Retention champions in Idaho in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Michael Morrison (Movement Mortgage, LLC, NMLS #156124), Terry Heffner (Guild Mortgage Company LLC, NMLS #95796), and Brycen Gonser (Fulcrum Home Loans LLC, NMLS #1861522).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $9.4M | 24 | 47.1% |
| #2 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $5.9M | 18 | 56.3% |
| #3 | Brycen Gonser | 1861522 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $8.6M | 15 | 39.5% |
| #4 | Raena Pinchuk | 1488388 | CrossCountry Mortgage, LLC | 3029 | Coeur D Alene, ID | $9.2M | 14 | 63.6% |
| #5 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.6M | 12 | 37.5% |
| #5 | Tanner Ellis | 1825270 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.4M | 12 | 75.0% |
| #7 | Gwen Swain | 1619853 | Waterstone Mortgage Corporation | 186434 | Eagle, ID | $4.0M | 11 | 47.8% |
| #7 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.9M | 11 | 50.0% |
| #9 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $4.1M | 10 | 45.5% |
| #9 | Ryan Deschryver | 582899 | CMG Mortgage, Inc. | 1820 | Coeur D Alene, ID | $4.7M | 10 | 71.4% |
| #9 | Justin Fullmer | 191418 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.0M | 10 | 50.0% |
| #9 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $5.4M | 10 | 38.5% |
| #9 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $1.8M | 10 | 35.7% |
| #14 | Mitchell Shreeve | 652630 | Movement Mortgage, LLC | 39179 | Meridian, ID | $4.2M | 9 | 36.0% |
| #14 | Blake Brands | 1974269 | CrossCountry Mortgage, LLC | 3029 | Meridian, ID | $6.0M | 9 | 69.2% |
| #14 | Brady Gormley | 2235896 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $3.1M | 9 | 69.2% |
| #14 | Michael Torres | 522502 | Connections Credit Union | 407980 | Meridian, ID | $2.2M | 9 | 47.4% |
| #14 | Matthew Morrell | 1008678 | JMJ FINANCIAL GROUP | 167867 | Meridian, ID | $4.1M | 9 | 52.9% |
| #14 | Kendra Graybeal | 924381 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.8M | 9 | 60.0% |
| #14 | Peter Boogaard | 1040132 | Zions Bancorporation, National Association | 467014 | Jackson, WY | $5.4M | 9 | 47.4% |
| #14 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.7M | 9 | 56.3% |
| #22 | David Calderon | 1198736 | Idaho Central Credit Union | 433926 | Caldwell, ID | $2.3M | 8 | 47.1% |
| #22 | Alisha Neff | 1441048 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.9M | 8 | 53.3% |
| #22 | Michelle Guth | 36853 | American Pacific Mortgage Corporation | 1850 | Garden City, ID | $3.6M | 8 | 42.1% |
| #22 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $3.1M | 8 | 47.1% |
| #22 | Byron Thurgood | 729367 | KeyBank National Association | 399797 | Idaho Falls, ID | $1.4M | 8 | 57.1% |
| #22 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $2.7M | 8 | 40.0% |
| #22 | Amanda Feely-Swain | 38490 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $2.7M | 8 | 20.5% |
| #22 | Carli Zismer | 1491317 | loanDepot.com, LLC | 174457 | Boise, ID | $2.3M | 8 | 72.7% |
| #22 | Jacy Pool | 1456505 | Premier Mortgage Resources, L.L.C. | 1169 | Twin Falls, ID | $2.3M | 8 | 27.6% |
| #22 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $3.2M | 8 | 32.0% |
| #22 | Anna Mescher | 1193766 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $3.4M | 8 | 34.8% |
| #22 | Scott Morris | 159946 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $1.9M | 8 | 57.1% |
| #22 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.0M | 8 | 47.1% |
| #22 | Karl Bowcutt | 22350 | Highlands Residential Mortgage, Ltd. | 134871 | Idaho Falls, ID | $3.9M | 8 | 38.1% |
| #36 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $2.2M | 7 | 50.0% |
| #36 | Megan Maloney | 1005934 | First Colony Mortgage Corporation | 3112 | Ammon, ID | $1.9M | 7 | 43.8% |
| #36 | Daniel McFetridge | 1087888 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Lewiston, ID | $1.9M | 7 | 50.0% |
| #36 | KERRY GREENWALD | 70269 | CREEKSIDE MORTGAGE INCORPORATED | 70358 | Meridian, ID | $3.4M | 7 | 70.0% |
| #36 | Brian Young | 580430 | Glacier Bank | 472212 | Pocatello, ID | $3.0M | 7 | 63.6% |
| #36 | Angelina Crowley | 57571 | Heartland Mortgage Inc. | 3205 | Post Falls, ID | $2.6M | 7 | 53.8% |
| #36 | Emmett Munson | 69599 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eagle, ID | $2.3M | 7 | 46.7% |
| #36 | Matthew Richter | 319232 | Planet Home Lending, LLC | 17022 | Coeur D Alene, ID | $3.2M | 7 | 50.0% |
| #36 | Suzanne Boyle | 37810 | Castle & Cooke Mortgage, LLC | 1251 | Boise, ID | $3.2M | 7 | 63.6% |
| #36 | Tyler Presby | 2013251 | FREEDOM NORTHWEST CREDIT UNION | 810340 | Lewiston, ID | $2.4M | 7 | 63.6% |
| #36 | Torsten Johnson | 105458 | Gateway First Bank | 7233 | Idaho Falls, ID | $1.6M | 7 | 46.7% |
| #36 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $2.7M | 7 | 25.9% |
| #36 | David Rusk | 864725 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.6M | 7 | 33.3% |
| #36 | DAVID FULLER | 92230 | THE MORTGAGE SPECIALIST LP | 80385 | Pocatello, ID | $3.1M | 7 | 63.6% |
| #36 | Sean Finch | 3724 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $2.6M | 7 | 17.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Idaho. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-retention-by-units
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