Retention champions in Florida in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $13.8M | 33 | 27.7% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $7.8M | 30 | 66.7% |
| #3 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $11.6M | 22 | 34.4% |
| #4 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Jacksonville, FL | $8.4M | 21 | 47.7% |
| #5 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $9.9M | 17 | 73.9% |
| #5 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $7.9M | 17 | 63.0% |
| #7 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $5.6M | 15 | 57.7% |
| #8 | Jane Floyd | 327235 | NFM Lending, LLC | 2893 | Tampa, FL | $5.9M | 13 | 25.5% |
| #8 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 61.9% |
| #10 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $7.0M | 12 | 30.0% |
| #11 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $4.3M | 11 | 28.9% |
| #11 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $6.4M | 11 | 73.3% |
| #11 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $6.4M | 11 | 57.9% |
| #11 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $1.9M | 11 | 44.0% |
| #15 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $7.1M | 10 | 66.7% |
| #15 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $3.1M | 10 | 62.5% |
| #15 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $3.9M | 10 | 83.3% |
| #18 | Josef Halvorsen | 788842 | LoanPeople, LLC | 1886352 | — | $3.0M | 9 | 56.3% |
| #18 | Edward Carlton | 992248 | JRDB, Inc. | 1057426 | Jacksonville, FL | $3.3M | 9 | 34.6% |
| #18 | Theresa Hysong Merrill | 884253 | GTE Federal Credit Union dba GTE Financial | 477712 | Tampa, FL | $2.2M | 9 | 47.4% |
| #18 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $3.0M | 9 | 30.0% |
| #18 | Ronald Byrom | 276811 | loanDepot.com, LLC | 174457 | Tallahassee, FL | $1.5M | 9 | 37.5% |
| #18 | Stacy Haynes | 285885 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $3.4M | 9 | 45.0% |
| #18 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $2.2M | 9 | 64.3% |
| #18 | DAVID COLLINS | 546214 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $5.6M | 9 | 69.2% |
| #18 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $3.5M | 9 | 60.0% |
| #18 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $3.6M | 9 | 75.0% |
| #18 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $11.2M | 9 | 60.0% |
| #18 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $3.4M | 9 | 42.9% |
| #30 | Timothy McConnell | 181046 | CMG Mortgage, Inc. | 1820 | Jacksonville, FL | $4.8M | 8 | 53.3% |
| #30 | Mary Cables | 1684545 | DYBN FINANCIAL CORP. | 318525 | Melbourne, FL | $3.6M | 8 | 44.4% |
| #30 | Raymond Rodrigues | 1450514 | Helm Mortgage Corp. | 2448506 | Miami, FL | $3.4M | 8 | 80.0% |
| #30 | Douglas Martin | 659614 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $3.7M | 8 | 61.5% |
| #30 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $3.8M | 8 | 42.1% |
| #30 | Joshua Quibodeaux | 334902 | CrossCountry Mortgage, LLC | 3029 | Melbourne, FL | $3.1M | 8 | 29.6% |
| #30 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $5.2M | 8 | 72.7% |
| #30 | Ryan Ten Broeck | 805330 | Campus USA Credit Union | 799574 | Gainesville, FL | $581K | 8 | 26.7% |
| #30 | Jennifer Wunderlin | 187657 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $2.9M | 8 | 61.5% |
| #30 | Julie Grushoff | 374032 | Clear Choice Lending Group, Inc. | 2026723 | Sunrise, FL | $4.1M | 8 | 66.7% |
| #30 | marci snyder | 276172 | Acrisure Mortgage, LLC | 152859 | Orlando, FL | $3.6M | 8 | 53.3% |
| #30 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $3.7M | 8 | 57.1% |
| #30 | Daniel Clifton | 284174 | Clifton Mortgage Services, LLC | 852745 | Winter Park, FL | $2.7M | 8 | 72.7% |
| #30 | Jason Brolus | 1092748 | Lake Michigan Credit Union | 442967 | Sun City Center, FL | $13.0M | 8 | 72.7% |
| #30 | Chad Oliver | 324979 | Seacoast National Bank | 608046 | The Villages, FL | $2.6M | 8 | 34.8% |
| #30 | Emmanuel St. Germain | 327176 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $4.7M | 8 | 61.5% |
| #46 | Brandon Brotsky | 342274 | Reach Home Loans LLC | 2266637 | Boca Raton, FL | $5.1M | 7 | 17.9% |
| #46 | Michael Whiteaker | 1078836 | Affordable Mortgage Advisors, LLC | 139164 | Newberry, FL | $1.9M | 7 | 36.8% |
| #46 | Clayton Higgins | 956322 | Guaranteed Rate, Inc. | 2611 | Tarpon Springs, FL | $3.2M | 7 | 41.2% |
| #46 | Jonathan Smith | 196479 | Guaranteed Rate Affinity, LLC | 1598647 | Winter Springs, FL | $3.3M | 7 | 31.8% |
| #46 | Michial Rachaner | 1158616 | READY RATE, LLC | 2154342 | Jupiter, FL | $3.6M | 7 | 46.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units
Powered by ChatMMI