Biggest climbers in South Dakota in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include AMBER USERA (Black Hills Federal Credit Union, NMLS #2090308), Tyler Schwinghamer (First Bank & Trust, NMLS #2440925), and Janel Honke (First National Bank, NMLS #1084427).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2026 Volume | 2026 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | AMBER USERA | 2090308 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 183 (#301 → #118) | $720K | 6 |
| #1 | Tyler Schwinghamer | 2440925 | First Bank & Trust | 409296 | Sioux Falls, SD | ▲ 183 (#301 → #118) | $607K | 6 |
| #3 | Janel Honke | 1084427 | First National Bank | 476969 | Huron, SD | ▲ 169 (#301 → #132) | $1.9M | 5 |
| #3 | Clayton Schwahn | 1063036 | Granite Bank | 405434 | Rapid City, SD | ▲ 169 (#301 → #132) | $1.7M | 5 |
| #3 | Shane Martin | 339115 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 169 (#301 → #132) | $1.5M | 5 |
| #3 | Linden Heikens | 35655 | Midwest Family Lending Corporation | 4622 | Sioux Falls, SD | ▲ 169 (#301 → #132) | $1.1M | 5 |
| #7 | KEVIN UNZEN | 48804 | Guaranteed Rate, Inc. | 2611 | Sioux Falls, SD | ▲ 155 (#207 → #52) | $5.3M | 16 |
| #8 | Jordan Olson | 2587978 | American Pacific Mortgage Corporation | 1850 | Rapid City, SD | ▲ 154 (#301 → #147) | $1.6M | 4 |
| #8 | Maisie Antonson | 2084560 | First Dakota National Bank | 410144 | Vermillion, SD | ▲ 154 (#301 → #147) | $238K | 4 |
| #8 | Aric Buhler | 1967743 | Granite Bank | 405434 | — | ▲ 154 (#301 → #147) | $484K | 4 |
| #8 | Sharifa Galab | 2239473 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 154 (#301 → #147) | $3.0M | 4 |
| #8 | Nicolette Work | 1100207 | FLANAGAN STATE BANK | 408461 | Rapid City, SD | ▲ 154 (#301 → #147) | $1.3M | 4 |
| #8 | Thomas Kaufman | 2026653 | First PREMIER Bank | 474396 | Sioux Falls, SD | ▲ 154 (#301 → #147) | $241K | 4 |
| #14 | Chance Bernstrauch | 1218467 | BankFirst | 422804 | South Sioux City, NE | ▲ 128 (#301 → #173) | $1.1M | 3 |
| #14 | Paul Lems | 464386 | CORNERSTONE BANK | 320389 | Sioux Falls, SD | ▲ 128 (#301 → #173) | $1.0M | 3 |
| #14 | Jeffrey Miller | 1009085 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 128 (#301 → #173) | $1.0M | 3 |
| #14 | Keith Portner | 464388 | CorTrust Bank N.A. | 405612 | Sioux Falls, SD | ▲ 128 (#301 → #173) | $835K | 3 |
| #14 | Barbara Mangulis | 174800 | Rapid Mortgage LLC | 1913216 | Rapid City, SD | ▲ 128 (#301 → #173) | $956K | 3 |
| #14 | Aaron Renville | 1080128 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 128 (#301 → #173) | $1.2M | 3 |
| #14 | Jacob Montano | 2125222 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 128 (#301 → #173) | $800K | 3 |
| #14 | William Froehlich | 188896 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 128 (#301 → #173) | $295K | 3 |
| #14 | Russell Allgier | 170356 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 128 (#301 → #173) | $1.0M | 3 |
| #14 | Steven Ellis | 55174 | American Pacific Mortgage Corporation | 1850 | Cincinnati, OH | ▲ 128 (#301 → #173) | $763K | 3 |
| #14 | Renee Gullickson | 465000 | BankWest, Incorporated | 685987 | Madison, SD | ▲ 128 (#301 → #173) | $679K | 3 |
