Retention champions in New Jersey in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), XU HAN (TD Bank NA, NMLS #1716710), and Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $49.0M | 79 | 62.2% |
| #2 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $33.6M | 36 | 94.7% |
| #3 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $24.0M | 48 | 57.1% |
| #4 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $22.5M | 30 | 52.6% |
| #5 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $22.5M | 20 | 80.0% |
| #6 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $18.0M | 13 | 92.9% |
| #7 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $16.3M | 25 | 67.6% |
| #8 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $15.8M | 29 | 87.9% |
| #9 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $15.1M | 24 | 75.0% |
| #10 | Chanania Manies | 1607912 | Guaranteed Rate, Inc. | 2611 | Lakewood, NJ | $14.8M | 28 | 87.5% |
| #11 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $14.1M | 23 | 46.9% |
| #12 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $12.9M | 24 | 63.2% |
| #13 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.8M | 22 | 84.6% |
| #14 | Norman Tomasello | 249995 | Manufacturers and Traders Trust Company | 381076 | Cherry Hill, NJ | $11.7M | 11 | 73.3% |
| #15 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $11.6M | 19 | 50.0% |
| #16 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $11.4M | 17 | 41.5% |
| #17 | Charles Hawthorne | 1173731 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $11.0M | 21 | 58.3% |
| #18 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $10.9M | 18 | 69.2% |
| #19 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $10.8M | 21 | 70.0% |
| #20 | Julie Swartz | 29751 | Skyrock Mortgage Corp | 2106417 | Rutherford, NJ | $10.4M | 17 | 68.0% |
| #21 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $10.4M | 25 | 86.2% |
| #22 | Matthew Keane | 12966 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $9.8M | 12 | 40.0% |
| #23 | Dean Paone | 39919 | Fulton Bank, National Association | 485401 | Lakewood, NJ | $9.7M | 7 | 63.6% |
| #24 | Nicholas DeBari | 339313 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $9.2M | 16 | 80.0% |
| #25 | Mohamed Illyas | 129448 | CrossCountry Mortgage, LLC | 3029 | Oradell, NJ | $8.9M | 16 | 84.2% |
| #26 | Jacqueline Koven | 252596 | CrossCountry Mortgage, LLC | 3029 | Summit, NJ | $8.8M | 10 | 47.6% |
| #27 | Michael Puorro | 267438 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $8.7M | 16 | 41.0% |
| #28 | Michael Stepek | 28268 | Guaranteed Rate Affinity, LLC | 1598647 | Westfield, NJ | $8.4M | 10 | 50.0% |
| #29 | John Fornino | 145243 | Trinity Lending Company LLC | 2762052 | Wayne, NJ | $8.3M | 14 | 43.8% |
| #30 | Brian Lee | 262026 | C&B Financial Group, Inc. | 197519 | Englewood Cliffs, NJ | $8.3M | 11 | 68.8% |
| #31 | Christopher Miller | 1787407 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $7.9M | 12 | 70.6% |
| #32 | Dana Gounaris | 13818 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $7.8M | 15 | 39.5% |
| #33 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $7.7M | 9 | 81.8% |
| #34 | Russell Rinaldi | 495026 | JFC Funding LLC | 1111851 | Waldwick, NJ | $7.5M | 14 | 73.7% |
| #35 | Brian Homowitz | 413782 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $7.4M | 13 | 50.0% |
| #36 | David Taormina | 215662 | Guaranteed Rate, Inc. | 2611 | Pompton Plains, NJ | $7.4M | 12 | 92.3% |
| #37 | john carvalho | 280297 | CrossCountry Mortgage, LLC | 3029 | Union, NJ | $7.4M | 12 | 46.2% |
| #38 | Daniella Hurley | 2040606 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $7.0M | 14 | 82.4% |
| #39 | Lawrence Montani | 7170 | CrossCountry Mortgage, LLC | 3029 | Hazlet, NJ | $7.0M | 14 | 77.8% |
| #40 | Brian DiVito | 274474 | Guaranteed Rate, Inc. | 2611 | Madison, NJ | $7.0M | 10 | 66.7% |
| #41 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $6.9M | 16 | 72.7% |
| #42 | Troy Sears | 216683 | CrossCountry Mortgage, LLC | 3029 | Morganville, NJ | $6.9M | 11 | 50.0% |
| #43 | Anne Ryoo | 1675498 | Fairway Independent Mortgage Corporation | 2289 | Ridgewood, NJ | $6.9M | 6 | 46.2% |
| #44 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $6.7M | 11 | 68.8% |
| #45 | Caitlyn Brown | 222557 | Luminate Bank | 1281698 | Edison, NJ | $6.7M | 9 | 81.8% |
| #46 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $6.6M | 13 | 68.4% |
| #47 | Victor Cale | 587325 | Fairway Independent Mortgage Corporation | 2289 | West Long Branch, NJ | $6.6M | 11 | 55.0% |
| #48 | Kenneth Weiss | 67694 | Kenn Becca, INC | 68582 | West Orange, NJ | $6.6M | 9 | 34.6% |
| #49 | Anthony Villanova | 107112 | VILLA NOVA FINANCING GROUP, LLC | 106716 | Warren, NJ | $6.5M | 9 | 52.9% |
| #50 | Jerry DeMaio | 980518 | CrossCountry Mortgage, LLC | 3029 | Shrewsbury, NJ | $6.5M | 15 | 51.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New Jersey (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-volume/2026
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