Retention champions in Delaware in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.5M | 21 | 30.9% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 50.0% |
| #3 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.4M | 9 | 34.6% |
| #4 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.0M | 8 | 29.6% |
| #4 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.2M | 8 | 25.8% |
| #4 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.5M | 8 | 28.6% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.1M | 8 | 15.1% |
| #4 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.7M | 8 | 66.7% |
| #9 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 14.9% |
| #9 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 24.1% |
| #11 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.9M | 6 | 17.1% |
| #11 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $353K | 6 | 31.6% |
| #11 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $2.2M | 6 | 15.8% |
| #11 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.6M | 6 | 37.5% |
| #11 | Andrew Englehart | 626684 | Meridian Bank | 462854 | Wilmington, DE | $2.4M | 6 | 60.0% |
| #11 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $930K | 6 | 54.5% |
| #17 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.2M | 5 | 31.3% |
| #17 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 5 | 15.2% |
| #17 | Treg Adams | 525378 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 5 | 33.3% |
| #17 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $2.0M | 5 | 29.4% |
| #17 | Carolyn Smith | 476381 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 5 | 38.5% |
| #17 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.9M | 5 | 12.5% |
| #17 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Newark, DE | $1.2M | 5 | 15.2% |
| #17 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.5M | 5 | 33.3% |
| #17 | Janardhan Vangala | 2234508 | TRI VALLEY HOME LOANS LLC | 2114972 | Henderson, NV | $2.4M | 5 | 31.3% |
| #26 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $2.6M | 4 | 28.6% |
| #26 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $270K | 4 | 22.2% |
| #26 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 14.3% |
| #26 | Joseph Krieg | 1605017 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 4 | 33.3% |
| #26 | Christopher Patille | 899769 | CrossCountry Mortgage, LLC | 3029 | Wilmington, DE | $1.4M | 4 | 40.0% |
| #26 | Chrysta Beckous | 1523636 | Embrace Home Loans, Inc. | 2184 | Ocean City, MD | $1.3M | 4 | 28.6% |
| #26 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 25.0% |
| #26 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.7M | 4 | 30.8% |
| #26 | Louis Centrella | 146337 | Embrace Home Loans, Inc. | 2184 | Wilmington, DE | $1.7M | 4 | 30.8% |
| #26 | MICHELLE CROSS | 1111247 | COMMUNITY POWERED FEDERAL CREDIT UNION | 484661 | Bear, DE | $415K | 4 | 33.3% |
| #26 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $2.3M | 4 | 14.8% |
| #26 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 4 | 16.7% |
| #26 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.5M | 4 | 16.7% |
| #26 | Robin Miller | 455398 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $831K | 4 | 40.0% |
| #40 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 11.5% |
| #40 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 17.6% |
| #40 | Fangling Wang | 189290 | Trustin Mortgage Corporation | 1263421 | — | $955K | 3 | 27.3% |
| #40 | Cynthia Thurman | 159829 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $773K | 3 | 25.0% |
| #40 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.1M | 3 | 25.0% |
| #40 | Theresa Miglino | 453791 | Embrace Home Loans, Inc. | 2184 | Wilmington, DE | $530K | 3 | 20.0% |
| #40 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $964K | 3 | 23.1% |
| #40 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $1.1M | 3 | 15.8% |
| #40 | John Carlson | 235847 | Penn Street Mortgage, LLC | 128354 | West Chester, PA | $1.3M | 3 | 27.3% |
| #40 | Domenick Cannatelli | 303367 | New American Funding, LLC | 6606 | Toms River, NJ | $1.3M | 3 | 21.4% |
| #40 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.0M | 3 | 14.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units
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