Retention champions nationwide in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), and Mohammad Shah (Trusted Mortgage Capital Inc, NMLS #1198498).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $182.1M | 152 | 76.0% |
| #2 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $63.9M | 138 | 61.6% |
| #3 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $59.2M | 132 | 72.1% |
| #4 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $65.9M | 113 | 69.3% |
| #5 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $53.2M | 108 | 70.6% |
| #6 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $64.8M | 102 | 60.0% |
| #7 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $50.3M | 100 | 53.5% |
| #8 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $43.5M | 96 | 83.5% |
| #9 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $46.6M | 89 | 44.7% |
| #10 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $29.9M | 86 | 77.5% |
| #11 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $34.1M | 83 | 70.3% |
| #12 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $98.8M | 82 | 78.1% |
| #13 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $23.4M | 78 | 56.5% |
| #14 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $57.7M | 77 | 51.3% |
| #14 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $37.2M | 77 | 50.0% |
| #16 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $63.7M | 76 | 19.5% |
| #16 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $33.1M | 76 | 49.0% |
| #18 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $34.6M | 75 | 71.4% |
| #19 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $16.3M | 73 | 56.2% |
| #20 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $40.6M | 71 | 87.7% |
| #21 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $99.9M | 70 | 84.3% |
| #22 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $53.2M | 69 | 77.5% |
| #23 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $34.5M | 67 | 72.8% |
| #24 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $33.7M | 66 | 66.0% |
| #25 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $21.4M | 65 | 65.7% |
| #25 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $33.7M | 65 | 81.3% |
| #27 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $29.6M | 64 | 50.4% |
| #27 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $26.8M | 64 | 59.8% |
| #27 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $19.3M | 64 | 74.4% |
| #30 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $21.0M | 63 | 52.5% |
| #31 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $23.0M | 61 | 62.9% |
| #31 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $49.2M | 61 | 56.5% |
| #33 | Thomas Lavallee | 132849 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $27.4M | 60 | 81.1% |
| #33 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $29.6M | 60 | 66.7% |
| #35 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $31.0M | 59 | 39.3% |
| #35 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $47.1M | 59 | 78.7% |
| #35 | Bryan Lovern | 1053013 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $28.5M | 59 | 68.6% |
| #35 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $26.5M | 59 | 74.7% |
| #39 | Or Gera | 1269459 | RealFi Solutions, LLC | 2478197 | Chicago, IL | $27.7M | 57 | 83.8% |
| #39 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $43.7M | 57 | 43.8% |
| #41 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $20.0M | 54 | 63.5% |
| #41 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $63.9M | 54 | 75.0% |
| #43 | Joel Schaub | 224512 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $31.7M | 53 | 59.6% |
| #44 | Savvas Fetfatsidis | 35213 | Guaranteed Rate, Inc. | 2611 | Needham, MA | $32.5M | 52 | 71.2% |
| #45 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $23.8M | 51 | 42.9% |
| #45 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $18.0M | 51 | 66.2% |
| #45 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $15.4M | 51 | 44.7% |
| #48 | Martin Medve | 86840 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $37.9M | 50 | 60.2% |
| #49 | TREVOR MCFARLAND | 38803 | Guild Mortgage Company LLC | 3274 | Worcester, MA | $18.4M | 49 | 73.1% |
| #49 | Johnathan Denha | 1622391 | Rapid Home Lending Inc. | 1798321 | Bingham Farms, MI | $14.8M | 49 | 18.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units
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