Leading rookies in California in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), Jake Parker (PennyMac Loan Services, LLC, NMLS #2763475), and Jessica Dye (OPTIMUM FIRST INC., NMLS #2803052).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $16.9M | 27 | $625K |
| #2 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $6.6M | 12 | $549K |
| #3 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $6.1M | 11 | $554K |
| #3 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $10.1M | 11 | $918K |
| #5 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $5.5M | 10 | $547K |
| #6 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $2.9M | 9 | $319K |
| #6 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.5M | 9 | $282K |
| #6 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.5M | 9 | $391K |
| #9 | Jose Cerrato | 1203665 | Golden Empire Mortgage, Inc. | 2427 | Escondido, CA | $3.3M | 8 | $415K |
| #10 | Erickson Bondoc | 2831354 | Water and Power Community Credit Union | 525600 | Los Angeles, CA | $5.5M | 7 | $786K |
| #10 | Cristian Godina | 2802847 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $471K | 7 | $67K |
| #12 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.3M | 6 | $383K |
| #12 | Jesus Cruz | 2775718 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $1.9M | 6 | $310K |
| #14 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $1.5M | 5 | $307K |
| #14 | Michael Davis | 2329505 | C & C FINANCIAL, CORP | 1054224 | Anaheim, CA | $3.4M | 5 | $671K |
| #14 | Janora Fisher | 2796779 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $530K | 5 | $106K |
| #14 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $4.9M | 5 | $977K |
| #14 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.7M | 5 | $338K |
| #14 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.6M | 5 | $519K |
| #14 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.4M | 5 | $480K |
| #14 | Taylor Bills | 2785218 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $763K | 5 | $153K |
| #14 | Ramy Labib | 2162320 | JR PRIME INC | 2724050 | Bellflower, CA | $3.1M | 5 | $612K |
| #14 | John Wei | 1132996 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $5.6M | 5 | $1.1M |
| #14 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.7M | 5 | $333K |
| #14 | Arianna Avila | 1369402 | JPS Lenders, LTD. | 1206623 | Clovis, CA | $1.1M | 5 | $220K |
| #26 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $345K | 4 | $86K |
| #26 | Shawn Gavin | 2781239 | The Ciucevich Group LLC | 2481808 | Sanford, NC | $749K | 4 | $187K |
| #26 | Levon Vartanian | 2772320 | Apex Home Loans LLC | 2140181 | Glendale, CA | $1.2M | 4 | $301K |
| #26 | Taylor Hargate | 2773308 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $715K | 4 | $179K |
| #26 | Jackson Bennett | 2804060 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $829K | 4 | $207K |
| #26 | Alejandro Antonio Gonzalez | 2590298 | CMR FINANCIAL SERVICES INC | 1947091 | West Covina, CA | $3.1M | 4 | $784K |
| #26 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #26 | Damian Saylor | 2771712 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $1.3M | 4 | $336K |
| #26 | MUHAMMAD BAGRHIAY | 474501 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $1.5M | 4 | $385K |
| #26 | William Toney | 2793065 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $897K | 4 | $224K |
| #26 | Fahad Alam | 2799360 | loanDepot.com, LLC | 174457 | Chandler, AZ | $1.4M | 4 | $346K |
| #26 | Edward Weber | 41763 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $430K | 4 | $108K |
| #26 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.6M | 4 | $396K |
| #39 | Trevor Otto | 2790502 | CrossCountry Mortgage, LLC | 3029 | — | $942K | 3 | $314K |
| #39 | Jagger Amend | 2798619 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.2M | 3 | $405K |
| #39 | Edgar Ramirez | 2833640 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $421K | 3 | $140K |
| #39 | SHAWNA ALCALA ANTONIO | 2668635 | Change Lending, LLC | 1839 | Anaheim, CA | $1.4M | 3 | $461K |
| #39 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.3M | 3 | $766K |
| #39 | Tristan Breen | 2812017 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $985K | 3 | $328K |
| #39 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 3 | $467K |
| #39 | Harrison Rose | 2790499 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $629K | 3 | $210K |
| #39 | Christopher Kendall | 2616023 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.4M | 3 | $815K |
| #39 | Edward DeJoy | 2113894 | Mortgage 2000 Inc | 313275 | Redondo Beach, CA | $1.6M | 3 | $527K |
| #39 | Krysten Geddings | 2717148 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.5M | 3 | $490K |
| #39 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.3M | 3 | $434K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2026
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