Retention champions in Idaho in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Michael Morrison (Movement Mortgage, LLC, NMLS #156124), Terry Heffner (Guild Mortgage Company LLC, NMLS #95796), and Brycen Gonser (Fulcrum Home Loans LLC, NMLS #1861522).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $10.1M | 26 | 43.3% |
| #2 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $7.8M | 24 | 61.5% |
| #3 | Brycen Gonser | 1861522 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $9.8M | 18 | 45.0% |
| #4 | Raena Pinchuk | 1488388 | CrossCountry Mortgage, LLC | 3029 | Coeur D Alene, ID | $9.6M | 15 | 62.5% |
| #5 | Scott Morris | 159946 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $2.8M | 12 | 63.2% |
| #5 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.6M | 12 | 32.4% |
| #5 | Tanner Ellis | 1825270 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.4M | 12 | 60.0% |
| #5 | Gwen Swain | 1619853 | Waterstone Mortgage Corporation | 186434 | Eagle, ID | $4.5M | 12 | 46.2% |
| #9 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $2.1M | 11 | 34.4% |
| #9 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $4.4M | 11 | 47.8% |
| #9 | Kendra Graybeal | 924381 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.3M | 11 | 61.1% |
| #9 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.9M | 11 | 45.8% |
| #13 | Amanda Feely-Swain | 38490 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.2M | 10 | 20.8% |
| #13 | Justin Fullmer | 191418 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.0M | 10 | 50.0% |
| #13 | Jacy Pool | 1456505 | Premier Mortgage Resources, L.L.C. | 1169 | Twin Falls, ID | $2.9M | 10 | 29.4% |
| #13 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $5.4M | 10 | 32.3% |
| #13 | Tyler Presby | 2013251 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Lewiston, ID | $3.6M | 10 | 66.7% |
| #13 | Michael Torres | 522502 | Connections Credit Union | 407980 | Meridian, ID | $2.4M | 10 | 50.0% |
| #13 | Matthew Morrell | 1008678 | JMJ FINANCIAL GROUP | 167867 | Meridian, ID | $4.3M | 10 | 55.6% |
| #13 | Ryan Deschryver | 582899 | CMG Mortgage, Inc. | 1820 | Coeur D Alene, ID | $4.7M | 10 | 58.8% |
| #21 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.7M | 9 | 47.4% |
| #21 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.4M | 9 | 42.9% |
| #21 | Erin Ferguson | 973434 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $3.0M | 9 | 39.1% |
| #21 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $3.5M | 9 | 25.0% |
| #21 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $3.6M | 9 | 32.1% |
| #21 | Jason Kuettel | 2377852 | Idaho Central Credit Union | 433926 | Coeur D Alene, ID | $3.1M | 9 | 52.9% |
| #21 | Brady Gormley | 2235896 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $3.1M | 9 | 69.2% |
| #21 | Mitchell Shreeve | 652630 | Movement Mortgage, LLC | 39179 | Meridian, ID | $4.2M | 9 | 33.3% |
| #21 | David Calderon | 1198736 | Idaho Central Credit Union | 433926 | Caldwell, ID | $2.7M | 9 | 45.0% |
| #21 | Alisha Neff | 1441048 | Idaho Central Credit Union | 433926 | Pocatello, ID | $4.5M | 9 | 56.3% |
| #21 | Peter Boogaard | 1040132 | Zions Bancorporation, National Association | 467014 | Jackson, WY | $5.9M | 9 | 56.3% |
| #21 | Karl Bowcutt | 22350 | Highlands Residential Mortgage, Ltd. | 134871 | Idaho Falls, ID | $4.2M | 9 | 39.1% |
| #21 | Blake Brands | 1974269 | CrossCountry Mortgage, LLC | 3029 | Meridian, ID | $6.0M | 9 | 69.2% |
| #34 | Anna Mescher | 1193766 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $3.4M | 8 | 32.0% |
| #34 | Matthew Richter | 319232 | Planet Home Lending, LLC | 17022 | Coeur D Alene, ID | $4.0M | 8 | 50.0% |
| #34 | Brian Young | 580430 | Glacier Bank | 472212 | Pocatello, ID | $3.6M | 8 | 57.1% |
| #34 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $2.7M | 8 | 36.4% |
| #34 | Carli Zismer | 1491317 | loanDepot.com, LLC | 174457 | Boise, ID | $2.3M | 8 | 61.5% |
| #34 | Michelle Guth | 36853 | American Pacific Mortgage Corporation | 1850 | Garden City, ID | $3.6M | 8 | 38.1% |
| #34 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $3.1M | 8 | 44.4% |
| #34 | David Rusk | 864725 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.8M | 8 | 36.4% |
| #34 | Heather Swenson | 1371804 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Kamiah, ID | $1.8M | 8 | 47.1% |
| #34 | Emmett Munson | 69599 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eagle, ID | $2.4M | 8 | 50.0% |
| #34 | DAVID FULLER | 92230 | THE MORTGAGE SPECIALIST LP | 80385 | Pocatello, ID | $3.3M | 8 | 61.5% |
| #45 | Amanda Mock | 1107052 | CMG Mortgage, Inc. | 1820 | Boise, ID | $3.7M | 7 | 26.9% |
| #45 | Jonathan Hughes | 7347 | Synergy One Lending, Inc. | 1907235 | Lewiston, ID | $2.8M | 7 | 53.8% |
| #45 | Timothy Tickner | 347392 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $1.2M | 7 | 63.6% |
| #45 | Shayn Carlson | 76695 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $2.6M | 7 | 58.3% |
| #45 | Ana Torres | 11170 | ATEC Mortgage Consultants, Inc. | 2506 | Bellevue, ID | $2.4M | 7 | 58.3% |
| #45 | Suzanne Boyle | 37810 | Castle & Cooke Mortgage, LLC | 1251 | Boise, ID | $3.2M | 7 | 63.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Idaho (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-retention-by-units/2026
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