Biggest climbers in California in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Richard Valle (Credit Karma Mortgage, Inc., NMLS #260146), Rachael Goans (Third Federal Savings & Loan Association, NMLS #1336288), and Jeff Mendez (Farm Credit Mid-America, ACA, NMLS #484478).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2026 Volume | 2026 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Richard Valle | 260146 | Credit Karma Mortgage, Inc. | 1588622 | Oakland, CA | ▲ 8796 (#8947 → #151) | $57.6M | 120 |
| #2 | Rachael Goans | 1336288 | Third Federal Savings & Loan Association | 449401 | Cleveland, OH | ▲ 8622 (#9549 → #927) | $9.0M | 53 |
| #3 | Jeff Mendez | 484478 | Farm Credit Mid-America, ACA | 407249 | Louisville, KY | ▲ 8430 (#9549 → #1119) | $11.0M | 48 |
| #4 | Kyle Beeler | 222537 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 8277 (#8947 → #670) | $35.2M | 62 |
| #5 | Justin Goike | 1590042 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 8186 (#9549 → #1363) | $48.8M | 43 |
| #6 | Christine Buchan-Yaralli | 372524 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | ▲ 7794 (#8331 → #537) | $35.3M | 69 |
| #7 | Chandler Kyle | 2231483 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 7782 (#8947 → #1165) | $31.4M | 47 |
| #8 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | ▲ 7661 (#8331 → #670) | $24.5M | 62 |
| #8 | Mei Tang | 488453 | Merchants Bank of Indiana | 554119 | Orange, CA | ▲ 7661 (#8331 → #670) | $37.7M | 62 |
| #8 | Dimitrios Smyrnis | 2125588 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7661 (#8331 → #670) | $54.8M | 62 |
| #11 | Raz Razla | 860992 | Pacific Inter Capitol | 2677334 | Encino, CA | ▲ 7526 (#9549 → #2023) | $28.2M | 34 |
| #11 | Adam Zinkosky | 1567368 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7526 (#9549 → #2023) | $29.9M | 34 |
| #13 | Daniel Kwon | 1409927 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 7525 (#8947 → #1422) | $20.6M | 42 |
| #13 | Julian Bustamante | 1620115 | ML Mortgage Corp. | 362312 | Rancho Cucamonga, CA | ▲ 7525 (#8947 → #1422) | $17.8M | 42 |
| #15 | Alex Chase | 2567950 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 7435 (#9549 → #2114) | $16.6M | 33 |
| #16 | Thomas Johnson | 450607 | JPMorgan Chase Bank, National Association | 399798 | Redondo Beach, CA | ▲ 7355 (#8947 → #1592) | $34.9M | 39 |
| #17 | Maximino Michel | 975393 | First Banc Home Loans | 1740049 | Downey, CA | ▲ 7087 (#9549 → #2462) | $20.0M | 30 |
| #17 | Evelyn Salazar Gastelum | 401585 | HONDA FEDERAL CREDIT UNION | 709435 | Torrance, CA | ▲ 7087 (#9549 → #2462) | $10.2M | 30 |
| #19 | Arash Yazdanian | 172756 | Rapid One Lending LLC | 2650397 | Anaheim, CA | ▲ 6956 (#9549 → #2593) | $10.4M | 29 |
| #20 | Pov Oum | 1226687 | American Pacific Mortgage Corporation | 1850 | San Francisco, CA | ▲ 6833 (#8947 → #2114) | $17.9M | 33 |
| #21 | Daniel Florence | 19758 | The Golden 1 Credit Union | 669333 | Sacramento, CA | ▲ 6820 (#6860 → #40) | $42.5M | 204 |
| #22 | Keegan McMillan | 2143249 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6798 (#8331 → #1533) | $10.8M | 40 |
| #23 | Tyler Hickey | 1663822 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6791 (#7780 → #989) | $51.0M | 51 |
| #24 | zohara nadav | 2027413 | Pacific Inter Capitol | 2677334 | Encino, CA | ▲ 6624 (#9549 → #2925) | $25.6M | 27 |
