Retention champions in Minnesota in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Brady Day (First Class Mortgage V, Inc, NMLS #206008), Casey Van Winkle (First Class Mortgage V, Inc, NMLS #323964), and Allison Larson (Guild Mortgage Company LLC, NMLS #1059283).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brady Day | 206008 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $13.6M | 40 | 78.4% |
| #2 | Casey Van Winkle | 323964 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $11.5M | 30 | 65.2% |
| #3 | Allison Larson | 1059283 | Guild Mortgage Company LLC | 3274 | Prior Lake, MN | $13.7M | 28 | 62.2% |
| #4 | MICHAEL NOONE | 372494 | Mortgages By Noone, LLC | 1274274 | Eagan, MN | $12.2M | 27 | 90.0% |
| #5 | Thomas Jussila | 194821 | Guaranteed Rate, Inc. | 2611 | Cape Coral, FL | $9.0M | 23 | 74.2% |
| #6 | Lisa Wells | 460442 | CrossCountry Mortgage, LLC | 3029 | Minnetonka, MN | $8.7M | 22 | 52.4% |
| #7 | Lisa Walker | 340189 | CrossCountry Mortgage, LLC | 3029 | Bloomington, MN | $5.8M | 20 | 71.4% |
| #7 | Jay Dacey | 375033 | Jay Dacey Mortgage Team Inc. | 1812066 | Little Canada, MN | $8.3M | 20 | 80.0% |
| #7 | John Zydowsky | 369349 | Tradition Mortgage LLC | 286998 | Lakeville, MN | $10.1M | 20 | 69.0% |
| #10 | Kevin Yamaya | 400490 | Bell Bank | 419538 | Maple Grove, MN | $7.0M | 18 | 66.7% |
| #11 | NICHOLAS HANSON | 367027 | Tradition Mortgage LLC | 286998 | Edina, MN | $7.1M | 17 | 77.3% |
| #12 | Rachel Robole | 2273539 | Guild Mortgage Company LLC | 3274 | Prior Lake, MN | $6.1M | 16 | 80.0% |
| #13 | Tanya Danielson | 509843 | Sherburne State Bank | 362519 | Becker, MN | $3.5M | 15 | 71.4% |
| #14 | Jason Stone | 1018649 | Fairway Independent Mortgage Corporation | 2289 | West St Paul, MN | $4.4M | 14 | 73.7% |
| #15 | Ryan Stangl | 24417 | PrimeSource Funding, Inc. | 2174 | Mankato, MN | $4.5M | 13 | 72.2% |
| #15 | Wesley Atkinson | 400955 | Bell Bank | 419538 | Blaine, MN | $5.1M | 13 | 92.9% |
| #15 | Samuel Capistrant | 2029309 | Fairway Independent Mortgage Corporation | 2289 | Eden Prairie, MN | $4.8M | 13 | 86.7% |
| #15 | Luke Klitzke | 455645 | CorTrust Mortgage Inc. | 458038 | Hutchinson, MN | $4.4M | 13 | 81.3% |
| #19 | Kelly Ratzloff | 1102316 | Bell Bank | 419538 | Austin, MN | $3.5M | 12 | 100.0% |
| #20 | Andrew Burton | 285599 | Waterstone Mortgage Corporation | 186434 | Woodbury, MN | $4.0M | 11 | 73.3% |
| #20 | Daniel Bundt | 1488865 | Guaranteed Rate, Inc. | 2611 | Shakopee, MN | $4.2M | 11 | 68.8% |
| #20 | Alec Johnson | 273107 | CrossCountry Mortgage, LLC | 3029 | Maple Grove, MN | $3.8M | 11 | 73.3% |
| #23 | Habib Sadaka | 339526 | CrossCountry Mortgage, LLC | 3029 | Mankato, MN | $3.1M | 10 | 55.6% |
| #23 | Brent Busch | 1626669 | Edge Home Finance, LLC | 891464 | Mankato, MN | $3.4M | 10 | 52.6% |
| #23 | Brent Merritt | 340490 | Mortgage Capital of MN Inc | 324257 | Maple Grove, MN | $6.2M | 10 | 76.9% |
