → #2067) | $1.4M | 1 |
| #40 | Chad Aurich | 2121561 | Produce State Bank | 531565 | Hollandale, MN | ▲ 6739 (#8806 → #2067) | $1.4M | 1 |
| #41 | Aaron Ellefson | 2039680 | Guaranteed Rate, Inc. | 2611 | River Falls, WI | ▲ 6734 (#8342 → #1608) | $2.0M | 5 |
| #42 | Yves Chery | 2218594 | Rocket Mortgage, LLC | 3030 | — | ▲ 6733 (#8516 → #1783) | $1.7M | 8 |
| #43 | Ashley Caruso | 1965056 | NewRez LLC | 3013 | Columbia, MD | ▲ 6733 (#9754 → #3021) | $836K | 2 |
| #44 | James Poepl | 1255269 | Vermillion State Bank | 504763 | Vermillion, MN | ▲ 6686 (#9733 → #3047) | $830K | 2 |
| #45 | Amber Zandstra | 827991 | Black Hills Federal Credit Union | 405873 | Spearfish, SD | ▲ 6683 (#9295 → #2612) | $1.0M | 2 |
| #46 | Derek Beutel | 2056926 | loanDepot.com, LLC | 174457 | — | ▲ 6670 (#9353 → #2683) | $989K | 3 |
| #47 | Caroline Stein | 2655378 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | ▲ 6646 (#7408 → #762) | $4.5M | 11 |
| #48 | Steven Hoppe | 1228665 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6644 (#9637 → #2993) | $845K | 6 |
| #49 | Muhammad Abduljami | 1916263 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6618 (#8661 → #2043) | $1.4M | 4 |
| #50 | Patrick Foster | 1578993 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6602 (#8705 → #2103) | $1.4M | 6 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Minnesota (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-climbers-by-volume/2026
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