Retention champions in New Jersey in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), XU HAN (TD Bank NA, NMLS #1716710), and Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $61.2M | 94 | 59.9% |
| #2 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $36.2M | 40 | 93.0% |
| #3 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $25.8M | 53 | 54.1% |
| #4 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $24.0M | 22 | 78.6% |
| #5 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $23.2M | 31 | 50.8% |
| #6 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $19.7M | 14 | 87.5% |
| #7 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $18.9M | 27 | 64.3% |
| #8 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $17.8M | 33 | 86.8% |
| #9 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $16.7M | 28 | 60.9% |
| #10 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $16.0M | 24 | 42.1% |
| #11 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $15.7M | 30 | 83.3% |
| #12 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.1M | 27 | 62.8% |
| #13 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $13.9M | 27 | 55.1% |
| #14 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $13.6M | 23 | 51.1% |
| #15 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $13.0M | 19 | 39.6% |
| #16 | Norman Tomasello | 249995 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | $12.9M | 12 | 66.7% |
| #17 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 81.5% |
| #18 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $11.6M | 19 | 70.4% |
| #19 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $11.6M | 22 | 68.8% |
| #20 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $11.3M | 13 | 37.1% |
| #21 | Dean Paone | 39919 | Fulton Bank, National Association | 485401 | Lakewood, NJ | $11.1M | 8 | 61.5% |
| #22 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $11.0M | 29 | 85.3% |
| #23 | Matthew Stenta | 9506 | TD Bank NA | 399800 | Miami, FL | $10.8M | 11 | 68.8% |
| #24 | PANKAJ MANCHANDA | 1223173 | Manufacturers and Traders Trust Company | 381076 | Paramus, NJ | $10.4M | 11 | 61.1% |
| #25 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $10.4M | 17 | 68.0% |
| #26 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $9.8M | 19 | 35.2% |
| #27 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.7M | 17 | 77.3% |
| #28 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $9.6M | 18 | 69.2% |
| #29 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $9.5M | 17 | 77.3% |
| #30 | Anthony Villanova | 107112 | VILLA NOVA FINANCING GROUP, LLC | 106716 | Warren, NJ | $9.3M | 11 | 50.0% |
| #31 | Michael Stepek | 28268 | Guaranteed Rate Affinity, LLC | 1598647 | Westfield, NJ | $9.3M | 11 | 50.0% |
| #32 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $9.3M | 16 | 43.2% |
| #33 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $8.8M | 15 | 45.5% |
| #34 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $8.8M | 14 | 53.8% |
| #35 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $8.7M | 16 | 37.2% |
| #36 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $8.7M | 17 | 81.0% |
| #37 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $8.7M | 16 | 47.1% |
| #38 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $8.5M | 16 | 80.0% |
| #39 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $8.5M | 11 | 44.0% |
| #40 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $8.3M | 14 | 93.3% |
| #41 | Brian Lee | 262026 | C&B Financial Group, Inc. | 197519 | Englewood Cliffs, NJ | $8.3M | 11 | 55.0% |
| #42 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $8.2M | 17 | 54.8% |
| #43 | Brian DiVito | 274474 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $7.8M | 11 | 64.7% |
| #44 | Yael Ishakis | 9879 | FM Home Loans, LLC | 2212 | New City, NY | $7.8M | 9 | 45.0% |
| #45 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $7.7M | 9 | 81.8% |
| #46 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.7M | 18 | 41.9% |
| #47 | Stephen Carpitella | 15331 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $7.6M | 20 | 87.0% |
| #48 | Christopher Miller | 1787407 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $7.5M | 11 | 57.9% |
| #49 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $7.5M | 18 | 75.0% |
| #50 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $7.3M | 12 | 46.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Jersey (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-volume/2026
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