Retention champions in Oregon in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Morgan Faricy (Arete Mortgage NW, LLC, NMLS #1733747), and Randal Vance (Boss Mortgage, LLC, NMLS #1455628).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $8.8M | 26 | 56.5% |
| #2 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 100.0% |
| #3 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 53.3% |
| #4 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $8.2M | 8 | 80.0% |
| #5 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $7.9M | 21 | 75.0% |
| #6 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 70.0% |
| #7 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 60.0% |
| #8 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $7.3M | 13 | 72.2% |
| #9 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.1M | 17 | 63.0% |
| #10 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.0M | 12 | 60.0% |
| #11 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 58.8% |
| #12 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 73.3% |
| #13 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $5.7M | 10 | 50.0% |
| #14 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.6M | 13 | 68.4% |
| #15 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $5.5M | 16 | 84.2% |
| #16 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.3M | 17 | 85.0% |
| #17 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.1M | 8 | 57.1% |
| #18 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Portland, OR | $5.1M | 10 | 30.3% |
| #19 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.0M | 10 | 66.7% |
| #20 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $4.9M | 8 | 53.3% |
| #21 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 81.8% |
| #22 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $4.7M | 9 | 75.0% |
| #23 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $4.6M | 8 | 66.7% |
| #24 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $4.5M | 9 | 75.0% |
| #25 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $4.4M | 10 | 83.3% |
| #26 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $4.3M | 10 | 71.4% |
| #27 | James Adair Jr | 272766 | Better Mortgage Corporation | 330511 | New York, NY | $4.2M | 5 | 41.7% |
| #28 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $4.0M | 7 | 58.3% |
| #29 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 68.8% |
| #30 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $3.9M | 8 | 53.3% |
| #31 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $3.9M | 14 | 87.5% |
| #32 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $3.9M | 16 | 64.0% |
| #33 | Kenton Powell | 150200 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.7M | 7 | 70.0% |
| #34 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $3.6M | 8 | 80.0% |
| #35 | Gina Gutierrez | 2014002 | Root Executives, LLC | 1830982 | Clackamas, OR | $3.5M | 7 | 63.6% |
| #36 | Meagan Smith | 1238070 | Oregon Community Credit Union | 403502 | Eugene, OR | $3.5M | 8 | 72.7% |
| #37 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $3.5M | 8 | 80.0% |
| #38 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.5M | 12 | 60.0% |
| #39 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 90.0% |
| #40 | SCOTT HIRSCHHORN | 92295 | SELCO Community Credit Union | 402847 | Springfield, OR | $3.3M | 6 | 46.2% |
| #41 | Mark Snow | 259960 | Select Lending Services LLC | 2027853 | Bend, OR | $3.2M | 8 | 72.7% |
| #42 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $3.2M | 7 | 53.8% |
| #43 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $3.2M | 7 | 53.8% |
| #44 | Thomas Fitkin | 263844 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $3.1M | 5 | 41.7% |
| #45 | Ty Thompson | 226836 | Guaranteed Rate, Inc. | 2611 | Medford, OR | $3.1M | 7 | 50.0% |
| #46 | Jose Ayhllon | 1377761 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.0M | 6 | 60.0% |
| #47 | Trask Court | 493079 | COLUMBIA BANK | 401867 | Tigard, OR | $3.0M | 6 | 50.0% |
| #48 | Gregory Cross | 222493 | Golden Empire Mortgage, Inc. | 2427 | Astoria, OR | $3.0M | 8 | 57.1% |
| #49 | Kate Walsh | 285140 | Mortgage Express, LLC | 40831 | West Linn, OR | $2.9M | 5 | 45.5% |
| #50 | Matthew Boytz | 1294957 | Lauren Hatmaker, LLC | 1433297 | Bend, OR | $2.9M | 7 | 63.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Oregon (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-volume/2026
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