Retention champions nationwide in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), Mohammad Shah (Trusted Mortgage Capital Inc, NMLS #1198498), and Jarret Coleman (U.S. Bank National Association, NMLS #67530).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $77.9M | 169 | 62.6% |
| #2 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $73.8M | 160 | 72.4% |
| #3 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $185.2M | 154 | 73.7% |
| #4 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $71.4M | 123 | 68.7% |
| #5 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $51.7M | 116 | 84.1% |
| #6 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $57.0M | 115 | 68.5% |
| #7 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $67.3M | 108 | 58.7% |
| #8 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $50.5M | 101 | 50.8% |
| #9 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $53.1M | 100 | 43.3% |
| #10 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $33.4M | 95 | 74.2% |
| #10 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $113.9M | 95 | 73.6% |
| #12 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $37.4M | 90 | 69.2% |
| #13 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $38.1M | 87 | 50.9% |
| #13 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $40.8M | 87 | 75.0% |
| #15 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $39.8M | 85 | 46.7% |
| #15 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $25.2M | 85 | 51.8% |
| #17 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $62.4M | 84 | 49.4% |
| #18 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $35.6M | 78 | 69.6% |
| #19 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $17.1M | 77 | 51.7% |
| #20 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $24.8M | 76 | 65.0% |
| #20 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $63.7M | 76 | 18.1% |
| #22 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $38.3M | 75 | 71.4% |
| #22 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $111.7M | 75 | 84.3% |
| #24 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $39.6M | 74 | 40.9% |
| #25 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $40.6M | 71 | 84.5% |
| #25 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $54.6M | 71 | 77.2% |
| #25 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $32.2M | 71 | 47.7% |
| #25 | Or Gera | 1269459 | RealFi Solutions, LLC | 2478197 | Chicago, IL | $34.8M | 71 | 83.5% |
| #29 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $36.8M | 70 | 65.4% |
| #30 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $25.1M | 69 | 63.9% |
| #30 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $28.4M | 69 | 56.6% |
| #32 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $53.0M | 68 | 80.0% |
| #33 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $35.0M | 67 | 77.9% |
| #33 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $22.7M | 67 | 53.2% |
| #35 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $19.6M | 66 | 67.3% |
| #36 | Ameer Katifi | 1671470 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $26.4M | 64 | 27.1% |
| #36 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $50.3M | 64 | 55.2% |
| #38 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $46.6M | 61 | 41.8% |
| #38 | Thomas Lavallee | 132849 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $27.5M | 61 | 80.3% |
| #38 | Bryan Lovern | 1053013 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $30.7M | 61 | 64.2% |
| #41 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $21.3M | 60 | 60.6% |
| #41 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $29.6M | 60 | 63.2% |
| #43 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $68.0M | 58 | 72.5% |
| #44 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $10.5M | 56 | 96.6% |
| #44 | Johnathan Denha | 1622391 | Rapid Home Lending Inc. | 1798321 | Bingham Farms, MI | $16.4M | 56 | 17.9% |
| #44 | Amiteshwar Bhatia | 1614245 | Watermelon Mortgage Inc | 2839414 | Las Vegas, NV | $31.3M | 56 | 84.8% |
| #47 | Matthew Tardiff | 43211 | Camden National Bank | 486887 | Kennebunk, ME | $43.3M | 55 | 70.5% |
| #48 | Joel Schaub | 224512 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $32.0M | 54 | 54.5% |
| #48 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $16.1M | 54 | 38.8% |
| #48 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $24.9M | 54 | 41.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2026
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