Retention champions in Idaho in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Michael Morrison (Movement Mortgage, LLC, NMLS #156124), Terry Heffner (Guild Mortgage Company LLC, NMLS #95796), and Brycen Gonser (Fulcrum Home Loans LLC, NMLS #1861522).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $8.4M | 21 | 46.7% |
| #2 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $5.8M | 17 | 56.7% |
| #3 | Brycen Gonser | 1861522 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $8.0M | 13 | 40.6% |
| #3 | Raena Pinchuk | 1488388 | CrossCountry Mortgage, LLC | 3029 | Meridian, ID | $8.0M | 13 | 65.0% |
| #5 | Tanner Ellis | 1825270 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.4M | 12 | 75.0% |
| #5 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $4.6M | 12 | 41.4% |
| #7 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $3.9M | 11 | 57.9% |
| #7 | Gwen Swain | 1619853 | Waterstone Mortgage Corporation | 186434 | Eagle, ID | $4.0M | 11 | 55.0% |
| #9 | Justin Fullmer | 191418 | FutureMortgage.com LLC | 2236028 | Boise, ID | $4.0M | 10 | 52.6% |
| #9 | Ryan Deschryver | 582899 | CMG Mortgage, Inc. | 1820 | Coeur D Alene, ID | $4.7M | 10 | 76.9% |
| #11 | Brady Gormley | 2235896 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $3.1M | 9 | 69.2% |
| #11 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $3.7M | 9 | 45.0% |
| #11 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $5.1M | 9 | 39.1% |
| #11 | Blake Brands | 1974269 | Idaho Trust Mortgage, LLC | 2564861 | Boise, ID | $6.0M | 9 | 69.2% |
| #11 | Mitchell Shreeve | 652630 | Movement Mortgage, LLC | 39179 | Meridian, ID | $4.2M | 9 | 42.9% |
| #11 | Matthew Morrell | 1008678 | JMJ FINANCIAL GROUP | 167867 | Meridian, ID | $4.1M | 9 | 60.0% |
| #11 | Kendra Graybeal | 924381 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.8M | 9 | 69.2% |
| #18 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.0M | 8 | 53.3% |
| #18 | Anna Mescher | 1193766 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $3.4M | 8 | 36.4% |
| #18 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $1.7M | 8 | 33.3% |
| #18 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $3.3M | 8 | 66.7% |
| #18 | Peter Boogaard | 1040132 | Zions Bancorporation, National Association | 467014 | Jackson, WY | $4.4M | 8 | 50.0% |
| #23 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $2.6M | 7 | 46.7% |
| #23 | Byron Thurgood | 729367 | KeyBank National Association | 399797 | Idaho Falls, ID | $1.1M | 7 | 58.3% |
| #23 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $2.7M | 7 | 28.0% |
| #23 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $2.8M | 7 | 35.0% |
| #23 | Alisha Neff | 1441048 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.5M | 7 | 53.8% |
| #23 | Shayn Carlson | 76695 | Fairway Independent Mortgage Corporation | 2289 | Boise, ID | $2.6M | 7 | 70.0% |
| #23 | Suzanne Boyle | 37810 | Castle & Cooke Mortgage, LLC | 1251 | Boise, ID | $3.2M | 7 | 70.0% |
| #23 | Scott Morris | 159946 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $1.7M | 7 | 58.3% |
| #23 | Matthew Richter | 319232 | Planet Home Lending, LLC | 17022 | Coeur D Alene, ID | $3.2M | 7 | 63.6% |
| #23 | Karl Bowcutt | 22350 | Highlands Residential Mortgage, Ltd. | 134871 | Idaho Falls, ID | $3.7M | 7 | 36.8% |
| #23 | Brian Young | 580430 | Glacier Bank | 472212 | Pocatello, ID | $3.0M | 7 | 63.6% |
| #23 | Amanda Feely-Swain | 38490 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $2.4M | 7 | 22.6% |
| #35 | David Calderon | 1198736 | Idaho Central Credit Union | 433926 | Caldwell, ID | $1.6M | 6 | 46.2% |
| #35 | Kimberly Stastny | 38004 | Guild Mortgage Company LLC | 3274 | Boise, ID | $1.3M | 6 | 54.5% |
| #35 | Kara Currey | 15685 | First Colony Mortgage Corporation | 3112 | Fruitland, ID | $1.7M | 6 | 42.9% |
| #35 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $1.8M | 6 | 35.3% |
| #35 | Emmett Munson | 69599 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eagle, ID | $2.0M | 6 | 42.9% |
| #35 | Kelly Pedersen | 1421923 | Idaho Central Credit Union | 433926 | Boise, ID | $1.6M | 6 | 50.0% |
| #35 | Jason Speirs | 5720 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $2.5M | 6 | 24.0% |
| #35 | Angelina Crowley | 57571 | Heartland Mortgage Inc. | 3205 | Post Falls, ID | $2.3M | 6 | 50.0% |
| #35 | Scott Tureman | 522506 | U.S. Bank National Association | 402761 | Idaho Falls, ID | $2.8M | 6 | 50.0% |
| #35 | David Rusk | 864725 | Idaho Central Credit Union | 433926 | Pocatello, ID | $3.0M | 6 | 33.3% |
| #35 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $1.6M | 6 | 60.0% |
| #35 | DAVID FULLER | 92230 | THE MORTGAGE SPECIALIST LP | 80385 | Pocatello, ID | $2.5M | 6 | 60.0% |
| #35 | Jason Kuettel | 2377852 | Idaho Central Credit Union | 433926 | Coeur D Alene, ID | $2.0M | 6 | 46.2% |
| #35 | Sean Finch | 3724 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $2.4M | 6 | 17.6% |
| #35 | Vicki Leavitt | 90947 | Guild Mortgage Company LLC | 3274 | Meridian, ID | $2.0M | 6 | 50.0% |
| #35 | Torsten Johnson | 105458 | Gateway First Bank | 7233 | Idaho Falls, ID | $753K | 6 | 42.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Idaho. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-retention-by-units
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