Retention champions in Florida in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $16.5M | 40 | 27.6% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $9.1M | 36 | 61.0% |
| #3 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $12.3M | 26 | 34.2% |
| #4 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Jacksonville, FL | $8.4M | 21 | 42.9% |
| #5 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $12.3M | 20 | 74.1% |
| #6 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $8.8M | 19 | 59.4% |
| #7 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $6.2M | 18 | 51.4% |
| #8 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $8.4M | 15 | 71.4% |
| #9 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $7.7M | 14 | 29.2% |
| #10 | Ronald Byrom | 276811 | loanDepot.com, LLC | 174457 | Tallahassee, FL | $2.3M | 13 | 35.1% |
| #10 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $7.2M | 13 | 56.5% |
| #10 | Jane Floyd | 327235 | Neighborhood Loans, Inc. | 222982 | Tampa, FL | $5.9M | 13 | 21.3% |
| #10 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 59.1% |
| #10 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $5.5M | 13 | 28.9% |
| #10 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $5.2M | 13 | 86.7% |
| #10 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $2.8M | 13 | 41.9% |
| #17 | Mireya LoCicero | 1373773 | HANCOCK WHITNEY BANK | 454781 | Tampa, FL | $30K | 12 | 100.0% |
| #17 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $8.2M | 12 | 66.7% |
| #19 | SHERRY BROCK | 1367681 | GULF WINDS CREDIT UNION | 414456 | Pensacola, FL | $731K | 11 | 64.7% |
| #19 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $3.8M | 11 | 28.9% |
| #19 | Daniel Clifton | 284174 | Clifton Mortgage Services, LLC | 852745 | Winter Park, FL | $3.8M | 11 | 78.6% |
| #19 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $2.7M | 11 | 61.1% |
| #19 | Chad Oliver | 324979 | Seacoast National Bank | 608046 | The Villages, FL | $3.0M | 11 | 35.5% |
| #19 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $5.2M | 11 | 47.8% |
| #25 | Samuel Swenson | 12166 | COMMUNITY FIRST CREDIT UNION OF FLORIDA | 379502 | Jacksonville, FL | $1.3M | 10 | 34.5% |
| #25 | Jennifer Martinez | 173516 | CrossCountry Mortgage, LLC | 3029 | Valrico, FL | $3.0M | 10 | 31.3% |
| #25 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $12.2M | 10 | 52.6% |
| #25 | Theresa Hysong Merrill | 884253 | GTE Federal Credit Union dba GTE Financial | 477712 | Tampa, FL | $2.5M | 10 | 41.7% |
| #25 | Ryan Ten Broeck | 805330 | Campus USA Credit Union | 799574 | Gainesville, FL | $793K | 10 | 27.8% |
| #25 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $3.1M | 10 | 55.6% |
| #25 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $3.8M | 10 | 43.5% |
| #32 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $3.9M | 9 | 45.0% |
| #32 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $3.4M | 9 | 17.3% |
| #32 | Suzanne Downs-Buono | 289859 | Palm Beach Mortgage Group, Inc. | 373094 | West Palm Beach, FL | $2.8M | 9 | 37.5% |
| #32 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $3.5M | 9 | 52.9% |
| #32 | Edward Carlton | 992248 | JRDB, Inc. | 1057426 | Jacksonville, FL | $3.3M | 9 | 27.3% |
| #32 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $5.4M | 9 | 75.0% |
| #32 | DAVID COLLINS | 546214 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $5.6M | 9 | 64.3% |
| #32 | HOPE ROBERTS | 676107 | Campus USA Credit Union | 799574 | Ocala, FL | $1.8M | 9 | 33.3% |
| #32 | Joshua Quibodeaux | 334902 | CrossCountry Mortgage, LLC | 3029 | Melbourne, FL | $3.3M | 9 | 23.1% |
| #32 | Yoanny Perez Castillo | 1720270 | Custom Rate Mortgage PLLC | 2445999 | St Petersburg, FL | $2.8M | 9 | 90.0% |
| #32 | Frederic Abitbol | 331653 | Hypotec Inc. | 331734 | Boca Raton, FL | $9.0M | 9 | 90.0% |
| #32 | Josef Halvorsen | 788842 | Better Mortgage Corporation | 330511 | Jacksonville, FL | $3.0M | 9 | 45.0% |
| #32 | Stacy Haynes | 285885 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $3.4M | 9 | 40.9% |
| #32 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $3.6M | 9 | 69.2% |
| #32 | Judith Smith | 333887 | Change Lending, LLC | 1839 | Oakland Park, FL | $9.0M | 9 | 45.0% |
| #47 | Michael Whiteaker | 1078836 | Affordable Mortgage Advisors, LLC | 139164 | Newberry, FL | $2.7M | 8 | 34.8% |
| #47 | Raymond Rodrigues | 1450514 | Helm Mortgage Corp. | 2448506 | Miami, FL | $3.4M | 8 | 61.5% |
| #47 | Dawn Gwin | 39410 | Fairway Independent Mortgage Corporation | 2289 | Palm Harbor, FL | $2.8M | 8 | 44.4% |
| #47 | Emmanuel St. Germain | 327176 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $4.7M | 8 | 57.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units
Powered by ChatMMI