Biggest climbers in Minnesota in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Chad Standish (Credit Karma Mortgage, Inc., NMLS #843765), Ashley Melin (Minnco Credit Union, NMLS #1545366), and Caroline Stein (Freedom Mortgage Corporation, NMLS #2655378).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2026 Volume | 2026 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Chad Standish | 843765 | Credit Karma Mortgage, Inc. | 1588622 | Oakland, CA | ▲ 6345 (#6924 → #579) | $5.6M | 18 |
| #2 | Ashley Melin | 1545366 | Minnco Credit Union | 640612 | North Branch, MN | ▲ 6097 (#6924 → #827) | $2.9M | 13 |
| #3 | Caroline Stein | 2655378 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | ▲ 5912 (#6924 → #1012) | $4.5M | 11 |
| #4 | Robert Daul | 2751014 | Fairway Independent Mortgage Corporation | 2289 | Eden Prairie, MN | ▲ 5828 (#6924 → #1096) | $4.2M | 10 |
| #5 | Michael Davis | 2408562 | M & M Mortgage, LLC | 213677 | Roseville, MN | ▲ 5587 (#6924 → #1337) | $1.8M | 8 |
| #5 | Drew Willis | 2088204 | Prosperity Home Mortgage, LLC | 75164 | Scottsdale, AZ | ▲ 5587 (#6924 → #1337) | $3.1M | 8 |
| #5 | Maxwell Schmidt | 1127716 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 5587 (#6924 → #1337) | $3.4M | 8 |
| #8 | Thomas Obarski | 1595593 | Cardinal Financial Company, Limited Partnership | 66247 | Bloomington, MN | ▲ 5440 (#6924 → #1484) | $1.3M | 7 |
| #8 | Scotti Ringley | 2723244 | Mutual of Omaha Mortgage, Inc. | 1025894 | Edina, MN | ▲ 5440 (#6924 → #1484) | $2.7M | 7 |
| #8 | Erik Fritsche | 501936 | Granite Bank | 405434 | Champlin, MN | ▲ 5440 (#6924 → #1484) | $1.8M | 7 |
| #8 | Mark Jacobson | 2548523 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | ▲ 5440 (#6924 → #1484) | $1.1M | 7 |
| #8 | Gino Avegno Rivera | 2314077 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 5440 (#6924 → #1484) | $1.7M | 7 |
| #13 | Tiffany Espie | 1273405 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 5267 (#6924 → #1657) | $2.3M | 6 |
| #13 | Katherine Lee | 1066055 | New American Funding, LLC | 6606 | Novi, MI | ▲ 5267 (#6924 → #1657) | $973K | 6 |
| #13 | Yavuz Yilmaz | 1910086 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | ▲ 5267 (#6924 → #1657) | $2.2M | 6 |
| #13 | Steven Hoppe | 1228665 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 5267 (#6924 → #1657) | $845K | 6 |
| #13 | Greggory Bonilla | 1994879 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | ▲ 5267 (#6924 → #1657) | $2.1M | 6 |
| #13 | Vamshee Avasarala Raghavendra | 2416210 | TRI VALLEY HOME LOANS LLC | 2114972 | Troy, MI | ▲ 5267 (#6924 → #1657) | $2.0M | 6 |
| #13 | Evan Roggio | 2061874 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | ▲ 5267 (#6924 → #1657) | $2.3M | 6 |
| #13 | Joshua Nelson | 1001629 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 5267 (#6924 → #1657) | $1.9M | 6 |
| #13 | Brandi Koepfer | 2071127 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 5267 (#6924 → #1657) | $2.7M | 6 |
| #13 | Matthew Houbba | 1902001 | United Mortgage Lending LLC | 2220134 | Troy, MI | ▲ 5267 (#6924 → #1657) | $991K | 6 |
| #13 | Connor Troast | 2029900 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | ▲ 5267 (#6924 → #1657) | $818K | 6 |
| #24 | Nicole Jorgensen | 2336444 | New American Funding, LLC | 6606 | Brooklyn Park, MN | ▲ 5035 (#6924 → #1889) | $797K | 5 |
