Retention champions in Georgia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Laura Witte (BoxCar Mortgage, LLC, NMLS #193027), and Ricky Merchant (MyLendingPal, Inc, NMLS #1517056).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $18.8M | 39 | 63.9% |
| #2 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $16.1M | 28 | 58.3% |
| #3 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $18.4M | 25 | 75.8% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $13.4M | 22 | 45.8% |
| #5 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $11.5M | 21 | 26.6% |
| #6 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.5M | 20 | 62.5% |
| #7 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $3.7M | 17 | 60.7% |
| #7 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $7.7M | 17 | 51.5% |
| #7 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $8.7M | 17 | 39.5% |
| #7 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $9.1M | 17 | 54.8% |
| #11 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.5M | 16 | 94.1% |
| #11 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.7M | 16 | 50.0% |
| #13 | Brie Henley | 103012 | Planet Home Lending, LLC | 17022 | Irving, TX | $3.4M | 15 | 68.2% |
| #14 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $8.0M | 14 | 58.3% |
| #14 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $13.6M | 14 | 63.6% |
| #16 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $5.2M | 13 | 56.5% |
| #16 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $6.6M | 13 | 81.3% |
| #18 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $6.6M | 12 | 42.9% |
| #18 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $6.3M | 12 | 26.7% |
| #18 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.5M | 12 | 37.5% |
| #18 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $9.2M | 12 | 52.2% |
| #18 | Kelley Sullivan | 213216 | New American Funding, LLC | 6606 | Savannah, GA | $3.8M | 12 | 52.2% |
| #18 | Maxime Kallos | 170267 | Ardent Loans LLC | 2403107 | Alpharetta, GA | $5.6M | 12 | 21.1% |
| #24 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $3.2M | 11 | 44.0% |
| #24 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $5.8M | 11 | 36.7% |
| #24 | Jessica Bernstein | 239178 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $4.2M | 11 | 50.0% |
| #24 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.8M | 11 | 64.7% |
| #24 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.0M | 11 | 30.6% |
| #24 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $4.5M | 11 | 39.3% |
| #24 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.6M | 11 | 45.8% |
| #24 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $7.6M | 11 | 57.9% |
| #24 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $4.9M | 11 | 33.3% |
| #33 | Alex Margulis | 484722 | U.S. Bank National Association | 402761 | Atlanta, GA | $11.0M | 10 | 90.9% |
| #33 | Benjamin Bell | 1450064 | UMortgage LLC | 1457759 | Smyrna, GA | $3.8M | 10 | 34.5% |
| #33 | James Willard | 150039 | Liberty Home Mortgages LLC | 156311 | Atlanta, GA | $4.4M | 10 | 71.4% |
| #33 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.0M | 10 | 55.6% |
| #33 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 50.0% |
| #38 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $4.3M | 9 | 50.0% |
| #38 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $5.2M | 9 | 42.9% |
| #38 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $3.5M | 9 | 31.0% |
| #38 | Jerome Jackson | 208470 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $3.3M | 9 | 45.0% |
| #42 | Matthew Garcia | 218245 | CrossCountry Mortgage, LLC | 3029 | Suwanee, GA | $3.7M | 8 | 12.9% |
| #42 | Joy Vickers | 740739 | FIRST NATIONAL BANK OF COFFEE COUNTY | 696095 | Douglas, GA | $1.2M | 8 | 42.1% |
| #42 | Barry Butler | 658820 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $3.3M | 8 | 53.3% |
| #42 | John Lee | 415261 | Truist Bank | 399803 | Alpharetta, GA | $6.9M | 8 | 50.0% |
| #42 | Mitchell Tucker | 1878308 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.4M | 8 | 57.1% |
| #42 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $3.5M | 8 | 20.0% |
| #42 | Jordan Bryant | 2095325 | CDC Federal Credit Union | 417484 | Atlanta, GA | $1.2M | 8 | 72.7% |
| #42 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 47.1% |
| #42 | Alicia Mauldin | 1452587 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $2.5M | 8 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2026
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