Leading rookies in Oregon in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399), James Finley (Freedom Mortgage Corporation, NMLS #573501), and RACHELL BUI (Loan Factory, Inc., NMLS #2803441).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.1M | 9 | $234K |
| #2 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $1.7M | 4 | $435K |
| #2 | RACHELL BUI | 2803441 | Loan Factory, Inc. | 320841 | San Jose, CA | $1.9M | 4 | $474K |
| #4 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $602K | 3 | $201K |
| #4 | Evvyn Leonard | 2684278 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $292K | 3 | $98K |
| #6 | Herbert Ramos | 2817468 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $307K | 2 | $153K |
| #6 | Dakota Kurahara | 2796032 | Hood River Mortgage Group, LLC | 1851593 | Hood River, OR | $965K | 2 | $483K |
| #6 | Dana Dulaney | 2800842 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.1M | 2 | $550K |
| #6 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $1.2M | 2 | $579K |
| #6 | Dan Litzhoff | 2801959 | Atlas Financial Funding, Inc. | 2564483 | Oak Brook, IL | $140K | 2 | $70K |
| #6 | Deshauna Rainer | 2794706 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $825K | 2 | $413K |
| #6 | EMAD RABADI | 2795944 | GoodLeap, LLC | 30336 | Phoenix, AZ | $806K | 2 | $403K |
| #6 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $358K | 2 | $179K |
| #6 | Matthew Meenzhuber | 2792421 | loanDepot.com, LLC | 174457 | Irvine, CA | $420K | 2 | $210K |
| #6 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $738K | 2 | $369K |
| #6 | Natalie Piccolo | 839306 | New American Funding, LLC | 6606 | — | $511K | 2 | $255K |
| #6 | Patrick Stone | 2800929 | PennyMac Loan Services, LLC | 35953 | — | $140K | 2 | $70K |
| #18 | Bianca Araiza | 2799458 | loanDepot.com, LLC | 174457 | Chandler, AZ | $298K | 1 | $298K |
| #18 | Jessica Nieto | 2811436 | Texana Bank, N.A. | 407536 | Keller, TX | $343K | 1 | $343K |
| #18 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $282K | 1 | $282K |
| #18 | Cristian Godina | 2802847 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $35K | 1 | $35K |
| #18 | Cameron Cairnie | 2800278 | loanDepot.com, LLC | 174457 | — | $110K | 1 | $110K |
| #18 | Jada Thomas | 2812965 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $35K | 1 | $35K |
| #18 | WESLEY CASTRO | 2812963 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $30K | 1 | $30K |
| #18 | Savanna McCormick | 2812003 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $134K | 1 | $134K |
| #18 | Davin Hefner | 2786346 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $59K | 1 | $59K |
| #18 | Robert Kessnick | 2800622 | GoodLeap, LLC | 30336 | Phoenix, AZ | $338K | 1 | $338K |
| #18 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $545K | 1 | $545K |
| #18 | Robert Mills | 2815893 | Prosperity Home Mortgage, LLC | 75164 | Scottsdale, AZ | $185K | 1 | $185K |
| #18 | Ricardo Aguilar | 2794056 | GoodLeap, LLC | 30336 | Phoenix, AZ | $395K | 1 | $395K |
| #18 | Daniel Guajardo, Junior | 2788695 | Mutual of Omaha Mortgage, Inc. | 1025894 | Tualatin, OR | $755K | 1 | $755K |
| #18 | Jayden Renfrew | 2811901 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $65K | 1 | $65K |
| #18 | Marcus Smith | 2819179 | PBT BANCORP | 257781 | Hazard, KY | $451K | 1 | $451K |
| #18 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $394K | 1 | $394K |
| #18 | Christian Perez | 2787808 | loanDepot.com, LLC | 174457 | Irvine, CA | $35K | 1 | $35K |
| #18 | King Evangelista | 2775420 | loanDepot.com, LLC | 174457 | Irvine, CA | $148K | 1 | $148K |
| #18 | Massimiliano Cibelli | 2817661 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $80K | 1 | $80K |
| #18 | Shawn Gavin | 2781239 | The Ciucevich Group LLC | 2481808 | Sanford, NC | $54K | 1 | $54K |
| #18 | Sergio Sanchez | 2796462 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $323K | 1 | $323K |
| #18 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $46K | 1 | $46K |
| #18 | Zoraize Shah | 2804050 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $75K | 1 | $75K |
| #18 | Vanessa Taylor Perotti | 2788290 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $150K | 1 | $150K |
| #18 | Samina Sorouri | 2811024 | loanDepot.com, LLC | 174457 | Irvine, CA | $407K | 1 | $407K |
| #18 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $833K | 1 | $833K |
| #18 | Kurtis Song | 2785936 | loanDepot.com, LLC | 174457 | Irvine, CA | $35K | 1 | $35K |
| #18 | Robert Schilling | 2752788 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $360K | 1 | $360K |
| #18 | Jacob Hicks | 2824687 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $70K | 1 | $70K |
| #18 | Griffin Hallenbeck | 2810423 | New Day Financial, LLC | 1043 | West Palm Beach, FL | $580K | 1 | $580K |
| #18 | Matthew Kemper | 2813006 | Emporium TPO LLC | 2278548 | Phoenix, AZ | $251K | 1 | $251K |
| #18 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $468K | 1 | $468K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Oregon (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-rookie-by-units/2026
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