| #24 | Nicole James | 2655507 | Freedom Mortgage Corporation | 2767 | Columbia, MD | ▲ 5035 (#6924 → #1889) | $1.4M | 5 |
| #24 | Sandra Phillips | 755960 | Guaranteed Rate Affinity, LLC | 1598647 | Chicago, IL | ▲ 5035 (#6924 → #1889) | $1.1M | 5 |
| #24 | Joel Rodriguez | 2661220 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | ▲ 5035 (#6924 → #1889) | $641K | 5 |
| #24 | Ryan Schneider | 1097240 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 5035 (#6924 → #1889) | $1.2M | 5 |
| #24 | Paul Cuellar | 1108350 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 5035 (#6924 → #1889) | $1.6M | 5 |
| #24 | Julie Wilson | 828123 | Bank Five Nine | 410817 | Oconomowoc, WI | ▲ 5035 (#6924 → #1889) | $1.2M | 5 |
| #24 | Aaron Ellefson | 2039680 | Guaranteed Rate, Inc. | 2611 | River Falls, WI | ▲ 5035 (#6924 → #1889) | $2.0M | 5 |
| #24 | Denise Tanner | 1013331 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | ▲ 5035 (#6924 → #1889) | $1.1M | 5 |
| #24 | Ernest Auger | 1611044 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | ▲ 5035 (#6924 → #1889) | $2.0M | 5 |
| #24 | Kelly Hesaltine | 1395262 | Prosperity Home Mortgage, LLC | 75164 | Fairfax, VA | ▲ 5035 (#6924 → #1889) | $1.4M | 5 |
| #24 | Matthew Zoro | 1957754 | American First Funding LLC | 2362008 | Southfield, MI | ▲ 5035 (#6924 → #1889) | $2.0M | 5 |
| #24 | Kristal Fennelly | 1198907 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | ▲ 5035 (#6924 → #1889) | $2.4M | 5 |
| #24 | Jan Russell | 1495445 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | ▲ 5035 (#6924 → #1889) | $2.0M | 5 |
| #24 | Kevin McLaughlin | 2686298 | Freedom Mortgage Corporation | 2767 | — | ▲ 5035 (#6924 → #1889) | $1.8M | 5 |
| #24 | Kipling Kemper | 333191 | CFR Mortgage LLC | 2474471 | Maple Grove, MN | ▲ 5035 (#6924 → #1889) | $2.1M | 5 |
| #24 | Brynne Shultz | 2645416 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | ▲ 5035 (#6924 → #1889) | $1.5M | 5 |
| #24 | Jack Westlund | 2714721 | Tradition Mortgage LLC | 286998 | Edina, MN | ▲ 5035 (#6924 → #1889) | $1.1M | 5 |
| #24 | Amber Leach | 1708040 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 5035 (#6924 → #1889) | $1.3M | 5 |
| #24 | William Finnigan | 1605591 | CrossCountry Mortgage, LLC | 3029 | Cincinnati, OH | ▲ 5035 (#6924 → #1889) | $1.5M | 5 |
| #44 | Jared Goldhamer | 1771419 | Mission Loans, LLC | 210853 | Irvine, CA | ▲ 4725 (#6924 → #2199) | $951K | 4 |
| #44 | Aaron Terhune | 1642541 | Zillow Home Loans, LLC | 10287 | Overland Park, KS | ▲ 4725 (#6924 → #2199) | $835K | 4 |
| #44 | Muhannad Swidan | 1731727 | loanDepot.com, LLC | 174457 | Southfield, MI | ▲ 4725 (#6924 → #2199) | $1.3M | 4 |
| #44 | Craig Abraham | 331312 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | ▲ 4725 (#6924 → #2199) | $676K | 4 |
| #44 | Daryn Ruggeberg | 2119377 | Primerica Mortgage, LLC | 1723477 | Rochester, MN | ▲ 4725 (#6924 → #2199) | $1.2M | 4 |
| #44 | Jacob Flax | 1379766 | Caliver Beach Mortgage, LLC | 1434247 | Owings Mills, MD | ▲ 4725 (#6924 → #2199) | $1.5M | 4 |
| #44 | Brad Rogers | 27552 | Guaranteed Rate Affinity, LLC | 1598647 | Chicago, IL | ▲ 4725 (#6924 → #2199) | $1.8M | 4 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Minnesota (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-climbers-by-units/2026
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