Biggest climbers in California in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Rachael Goans (Third Federal Savings & Loan Association, NMLS #1336288), Richard Valle (Credit Karma Mortgage, Inc., NMLS #260146), and Justin Goike (Rocket Mortgage, LLC, NMLS #1590042).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2026 Volume | 2026 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Rachael Goans | 1336288 | Third Federal Savings & Loan Association | 449401 | Cleveland, OH | ▲ 8730 (#9504 → #774) | $6.8M | 40 |
| #2 | Richard Valle | 260146 | Credit Karma Mortgage, Inc. | 1588622 | Oakland, CA | ▲ 8635 (#8891 → #256) | $30.7M | 68 |
| #3 | Justin Goike | 1590042 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 8503 (#9504 → #1001) | $41.0M | 35 |
| #4 | Mei Tang | 488453 | Loan Exchange, LLC | 1637539 | Orange, CA | ▲ 8493 (#8891 → #398) | $29.7M | 54 |
| #5 | Kyle Beeler | 222537 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 8194 (#8891 → #697) | $24.6M | 42 |
| #6 | Jeff Mendez | 484478 | Farm Credit Mid-America, ACA | 407249 | Louisville, KY | ▲ 8074 (#9504 → #1430) | $7.5M | 29 |
| #7 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | ▲ 7839 (#8891 → #1052) | $12.7M | 34 |
| #8 | Adam Zinkosky | 1567368 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7801 (#9504 → #1703) | $21.8M | 26 |
| #9 | Dimitrios Smyrnis | 2125588 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7787 (#8270 → #483) | $45.2M | 50 |
| #10 | Chandler Kyle | 2231483 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 7776 (#8891 → #1115) | $20.9M | 33 |
| #11 | Christine Buchan-Yaralli | 372524 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | ▲ 7724 (#8270 → #546) | $24.1M | 47 |
| #12 | Arash Yazdanian | 172756 | Rapid One Lending LLC | 2650397 | Anaheim, CA | ▲ 7411 (#9504 → #2093) | $8.9M | 23 |
| #13 | Daniel Kwon | 1409927 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 7292 (#8891 → #1599) | $13.5M | 27 |
| #13 | Ezra Montejo | 2681430 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | ▲ 7292 (#8891 → #1599) | $8.0M | 27 |
| #15 | Alex Chase | 2567950 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 7251 (#9504 → #2253) | $10.6M | 22 |
| #15 | Raz Razla | 860992 | Pacific Inter Capitol | 2677334 | Encino, CA | ▲ 7251 (#9504 → #2253) | $19.9M | 22 |
| #17 | Thomas Johnson | 450607 | JPMorgan Chase Bank, National Association | 399798 | Redondo Beach, CA | ▲ 7072 (#8891 → #1819) | $23.1M | 25 |
| #18 | Tyler Hickey | 1663822 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6948 (#7722 → #774) | $38.0M | 40 |
| #19 | Dominique Ferrin | 2277031 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6937 (#8891 → #1954) | $11.6M | 24 |
| #20 | Daniel Brown | 951108 | Imperium Lending, LLC | 2237880 | Troy, MI | ▲ 6900 (#9504 → #2604) | $11.8M | 20 |
| #21 | Daniel Florence | 19758 | The Golden 1 Credit Union | 669333 | Sacramento, CA | ▲ 6750 (#6810 → #60) | $19.9M | 121 |
| #22 | Evelyn Salazar Gastelum | 401585 | HONDA FEDERAL CREDIT UNION | 709435 | Torrance, CA | ▲ 6703 (#9504 → #2801) | $4.9M | 19 |
| #23 | Julian Bustamante | 1620115 | ML Mortgage Corp. | 362312 | Rancho Cucamonga, CA | ▲ 6638 (#8891 → #2253) | $9.2M | 22 |
| #23 | VIVIANA OLIVAREZ | 1495283 | Cristal Mortgage Services, Inc. | 2477571 | Downey, CA | ▲ 6638 (#8891 → #2253) | $12.6M | 22 |
