Retention champions in Georgia in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), and Kevin Rubin (Southeastern Mortgage Solutions, Inc., NMLS #200630).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $12.6M | 26 | 61.9% |
| #2 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $12.4M | 13 | 72.2% |
| #3 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $11.5M | 18 | 52.9% |
| #4 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $11.4M | 11 | 73.3% |
| #5 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $9.6M | 18 | 66.7% |
| #6 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $7.9M | 14 | 77.8% |
| #7 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $7.3M | 14 | 46.7% |
| #8 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.2M | 11 | 45.8% |
| #9 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $5.7M | 16 | 80.0% |
| #10 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $5.6M | 11 | 91.7% |
| #11 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $5.6M | 13 | 28.9% |
| #12 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 71.4% |
| #13 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $5.5M | 13 | 56.5% |
| #14 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $5.4M | 11 | 68.8% |
| #15 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 53.3% |
| #16 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $4.5M | 8 | 42.1% |
| #17 | Jacob Abraham | 161665 | Joseph Mortgage LLC | 1493917 | Suwanee, GA | $4.4M | 8 | 61.5% |
| #18 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $4.4M | 9 | 75.0% |
| #19 | William Aitkens | 1229182 | Ameris Bank | 408099 | Atlanta, GA | $4.3M | 7 | 46.7% |
| #20 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.2M | 9 | 75.0% |
| #21 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $4.1M | 10 | 62.5% |
| #22 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $3.8M | 8 | 34.8% |
| #23 | Matthew Garcia | 218245 | Everett Financial, Inc. | 2129 | Smyrna, GA | $3.7M | 8 | 22.2% |
| #24 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $3.7M | 7 | 58.3% |
| #25 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $3.6M | 7 | 50.0% |
| #26 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $3.5M | 7 | 36.8% |
| #27 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $3.3M | 6 | 35.3% |
| #28 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $3.3M | 7 | 70.0% |
| #29 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $3.2M | 7 | 63.6% |
| #30 | Benjamin Bell | 1450064 | UMortgage LLC | 1457759 | Smyrna, GA | $3.2M | 7 | 36.8% |
| #31 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $3.2M | 8 | 44.4% |
| #32 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $3.2M | 6 | 46.2% |
| #33 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $3.0M | 5 | 41.7% |
| #34 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $3.0M | 6 | 46.2% |
| #35 | Barry Butler | 658820 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $2.9M | 7 | 70.0% |
| #36 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $2.8M | 10 | 71.4% |
| #37 | Michael Fitzmeyer | 93716 | Truist Bank | 399803 | Alpharetta, GA | $2.7M | 4 | 40.0% |
| #38 | Brie Henley | 103012 | Planet Home Lending, LLC | 17022 | Irving, TX | $2.7M | 12 | 85.7% |
| #39 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $2.6M | 5 | 26.3% |
| #40 | JACK CLARK | 220536 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Marietta, GA | $2.6M | 6 | 46.2% |
| #41 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $2.6M | 5 | 50.0% |
| #42 | Jessica Bernstein | 239178 | BankSouth Mortgage Company, LLC | 690971 | Milton, GA | $2.5M | 6 | 46.2% |
| #43 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $2.4M | 6 | 35.3% |
| #44 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $2.2M | 5 | 35.7% |
| #45 | Todd Henley | 247911 | Prosperity Home Mortgage, LLC | 75164 | Alpharetta, GA | $2.2M | 2 | 15.4% |
| #46 | John Davis | 216222 | Guaranteed Rate, Inc. | 2611 | Kennesaw, GA | $2.1M | 4 | 40.0% |
| #47 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $2.1M | 5 | 25.0% |
| #48 | Jeffrey Zulauf | 18566 | CrossCountry Mortgage, LLC | 3029 | Suwanee, GA | $1.9M | 4 | 19.0% |
| #49 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $1.9M | 5 | 45.5% |
| #50 | Steven Bocca | 209279 | CrossCountry Mortgage, LLC | 3029 | Alpharetta, GA | $1.9M | 4 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Georgia (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-volume/2026
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