Retention champions in Minnesota in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Brady Day (First Class Mortgage V, Inc, NMLS #206008), Casey Van Winkle (First Class Mortgage V, Inc, NMLS #323964), and Allison Larson (Guild Mortgage Company LLC, NMLS #1059283).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brady Day | 206008 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $16.1M | 46 | 75.4% |
| #2 | Casey Van Winkle | 323964 | First Class Mortgage V, Inc | 322842 | Maple Grove, MN | $12.8M | 33 | 63.5% |
| #3 | Allison Larson | 1059283 | Guild Mortgage Company LLC | 3274 | Prior Lake, MN | $13.9M | 29 | 61.7% |
| #4 | MICHAEL NOONE | 372494 | Mortgages By Noone, LLC | 1274274 | Eagan, MN | $12.2M | 27 | 87.1% |
| #5 | Thomas Jussila | 194821 | Guaranteed Rate, Inc. | 2611 | Cape Coral, FL | $9.5M | 24 | 70.6% |
| #6 | Jay Dacey | 375033 | Jay Dacey Mortgage Team Inc. | 1812066 | Little Canada, MN | $8.9M | 22 | 75.9% |
| #7 | Lisa Wells | 460442 | CrossCountry Mortgage, LLC | 3029 | Minnetonka, MN | $8.5M | 21 | 45.7% |
| #7 | Lisa Walker | 340189 | CrossCountry Mortgage, LLC | 3029 | Bloomington, MN | $6.0M | 21 | 65.6% |
| #9 | John Zydowsky | 369349 | Tradition Mortgage LLC | 286998 | Lakeville, MN | $10.1M | 20 | 62.5% |
| #10 | Kevin Yamaya | 400490 | Bell Bank | 419538 | Maple Grove, MN | $7.0M | 18 | 62.1% |
| #10 | NICHOLAS HANSON | 367027 | Tradition Mortgage LLC | 286998 | Edina, MN | $7.4M | 18 | 78.3% |
| #12 | Tanya Danielson | 509843 | Sherburne State Bank | 362519 | Becker, MN | $4.2M | 17 | 65.4% |
| #12 | Jason Stone | 1018649 | Fairway Independent Mortgage Corporation | 2289 | West St Paul, MN | $5.5M | 17 | 63.0% |
| #12 | Rachel Robole | 2273539 | Guild Mortgage Company LLC | 3274 | Prior Lake, MN | $6.4M | 17 | 68.0% |
| #15 | Kelly Ratzloff | 1102316 | Bell Bank | 419538 | Austin, MN | $4.1M | 15 | 100.0% |
| #16 | Ryan Stangl | 24417 | PrimeSource Funding, Inc. | 2174 | Mankato, MN | $4.5M | 13 | 59.1% |
| #16 | Leah Pechman | 695794 | BLAZE CREDIT UNION | 469510 | Saint Paul, MN | $2.3M | 13 | 61.9% |
| #16 | Wesley Atkinson | 400955 | Bell Bank | 419538 | Blaine, MN | $5.1M | 13 | 86.7% |
| #16 | Samuel Capistrant | 2029309 | Fairway Independent Mortgage Corporation | 2289 | Eden Prairie, MN | $4.8M | 13 | 76.5% |
| #16 | Janice Merrill | 400103 | North Shore Bank of Commerce | 554165 | Hermantown, MN | $3.7M | 13 | 48.1% |
| #16 | Luke Klitzke | 455645 | CorTrust Mortgage Inc. | 458038 | Hutchinson, MN | $4.4M | 13 | 76.5% |
| #22 | Alec Johnson | 273107 | CrossCountry Mortgage, LLC | 3029 | Maple Grove, MN | $4.1M | 12 | 75.0% |
| #22 | David Lozinski | 300103 | LOL Incorporated | 299829 | Bloomington, MN | $4.1M | 12 | 66.7% |
| #22 | Benjamin Daniels | 480141 | NEXA Mortgage, LLC | 1660690 | Maple Grove, MN | $4.8M | 12 | 80.0% |
| #22 | Brent Busch | 1626669 | Edge Home Finance, LLC | 891464 | Mankato, MN | $4.2M | 12 | 54.5% |
