Leading rookies in Maine in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Ty Heaward (New Dimensions Federal Credit Union, NMLS #2826168), Melanie Dowd (CUSO Mortgage Corporation, NMLS #2804678), and Michael Papi (Guild Mortgage Company LLC, NMLS #2805757).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Ty Heaward | 2826168 | New Dimensions Federal Credit Union | 463023 | Waterville, ME | $1.4M | 21 | $65K |
| #2 | Melanie Dowd | 2804678 | CUSO Mortgage Corporation | 54761 | Hampden, ME | $3.9M | 12 | $322K |
| #3 | Michael Papi | 2805757 | Guild Mortgage Company LLC | 3274 | Portland, ME | $2.6M | 5 | $515K |
| #4 | Yavuz Gorgulu | 2769426 | Kadlogic, Inc. | 1456732 | Southlake, TX | $487K | 4 | $122K |
| #4 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $884K | 4 | $221K |
| #4 | Tyron Tucker | 971931 | PennyMac Loan Services, LLC | 35953 | — | $1.0M | 4 | $257K |
| #7 | Ruba Zawaideh | 2774543 | loanDepot.com, LLC | 174457 | Chandler, AZ | $271K | 3 | $90K |
| #7 | Sean Milley | 2710894 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $926K | 3 | $309K |
| #7 | Trey Sweeney | 1375941 | loanDepot.com, LLC | 174457 | Southfield, MI | $847K | 3 | $282K |
| #7 | Joshua Rodriguez | 2791892 | loanDepot.com, LLC | 174457 | Irvine, CA | $535K | 3 | $178K |
| #11 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | — | $450K | 2 | $225K |
| #11 | Staci Peerenboom | 2812955 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $225K | 2 | $113K |
| #11 | Derek Smith | 2810853 | Baxter Mortgage, LLC | 2752768 | Kennebunk, ME | $690K | 2 | $345K |
| #11 | Chelysia Young | 2784864 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $436K | 2 | $218K |
| #11 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $209K | 2 | $104K |
| #11 | Jeffrey Dowling | 2794286 | Primary Residential Mortgage, Inc. | 3094 | Scarborough, ME | $316K | 2 | $158K |
| #11 | Paul Holguin | 2766095 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $362K | 2 | $181K |
| #11 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | — | $632K | 2 | $316K |
| #11 | Ethan Fish | 2774751 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $496K | 2 | $248K |
| #11 | Christopher Davis | 1055198 | loanDepot.com, LLC | 174457 | Chandler, AZ | $183K | 2 | $92K |
| #11 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $457K | 2 | $228K |
| #11 | Dane Hertzler | 2784762 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $324K | 2 | $162K |
| #23 | Kylie Kennedy | 2806812 | Bank of England | 418481 | Auburn, AL | $304K | 1 | $304K |
| #23 | Ali Midlij | 2811811 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $168K | 1 | $168K |
| #23 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | — | $55K | 1 | $55K |
| #23 | Tyvan Lindbeck | 2806981 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $165K | 1 | $165K |
| #23 | Cedric Gray | 2799393 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $400K | 1 | $400K |
| #23 | Connor Keller | 2818654 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $282K | 1 | $282K |
| #23 | Brittany Howell | 2817308 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $206K | 1 | $206K |
| #23 | Cole Fairon | 2782201 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $325K | 1 | $325K |
| #23 | Jake Tinsman | 2791777 | Guild Mortgage Company LLC | 3274 | Portland, ME | $369K | 1 | $369K |
| #23 | Walter Graves | 2813138 | loanDepot.com, LLC | 174457 | Irvine, CA | $280K | 1 | $280K |
| #23 | Scott Loux | 2820444 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $305K | 1 | $305K |
| #23 | Jessica Hall | 2768366 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $198K | 1 | $198K |
| #23 | Sarah Rickard | 2838593 | Navy Federal Credit Union | 399807 | Pensacola, FL | $467K | 1 | $467K |
| #23 | Steven Buffer | 2859337 | PBT BANCORP | 257781 | Hazard, KY | $429K | 1 | $429K |
| #23 | Spencer Faycurry | 1054023 | loanDepot.com, LLC | 174457 | Southfield, MI | $125K | 1 | $125K |
| #23 | Edward Scott | 2804056 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $131K | 1 | $131K |
| #23 | Luis Romero | 2830876 | loanDepot.com, LLC | 174457 | Irvine, CA | $71K | 1 | $71K |
| #23 | Jeniza Othon | 2788224 | loanDepot.com, LLC | 174457 | Chandler, AZ | $265K | 1 | $265K |
| #23 | Yolanda Ishola | 2445812 | Priority 1 Lending, LLC | 1375378 | Livonia, MI | $150K | 1 | $150K |
| #23 | Liam Heggs | 2816848 | Mutual of Omaha Mortgage, Inc. | 1025894 | Owings Mills, MD | $85K | 1 | $85K |
| #23 | Zachary Burnash | 2799461 | loanDepot.com, LLC | 174457 | Livonia, MI | $80K | 1 | $80K |
| #23 | Jacob Fogel | 2813568 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $425K | 1 | $425K |
| #23 | Brian Fierros | 2799150 | loanDepot.com, LLC | 174457 | Irvine, CA | $305K | 1 | $305K |
| #23 | Kaylen Haga | 2820083 | Navy Federal Credit Union | 399807 | Vienna, VA | $66K | 1 | $66K |
| #23 | Jordan Kelly | 2817014 | PennyMac Loan Services, LLC | 35953 | — | $136K | 1 | $136K |
| #23 | Eric Driver | 2815334 | loanDepot.com, LLC | 174457 | Chandler, AZ | $38K | 1 | $38K |
| #23 | Daniel Rea | 2387126 | loanDepot.com, LLC | 174457 | Southfield, MI | $259K | 1 | $259K |
| #23 | Kareth O'Neal | 2811675 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $131K | 1 | $131K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Maine (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maine/top-rookie-by-units/2026
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