Retention champions in Idaho in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Michael Morrison (Movement Mortgage, LLC, NMLS #156124), Terry Heffner (Guild Mortgage Company LLC, NMLS #95796), and Brycen Gonser (Fulcrum Home Loans LLC, NMLS #1861522).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $10.1M | 26 | 43.3% |
| #2 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $7.8M | 24 | 61.5% |
| #3 | Brycen Gonser | 1861522 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $9.8M | 18 | 45.0% |
| #4 | Raena Pinchuk | 1488388 | CrossCountry Mortgage, LLC | 3029 | Coeur D Alene, ID | $9.6M | 15 | 62.5% |
| #5 | Scott Morris | 159946 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $2.8M | 12 | 63.2% |
| #5 | Gwen Swain | 1619853 | Waterstone Mortgage Corporation | 186434 | Eagle, ID | $4.5M | 12 | 46.2% |
| #5 | Tanner Ellis | 1825270 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.4M | 12 | 60.0% |
| #5 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.6M | 12 | 32.4% |
| #9 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $2.1M | 11 | 34.4% |
| #9 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $4.4M | 11 | 47.8% |
| #9 | Kendra Graybeal | 924381 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.3M | 11 | 61.1% |
| #9 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.9M | 11 | 45.8% |
| #13 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $5.4M | 10 | 32.3% |
| #13 | Ryan Deschryver | 582899 | CMG Mortgage, Inc. | 1820 | Coeur D Alene, ID | $4.7M | 10 | 58.8% |
| #13 | Jacy Pool | 1456505 | Premier Mortgage Resources, L.L.C. | 1169 | Twin Falls, ID | $2.9M | 10 | 29.4% |
| #13 | Tyler Presby | 2013251 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Lewiston, ID | $3.6M | 10 | 66.7% |
| #13 | Michael Torres | 522502 | Connections Credit Union | 407980 | Meridian, ID | $2.4M | 10 | 50.0% |
| #13 | Matthew Morrell | 1008678 | JMJ FINANCIAL GROUP | 167867 | Meridian, ID | $4.3M | 10 | 55.6% |
| #13 | Justin Fullmer | 191418 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.0M | 10 | 50.0% |
| #13 | Amanda Feely-Swain | 38490 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.2M | 10 | 20.8% |
| #21 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $3.6M | 9 | 32.1% |
| #21 | Alisha Neff | 1441048 | Idaho Central Credit Union | 433926 | Pocatello, ID | $4.5M | 9 | 56.3% |
| #21 | David Calderon | 1198736 | Idaho Central Credit Union | 433926 | Caldwell, ID | $2.7M | 9 | 45.0% |
| #21 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.7M | 9 | 47.4% |
| #21 | Peter Boogaard | 1040132 | Zions Bancorporation, National Association | 467014 | Jackson, WY | $5.9M | 9 | 56.3% |
| #21 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.4M | 9 | 42.9% |
| #21 | Karl Bowcutt | 22350 | Highlands Residential Mortgage, Ltd. | 134871 | Idaho Falls, ID | $4.2M | 9 | 39.1% |
| #21 | Blake Brands | 1974269 | CrossCountry Mortgage, LLC | 3029 | Meridian, ID | $6.0M | 9 | 69.2% |
| #21 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $3.5M | 9 | 25.0% |
| #21 | Erin Ferguson | 973434 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $3.0M | 9 | 39.1% |
| #21 | Jason Kuettel | 2377852 | Idaho Central Credit Union | 433926 | Coeur D Alene, ID | $3.1M | 9 | 52.9% |
| #21 | Brady Gormley | 2235896 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $3.1M | 9 | 69.2% |
| #21 | Mitchell Shreeve | 652630 | Movement Mortgage, LLC | 39179 | Meridian, ID | $4.2M | 9 | 33.3% |
| #34 | Anna Mescher | 1193766 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $3.4M | 8 | 32.0% |
| #34 | Carli Zismer | 1491317 | loanDepot.com, LLC | 174457 | Boise, ID | $2.3M | 8 | 61.5% |
| #34 | Heather Swenson | 1371804 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Kamiah, ID | $1.8M | 8 | 47.1% |
| #34 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $2.7M | 8 | 36.4% |
| #34 | DAVID FULLER | 92230 | THE MORTGAGE SPECIALIST LP | 80385 | Pocatello, ID | $3.3M | 8 | 61.5% |
| #34 | Matthew Richter | 319232 | Planet Home Lending, LLC | 17022 | Coeur D Alene, ID | $4.0M | 8 | 50.0% |
| #34 | Michelle Guth | 36853 | American Pacific Mortgage Corporation | 1850 | Garden City, ID | $3.6M | 8 | 38.1% |
| #34 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $3.1M | 8 | 44.4% |
| #34 | Brian Young | 580430 | Glacier Bank | 472212 | Pocatello, ID | $3.6M | 8 | 57.1% |
| #34 | David Rusk | 864725 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.8M | 8 | 36.4% |
| #34 | Emmett Munson | 69599 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eagle, ID | $2.4M | 8 | 50.0% |
| #45 | Shayn Carlson | 76695 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $2.6M | 7 | 58.3% |
| #45 | Amanda Mock | 1107052 | CMG Mortgage, Inc. | 1820 | Boise, ID | $3.7M | 7 | 26.9% |
| #45 | Suzanne Boyle | 37810 | Castle & Cooke Mortgage, LLC | 1251 | Boise, ID | $3.2M | 7 | 63.6% |
| #45 | Ana Torres | 11170 | ATEC Mortgage Consultants, Inc. | 2506 | Bellevue, ID | $2.4M | 7 | 58.3% |
| #45 | Deborah Criddle | 20009 | Premier Mortgage Resources, L.L.C. | 1169 | Idaho Falls, ID | $1.7M | 7 | 25.9% |
| #45 | Jonathan Hughes | 7347 | Synergy One Lending, Inc. | 1907235 | Lewiston, ID | $2.8M | 7 | 53.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Idaho. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-retention-by-units
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