Retention champions in Delaware in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.5M | 21 | 32.8% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 58.1% |
| #3 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.4M | 9 | 37.5% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.1M | 8 | 17.4% |
| #4 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.2M | 8 | 29.6% |
| #4 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.0M | 8 | 34.8% |
| #4 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.5M | 8 | 30.8% |
| #8 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 17.9% |
| #8 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 29.2% |
| #10 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $2.9M | 6 | 60.0% |
| #10 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $353K | 6 | 37.5% |
| #10 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $2.2M | 6 | 18.2% |
| #10 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.7M | 6 | 40.0% |
| #14 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.9M | 5 | 13.9% |
| #14 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $811K | 5 | 50.0% |
| #14 | Treg Adams | 525378 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 5 | 45.5% |
| #14 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.3M | 5 | 41.7% |
| #14 | Janardhan Vangala | 2234508 | TRI VALLEY HOME LOANS LLC | 2114972 | Henderson, NV | $2.4M | 5 | 35.7% |
| #14 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.7M | 5 | 18.5% |
| #14 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.2M | 5 | 33.3% |
| #14 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $1.2M | 5 | 17.9% |
| #22 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.7M | 4 | 33.3% |
| #22 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.2M | 4 | 16.0% |
| #22 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 28.6% |
| #22 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 16.7% |
| #22 | MICHELLE CROSS | 1111247 | COMMUNITY POWERED FEDERAL CREDIT UNION | 484661 | Bear, DE | $415K | 4 | 30.8% |
| #22 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $2.3M | 4 | 22.2% |
| #22 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.6M | 4 | 25.0% |
| #29 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $2.1M | 3 | 27.3% |
| #29 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 3 | 16.7% |
| #29 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 18.8% |
| #29 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $1.1M | 3 | 18.8% |
| #29 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $1.6M | 3 | 15.0% |
| #29 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 21.4% |
| #29 | Fangling Wang | 189290 | Trustin Mortgage Corporation | 1263421 | — | $955K | 3 | 27.3% |
| #29 | Steven Menozzi | 697223 | New American Funding, LLC | 6606 | Columbia, MD | $1.2M | 3 | 21.4% |
| #29 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $794K | 3 | 13.6% |
| #29 | Theresa Miglino | 453791 | Embrace Home Loans, Inc. | 2184 | Wilmington, DE | $530K | 3 | 23.1% |
| #29 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.1M | 3 | 15.0% |
| #29 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $917K | 3 | 12.5% |
| #29 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 13.0% |
| #29 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.1M | 3 | 27.3% |
| #29 | Domenick Cannatelli | 303367 | New American Funding, LLC | 6606 | Toms River, NJ | $1.3M | 3 | 23.1% |
| #29 | Cynthia Thurman | 159829 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $773K | 3 | 27.3% |
| #29 | Chrysta Beckous | 1523636 | Embrace Home Loans, Inc. | 2184 | Ocean City, MD | $775K | 3 | 27.3% |
| #46 | Tracie Baichi | 191507 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $739K | 2 | 11.1% |
| #46 | Christopher Thuys | 1616412 | Meridian Bank | 462854 | Wilmington, DE | $613K | 2 | 20.0% |
| #46 | Ryan Mattei | 318267 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $591K | 2 | 20.0% |
| #46 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $90K | 2 | 15.4% |
| #46 | Anne Vogel Flaherty | 508228 | Prosperity Home Mortgage, LLC | 75164 | Bethany Beach, DE | $1.0M | 2 | 20.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units
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