Retention champions in Idaho in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Michael Morrison (Movement Mortgage, LLC, NMLS #156124), Terry Heffner (Guild Mortgage Company LLC, NMLS #95796), and Brycen Gonser (Fulcrum Home Loans LLC, NMLS #1861522).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $9.4M | 24 | 47.1% |
| #2 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $5.9M | 18 | 56.3% |
| #3 | Brycen Gonser | 1861522 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $8.6M | 15 | 39.5% |
| #4 | Raena Pinchuk | 1488388 | CrossCountry Mortgage, LLC | 3029 | Coeur D Alene, ID | $9.2M | 14 | 63.6% |
| #5 | Tanner Ellis | 1825270 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.4M | 12 | 75.0% |
| #5 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.6M | 12 | 37.5% |
| #7 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.9M | 11 | 50.0% |
| #7 | Gwen Swain | 1619853 | Waterstone Mortgage Corporation | 186434 | Eagle, ID | $4.0M | 11 | 47.8% |
| #9 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $1.8M | 10 | 35.7% |
| #9 | Justin Fullmer | 191418 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.0M | 10 | 50.0% |
| #9 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $5.4M | 10 | 38.5% |
| #9 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $4.1M | 10 | 45.5% |
| #9 | Ryan Deschryver | 582899 | CMG Mortgage, Inc. | 1820 | Coeur D Alene, ID | $4.7M | 10 | 71.4% |
| #14 | Mitchell Shreeve | 652630 | Movement Mortgage, LLC | 39179 | Meridian, ID | $4.2M | 9 | 36.0% |
| #14 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.7M | 9 | 56.3% |
| #14 | Matthew Morrell | 1008678 | JMJ FINANCIAL GROUP | 167867 | Meridian, ID | $4.1M | 9 | 52.9% |
| #14 | Kendra Graybeal | 924381 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.8M | 9 | 60.0% |
| #14 | Blake Brands | 1974269 | CrossCountry Mortgage, LLC | 3029 | Meridian, ID | $6.0M | 9 | 69.2% |
| #14 | Michael Torres | 522502 | Connections Credit Union | 407980 | Meridian, ID | $2.2M | 9 | 47.4% |
| #14 | Brady Gormley | 2235896 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $3.1M | 9 | 69.2% |
| #14 | Peter Boogaard | 1040132 | Zions Bancorporation, National Association | 467014 | Jackson, WY | $5.4M | 9 | 47.4% |
| #22 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $3.2M | 8 | 32.0% |
| #22 | Amanda Feely-Swain | 38490 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $2.7M | 8 | 20.5% |
| #22 | David Calderon | 1198736 | Idaho Central Credit Union | 433926 | Caldwell, ID | $2.3M | 8 | 47.1% |
| #22 | Michelle Guth | 36853 | American Pacific Mortgage Corporation | 1850 | Garden City, ID | $3.6M | 8 | 42.1% |
| #22 | Byron Thurgood | 729367 | KeyBank National Association | 399797 | Idaho Falls, ID | $1.4M | 8 | 57.1% |
| #22 | Scott Morris | 159946 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $1.9M | 8 | 57.1% |
| #22 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $3.1M | 8 | 47.1% |
| #22 | Jacy Pool | 1456505 | Premier Mortgage Resources, L.L.C. | 1169 | Twin Falls, ID | $2.3M | 8 | 27.6% |
| #22 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.0M | 8 | 47.1% |
| #22 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $2.7M | 8 | 40.0% |
| #22 | Anna Mescher | 1193766 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $3.4M | 8 | 34.8% |
| #22 | Karl Bowcutt | 22350 | Highlands Residential Mortgage, Ltd. | 134871 | Idaho Falls, ID | $3.9M | 8 | 38.1% |
| #22 | Alisha Neff | 1441048 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.9M | 8 | 53.3% |
| #22 | Carli Zismer | 1491317 | loanDepot.com, LLC | 174457 | Boise, ID | $2.3M | 8 | 72.7% |
| #36 | Angelina Crowley | 57571 | Heartland Mortgage Inc. | 3205 | Post Falls, ID | $2.6M | 7 | 53.8% |
| #36 | Daniel McFetridge | 1087888 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Lewiston, ID | $1.9M | 7 | 50.0% |
| #36 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $2.7M | 7 | 25.9% |
| #36 | Jonathan Hughes | 7347 | Synergy One Lending, Inc. | 1907235 | Lewiston, ID | $2.8M | 7 | 53.8% |
| #36 | Torsten Johnson | 105458 | Gateway First Bank | 7233 | Idaho Falls, ID | $1.6M | 7 | 46.7% |
| #36 | David Rusk | 864725 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.6M | 7 | 33.3% |
| #36 | Sean Finch | 3724 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $2.6M | 7 | 17.5% |
| #36 | Suzanne Boyle | 37810 | Castle & Cooke Mortgage, LLC | 1251 | Boise, ID | $3.2M | 7 | 63.6% |
| #36 | Shayn Carlson | 76695 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $2.6M | 7 | 63.6% |
| #36 | Tyler Presby | 2013251 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Lewiston, ID | $2.4M | 7 | 63.6% |
| #36 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $2.2M | 7 | 50.0% |
| #36 | Emmett Munson | 69599 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eagle, ID | $2.3M | 7 | 46.7% |
| #36 | Matthew Richter | 319232 | Planet Home Lending, LLC | 17022 | Coeur D Alene, ID | $3.2M | 7 | 50.0% |
| #36 | Brian Young | 580430 | Glacier Bank | 472212 | Pocatello, ID | $3.0M | 7 | 63.6% |
| #36 | KERRY GREENWALD | 70269 | CREEKSIDE MORTGAGE INCORPORATED | 70358 | Meridian, ID | $3.4M | 7 | 70.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Idaho (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-retention-by-units/2026
Powered by ChatMMI