| #25 | David Walters | 916723 | THE TURNKEY FOUNDATION INC. | 236669 | Santa Ana, CA | ▲ 6482 (#8891 → #2409) | $16.0M | 21 |
| #25 | Jennifer Davis | 240738 | Lifetime Home Loans, LLC | 1861406 | Midvale, UT | ▲ 6482 (#8891 → #2409) | $8.2M | 21 |
| #27 | Michael Ramali | 1948051 | EAST WEST BANK | 469761 | South Pasadena, CA | ▲ 6452 (#9504 → #3052) | $8.3M | 18 |
| #27 | Kyle McCray | 1467215 | American Pacific Mortgage Corporation | 1850 | Roseville, CA | ▲ 6452 (#9504 → #3052) | $8.6M | 18 |
| #27 | Janice Cohen | 414191 | Mutual of Omaha Mortgage, Inc. | 1025894 | Burbank, CA | ▲ 6452 (#9504 → #3052) | $61.9M | 18 |
| #30 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | ▲ 6316 (#8270 → #1954) | $37.1M | 24 |
| #31 | Ian Reed | 1289062 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 6287 (#8891 → #2604) | $11.4M | 20 |
| #31 | Ahmad Assi | 2278151 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6287 (#8891 → #2604) | $7.6M | 20 |
| #33 | Kalev Saarna | 1264062 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6264 (#6426 → #162) | $40.4M | 79 |
| #34 | Christopher Dritz | 258328 | Nationwide Loans, Inc | 1799965 | Carlsbad, CA | ▲ 6163 (#9504 → #3341) | $8.4M | 17 |
| #34 | Ahmad Afzal | 913223 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | ▲ 6163 (#9504 → #3341) | $9.5M | 17 |
| #34 | Maximino Michel | 975393 | First Banc Home Loans | 1740049 | Downey, CA | ▲ 6163 (#9504 → #3341) | $12.4M | 17 |
| #34 | Scott Scaggs | 1365197 | Sun West Mortgage Company, Inc. | 3277 | Cerritos, CA | ▲ 6163 (#9504 → #3341) | $9.8M | 17 |
| #34 | Christopher Stark | 1422232 | Planet Home Lending, LLC | 17022 | Melville, NY | ▲ 6163 (#9504 → #3341) | $8.5M | 17 |
| #34 | zohara nadav | 2027413 | Pacific Inter Capitol | 2677334 | Encino, CA | ▲ 6163 (#9504 → #3341) | $15.5M | 17 |
| #34 | James Koops | 1033799 | Northpointe Bank | 447490 | Grand Rapids, MI | ▲ 6163 (#9504 → #3341) | $10.2M | 17 |
| #41 | Jacqueline Aguilera | 1024764 | Secure Choice Lending | 1689518 | Riverside, CA | ▲ 6019 (#7722 → #1703) | $10.5M | 26 |
| #42 | Montee Skorich | 350280 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | ▲ 6017 (#8270 → #2253) | $13.5M | 22 |
| #43 | Yara Cruz | 824520 | USC CREDIT UNION | 448984 | Los Angeles, CA | ▲ 5985 (#6426 → #441) | $35.2M | 52 |
| #44 | Natalie Alpakli | 1084163 | Emni, Inc. | 2027436 | Burbank, CA | ▲ 5984 (#7238 → #1254) | $27.7M | 31 |
| #45 | John Busher | 272553 | L50 FINANCIAL LLC | 2479244 | Alpine, CA | ▲ 5903 (#7722 → #1819) | $15.7M | 25 |
| #46 | Taha Zgheib | 2565133 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 5861 (#8270 → #2409) | $4.5M | 21 |
| #46 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | ▲ 5861 (#8270 → #2409) | $13.2M | 21 |
| #48 | Andrew Staley | 2681436 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 5848 (#9504 → #3656) | $5.0M | 16 |
| #48 | Christopher Almonte | 295211 | Wells Fargo Bank, National Association | 399801 | El Segundo, CA | ▲ 5848 (#9504 → #3656) | $16.9M | 16 |
| #48 | Steven Tran | 1955444 | Lumin Lending Inc. | 2716106 | Irvine, CA | ▲ 5848 (#9504 → #3656) | $7.7M | 16 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — California (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-climbers-by-units/2026
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