Retention champions in Georgia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Kevin Rubin (Southeastern Mortgage Solutions, Inc., NMLS #200630), and Laura Witte (BoxCar Mortgage, LLC, NMLS #193027).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $12.6M | 26 | 61.9% |
| #2 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $11.5M | 18 | 52.9% |
| #2 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $9.6M | 18 | 66.7% |
| #4 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $5.7M | 16 | 80.0% |
| #5 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $7.9M | 14 | 77.8% |
| #5 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $7.3M | 14 | 46.7% |
| #7 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $12.4M | 13 | 72.2% |
| #7 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $5.5M | 13 | 56.5% |
| #7 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $5.6M | 13 | 28.9% |
| #10 | Brie Henley | 103012 | Planet Home Lending, LLC | 17022 | Irving, TX | $2.7M | 12 | 85.7% |
| #11 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $11.4M | 11 | 73.3% |
| #11 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $5.4M | 11 | 68.8% |
| #11 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $5.6M | 11 | 91.7% |
| #11 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.2M | 11 | 45.8% |
| #15 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 71.4% |
| #15 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $2.8M | 10 | 71.4% |
| #15 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $4.1M | 10 | 62.5% |
| #18 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.2M | 9 | 75.0% |
| #18 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $4.4M | 9 | 75.0% |
| #20 | Jacob Abraham | 161665 | Joseph Mortgage LLC | 1493917 | Suwanee, GA | $4.4M | 8 | 61.5% |
| #20 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $3.2M | 8 | 44.4% |
| #20 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $4.5M | 8 | 42.1% |
| #20 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $1.5M | 8 | 53.3% |
| #20 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 53.3% |
| #20 | Matthew Garcia | 218245 | Everett Financial, Inc. | 2129 | Smyrna, GA | $3.7M | 8 | 22.2% |
| #20 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $3.8M | 8 | 34.8% |
| #27 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $3.6M | 7 | 50.0% |
| #27 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $3.3M | 7 | 70.0% |
| #27 | Benjamin Bell | 1450064 | UMortgage LLC | 1457759 | Smyrna, GA | $3.2M | 7 | 36.8% |
| #27 | William Aitkens | 1229182 | Ameris Bank | 408099 | Atlanta, GA | $4.3M | 7 | 46.7% |
| #27 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $3.5M | 7 | 36.8% |
| #27 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $3.7M | 7 | 58.3% |
| #27 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $3.2M | 7 | 63.6% |
| #27 | Barry Butler | 658820 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $2.9M | 7 | 70.0% |
| #35 | Jessica Bernstein | 239178 | BankSouth Mortgage Company, LLC | 690971 | Milton, GA | $2.5M | 6 | 46.2% |
| #35 | JACK CLARK | 220536 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Marietta, GA | $2.6M | 6 | 46.2% |
| #35 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $3.2M | 6 | 46.2% |
| #35 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $3.0M | 6 | 46.2% |
| #35 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $3.3M | 6 | 35.3% |
| #35 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $2.4M | 6 | 35.3% |
| #41 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $2.1M | 5 | 25.0% |
| #41 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $2.6M | 5 | 26.3% |
| #41 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $3.0M | 5 | 41.7% |
| #41 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $2.2M | 5 | 35.7% |
| #41 | Eva Aycock | 159024 | Lower, LLC | 1124061 | Social Circle, GA | $1.0M | 5 | 45.5% |
| #41 | Hudson Chow | 1962119 | Anchor Home Mortgage, Inc. | 169063 | Alpharetta, GA | $1.8M | 5 | 45.5% |
| #41 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $1.2M | 5 | 35.7% |
| #41 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $2.6M | 5 | 50.0% |
| #41 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $1.9M | 5 | 45.5% |
| #50 | DAVID JOLLY | 395787 | United Community Bank | 421841 | Carrollton, GA | $1.4M | 4 | 36.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2026
Powered by ChatMMI