| #14 | Melinda Hodgson | 1136317 | Premier Lending Alliance, LLC | 320883 | Johnston, IA | ▲ 128 (#301 → #173) | $506K | 3 |
| #14 | Sarah Erickson | 768690 | Fairway Independent Mortgage Corporation | 2289 | Watertown, SD | ▲ 128 (#301 → #173) | $1.3M | 3 |
| #14 | Ricky Van Den Top | 35048 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | ▲ 128 (#301 → #173) | $953K | 3 |
| #14 | Ronel Correia | 1853437 | Cardinal Financial Company, Limited Partnership | 66247 | — | ▲ 128 (#301 → #173) | $276K | 3 |
| #29 | Ryan Mulder | 1732038 | AMERICAN STATE BANK | 403450 | Sioux Falls, SD | ▲ 104 (#207 → #103) | $2.5M | 7 |
| #29 | WENDY CLARK | 764588 | Dacotah Bank | 412367 | Rapid City, SD | ▲ 104 (#207 → #103) | $2.7M | 7 |
| #31 | Ryan Kaufman | 1503898 | Black Hills Federal Credit Union | 405873 | Sioux Falls, SD | ▲ 100 (#128 → #28) | $7.9M | 24 |
| #32 | Vernon Burress | 14234 | NEXA Mortgage, LLC | 1660690 | Rapid City, SD | ▲ 89 (#207 → #118) | $1.8M | 6 |
| #33 | Kelly Kelly | 1242327 | Fairway Independent Mortgage Corporation | 2289 | Sioux Falls, SD | ▲ 72 (#161 → #89) | $6.5M | 9 |
| #34 | Mitchell Wachter | 509293 | Tailored Mortgage Group Inc | 1827308 | Sioux Falls, SD | ▲ 69 (#301 → #232) | $700K | 2 |
| #34 | Allie Hammoud | 1794341 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 69 (#301 → #232) | $333K | 2 |
| #34 | Harold Herbel | 182159 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | ▲ 69 (#301 → #232) | $546K | 2 |
| #34 | terrence telechan | 178138 | FLANAGAN STATE BANK | 408461 | Rapid City, SD | ▲ 69 (#301 → #232) | $872K | 2 |
| #34 | Dillon Neuberger | 502073 | loanDepot.com, LLC | 174457 | Minot, ND | ▲ 69 (#301 → #232) | $679K | 2 |
| #34 | Luke Thurman | 916543 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 69 (#301 → #232) | $651K | 2 |
| #34 | Megan Hildebrand | 2405090 | HERITAGE HOME LENDING, LLC | 2038914 | Rapid City, SD | ▲ 69 (#301 → #232) | $677K | 2 |
| #34 | Joshua Metzger | 1517207 | AMERICAN STATE BANK | 403450 | Alvord, IA | ▲ 69 (#301 → #232) | $242K | 2 |
| #34 | Jacob Droge | 403695 | loanDepot.com, LLC | 174457 | Plantation, FL | ▲ 69 (#301 → #232) | $885K | 2 |
| #34 | Angel Castilleja | 1733726 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | ▲ 69 (#301 → #232) | $355K | 2 |
| #34 | Scott Bierwirth | 30005 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 69 (#301 → #232) | $548K | 2 |
| #34 | Britton Matthews | 739191 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 69 (#301 → #232) | $180K | 2 |
| #34 | Julie Caldwell | 703687 | Lutheran Federal Credit Union | 1301052 | Saint Louis, MO | ▲ 69 (#301 → #232) | $569K | 2 |
| #34 | John Fayad | 875236 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | ▲ 69 (#301 → #232) | $110K | 2 |
| #34 | John Parker | 996540 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 69 (#301 → #232) | $749K | 2 |
| #34 | Melanie Ewing | 2614992 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 69 (#301 → #232) | $547K | 2 |
| #34 | Carl Thomas | 1030850 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 69 (#301 → #232) | $980K | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — South Dakota (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-dakota/top-climbers-by-units/2026
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