| #25 | Mahmoud Elachkar | 1267540 | Ennkar, Inc. | 976231 | Orange, CA | ▲ 6530 (#7780 → #1250) | $92.2M | 45 |
| #26 | Laporsha Foster | 1489300 | Golden Empire Mortgage, Inc. | 2427 | Visalia, CA | ▲ 6485 (#8947 → #2462) | $6.8M | 30 |
| #27 | UYEN PHAN | 1772049 | Navy Federal Credit Union | 399807 | Annandale, VA | ▲ 6469 (#9549 → #3080) | $3.3M | 26 |
| #28 | Oscar Perez de Corcho | 1246009 | Premier America Credit Union | 458259 | Chatsworth, CA | ▲ 6415 (#7303 → #888) | $18.3M | 54 |
| #29 | Kurt Olson | 378459 | Flagstar Bank, National Association | 417490 | Troy, MI | ▲ 6354 (#8947 → #2593) | $61.5M | 29 |
| #29 | Dominique Ferrin | 2277031 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6354 (#8947 → #2593) | $14.0M | 29 |
| #31 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | ▲ 6308 (#8331 → #2023) | $19.5M | 34 |
| #32 | Willie Johnson | 1912450 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6290 (#9549 → #3259) | $4.1M | 25 |
| #32 | Suha Gibson | 256817 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6290 (#9549 → #3259) | $16.0M | 25 |
| #34 | Jennifer Davis | 240738 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | ▲ 6208 (#8947 → #2739) | $11.1M | 28 |
| #34 | Jonathan Calderon | 846446 | Pillar Financial Group, Inc | 1875662 | Downey, CA | ▲ 6208 (#8947 → #2739) | $12.4M | 28 |
| #36 | Diego Oropeza | 2042699 | Quantum Express Inc | 1805819 | National City, CA | ▲ 6188 (#7780 → #1592) | $27.2M | 39 |
| #37 | Kalev Saarna | 1264062 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6121 (#6493 → #372) | $41.7M | 82 |
| #38 | Ryan Jenkins | 2162870 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 6098 (#9549 → #3451) | $5.7M | 24 |
| #38 | Christina Sullivan | 949115 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | ▲ 6098 (#9549 → #3451) | $8.3M | 24 |
| #38 | Christopher Stark | 1422232 | Planet Home Lending, LLC | 17022 | Melville, NY | ▲ 6098 (#9549 → #3451) | $10.7M | 24 |
| #41 | Natalie Alpakli | 1084163 | Emni, Inc. | 2027436 | Burbank, CA | ▲ 6053 (#7303 → #1250) | $35.6M | 45 |
| #42 | Ezra Montejo | 2681430 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | ▲ 6022 (#8947 → #2925) | $8.0M | 27 |
| #43 | Isaac Pollock | 881361 | Citizens Bank, National Association | 433960 | Providence, RI | ▲ 5983 (#8331 → #2348) | $53.6M | 31 |
| #44 | Yara Cruz | 824520 | USC CREDIT UNION | 448984 | Los Angeles, CA | ▲ 5974 (#6493 → #519) | $45.8M | 70 |
| #45 | Nathan Maselli | 2631103 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 5941 (#7780 → #1839) | $8.9M | 36 |
| #45 | Azucena Flores | 1659411 | loanDepot.com, LLC | 174457 | Suisun City, CA | ▲ 5941 (#7780 → #1839) | $13.4M | 36 |
| #47 | Rolando Ramirez | 1864073 | Premier Mortgage Resources, L.L.C. | 1169 | Salinas, CA | ▲ 5870 (#9549 → #3679) | $11.4M | 23 |
| #47 | Janice Cohen | 414191 | Mutual of Omaha Mortgage, Inc. | 1025894 | Burbank, CA | ▲ 5870 (#9549 → #3679) | $73.4M | 23 |
| #47 | Jon-Michael LaRocco | 1047900 | Citibank, NA | 412915 | Los Angeles, CA | ▲ 5870 (#9549 → #3679) | $32.8M | 23 |
| #47 | Michael Ramali | 1948051 | EAST WEST BANK | 469761 | South Pasadena, CA | ▲ 5870 (#9549 → #3679) | $10.5M | 23 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — California (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-climbers-by-units/2026
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