Retention champions nationwide in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), Mohammad Shah (Trusted Mortgage Capital Inc, NMLS #1198498), and Jarret Coleman (U.S. Bank National Association, NMLS #67530).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $88.9M | 192 | 64.0% |
| #2 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $85.8M | 187 | 71.4% |
| #3 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $186.0M | 155 | 70.1% |
| #4 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $84.1M | 146 | 69.9% |
| #5 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $62.2M | 137 | 85.6% |
| #6 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $61.8M | 125 | 70.2% |
| #7 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $40.6M | 116 | 73.4% |
| #8 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $69.5M | 113 | 55.9% |
| #9 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $57.3M | 109 | 42.2% |
| #10 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $51.3M | 102 | 49.5% |
| #11 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $126.1M | 101 | 69.7% |
| #12 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $40.0M | 98 | 67.1% |
| #13 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $28.0M | 95 | 50.3% |
| #13 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $32.1M | 95 | 62.9% |
| #15 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $44.3M | 94 | 74.6% |
| #16 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $40.8M | 93 | 49.7% |
| #17 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $42.2M | 91 | 45.7% |
| #17 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $65.9M | 91 | 47.9% |
| #19 | Or Gera | 1269459 | RealFi Solutions, LLC | 2478197 | Chicago, IL | $45.8M | 90 | 84.1% |
| #20 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $47.5M | 88 | 42.1% |
| #21 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $40.3M | 85 | 70.2% |
| #21 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $19.0M | 85 | 50.9% |
| #23 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $121.0M | 81 | 85.3% |
| #24 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $40.9M | 80 | 72.1% |
| #24 | Ameer Katifi | 1671470 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $31.9M | 80 | 29.7% |
| #26 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $65.3M | 78 | 17.4% |
| #27 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $34.2M | 77 | 44.3% |
| #28 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $39.6M | 76 | 78.4% |
| #28 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $27.5M | 76 | 62.8% |
| #30 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $59.3M | 75 | 72.1% |
| #31 | Amiteshwar Bhatia | 1614245 | Watermelon Mortgage Inc | 2839414 | Las Vegas, NV | $42.2M | 74 | 87.1% |
| #32 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $56.4M | 73 | 78.5% |
| #33 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $29.6M | 72 | 52.6% |
| #34 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $37.3M | 71 | 61.7% |
| #34 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $40.6M | 71 | 82.6% |
| #36 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $21.0M | 70 | 66.0% |
| #37 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $53.6M | 69 | 55.6% |
| #38 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $23.5M | 68 | 53.1% |
| #39 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $22.8M | 67 | 57.3% |
| #39 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $12.5M | 67 | 95.7% |
| #41 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $51.8M | 65 | 71.4% |
| #42 | Johnathan Denha | 1622391 | Rapid Home Lending Inc. | 1798321 | Bingham Farms, MI | $18.5M | 64 | 18.4% |
| #43 | Bryan Lovern | 1053013 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $31.2M | 63 | 62.4% |
| #43 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $48.3M | 63 | 38.7% |
| #45 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $30.3M | 62 | 59.0% |
| #46 | Thomas Lavallee | 132849 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $27.5M | 61 | 80.3% |
| #47 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $26.7M | 60 | 41.4% |
| #48 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $68.0M | 58 | 70.7% |
| #48 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $17.2M | 58 | 38.2% |
| #50 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $18.0M | 57 | 34.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units
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