Retention champions in California in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Brian Minkow (CMG Mortgage, Inc., NMLS #256638), Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), and kory kavanewsky (CMG Mortgage, Inc., NMLS #284503).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $72.8M | 62 | 81.6% |
| #2 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $78.8M | 53 | 84.1% |
| #3 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $41.4M | 45 | 86.5% |
| #3 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $33.7M | 45 | 45.9% |
| #5 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $50.9M | 42 | 82.4% |
| #6 | Serena Cheng | 242020 | Victoria Financial Corp. | 328196 | San Gabriel, CA | $27.0M | 41 | 75.9% |
| #6 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $23.3M | 41 | 53.2% |
| #8 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $31.8M | 36 | 66.7% |
| #9 | Lance Ray | 271157 | Guaranteed Rate, Inc. | 2611 | Corona, CA | $26.9M | 34 | 72.3% |
| #9 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $51.5M | 34 | 69.4% |
| #9 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $42.3M | 34 | 44.2% |
| #12 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $48.6M | 33 | 61.1% |
| #13 | John Wade | 256688 | Golden Empire Mortgage, Inc. | 2427 | Westlake Village, CA | $28.5M | 31 | 73.8% |
| #14 | Jason Burt | 267301 | Coast 2 Coast Funding Group, Inc. | 92145 | Lake Forest, CA | $10.2M | 30 | 76.9% |
| #15 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $32.3M | 29 | 65.9% |
| #15 | Michael Meena | 241370 | Augusta Financial, Inc. | 241911 | Santa Clarita, CA | $15.0M | 29 | 49.2% |
| #17 | Brady Thomas | 396946 | CMG Mortgage, Inc. | 1820 | Oakland, CA | $25.4M | 28 | 57.1% |
| #17 | Mamta Madaan | 485498 | U.S. Bank National Association | 402761 | Hopkins, MN | $28.8M | 28 | 71.8% |
| #19 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $33.2M | 27 | 87.1% |
| #19 | Benjamin Lerner | 395723 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $21.9M | 27 | 69.2% |
| #19 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $36.6M | 27 | 90.0% |
| #19 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $33.2M | 27 | 57.4% |
| #23 | Bradley L'Engle | 249309 | Guild Mortgage Company LLC | 3274 | Roseville, CA | $14.1M | 26 | 74.3% |
| #23 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $27.2M | 26 | 66.7% |
| #25 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $30.6M | 25 | 83.3% |
| #25 | Roger Kube | 107621 | Fairway Independent Mortgage Corporation | 2289 | Carlsbad, CA | $20.2M | 25 | 86.2% |
| #27 | Sean Herrero | 900669 | CrossCountry Mortgage, LLC | 3029 | Danville, CA | $25.8M | 24 | 72.7% |
| #27 | Ting Yuan | 424399 | General Mortgage Capital Corporation | 254895 | Irvine, CA | $17.7M | 24 | 72.7% |
| #27 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $28.9M | 24 | 72.7% |
| #27 | Gevork Geogdzhyan | 1558129 | CAPITAL CITY INDUSTRIES, INC. | 2121614 | Glendale, CA | $21.2M | 24 | 77.4% |
| #27 | Joshua Gullick | 943522 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $23.1M | 24 | 75.0% |
| #27 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $30.9M | 24 | 43.6% |
| #33 | JIAXIN ZHANG | 1632001 | All Elite Loan, Inc. | 1988481 | Pleasanton, CA | $18.0M | 23 | 88.5% |
| #33 | Sarah Bradley | 853000 | loanDepot.com, LLC | 174457 | Pismo Beach, CA | $10.8M | 23 | 92.0% |
| #33 | James Darr | 297090 | Citibank, NA | 412915 | Hermosa Beach, CA | $31.0M | 23 | 85.2% |
| #33 | Irma Jimenez | 1284355 | California Federal Credit Union | 401403 | San Diego, CA | $18.3M | 23 | 60.5% |
| #33 | Justin Brilman | 1137704 | U.S. Bank National Association | 402761 | Earth City, MO | $26.2M | 23 | 88.5% |
| #38 | Julie Aragon | 250691 | THE TURNKEY FOUNDATION INC. | 236669 | Santa Ana, CA | $20.8M | 22 | 71.0% |
| #38 | Hannah Papazian | 1918022 | Vellum Mortgage, Inc. | 1657323 | Walnut Creek, CA | $14.5M | 22 | 52.4% |
| #38 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $30.8M | 22 | 61.1% |
| #38 | Shaodan Li | 335515 | U.S. Bank National Association | 402761 | San Diego, CA | $21.4M | 22 | 73.3% |
| #38 | SEUNG HO | 1169224 | JSB Mortgage Corporation | 1558084 | North Hollywood, CA | $21.5M | 22 | 62.9% |
| #38 | Khaled Tizani | 880587 | Loan Titan, Inc. | 2395836 | Pasadena, CA | $22.6M | 22 | 71.0% |
| #44 | Shelly Logemann | 298957 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $16.2M | 21 | 61.8% |
| #45 | Michael Stowers | 1573007 | loanDepot.com, LLC | 174457 | San Diego, CA | $13.2M | 20 | 87.0% |
| #45 | Dustin Gildersleeve | 13509 | Mission Federal Credit Union | 472321 | San Diego, CA | $17.4M | 20 | 64.5% |
| #45 | John Farrell | 374639 | U.S. Bank National Association | 402761 | Hopkins, MN | $27.3M | 20 | 90.9% |
| #45 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $28.6M | 20 | 83.3% |
| #45 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $29.3M | 20 | 74.1% |
| #45 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $33.4M | 20 | 54.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — California (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-retention-by-units/2026
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