Leading rookies in Arizona in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Charles Fertal (Forward Holdings LLC, NMLS #2779555), Deshauna Rainer (Amerisave Mortgage Corporation, NMLS #2794706), and Vanessa Taylor Perotti (PennyMac Loan Services, LLC, NMLS #2788290).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Charles Fertal | 2779555 | Forward Holdings LLC | 2006640 | Phoenix, AZ | $3.7M | 8 | $457K |
| #1 | Deshauna Rainer | 2794706 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 8 | $185K |
| #3 | Vanessa Taylor Perotti | 2788290 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.0M | 7 | $288K |
| #3 | Joseph Ellis | 2800838 | Stewardship Mortgage LLC | 154011 | Gilbert, AZ | $2.8M | 7 | $394K |
| #5 | Manuel Garcia | 2826571 | ML Mortgage Corp. | 362312 | Phoenix, AZ | $2.4M | 6 | $404K |
| #5 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.2M | 6 | $192K |
| #5 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.6M | 6 | $430K |
| #5 | Joshua Rodriguez | 2791892 | loanDepot.com, LLC | 174457 | Irvine, CA | $893K | 6 | $149K |
| #5 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $845K | 6 | $141K |
| #10 | Clarence Gregory | 2821344 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $426K | 5 | $85K |
| #10 | Mark Chartier | 2821667 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $771K | 5 | $154K |
| #10 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $2.1M | 5 | $416K |
| #10 | Jayden Renfrew | 2811901 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $971K | 5 | $194K |
| #10 | Shae Glathar | 2812495 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $793K | 5 | $159K |
| #10 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.2M | 5 | $230K |
| #10 | Mina Pemenrete Mitri | 2800855 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $979K | 5 | $196K |
| #10 | Wichayada Klaibua | 2823225 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Scottsdale, AZ | $1.9M | 5 | $386K |
| #10 | Giovanna Calleros | 2771231 | Planet Home Lending, LLC | 17022 | Goodyear, AZ | $1.4M | 5 | $288K |
| #19 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $924K | 4 | $231K |
| #19 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.0M | 4 | $494K |
| #19 | Mark Spray | 2786193 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | $1.6M | 4 | $404K |
| #19 | Christopher Paschal | 2800878 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.8M | 4 | $461K |
| #19 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $1.7M | 4 | $417K |
| #19 | Jacob Hicks | 2824687 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $760K | 4 | $190K |
| #19 | Lillian Hammon | 2819000 | Village Capital & Investment LLC | 3317 | Hildale, UT | $1.8M | 4 | $461K |
| #19 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $824K | 4 | $206K |
| #19 | Hailey Huffman | 2776993 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $444K | 4 | $111K |
| #19 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.5M | 4 | $372K |
| #19 | Kenneth Barber | 2811999 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $723K | 4 | $181K |
| #19 | Trey Sweeney | 1375941 | loanDepot.com, LLC | 174457 | Southfield, MI | $576K | 4 | $144K |
| #19 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.3M | 4 | $582K |
| #19 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $1.8M | 4 | $441K |
| #33 | Kimberly Gomez | 1977138 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $455K | 3 | $152K |
| #33 | houston becquet | 2818658 | Home Pad Lending LLC | 1857677 | Phoenix, AZ | $954K | 3 | $318K |
| #33 | Ethan Brown | 2765763 | CrossCountry Mortgage, LLC | 3029 | Scottsdale, AZ | $670K | 3 | $223K |
| #33 | Abelardo Valdez Avalos | 2782454 | Superior Home Loans LLC | 2606181 | Avondale, AZ | $1.3M | 3 | $446K |
| #33 | Tristan Breen | 2812017 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $334K | 3 | $111K |
| #33 | Jeffery Stillwagon | 2803012 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $887K | 3 | $296K |
| #33 | Fabian Torres | 847914 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $329K | 3 | $110K |
| #33 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $543K | 3 | $181K |
| #33 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $325K | 3 | $108K |
| #33 | Armando Medina | 2731599 | loanDepot.com, LLC | 174457 | Chandler, AZ | $396K | 3 | $132K |
| #33 | Ruba Zawaideh | 2774543 | loanDepot.com, LLC | 174457 | Chandler, AZ | $427K | 3 | $142K |
| #33 | Kurstin Garcia | 2812959 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $460K | 3 | $153K |
| #33 | Jocelyne Sanchez | 2808726 | loanDepot.com, LLC | 174457 | Chandler, AZ | $1.2M | 3 | $415K |
| #33 | Andrew Cole | 2797590 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $516K | 3 | $172K |
| #33 | Juston Hill | 2784877 | PennyMac Loan Services, LLC | 35953 | — | $819K | 3 | $273K |
| #33 | Gabrielle Amador | 2789411 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $436K | 3 | $145K |
| #33 | Alan Thomas | 2796656 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $1.0M | 3 | $340K |
| #33 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | — | $1.0M | 3 | $336K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Arizona (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/arizona/top-rookie-by-units/2026
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