| #22 | Tammy Gile | 1014313 | Altra Federal Credit Union | 457287 | lacrosse, WI | $3.1M | 12 | 63.2% |
| #27 | Matthew Grant | 324106 | Fairway Independent Mortgage Corporation | 2289 | Bloomington, MN | $6.0M | 11 | 52.4% |
| #27 | Mary Costley | 504786 | North Shore Bank of Commerce | 554165 | Duluth, MN | $4.0M | 11 | 55.0% |
| #27 | Jamin Cousins | 1535665 | Better Mortgage Corporation | 330511 | Minneapolis, MN | $3.6M | 11 | 57.9% |
| #27 | Titus Mhiripiri | 233977 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Eden Prairie, MN | $3.4M | 11 | 78.6% |
| #27 | Cheri Hughes | 452924 | Co-op Credit Union of Montevideo | 512571 | Montevideo, MN | $1.9M | 11 | 84.6% |
| #27 | Daniel Bundt | 1488865 | Guaranteed Rate, Inc. | 2611 | Shakopee, MN | $4.2M | 11 | 61.1% |
| #27 | Andrew Burton | 285599 | Waterstone Mortgage Corporation | 186434 | Woodbury, MN | $4.0M | 11 | 73.3% |
| #27 | Gregg Potratz | 370207 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $4.2M | 11 | 73.3% |
| #35 | BRADLEY WEAPPA | 539879 | Fairway Independent Mortgage Corporation | 2289 | Bloomington, MN | $3.9M | 10 | 62.5% |
| #35 | Brent Merritt | 340490 | Mortgage Capital of MN Inc | 324257 | Maple Grove, MN | $6.2M | 10 | 76.9% |
| #35 | Meghan Laursen | 1374640 | Mayo Employees Federal Credit Union | 483355 | Rochester, MN | $991K | 10 | 50.0% |
| #35 | Robert Merrill | 400595 | Bell Bank | 419538 | Excelsior, MN | $6.3M | 10 | 66.7% |
| #35 | Habib Sadaka | 339526 | CrossCountry Mortgage, LLC | 3029 | Mankato, MN | $3.1M | 10 | 55.6% |
| #35 | Max Cloose | 1443737 | Security Bank USA | 401953 | Bemidji, MN | $1.6M | 10 | 55.6% |
| #35 | Thomas Graese | 1884233 | Affinity Plus Federal Credit Union | 402448 | Saint Paul, MN | $1.0M | 10 | 20.0% |
| #35 | Mandy Eckman | 653693 | Luminate Bank | 1281698 | Minneapolis, MN | $4.2M | 10 | 76.9% |
| #35 | Brenda Bednar | 286049 | CrossCountry Mortgage, LLC | 3029 | Owatonna, MN | $2.8M | 10 | 83.3% |
| #35 | Morgan Anderson | 1600977 | BLAZE CREDIT UNION | 469510 | Falcon Hgts, MN | $1.5M | 10 | 47.6% |
| #35 | Brenda Nelson | 758794 | Affinity Plus Federal Credit Union | 402448 | Faribault, MN | $1.6M | 10 | 32.3% |
| #46 | Mathew Kremers | 380052 | Envision Capital, Inc. | 327578 | Wayzata, MN | $6.1M | 9 | 45.0% |
| #46 | Jared Hanowski | 211935 | Granite Bank | 405434 | Champlin, MN | $2.6M | 9 | 50.0% |
| #46 | Jamie Mahaffey | 663473 | Affinity Plus Federal Credit Union | 402448 | Bemidji, MN | $1.3M | 9 | 81.8% |
| #46 | Lee Aldrich | 325834 | CrossCountry Mortgage, LLC | 3029 | Monticello, MN | $3.5M | 9 | 37.5% |
| #46 | Lindsey Jackson | 2069313 | Northwoods Credit Union | 408894 | Cloquet, MN | $1.3M | 9 | 45.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Minnesota. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-retention-by-units
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