Retention champions in Georgia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Laura Witte (BoxCar Mortgage, LLC, NMLS #193027), and Kevin Rubin (Southeastern Mortgage Solutions, Inc., NMLS #200630).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $16.1M | 33 | 62.3% |
| #2 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $13.7M | 24 | 66.7% |
| #3 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $13.2M | 21 | 50.0% |
| #3 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $16.4M | 21 | 77.8% |
| #5 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.4M | 19 | 76.0% |
| #6 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $9.5M | 18 | 26.5% |
| #7 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $9.1M | 17 | 65.4% |
| #7 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $8.7M | 17 | 44.7% |
| #9 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $7.2M | 15 | 50.0% |
| #9 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.5M | 15 | 51.7% |
| #11 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $3.1M | 14 | 60.9% |
| #11 | Brie Henley | 103012 | Planet Home Lending, LLC | 17022 | Irving, TX | $3.0M | 14 | 70.0% |
| #11 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $7.5M | 14 | 93.3% |
| #14 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $5.2M | 13 | 61.9% |
| #15 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.5M | 12 | 40.0% |
| #15 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $12.2M | 12 | 66.7% |
| #17 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $3.2M | 11 | 55.0% |
| #17 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.0M | 11 | 37.9% |
| #17 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $6.5M | 11 | 61.1% |
| #20 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 58.8% |
| #20 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $4.8M | 10 | 40.0% |
| #20 | Jessica Bernstein | 239178 | BankSouth Mortgage Company, LLC | 690971 | Atlanta, GA | $4.0M | 10 | 50.0% |
| #20 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $5.4M | 10 | 27.8% |
| #20 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $7.4M | 10 | 58.8% |
| #20 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $5.0M | 10 | 76.9% |
| #20 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $7.1M | 10 | 50.0% |
| #20 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.5M | 10 | 62.5% |
| #20 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.1M | 10 | 52.6% |
| #20 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $4.1M | 10 | 50.0% |
| #20 | Benjamin Bell | 1450064 | UMortgage LLC | 1457759 | Smyrna, GA | $3.8M | 10 | 37.0% |
| #31 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $4.3M | 9 | 52.9% |
| #31 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $5.3M | 9 | 42.9% |
| #31 | Jerome Jackson | 208470 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $3.3M | 9 | 45.0% |
| #31 | Kelley Sullivan | 213216 | New American Funding, LLC | 6606 | Savannah, GA | $3.3M | 9 | 50.0% |
| #31 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $3.7M | 9 | 64.3% |
| #31 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $3.5M | 9 | 37.5% |
| #31 | James Willard | 150039 | Liberty Home Mortgages LLC | 156311 | Atlanta, GA | $4.2M | 9 | 81.8% |
| #38 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $3.5M | 8 | 61.5% |
| #38 | JACK CLARK | 220536 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Marietta, GA | $3.0M | 8 | 47.1% |
| #38 | Matthew Garcia | 218245 | Everett Financial, Inc. | 2129 | Smyrna, GA | $3.7M | 8 | 16.3% |
| #38 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $3.7M | 8 | 38.1% |
| #38 | Jordan Bryant | 2095325 | CDC Federal Credit Union | 417484 | Atlanta, GA | $1.2M | 8 | 80.0% |
| #38 | Raphael Hirsch | 16134 | American Financial Network, Inc. | 237341 | Atlanta, GA | $4.1M | 8 | 72.7% |
| #38 | Barry Butler | 658820 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $3.3M | 8 | 57.1% |
| #38 | Eric Hoffner | 624260 | StrongBox Home Loans, LLC | 1707536 | Roswell, GA | $3.6M | 8 | 61.5% |
| #38 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $4.0M | 8 | 66.7% |
| #38 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 53.3% |
| #38 | Jacob Abraham | 161665 | Joseph Mortgage LLC | 1493917 | Suwanee, GA | $4.4M | 8 | 57.1% |
| #38 | Hudson Chow | 1962119 | Anchor Home Mortgage, Inc. | 169063 | Alpharetta, GA | $2.6M | 8 | 42.1% |
| #38 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $4.5M | 8 | 30.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2026
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