| #23 | Max Cloose | 1443737 | Security Bank USA | 401953 | Bemidji, MN | $1.6M | 10 | 71.4% |
| #23 | Benjamin Daniels | 480141 | NEXA Mortgage, LLC | 1660690 | Maple Grove, MN | $4.0M | 10 | 83.3% |
| #23 | David Lozinski | 300103 | LOL Incorporated | 299829 | Bloomington, MN | $3.1M | 10 | 71.4% |
| #29 | Brenda Bednar | 286049 | CrossCountry Mortgage, LLC | 3029 | Owatonna, MN | $2.5M | 9 | 81.8% |
| #29 | Jamie Mahaffey | 663473 | Affinity Plus Federal Credit Union | 402448 | Bemidji, MN | $1.3M | 9 | 90.0% |
| #29 | Lee Aldrich | 325834 | CrossCountry Mortgage, LLC | 3029 | Monticello, MN | $2.7M | 9 | 50.0% |
| #29 | Jamin Cousins | 1535665 | Better Mortgage Corporation | 330511 | Minneapolis, MN | $3.1M | 9 | 52.9% |
| #29 | Meghan Laursen | 1374640 | Mayo Employees Federal Credit Union | 483355 | Rochester, MN | $964K | 9 | 64.3% |
| #29 | Mandy Eckman | 653693 | Luminate Bank | 1281698 | Minneapolis, MN | $4.1M | 9 | 81.8% |
| #29 | Matthew Grant | 324106 | Fairway Independent Mortgage Corporation | 2289 | Bloomington, MN | $5.2M | 9 | 60.0% |
| #29 | Jason Marschall | 208786 | PrimeLending, A PlainsCapital Company | 13649 | Bloomington, MN | $3.7M | 9 | 37.5% |
| #29 | Fusheng Liu | 1468867 | US West Financial Corporation | 327874 | Plymouth, MN | $3.3M | 9 | 81.8% |
| #29 | Andrea DeChampeau | 758806 | Affinity Plus Federal Credit Union | 402448 | Grand Rapids, MN | $721K | 9 | 42.9% |
| #29 | Mathew Kremers | 380052 | Envision Capital, Inc. | 327578 | Wayzata, MN | $6.1M | 9 | 50.0% |
| #29 | Janice Merrill | 400103 | North Shore Bank of Commerce | 554165 | Hermantown, MN | $2.7M | 9 | 50.0% |
| #29 | Eric Johnson | 1472365 | US Mortgage Investments of New Prague, Inc. | 375444 | Edina, MN | $3.9M | 9 | 69.2% |
| #29 | Leah Pechman | 695794 | BLAZE CREDIT UNION | 469510 | Saint Paul, MN | $1.8M | 9 | 56.3% |
| #29 | Tammy Gile | 1014313 | Altra Federal Credit Union | 457287 | lacrosse, WI | $2.7M | 9 | 75.0% |
| #29 | Ali Massa | 400275 | Success Mortgage Partners, Inc. | 130562 | River Falls, WI | $3.7M | 9 | 64.3% |
| #29 | Mark Merry | 452552 | Granite Bank | 405434 | Champlin, MN | $4.6M | 9 | 64.3% |
| #46 | Matthew McGuire | 1535656 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $3.2M | 8 | 80.0% |
| #46 | Kate Anderson | 681633 | Prosperity Home Mortgage, LLC | 75164 | Edina, MN | $2.2M | 8 | 42.1% |
| #46 | Gregg Potratz | 370207 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.7M | 8 | 80.0% |
| #46 | Shaun Higgins | 84685 | CrossCountry Mortgage, LLC | 3029 | Bloomington, MN | $3.6M | 8 | 53.3% |
| #46 | Shelly Reining | 715635 | Altra Federal Credit Union | 457287 | Onalaska, WI | $2.6M | 8 | 53.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Minnesota. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-retention-by-units
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