Retention champions nationwide in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Biju paul (Prime Choice Lending Inc., NMLS #337511), and Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $161.2M | 136 | 76.4% |
| #2 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $50.3M | 100 | 57.1% |
| #3 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $47.3M | 96 | 71.6% |
| #4 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $54.1M | 94 | 69.1% |
| #5 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $41.3M | 93 | 69.9% |
| #6 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $43.8M | 92 | 57.9% |
| #7 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $51.4M | 85 | 62.0% |
| #8 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $42.9M | 83 | 45.1% |
| #9 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $34.8M | 78 | 83.9% |
| #10 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $54.7M | 71 | 56.8% |
| #11 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $30.1M | 70 | 49.6% |
| #11 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $39.8M | 70 | 87.5% |
| #13 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $83.6M | 69 | 78.4% |
| #13 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $33.8M | 69 | 53.9% |
| #15 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $28.7M | 68 | 68.7% |
| #16 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $55.7M | 67 | 19.5% |
| #17 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $20.1M | 66 | 57.9% |
| #17 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $30.4M | 66 | 70.2% |
| #17 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $50.9M | 66 | 81.5% |
| #20 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $14.5M | 65 | 59.1% |
| #20 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $21.4M | 65 | 80.2% |
| #22 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $32.0M | 62 | 72.1% |
| #23 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $88.1M | 61 | 84.7% |
| #23 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $25.6M | 61 | 67.0% |
| #23 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $31.5M | 61 | 74.4% |
| #26 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $30.2M | 58 | 80.6% |
| #26 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $27.3M | 58 | 54.7% |
| #28 | Thomas Lavallee | 132849 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $25.1M | 56 | 83.6% |
| #28 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $21.4M | 56 | 65.1% |
| #30 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $27.6M | 55 | 73.3% |
| #30 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $43.0M | 55 | 57.3% |
| #32 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $16.0M | 54 | 75.0% |
| #32 | Bryan Lovern | 1053013 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $26.6M | 54 | 73.0% |
| #34 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $16.7M | 53 | 71.6% |
| #35 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $59.1M | 51 | 75.0% |
| #35 | Savvas Fetfatsidis | 35213 | Guaranteed Rate, Inc. | 2611 | Boston, MA | $31.7M | 51 | 72.9% |
| #37 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $37.1M | 50 | 45.9% |
| #37 | Joel Schaub | 224512 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $28.7M | 50 | 59.5% |
| #37 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $17.5M | 50 | 49.5% |
| #40 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $21.9M | 49 | 74.2% |
| #41 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $14.0M | 47 | 48.5% |
| #42 | Martin Medve | 86840 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $34.6M | 46 | 65.7% |
| #42 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $30.2M | 46 | 78.0% |
| #44 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $17.7M | 45 | 64.3% |
| #45 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $23.5M | 44 | 35.5% |
| #45 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $53.2M | 44 | 83.0% |
| #45 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $37.1M | 44 | 75.9% |
| #48 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $21.3M | 43 | 44.3% |
| #48 | Timothy Holdmann | 1593146 | Accunet Mortgage LLC | 255368 | Waukesha, WI | $16.1M | 43 | 91.5% |
| #48 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $8.1M | 43 | 97.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2026
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