Retention champions in Delaware in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Joesph Burns (Prosperity Home Mortgage, LLC, NMLS #1249593).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.7M | 19 | 39.6% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 72.0% |
| #3 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.4M | 9 | 24.3% |
| #4 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 43.8% |
| #4 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.9M | 7 | 35.0% |
| #4 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.8M | 7 | 36.8% |
| #4 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.4M | 7 | 36.8% |
| #4 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.5M | 7 | 35.0% |
| #4 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 22.6% |
| #10 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $1.2M | 5 | 25.0% |
| #10 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $1.8M | 5 | 19.2% |
| #10 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.3M | 5 | 41.7% |
| #10 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.5M | 5 | 41.7% |
| #10 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 5 | 23.8% |
| #15 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.6M | 4 | 33.3% |
| #15 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.0M | 4 | 33.3% |
| #15 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 23.5% |
| #15 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.6M | 4 | 18.2% |
| #15 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 40.0% |
| #20 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 25.0% |
| #20 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $917K | 3 | 18.8% |
| #20 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 15.8% |
| #20 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 3 | 20.0% |
| #20 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $794K | 3 | 20.0% |
| #20 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 27.3% |
| #20 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $913K | 3 | 15.0% |
| #27 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $712K | 2 | 14.3% |
| #27 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $1.4M | 2 | 18.2% |
| #27 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $754K | 2 | 20.0% |
| #27 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $956K | 2 | 18.2% |
| #27 | Scott Dostal | 152048 | S D Mortgage Group, LLC | 2580302 | Lewes, DE | $693K | 2 | 18.2% |
| #27 | Tracie Baichi | 191507 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $739K | 2 | 12.5% |
| #27 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $434K | 2 | 11.8% |
| #27 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $896K | 2 | 14.3% |
| #27 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $953K | 2 | 13.3% |
| #36 | Toni Wilhite | 155908 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $540K | 1 | 4.3% |
| #36 | Natasha Troubetaris | 966773 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $315K | 1 | 10.0% |
| #36 | Sean Emler | 1514978 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $275K | 1 | 7.1% |
| #36 | Laura Ortiz | 1593106 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $286K | 1 | 7.1% |
| #36 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $335K | 1 | 6.7% |
| #36 | Julia Sten | 459815 | American Pacific Mortgage Corporation | 1850 | Wilmington, DE | $266K | 1 | 8.3% |
| #36 | William Klotz | 389599 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $514K | 1 | 7.7% |
| #36 | JENNIFER MERRICK | 2063146 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $437K | 1 | 8.3% |
| #36 | John Dilbert | 1741520 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $596K | 1 | 5.6% |
| #36 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $289K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units
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